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About car title loans
Car title loans are secured loans where borrowers use their vehicle title as a collateral.
By using your car title as collateral, you can get approved for a loan of $2,600 to $20,000, depending on the value of your car and other criteria. Once the loan is paid off, the title returns to you.
Find out more about how title loans work.
Our loans range from $2,600 to $20,000, mainly depending on your car’s value, your needs and your ability to repay the loan. Use our Online Form to apply for a title loan.
Car title loans are legal in California. Lenders must hold a finance lenders license issued by the California Department of Business Oversight. Call us (888) 700-8900 to find out more.
Our interest rates vary according to specific criteria, but we offer very competitive rates. Apply online or give us a call to find out more.
As opposed to payday loans, which are short term loans that offer a small amount of money, title loans can be payed over a longer period, and the amount you can get is substantially higher. Another advantage is that if you make the car title loans payment on time, after the final payment you will owe nothing. Payday loans, however, start over every time you take a new loan.
The California Department of Business Oversight oversees all lenders in California. Call us for more information.
It usually takes an hour or so, provided that you bring all the necessary documents. In some cases it may take longer.
In most cases we can take care of the DMV paperwork. Just bring over the title, and let our experienced staff do all the work.
To apply for a car title loan, you will need to provide a car title, proof of ability to repay the loan, ID, proof of income and expenses, and sometimes also a car insurance. You might be asked to present additional documents.
No. Being unemployed doesn’t necessarily mean you can’t get approved for a title loan. If you can prove your ability to repay the loan and meet our credit criteria, there’s a good chance we’ll approve the loan.
Yes, you can continue to drive your car as usual. When your loan is completely repaid, you will receive your car title back.
Montana Capital Car Title Loans can help you pay off your car. Call us for more information about this.
We are not concerned with your credit score. Even if you have a poor credit score or don’t have a score at all, you may qualify for a Montana Capital Car Title Loan. Give us a call or use the online form to apply.
Yes, we might be able to help you with that. Call us and we will be glad to provide more information about this situation.
You certainly can. Having a bank account is not a mandatory part in our process. To find out more, simply give us a call at 800-700-8900.
No problem. We will help you to get one quickly.
Our office may be able to issue an up-to-date registration for you. Call us for more information about this.
We will help you to find insurance that will fit you best.
Yes, you can apply for a title loan at Montana Capital even if already took a loan from one of our competitors. There’s a good chance we can help you pay off the existing loan and give you a new one with great rates.
You have several payment options: online payments, phone payment, Cash and Check / Money order. Find out more in our How to Pay page.
We usually require the loan to be repaid in 36 months, but we can create a more flexible time frame if necessary.
Yes! We welcome early repayments with no penalty fees.
There are no hidden fees. Our agents will explain everything you need to know while taking the loan, so there will be no surprises afterwards.
The first payment is usually due 30 days from the contract date.
About Montana Capital
For more than a decade, Montana Capital Car Title Loans has been helping customers by providing title loans with very competitive rates. Montana Capital takes pride in its great customer service and support, which makes us one of the most valued car title loans company in California. Read more about Montana Capital Car Title Loans.
Montana Capital was established in 2007, and since then served thousands of satisfied customers. Find out more information about Montana Capital Car Title Loans.
Montana Capital has locations across California. Find the nearest one in our locations finder.
We take extreme measures and work with industry leading protocols to protect your personal information.