Title Loan Activity in the 93003 Area
9
Loans Funded
$5,509
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 4587 Telephone Road #107
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2022 | Toyota | Tacoma | 56,000 | $7,515 |
| 2013 | Hyundai | Genesis | 73,000 | $2,525 |
| 2016 | Harley-Davidson | XL1200CX Sportster Roadster | 1,500 | $4,262 |
| 2015 | GMC | Sierra 1500 | 97,107 | $7,042 |
| 2015 | Toyota | Tacoma | 160,000 | $2,842 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,574 avg), Harley-Davidson ($4,262 avg), GMC ($7,042 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Ventura
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 93003, a 2022 Toyota Tacoma with 56,000 miles was approved for $7,515. Bring your truck or SUV title to get a free estimate.
In the 93003 area, title loans have ranged from $2,525 to $8,000, with an average of $5,509 across 9 loans funded. The largest recent loan was $8,000 for a 2012 Subaru Outback. Your amount depends on your vehicle’s value and ability to repay.
The entire process can be completed online in Ventura. Submit your application, share your vehicle information and required documents, and receive a decision. Get a free estimate online to see your options.
Missing a title loan payment in Ventura has real consequences under California law:
Late fees are capped at 0 (10+ days late) or 5 (15+ days late) per missed payment
Your vehicle is collateral – the lender can repossess it without advance warning
If repossessed, the lender must notify you before selling the vehicle
You have the right to redeem your car by paying the outstanding balance before the sale