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Home > Florida > Jacksonville, FL

Title Loans in Jacksonville , FL

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


531 Cassat Ave
FL   32254

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans exceeded my expectations! Their ""cash for titles near me"" service was incredibly convenient, providing me with the funds I needed right in my neighborhood without any hassle. If you're in need of quick... cash, I highly recommend giving them a try!read more
Davis A.
Davis A.
Getting title loans online from one organization was a lifesaver in the digital age. The ability to apply conveniently from home and their quick and easy online process made borrowing simple and speedy.
Rodriguiz G.
Rodriguiz G.
In a digital age, securing title loans online from this company was a lifesaver. The convenience of applying from the comfort of my home, coupled with their efficient online process, made borrowing quick and hassle-free. Thanks!
jenna J.
jenna J.
I had a positive experience with their check and title loan service I used during a financial crunch. The process was straightforward, and the combination of a check and title loan provided the quick financial assistance I needed without... complications.read more
Duccio P.
Duccio P.
During a time when I required a substantial loan, I diligently explored my alternatives and came across this Jacksonville-based loan company. They provided a car title loan amount that surpassed my initial expectations. Their expert... appraisal process guaranteed that I received the highest possible loan value. Really impressive! Thank you so much Montana Capital Car Title Loans!read more
Rita W. W.
Rita W. W.
When I required a large loan, I looked into my possibilities and came across this Jacksonville loan organization. They provided me with a car title loan that exceeded my expectations. Their expert appraisal method guaranteed that I... received the highest loan value available. Thank you so much!!read more
Dina A.
Dina A.
When I needed a significant loan, I explored my options and discovered this loan company in Jacksonville. They offered a car title loan amount that exceeded my expectations. Their professional appraisal process ensured I got the maximum... loan value possible.read more
Marjorie L.
Marjorie L.
I was looking into ways to handle my financial situation, and I found this loan company that offers personal loans with the option of using your vehicle as collateral. It seemed like a pretty good solution for me during a tough time.
Ida C.
Ida C.
The loan company's guidance on what all I needed for a title loan was incredibly helpful. They made the process straightforward and ensured I had all the necessary documents, making the borrowing experience smooth. I highly recommend this... loan company!🙌read more
Andrea N.
Andrea N.
When I needed the nearest title loan, this company came to my rescue. Their convenient location and quick approval process made it easy for me to get the cash I needed.
Ana B.
Ana B.
A friend recommended me a car title loan. I was skeptical at first, but the process was very quick and easy. I was able to get the money I needed and still keep my car. I would definitely recommend this to searching for "loan companies... near me".read more
Sherrie H.
Sherrie H.
I found loan company near me that is very helpful when I needed a title loan but didn't have proof of income. They were able to work with me and get me the loan I needed quickly.
Beatriz C.
Beatriz C.
Unbelievable! I was able to get a loan with just my car title. The process was fast and the staff were amazing. Thank you for the support during my financial difficulties.
Jacob R.
Jacob R.
I was in great need of getting a loan and had no clue as to where to go. I found Montana Capital Car Title Loans online and was talked through the process by the customer service team. It was simple and easy - they were so helpful! I got a... title cash loan quickly with no fuss.read more
Jim L.
Jim L.
I’ve been a customer of Montana Capital for the past 2 years & have never faced any issues with them. They go above & beyond to help their clients in getting the best title loans.
Mildred F.
Mildred F.
If you're looking for a personal loan and have bad credit, this is the company you want to go with. They helped me out when I was in a tough spot and I'm so grateful. The process was easy and the money was in my account within a few days.... I would definitely recommend them to anyone in a similar situation.read more
Tammy K.
Tammy K.
I was provided with a loan from this loan company in Jacksonville. I am extremely grateful for their assistance in helping me get back on my feet. The loan has been a tremendous help and has allowed me to get back on track financially. I... would highly recommend this company to anyone in need of a loan.read more
Lester P.
Lester P.
Wonderful and smooth experience! I was able to get my loan with higher amount and even with poor credit history. It is quick and easy process. Customer service was very helpful and answered all my questions. Thanks!
Lukas G.
Lukas G.
It is an excellent lender as it has a lot of information and the staff there was very helpful to get me a loan to place a lien on your car title. I highly recommend it.
Barry F.
Barry F.

3 Easy Steps to Get a Car Title Loan in Jacksonville, FL

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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Car Title Loans in Jacksonville, Florida

Getting a title loan in Jacksonville might be a good solution that comes to mind when you need cash fast.

If you have bad credit or your bank or credit union doesn’t approve your loan, title loans in Jacksonville might be a sound option.

But how do you know if title loans are the right choice? Are the requirements easier than applying for a bank or credit union loan? How can you receive money fast?

If you feel like you’ve hit rock bottom, we’ll share with you all the resources and information needed to help you out.

Requirements Needed to Apply for Title Loans in Jacksonville, Florida

Before we get started, here is a list of requirements you’ll need when applying for a title loan in Jacksonville:

  • Proof of Residency (bill or lease)
  • Driver’s license or government-issued ID
  • Clean car title with the owner’s or borrower’s name on it
  • Proof of income (to show your ability to repay the loan amount)

If you have these requirements already, you’re halfway towards receiving a title loan in Jacksonville!

However, let’s discuss how title loans work, their benefits & risks, and whether you should apply for one before applying for title loans in Jacksonville.

How Do Auto Title Loans in Jacksonville Work?

Title loans work by determining your vehicle’s value and using your vehicle as collateral value for the loan.

Auto title loans are also referred to as car title or pink slip loans. As long as you are the vehicle owner and have a clean title to prove it, you’ll have an advantage when applying for car title loans.

Furthermore, car title loans also apply to trucks, motorcycles, RVs, and other transportation modes.

Are Title Loans for You?

The success of your loan application depends on several factors. To fully understand how title loans work, we’ll discuss the benefits and risks associated with title loans.


Easier to Qualify For

Unlike your standard loan, credit scores and financial information don’t place as much weight on title loans. [R]

Financial documents contribute to the hassle and lengthy process when applying for a standard loan. To make matters worse, this could take weeks or even months to complete.

Needless to say, this doesn’t mean car title loans don’t require financial information or a high credit score to get approved.

Financial information and credit scores still play a vital role in your application in Jacksonville. Not to mention, a clean vehicle title.

So while car title loans are indeed easier to qualify for, this doesn’t mean it’s also an automatic approval.

Longer Terms for Payment

Finding the cash to pay off your debt isn’t easy when you’re given a short window or time period.

Car title loans have longer money payment terms depending on the title loan company you apply for, and most of all, they’re much more flexible, giving you more control over when to pay for your loan amount.

Flexible and Minimum Hassle

Since car title loans don’t require as many documents as standard loans do, this makes it less of a hassle on your part.

One thing to note, though, is a thorough & complete inspection of your vehicle. The good news is, the inspection will be performed online and, in turn, helps you save on time and money.


Your Title Loan Needs to Have Sufficient Value

Even if you have 100% ownership over your vehicle, you need to have sufficient value to serve as collateral for the lender.

In other words, if you apply for a title loan that’s more than your vehicle’s actual value, your loan provider may deny your car title loan.

Proof of Income Varies

This isn’t a huge risk, not unless you don’t have enough reasonable income or money to pay for the minimum loan.

Although it’s not as serious of an issue, it’s still worth considering before applying.

You Might Lose Your Car

No, you won’t lose your car right away.

If you are unable to pay for your loan, your provider may offer to “roll-over” [R] or “extend” your loan.

Let’s say you have a $150 loan with a $15 fee. After 30 days, if you can’t pay the amount, you’ll have to pay the $15 fee, while your $150 loan will carry a new 30-day term along with the 10% fee.

After paying your new loan at the end of the 30-day term, you’ll already have paid $15 last month plus the $150 loan + the 10% fee for the current month. This brings you a total of $180.

Granted, the loss may not be as big as standard loans, but over time, if you continue to incur this loss, you could lose your car.

Should You Get a Car Title Loan in Jacksonville?

Getting a title loan depends on your ability to support yourself in times of need.

More importantly, your ability to repay the amount borrowed along with interest rates plays a major role in receiving cash and getting your loan approved.

Although title loans are more flexible and less restrictive than standard loans, there are still risks.

Your provider or any company providing the loan service will require some proof that you will be able to repay the loan.

And if you feel you don’t have the means to do so, don’t give up just yet! We’ll share some tips on how to plan ahead before applying for title loans in Jacksonville.

3 Steps to Apply for Title Loans in Jacksonville, Florida

Step 1: Send Your Loan Application

Sending your application doesn’t require you to visit the store physically. You can apply online using our online form through your desktop computer or smart device.

Step 2: Upload Documents

As mentioned earlier, you’ll have to submit all the documents needed for the application online:

  • Proof of Residency
  • Driver’s license or government-issued ID
  • Clean car title with the owner’s or borrower’s name on it (vehicle registration)
  • Proof of income

Step 3: Choose How to Collect Your Money

After your application has been approved, you’ll be able to receive your money right away!

There are various ways of collecting your money, such as:

  • MoneyGram
  • Issued Check
  • Electronic Deposit

Take note each situation is unique. Not all applicants/residents will undergo the same process when applying for title loans in Jacksonville, Florida.


Why Was My Auto Title Loan Denied?

Even though title loans can be excellent options to receive money fast and only come with few requirements, this doesn’t mean the loan process will grant an automatic approval.

There are several reasons why your title loan in Jacksonville was denied, such as:

  • The value of your vehicle isn’t enough for the amount you want to loan
  • Your vehicle title has a lien on it or has no equity [R]
  • You don’t have enough reasonable income to prove you can pay monthly payments

Although your application was denied, this doesn’t mean you have zero chances of gaining approval from your lender.

It may help to talk to your lender about possible solutions or alternatives you can work with. Also, applying for a job that provides a stable income might help.

How Long Is the Repayment Period of a Title Loan?

Typically, the repayment period is between 1 to 3 years. However, it’s possible to customize this to suit your circumstances.

If you want to set a different repayment period, you’ll have to talk to your lender first.

Can You Pay for a Title Loan Earlier Than the Expected Date?

Yes, you can, and even better, paying early comes with zero penalties.

Tips When Applying for Title Loans in Jacksonville

Do Thorough Research

Although you’ll find many lenders in Florida, not all will have your best interests at heart. Some may be out to scam or defraud you.

Before proceeding with the loan process, conduct research on the lender, read the reviews, and make sure you can trust them to provide your best interests.

Determine the Value of Your Vehicle Early On

This is one helpful way to be prepared during the loan process.

A general rule of thumb to follow is the more brand new your car is, the higher the value will be.

To compute your car’s value, you’ll need:

  • Vehicle year model
  • Make
  • Model
  • Zipcode
  • Mileage

You can use this site to get a better value estimate. Afterward, make sure you don’t have any pending dues or fees associated with your car. Finally, ask your lender how much percentage of car value they plan to give.

Let’s say your car’s value is $5,000, and you have $500 worth of fees associated with it. If your lender offers a 30% percentage, then:

Vehicle value – Dues/Fees x percentage offered by lender = money you’ll receive

$5000 – $500 x 30% = $1,350

Ask About the Available Payment Options

Note that a longer payment term is one way you’ll incur a higher cost in the end.

Even with a low interest rate, this can still lead to a higher amount and losing money than paying for the minimum loan within a shorter timeframe.

Inquire the Preferred Type of Vehicle

Not all companies will accept vehicles manufactured before 2000, so ask your lender first before applying.

Read the Fine Print

Even though lenders don’t ask about your credit score, some may hide important details.

Upon repayment, this could lead to you paying a higher amount. Check the conditions of how your interest is computed and any increments applied to it over time. [R]

Final Words

We hope the steps and ways we enumerated was able to help you when applying for title loans in Jacksonville.

If you have any questions, feel free to let us know below!

Related Locations


1126 Pearce St, Jacksonville, FL 33209
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6162 Faulkner Dr, Jacksonville, FL 32244
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9962 San Jose Blvd, Jacksonville, Florida 32257
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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