How Our Loans Work
As easy as 1-2-3
The first step to obtaining a loan from Montana Capital Car Title Loans is checking if you are pre-qualified. Speak with our loan specialists during our business hours by calling 1-800-700-8900, or fill out the secure online application. In both cases, it will take just a few minutes of your time. We’ll ask you to provide information such as the make, model, and mileage of your car. Also, we’ll need some basic contact information like your name and phone number so that an agent can guide you through the next steps.
Keep the keys, get the cash!
The next step is to visit your nearest Montana Capital Car Title Loans branch to complete the application process. With branches in many cities in California, such as San Jose and Bakersfield, we’re closer than you think!
In our branches, you’ll meet one of our friendly agents who will verify your documentation and go over the loan details, as well as answer any questions you may have. Depending upon the value of your automobile, and your ability to repay the loan, these cash loans can range from $2,600 to $20,000. If everything looks good, you’ll need to sign a few documents. Then, collect your check within the same day* AND drive away in your car!
*In some cases you will be receiving your money in the following day.
Should you be qualified for our Online/Phone Loan Process, you will be asked to drop off your title in the nearest DMV office or in one of the Registration Service Centers we work with.
Pay loan, get title back
Pay the loan in full – it’s OK to pay it off early since there are no early repayment charges. The payoff process is very simple and easy. Call to verify your payoff amount and deposit your final payment in one of Bank of America’s branches we are banking with**. Finally, remove your anti-theft device in one of the GPS Centers we are working with. This process helps you get one step ahead of your bills and enjoy the comfort of keeping your car!
**If you are not depositing Cash please allow 4-5 business days for your funds to be cleared.