Get Your Title Loan with MontanaCapital™
3 steps to review your eligibility and loan terms:
Check whether you prequalify
Review estimated amount, APR, fees, terms and repossession risk
Accept only if the payments fit your budget
How much could I qualify for?
Get a free quote. It’s fast, secure, and simple.
Over 375,000+ People Helped Since 2007
Trusted & Accredited:
FAST, SECURE & FREE!
Access Title Loans 24/7
Get up to $50,000
quickly from a licensed lender (NMLS ID 2249848)
Apply online in about 5 minutes
If approved, same-business-day funding may be available.⁷
Free eligibility check
Checking your eligibility will not affect your credit score.
Who We Are
Quick and Easy Title Loans with MontanaCapital® Loan Agency
Welcome to MontanaCapital®, your trusted loan agency partner for fast, flexible title loan services.
With us, you can keep driving your car during the loan term. Your vehicle title may be used as collateral for a secured loan, subject to approval and state law. Funding timing varies based on verification and your individual circumstances.
Our goal is to offer an amount and repayment plan based on your vehicle, income and ability to repay, all with top-notch customer service. Ideal for those with less-than-perfect credit, our title loans provide a swift, secure way to access same-day funds.
Choose MontanaCapital® for a hassle-free, reliable title loan experience.
375,000 +
People helped with fast emergency loans since 2007
Rebecca Richardson
Local guide • 27 reviews
Quick and friendly. Rates were better than other title loan companies I’ve tried. They were helpful and informative and processed my information in no time.
Life With Mrs Clark
Local guide • 8 reviews
Joel and staff provided friendly, efficient service… Everything was explained clearly to me and my questions were answered in a professional manner. I would highly recommend using them if you need to. Note: Loan isn’t cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Paul Kim
3 reviews • 2 photos
Great group of people… very professional and prompt. Had the cash within an hour, always received courtesy text reminders, and payoff way simple.
Will definitely come back if I need more cash!
Keith Gilabert
8 reviews • 3 photos
I would really recommend this company. The telephones were answered promptly and there was no long wait while someone was ready to talk to me.
Mineh Bejanian
7 reviews • 1 photos
really good customer service, good experience, didn’t expect to receive the money on the same day highly recommended to others
Bee G
2 reviews • 3 photos
Very easy process. Convenient hours for those of us who work. Best of all, no credit check. Friendly staff.
JuNiM RoSa
8 reviews • 3 photos
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
GET STARTED
4 Easy Steps to Apply for a Title Loan Online or Near You
Apply Now
Call us or fill out the simple form on our website to kickstart your title loan process. It’s fast, secure & free!
Quick Pre-Approval
Your application will be quickly reviewed and pre-approved based on your income and vehicle’s equity.
Cash in Hand
Get approved and receive your funds within 24 hours. Pick up cash at the nearest location or get a direct deposit.
Keep Your Car!
Keep driving your car while making loan repayments. You’ll receive your title back once the final payment is made.
Fast, Secure & Free!
Title loans allow you to use your car title as collateral and get money fast.
To get a car title loan, you give us your vehicle’s title, whether you have a car, truck, RV, or motorcycle. Like any other loan, you pay us a fee to borrow the money.
While your loan amount is based on your car’s equity and your income, you can expect to get up to $50,000, typically up to 50% of your car’s value.
products
Products We Offer
We can help you with almost every type of title loan to support you no matter your situation.
WHY CHOOSE US
Our Customers Come First
When you need funds fast, a title loan may be one option for short-term borrowing, but it can be expensive. Compare APR, fees, payment schedule and alternatives first. Unlike payday or unsecured personal loans, title loans may have lower interest rates and simple repayment terms. The best part? You don’t necessarily need a strong credit history to secure a title loan from MontanaCapital®.
You deserve to work with a lender who puts your needs first, not your financial situation.
We’re committed to clear communication and responsive support throughout your loan.
services around usa
Title Loan Near You
We may help you with title loans throughout the United States. Learn more about the various title loan services and cash options near you.
Find a location By State
480+
Metropolitan areas
13
States
24/7
Online application
Title loans
Installment loans
No service
Features
Entire Online Title Loans Process
Our goal is to provide fast, effective cash solutions for immediate needs.
Thanks to online lending and technological advancements, we’ve made our loan process more convenient and secure than ever. Now, the complete title loan process – from application to final signing – can be done entirely online.
Forget about waiting in long lines or dealing with extensive paperwork. Apply from the comfort of your home in minutes. If approved, you could receive funds as soon as the same day⁷.
Simple Process
Enjoying a Simple, Intuitive Title Loan Shopping Process
Secure Funds
from a a licensed lender (NMLS ID 2249848)
Reduce Costs
online early repayment
Online Process
is smooth, reliable & easy
Efficient Processing
for urgent cash loan needs
About Us
MontanaCapital™
Since 2007, MontanaCapital™ has offered financial solutions to over 375,000 applicants.
We are a respected industry leader committed to helping hardworking Americans use the equity in their vehicle to access the cash they need. We operate across the United States, providing car title loan services to customers. Our process is simple, efficient, and designed to help you access funds quickly when you need them most.
Choose a safe and reliable lending option today with Montana Capital™.
blog
New Articles
Get the latest scoop on updates related to title loans, bad credit loans, personal finance, and more.
Questions
Have Questions? We Are Happy To Answer
Here, you can find frequently asked questions by our customers. If you don’t find the answer you need, click the link below to visit our FAQ page.
What’s the most common asset for title loans?
Cars are the most frequent collateral in title loans, also called “car title loans“.
Do title loans require credit checks?
While credit history isn’t the main factor for approval in title loans, a credit check may still be conducted.
However, credit scores typically have less impact on the approval process, allowing for faster access to funds.
What amount can I secure with a car title loan?
The funds you can obtain through our car title loans can go up to $50,000.
The specific amount depends on factors such as your vehicle’s value, your financial needs, and your ability to repay.
Does every state allow car title loans?
No, car title loans are not available in every state. Rules vary widely, and some states restrict or prohibit them altogether. Each state sets its own requirements, rates, and borrower protections.
Since laws can change over time, you can review your state’s rules and navigate through the Title Loan Laws by State guide.
What are the interest rates on title loans?
Title loan rates are usually very high. Many lenders charge around 25% per month, which equals about 300% APR. Rates vary by lender, so APR can be different from one company to another.
At Montana Capital, loan amounts can reach up to $50,000, depending on your vehicle, income, state, and ability to repay.
Can I get a title loan if my car isn’t fully paid off yet?
Yes, you can. If you have a small remaining balance on your car loan, you might still qualify for a title loan.
Discover how to obtain title loans for your vehicle that isn’t fully paid off here.
Why are auto title loans preferred over payday loans?
Payday loans only offer a small payout and quick deadlines.
However, with auto title loans, you get more time to pay back the money, and you can receive a larger amount.