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Title loans in Jacksonville, FL

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Jacksonville, FL

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Audio Addicts Custom Car Audio

531 Cassat Ave


32254 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Jacksonville, Florida

Getting a title loan in Jacksonville might be a good solution that comes to mind when you need cash fast.

If you have bad credit or your bank or credit union doesn’t approve your loan, title loans in Jacksonville might be a sound option.

But how do you know if title loans are the right choice? Are the requirements easier than applying for a bank or credit union loan? How can you receive money fast?

If you feel like you’ve hit rock bottom, we’ll share with you all the resources and information needed to help you out.

Requirements Needed to Apply for Title Loans in Jacksonville, Florida

Before we get started, here is a list of requirements you’ll need when applying for a title loan in Jacksonville:

  • Proof of Residency (bill or lease)
  • Driver’s license or government-issued ID
  • Clean car title with the owner’s or borrower’s name on it
  • Proof of income (to show your ability to repay the loan amount)

If you have these requirements already, you’re halfway towards receiving a title loan in Jacksonville!

However, let’s discuss how title loans work, their benefits & risks, and whether you should apply for one before applying for title loans in Jacksonville.

How Do Auto Title Loans in Jacksonville Work?

Title loans work by determining your vehicle’s value and using your vehicle as collateral value for the loan.

Auto title loans are also referred to as car title or pink slip loans. As long as you are the vehicle owner and have a clean title to prove it, you’ll have an advantage when applying for car title loans.

Furthermore, car title loans also apply to trucks, motorcycles, RVs, and other transportation modes.

Are Title Loans for You?

The success of your loan application depends on several factors. To fully understand how title loans work, we’ll discuss the benefits and risks associated with title loans.


Easier to Qualify For

Unlike your standard loan, credit scores and financial information don’t place as much weight on title loans. [R]

Financial documents contribute to the hassle and lengthy process when applying for a standard loan. To make matters worse, this could take weeks or even months to complete.

Needless to say, this doesn’t mean car title loans don’t require financial information or a high credit score to get approved.

Financial information and credit scores still play a vital role in your application in Jacksonville. Not to mention, a clean vehicle title.

So while car title loans are indeed easier to qualify for, this doesn’t mean it’s also an automatic approval.

Longer Terms for Payment

Finding the cash to pay off your debt isn’t easy when you’re given a short window or time period.

Car title loans have longer money payment terms depending on the title loan company you apply for, and most of all, they’re much more flexible, giving you more control over when to pay for your loan amount.

Flexible and Minimum Hassle

Since car title loans don’t require as many documents as standard loans do, this makes it less of a hassle on your part.

One thing to note, though, is a thorough & complete inspection of your vehicle. The good news is, the inspection will be performed online and, in turn, helps you save on time and money.


Your Title Loan Needs to Have Sufficient Value

Even if you have 100% ownership over your vehicle, you need to have sufficient value to serve as collateral for the lender.

In other words, if you apply for a title loan that’s more than your vehicle’s actual value, your loan provider may deny your car title loan.

Proof of Income Varies

This isn’t a huge risk, not unless you don’t have enough reasonable income or money to pay for the minimum loan.

Although it’s not as serious of an issue, it’s still worth considering before applying.

You Might Lose Your Car

No, you won’t lose your car right away.

If you are unable to pay for your loan, your provider may offer to “roll-over” [R] or “extend” your loan.

Let’s say you have a $150 loan with a $15 fee. After 30 days, if you can’t pay the amount, you’ll have to pay the $15 fee, while your $150 loan will carry a new 30-day term along with the 10% fee.

After paying your new loan at the end of the 30-day term, you’ll already have paid $15 last month plus the $150 loan + the 10% fee for the current month. This brings you a total of $180.

Granted, the loss may not be as big as standard loans, but over time, if you continue to incur this loss, you could lose your car.

Should You Get a Car Title Loan in Jacksonville?

Getting a title loan depends on your ability to support yourself in times of need.

More importantly, your ability to repay the amount borrowed along with interest rates plays a major role in receiving cash and getting your loan approved.

Although title loans are more flexible and less restrictive than standard loans, there are still risks.

Your provider or any company providing the loan service will require some proof that you will be able to repay the loan.

And if you feel you don’t have the means to do so, don’t give up just yet! We’ll share some tips on how to plan ahead before applying for title loans in Jacksonville.

3 Steps to Apply for Title Loans in Jacksonville, Florida

Step 1: Send Your Loan Application

Sending your application doesn’t require you to visit the store physically. You can apply online using our online form through your desktop computer or smart device.

Step 2: Upload Documents

As mentioned earlier, you’ll have to submit all the documents needed for the application online:

  • Proof of Residency
  • Driver’s license or government-issued ID
  • Clean car title with the owner’s or borrower’s name on it (vehicle registration)
  • Proof of income

Step 3: Choose How to Collect Your Money

After your application has been approved, you’ll be able to receive your money right away!

There are various ways of collecting your money, such as:

  • MoneyGram
  • Issued Check
  • Electronic Deposit

Take note each situation is unique. Not all applicants/residents will undergo the same process when applying for title loans in Jacksonville, Florida.


Why Was My Auto Title Loan Denied?

Even though title loans can be excellent options to receive money fast and only come with few requirements, this doesn’t mean the loan process will grant an automatic approval.

There are several reasons why your title loan in Jacksonville was denied, such as:

  • The value of your vehicle isn’t enough for the amount you want to loan
  • Your vehicle title has a lien on it or has no equity [R]
  • You don’t have enough reasonable income to prove you can pay monthly payments

Although your application was denied, this doesn’t mean you have zero chances of gaining approval from your lender.

It may help to talk to your lender about possible solutions or alternatives you can work with. Also, applying for a job that provides a stable income might help.

How Long Is the Repayment Period of a Title Loan?

Typically, the repayment period is between 1 to 3 years. However, it’s possible to customize this to suit your circumstances.

If you want to set a different repayment period, you’ll have to talk to your lender first.

Can You Pay for a Title Loan Earlier Than the Expected Date?

Yes, you can, and even better, paying early comes with zero penalties.

Tips When Applying for Title Loans in Jacksonville

Do Thorough Research

Although you’ll find many lenders in Florida, not all will have your best interests at heart. Some may be out to scam or defraud you.

Before proceeding with the loan process, conduct research on the lender, read the reviews, and make sure you can trust them to provide your best interests.

Determine the Value of Your Vehicle Early On

This is one helpful way to be prepared during the loan process.

A general rule of thumb to follow is the more brand new your car is, the higher the value will be.

To compute your car’s value, you’ll need:

  • Vehicle year model
  • Make
  • Model
  • Zipcode
  • Mileage

You can use this site to get a better value estimate. Afterward, make sure you don’t have any pending dues or fees associated with your car. Finally, ask your lender how much percentage of car value they plan to give.

Let’s say your car’s value is $5,000, and you have $500 worth of fees associated with it. If your lender offers a 30% percentage, then:

Vehicle value – Dues/Fees x percentage offered by lender = money you’ll receive

$5000 – $500 x 30% = $1,350

Ask About the Available Payment Options

Note that a longer payment term is one way you’ll incur a higher cost in the end.

Even with a low interest rate, this can still lead to a higher amount and losing money than paying for the minimum loan within a shorter timeframe.

Inquire the Preferred Type of Vehicle

Not all companies will accept vehicles manufactured before 2000, so ask your lender first before applying.

Read the Fine Print

Even though lenders don’t ask about your credit score, some may hide important details.

Upon repayment, this could lead to you paying a higher amount. Check the conditions of how your interest is computed and any increments applied to it over time. [R]

Final Words

We hope the steps and ways we enumerated was able to help you when applying for title loans in Jacksonville.

If you have any questions, feel free to let us know below!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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