Title Loans Online - Fast & Easy

3 easy steps to get your cash:

Sign up form

Keep the keys, get the cash!

Pay loan, get title back

How much cash can i get

Find out now. It's fast, secure & free!

trust icons
Home > Title Loans Online Direct Deposit

Title Loans Online Direct Deposit

How much cash can i get

Find out now. It's fast, secure & free!

trust icons

If you are applying for a title loan but don’t want the hassle of driving to the bank and cashing a check, you are in luck! With title loans direct deposit service, you can receive your funds directly into your bank account. It’s fast, secure, and convenient. If approved, you may receive up to $50,000 in as little as 24 hours!

With Montana Capital, you don’t have to worry about predatory lenders or getting taken advantage of. The online application process is simple, and you get to keep driving your vehicle. So apply today, and if approved, you may receive your funds via direct deposit as early as the same day!

In a Nutshell:

Enjoy the convenience of direct deposit without visiting a title loan center in person. You may not even need a vehicle inspection if you provide clear photos showing the car’s current condition. With our fully online process, approved borrowers can quickly receive up to $50,000 quickly, provided their vehicle is fully paid off and they have the means to repay the loan.

How Do Online Title Loans Work?

With an online title loan, you can borrow money using your car as collateral. Upon approval, you will receive information to set up direct deposit and receive the funds in your account. Because your car title secures the loan, the lender will keep the title until the entirety of the loan is paid off. Keep in mind that online title loans are intended for short-term financing during a financial emergency and should not become a long-term solution.

To be qualified for a title loan you must meet or provide the following criteria:

  • Be the registered vehicle owner
  • Have a lien-free title in your name
  • Provide photos of your vehicle
  • Show Valid government photo ID
  • Have equity in your vehicle
  • Be 18 years of age or older
  • Provide proof of income 
  • Provide proof of address
  • Provide three references

Serving You Across The US!

Montana Capital Car Title Loans serves applicants from various states, including Alabama, Virginia, Arizona, Ohio, Florida, Texas, California, Nevada and many more! By connecting with a trusted lender, we help people apply for a title loan safely and quickly. Call us now and let our support team guide you.

Apply Online With Direct Deposit in 5 Simple Steps

To apply for car title loans online and get an instant answer regarding preapproval, simply:

Personal Information

Provide your basic information and car details


Upload the required documents

  • proof of income 
  • photos of your car 
  • driver’s license
  • car title

Term Length and Rate

A loan officer will contact you with the loan agreement

Title Submission

Send the title via FedEx using the provided shipping label

Online Direct Deposit

Get your funds via direct deposit into your bank account

What Documents are Needed for an Online Title Loan?

We make it easy to apply for a title loan completely online, making the whole process quick and convenient. While your credit score is not the primary focus, we’ll need documents proving you can afford the loan and depicting the condition of your vehicle. You can do this by sharing the following:

  • Proof of income
  • A copy of your driver’s license
  • A copy of your car insurance
  • Your lien-free car title with your name
  • Your vehicle’s registration
  • Pictures of the car’s interior and exterior
  • Picture of the current odometer reading

What’s Needed for a Direct Deposit?

Setting up direct deposit allows us to place funds directly into your account, either checking or savings. With direct deposit, there is no longer a need to deposit a paper check, giving you quick and easy access to your funds.

 If approved, be prepared to provide the following information:

How Long Does It Take To Get the Direct Deposit Money After I’m Approved?

After you are approved and everything is signed, all you need is your money! Depending on when you apply and how fast you submit the proper documentation, you could potentially receive your funds the same day. If you apply later in the day, we will have your funds transferred to your account via direct deposit as soon as the next business day!

How Much Will You Be Able to Borrow?

We offers loan amounts between $500 and $50,000. The amount you can borrow depends on your ability to repay the loan and the vehicle’s value. Some borrowers may receive up to 70% of their vehicle’s current value.

It’s worth noting that in some states, the minimum borrowing amount can be as low as $1,000.In the wider title loans industry, some lenders may offer loans up to $50,000

Selecting the Best Online Title Loan Company

How to Compare My Emergency Loan Offers

Do Your Research: Choose the Best Online Title Loans Offer

Montana Capital Car Title Loans is one of the most reputable lenders offering instant online title loans. 

Loan Amounts

As stated above, you can receive between $500 and $50,000 if approved. Your ability to make your loan payments on time is the primary approval factor since your vehicle is being used as collateral for the loan. While your credit may be checked, even those with bad credit may be approved.

APR and Fees

We doesn’t charge prepayment penalties or have hidden fees. We are transparent about the costs and honest about the APR, ensuring you need the funds and can repay them without causing financial issues.

Funding Time

You can complete the loan process online and may access your direct deposit cash as early as the same day or the following business day.

Additional Considerations

We are a licensed lender offering applicants the flexibility of both completely online and in-person applications. This allows you to choose the method that best suits your needs and preferences. We’ve been in business since 2007 and may be able to help you with a title loan in over 30 states and 480+ metropolitan areas. If approved, you will be able to continue driving your vehicle for the duration of the loan. 

Benefits of Applying for a Loan With Our Company

Loan Potential

You may borrow up to $50,000 depending on how much you can afford to repay, and your vehicle’s value.

Convenient Availability

Our online title loan application is available 24 hours a day, 7 days a week. Apply online anytime.

Relaxed Credit Requirements

We don’t require great credit to apply – applicants with no credit or bad credit may be approved.

Flexible Payment Options

Make payments using a debit card online, payment over the phone, or cash at many 7-Eleven stores.

Inspect Your Vehicle Online

Title loans require your title as collateral for the loan, so an inspection of your vehicle is required to determine how much you are eligible for.

However, we doesn’t always require an in-person inspection. If this is the case, you will provide the lender with photos of your vehicle from all sides and multiple angles so they can assess your car’s current condition and market value.

Many factors are taken into consideration when determining your vehicle’s market value. These include: 

  • Vehicle brand
  • Mileage
  • Interior and exterior condition
  • Mechanical condition
  • Aftermarket accessories

Title Loan Licensed Lender Tips:

Does the idea of a car title loan offering direct deposit appeal to you? If so, here are Montana Capital’s top tips to increase your chances of getting approved:

  • Act Like You’re Selling Your Car. When preparing your car for the vehicle inspection, or submitting photos online, act like you’re selling the car. Ensure the car is in great condition inside and out so the pictures make the car look pristine.

  • Prove You Can Repay the Loan. If you have a bad credit score, chances are banks turned you down for financing. But title loans don’t focus on your credit. Instead, online title loan lenders focus on your ability to repay the loan. Prove without a doubt that you have the income and ability to meet the lending conditions, and you’ll increase your chances of approval.

  • Do Your Research. Don’t fall for the first car title loan lender you find, as some are more reputable than others. Instead, look for licensed lenders that are transparent about their practices, fees, and interest rates. This ensures you’ll get an honest loan estimate, and your loan agreement will meet what the lender promised.


Can I Keep Driving My Vehicle After Taking Out an Online Car Title Loan?

Can I Get Title Loans Online Direct Deposit Without Having to Visit a Store?

Are There Title Loans Online With Instant Approval?

Is It Allowed For Direct Lenders to Provide Title Loans Through the Internet?

The Bottom Line

When time is of the essence, waiting for a paper check can feel like a lifetime. Online title loans with direct deposit may be a good option when you need money fast. You can get the money you need quickly directly into your account without giving up your car. All you need is the name of your bank, account number, routing number, and type of account (checking or savings). 

Remember to only use instant online title loans as a short-term solution when you’ve exhausted other options. If you decide title loans online direct deposit are right for you, we offers a simple application process that allows you to have your funds in as little as 24 hours or less. Get your application started here!

Written by Samantha Hawrylack

Written by

Samantha Hawrylack

Samantha Hawrylack is a writer for Montana Capital Car Title Loans and a personal finance expert. Sam received her Bachelors of Science in Finance and her Masters in Business Administration from West Chester University of Pennsylvania. She began her career in the financial services industry and shifted to an entrepreneurial role where she could directly impact clients. Sam has an impressive background in personal finance and business management.

Skip to content