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Home > How to Get a Title Loan on A Classic Car

How to Get a Title Loan on A Classic Car

How much cash can i get

Find out now. It's fast, secure & free!

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How it works

For people who collect classic cars, it’s more than just a hobby. Most people who collect these vintage cars put their time, energy, and money to completely restore and upgrade their classic vehicle. It’s true dedication!

We understand that seeking financial help can be daunting, and using your classic vehicle to secure a loan might seem intimidating. However, with our service, you can rest assured that you’re in good hands.

So How Does a Classic Car Title Loan Process Work?

  • As with other types of title loans, a classic car title loan starts with your application. We will ask for some basic information and your vehicle’s info.
  • We will provide you with a free quote after we run your info through our system.
  • Once you’re approved for a loan, you’ll need to surrender the vehicle’s title.
  • As with all of our title loans at Montana Capital, you keep your car while making regular monthly payments.

How Much Money Can I Get on My Vintage Car?

When you apply for a title loan with us, it’s important to borrow the minimum amount that you need, so you can afford to pay it back. While sometimes it can be tempting to borrow a higher amount on the loan, using such a valuable asset such as a classic car, might not be the best idea. With a higher loan amount, your interest payments will be higher as well.

The amount of money you can get for a title loan on your vintage car typically depends on its current market value. Lenders usually offer between 25% to 50% of your vehicle’s value, but this can vary based on the lender and state regulations. Some lenders may offer loans up to $50,000. However, the specific amount also depends on your ability to repay the loan and the condition of your vintage car. Always check with specific lenders for their policies and terms.

Typically, our classic car loan amounts fall within the range of $500 to $50,000. However, we could potentially offer up to 70% of your vintage car’s value. This value is determined by a variety of factors, including the vehicle’s condition, mileage, age, and other relevant aspects.

Loan terms are typically between 24 months and 36 months, but it can vary widely.

Taking out a classic car title loan is a great option if you need a quick loan to pay for emergencies such as overdue bills or rent.

While with most banks you can wait a few days to get a loan, we can help you get the money fast so you can take care of your finances!

What Do I Need to Get Old Car Title Loans?

To obtain a classic car title loan, you’ll typically need the following:

  1. A clear title to the vehicle: This means you own the vehicle outright, with no liens or outstanding loans against it.
  2. Proof of income: This can be pay stubs, bank statements, or even tax returns. Lenders need to know you have the means to repay the loan.
  3. Proof of residence: This can be a utility bill, lease agreement, or mortgage statement showing your current address.
  4. Valid identification: A driver’s license or other government-issued ID is typically required.
  5. Photos of the vehicle: Photos help the lender determine the condition and value of the vehicle.
  6. Personal references: Some lenders may require references as part of the application process.

Remember, requirements can vary between lenders, so it’s always a good idea to check with the specific lender for their policies and terms.

Get Same Day Cash on Your Classic Vehicle!

It’s not easy to get emergency funding, especially for people with low credit. Our classic car title loans can get you the same day funding that you need.

At Montana Capital, we make it simple and fast to get same day funding:

  • Get a free quote on your vehicle. There are no obligations whatsoever and it’s completely free.
  • We offer same-day cash loans. As long as you provide us with all the requirements, you may be able to receive same-day funding.
  • We also offer to do the loan process completely online from the comfort of your home.
  • Professional customer service team that’s ready to help.
  • Few requirements and documents are needed for classic car title loan approval.
  • No pre-payment penalty fees when you payoff the loan!

Call us today or apply through our secure website application to get started on a classic car title loan. Remember, for any questions you may have, our loan experts at Montana Capital are there to assist you!

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