Title Loan Activity in the 95825 Area
22
Loans Funded
$4,450
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 2617 La Mesa Way Suite 2621
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Dodge | Charger | 120,000 | $6,092 |
| 2018 | Toyota | Camry | 192,000 | $3,515 |
| 2018 | Nissan | Rogue | 150,000 | $4,284 |
| 2015 | Audi | A3 | 84,000 | $2,968 |
| 2015 | Chrysler | 200 | 150,000 | $3,672 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,271 avg), Nissan ($3,725 avg), Chevrolet ($3,433 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Sacramento
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 95825, a 2007 Chevrolet Tahoe with 85,000 miles was approved for $4,015. Bring your truck or SUV title to get a free estimate.
In the 95825 area, title loans have ranged from $2,525 to $8,815, with an average of $4,450 across 22 loans funded. The largest recent loan was $8,815 for a 2020 Toyota Prius. Your amount depends on your vehicle’s value and ability to repay.
Car title loans are legal and regulated in California. The DFPI oversees all licensed lenders under the California Finance Lenders Law. Key protections include:
Rate caps for loans between $2,500 and $10,000
No rollover loans allowed
Late fees capped by law
Required licensing and disclosures
Montana Capital is licensed to operate in California.
A past bankruptcy does not automatically prevent you from getting a title loan in Sacramento. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged, you own a qualifying vehicle, and you have income, you may qualify.
