Car Title Loans in Jacksonville, Florida
If you’re a Jacksonville, Florida resident in need of quick cash, a title loan could be the solution.
By using your car’s value, you can secure the funds you need, even if your credit isn’t perfect. It’s a fast and simple way to get money the same day while keeping your car.
Here’s what you can expect when applying for a title loan in Jacksonville, Florida.
What are Title-Secured Loans?
Title-Secured Loans, often called title loans, are short-term loans where your vehicle’s title is used as collateral. You can borrow money based on the value of your car, truck, or motorcycle while still retaining the ability to drive it. This type of loan is typically quick to obtain and doesn’t require a perfect credit score.
Find the Best Title Loans Near Jacksonville, Florida
| Address | Phone N | Location Info |
| 12635 N Main St, Jacksonville, FL 32218, USA | (904) 320-0202 | Visit Location |
| 6162 Faulkner Dr, Jacksonville, FL 32244, USA | (904) 265-8805 | Visit Location |
| 1126 Pearce St, Jacksonville, FL 32209, USA | (904) 719-6432 | Visit Location |
| 9962 San Jose Blvd, Jacksonville, Florida 32257 | (904) 643-6280 | Visit Location |
| Coming soon! | Coming soon! | Visit Location |
3 Simple Steps to Get a Title Loan:
1. Apply Online, In-Store, or by Phone
- Start your application by filling out a quick form online, visiting one of our locations, or simply giving us a call. It’s easy to get started, whichever way you choose.
2. Quick Approval
- We’ll check your car’s equity and verify your proof of income to ensure you qualify. Our streamlined process means you’ll get an approval decision quickly, without unnecessary delays.
3. Get Your Cash Fast
- Once approved, you can receive your funds in as little as 30 minutes. Choose to pick up your cash in-store or have it directly deposited into your account.
This process is designed to be fast, straightforward, and hassle-free, allowing you to access the funds you need with ease.
Title Loan Terms, Conditions, and Services in Jacksonville, FL
| Services | Title Loans Jacksonville FL |
| Loan Amount: | Typically $500 to $50,000, based on vehicle value and repayment ability. |
| Loan Term: | Ranges from 30 days to several months, sometimes up to a year. |
| Interest Rates: | Often high, usually between 20% and over 100% annually. |
| Repayment Options: | Includes lump sum, interest-only with final payment, or spread over the term. |
| Vehicle Eligibility: | Lien-free cars, trucks, and motorcycles in good condition qualify; age and mileage may affect terms. |
| Required Documents: | ID, clear title, proof of income and residence, possibly insurance. |
| Vehicle Inspection: | Required to determine vehicle’s condition and value which can be done online. |
| Late Penalties: | May include extra fees or higher interest for late payments. |
| Early Repayment: | Early payment allowed; check for any penalties or benefits. |
| Default Consequences: | Defaulting may lead to vehicle repossession. |
Note: This table provides a general overview of what borrowers might expect with a title loan. Specific terms may vary depending on the lender and state regulations.
Title Loan Benefits
- Quick Cash: Get funds on the same day, often within 30 minutes
- No Credit Required: Approval based on income and vehicle value
- Keep Driving: Continue using your car while repaying the loan
- Flexible Payments: Choose a plan that suits your budget
- Easy Application: Simple process, online or in-store
Consider a Signature Loan!
If you’re looking for an alternative to a title loan, a Signature Loan might be the right option for you. Unlike title loans, which use your vehicle as collateral, Signature Loans are unsecured and only require your signature and a promise to repay. This option is ideal if you have a steady income and need quick access to funds without risking your car.
For more information, visit Signature Loan page.
Frequently Asked Questions
How Much Can You Get for a Title Loan in Florida?
The loan amount typically ranges from $500 to $10,000, depending on your vehicle’s value and your ability to repay.
Are Car Title Loans Legal in Florida?
Yes, car title loans are legal in Florida but are regulated by state laws to protect borrowers.
Why Are Title Loans So Expensive?
Title loans often have high-interest rates because they are short-term loans with minimal credit checks, which increases the lender’s risk.
What Are the Requirements for a Title Loan in Florida?
The basic requirements for a title loan in Florida include:
Vehicle insurance documents (sometimes required)
A lien-free vehicle title
Proof of income
Government-issued ID
Proof of residence (sometimes required)
Can You Have More Than One Title Loan in Florida?
No, you cannot have more than one title loan on the same vehicle. However, if you have an additional vehicle, you may be eligible for another loan using that vehicle’s title.
Keep in mind that title loans come with high costs and should only be used in emergency situations.
Do I Need a Bank Account?
A bank account is not always required, but it can be helpful for receiving funds and making payments.
Can the Application Process for Florida Title Loans Be Completed Online?
Yes, the entire application process for a Florida title loan can be completed online, including document submission and approval.
Fast and Easy Auto Title Loans in Jacksonville
Since 2007, we’ve been providing quick and easy loans to Jacksonville residents.
Our auto title loan service helps you get the funds you need on the same day!
Just fill out our online form with your car’s make, model, year, and mileage, and receive an instant loan estimate!