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Our loan process
How much cash can i get
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STEP 1
Quick, Easy!
The first step to obtaining a loan from Montana Capital Car Title Loans is checking if you are pre-qualified. Speak with our loan specialists during our business hours by calling 1-800-700-8900, or fill out the secure online application.
In both cases, it will take just a few minutes of your time. We’ll ask you to provide information such as the make, model, and mileage of your car. Also, we’ll need some basic contact information like your name and phone number so that an agent can guide you through the next steps.
STEP 2
Keep the keys, get the cash!
Complete your application so we can review your vehicle’s value and your ability to repay based on your income. You can finish this step online for a faster process or visit a nearby Montana Capital Car Title Loans location.
Once your information is verified and approved, you will review the loan terms and ask any questions. Loan amounts can go up to $50,000, typically up to 50% of your vehicle’s value.
If everything looks right, you will sign the final documents and receive your funds, often the same day⁷. In some cases, funding may be available the next business day.
*For online or phone approvals, you may be asked to submit your title through a local DMV office or an approved registration service center.
STEP 3
Make your payment and get your title back
You can make your loan payments online, by phone, with cash*, or by check or money order. For full instructions and payment options, please visit our How to Pay page.
Once your loan is paid in full and the final payment has cleared, your vehicle title will be released and returned to you, and the loan will be considered fully satisfied.
*Cash payments are available ONLY in MoneyGram and your local 7-Eleven Store locations.
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