Title Loan Statistics in Jacksonville, FL
$1,869
Average Title Loan in Jacksonville
$4,272
Average Vehicle Value
148
Loans Funded in 2025
43.8%
Average Loan-to-Value
Based on 148 title loans funded in 2025
Most Common Vehicles for Title Loans in Jacksonville, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2013 | 173,656 mi | 15 |
| Ford | 2010 | 151,780 mi | 15 |
| Chevrolet | 2009 | 173,035 mi | 14 |
| Honda | 2008 | 188,728 mi | 12 |
| Nissan | 2014 | 152,864 mi | 11 |
Recent Title Loans Funded in Jacksonville, FL
The table below shows actual title loans funded in Jacksonville, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Nissan | Murano | 170,000 | $1,000 |
| 2011 | Toyota | Sienna | 271,000 | $650 |
| 2006 | Scion | xB | 175,000 | $600 |
| 2013 | INFINITI | JX | 165,566 | $675 |
| 2002 | Lincoln | Town Car | 369,000 | $1,375 |
| 2014 | Toyota | Camry | 150,000 | $2,175 |
| 2010 | Lexus | RX 350 | 194,000 | $1,800 |
Frequently Asked Questions About Title Loans in Jacksonville, FL
No, your location within Jacksonville does not change anything. The same loan products and Florida rules apply across the whole city, and your terms and rate are set by Florida law and your vehicle’s appraisal, not by where you are.
You can start your application online from anywhere and get pre-qualified in minutes for a fast, free quote. If an in-person inspection is needed, we schedule it at a time and place convenient for you, and many reviews can be done online with photos instead, so there is no need to come in to apply.
Usually not a standard one. The federal Military Lending Act caps the Military Annual Percentage Rate, or MAPR, at 36% for active-duty service members and covered dependents, including spouses. Title loans typically run above that cap, so we generally cannot offer a standard title loan to a covered borrower. The MLA also requires specific disclosures and prohibits mandatory arbitration.
If you are active-duty, it is worth looking at lower-cost options first. The legal-assistance offices at NAS Jacksonville and Mayport offer free guidance, and military relief programs and credit-union emergency loans are built for these situations. Separately, the Servicemembers Civil Relief Act provides protections on debts taken on before active service, including a 6% interest cap and limits on repossession without a court order, alongside Florida’s own protections.
Shift, logistics, and port-related pay often includes overtime and night differentials, all of which count for our ability-to-repay review. Bring 60 to 90 days of pay stubs showing the differentials and overtime, plus bank statements confirming the deposits. If you drive commercially, bring settlement statements, 1099s, and business bank statements.
Because overtime and shift pay vary, size the loan against a sustainable monthly figure that holds up in a lighter period. Within Florida’s 30-day structure, make sure the payment, or a planned extension, still works if your hours dip.
