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Home > What do you need for a title loan?

What do you need for a title loan?

How much cash can i get

Find out now. It's fast, secure & free!

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A car title loan is a great solution for those looking for fast cash. A title loan allows borrowers to use their vehicle as collateral and get lower interest than other loan options like payday loans. The title loan is paid back in monthly payments while the owner of the vehicle gets to continue driving the car. The application is free, the process is relatively quick, and there are no prepayment penalties!

When inquiring about title loans, one of the first questions people always ask is what do I need for a title loan? And the great thing about this type of loan is that you actually don’t need too many documents! In comparison with traditional bank loans, the title loan process usually requires much less paperwork and hassle. Many borrowers find this ideal since the last thing you want to do when in financial trouble is have to go through a long and difficult process to simply get some cash.

Serving You Across The US

Montana Capital Car Title Loans serves applicants from more than 30 States! By connecting with a trusted lender, we help people apply for a title loan safely and quickly. Call us now and let our support team guide you.

Documents you’ll need for a title loan

Our goal at Montana Capital Car Title Loans is to be able to provide a title loan to anyone who is in financial trouble. We do this by providing a simple application process, great loan terms, and professional service. Our loan experts will answer any question you have from “what do you need to get a title loan” to “what is the most convenient way to make a payment“. We’re here to help and do so efficiently and quickly!

Wondering what do I need to get a title loan? The following documents are a must-have in order to be approved for a loan:

Identification Card

It could be a driver’s license, passport, or any other state-issued ID.

Proof of Income

We want to know that you have the ability to repay the loan and we accept many forms of income in order to see this. Regular pay stubs, bank statements, and benefits are all viable proofs of income you can provide.

Car Title

You will need a clear title in order to be approved for a loan. This means your title needs to be registered under your name without any active liens on it.

Car title loan requirements

The requirements for a title loan can get confusing so keep on reading to understand what do you need to get a title loan:

Ability to repay

You must show that you are able to repay the loan. You can do this using pay stubs, bank statements, and other proofs of regular income.

Personal Details

These include basic information like your date of birth, address, and SSN.

Vehicle

Since these are collateral loans we will need to make sure you own a car and have a clear title under your name.

Identification

As mentioned above, you will need to provide an ID which will be used to verify your identity and details.

References

We require at least 5 references for your loan. You will need to provide the name, relation, address, and phone number of each person.

You may also be required to provide the following requirement:

Car Insurance

For loans over $5,000, we require proof of full coverage insurance.

But besides asking what do I need for a title loan it’s also important to know you DON’T need:

Bank Account

This is not a requirement for being approved nor do you need a bank account to receive the funds. We have plenty of other methods for the disbursement of your funds.

Perfect Credit Score

We’re looking to see your ability to repay the loan and as long as payments are made on time, your score will not be damaged.

Title Loan benefits

Now that you better understand what do you need for a title loan, it is important to understand whether this type of loan is suitable for your needs. An auto title loan is a flexible and simple option for those looking to get financially ahead.

No prepayment penalties

Pay off your loan at any point without paying any burdensome fees.

Keep driving your car

While Montana Capital will become the legal owner of the vehicle for the duration of the loan, you remain the registered owner which means you get to keep your car!

Flexible loan offers and terms

Title loans usually run from $2600 and up to $20000. The loan terms and reinstallment plans are flexible and depend on each borrower’s personal needs and approval.

FREE and FAST application

Applying for a title loan can be done by phone or online out of the comfort of your own home! The application is simple and convenient allowing you to make the choice that is right for you!

Bad credit is OK

We don’t approve loans based on your credit score. Title Loans at Montana Capital are based on the borrower’s ability to repay the loan and the value of their collateral.

Apply online for a title loan

We hope you better understand what do you need for a title loan with Montana Capital. If you’re ready to apply for a title loan with us, the process is very simple! We’ve worked hard to make our application process easy so you can get the money you need promptly. You can use our online title loan application or give us a call to find out how much you qualify for. Completing the application process only takes a few minutes and can be done from the comfort of your home. Our loan experts will evaluate your application to determine if you pre-qualify for a loan.

If you’re still not sure about what do you need to get a title loan or have questions about title loans in general, feel free to give us a call! Our agents are waiting by to help you and address any question you may have!

Montana Capital Car Title Loans has years of experience in helping consumers just like you. We make sure to provide great customer service and great loans. Call us today to reap the benefits of a car title loan with Montana Capital!

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