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Title loans in Gainesville, FL

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Gainesville, FL

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating



4033 NW 97th Blvd


32606 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Gainesville, Florida: Earning Cash in 24 Hours or Less 

Are you currently tied up financially? Do you need a quick solution to pay the bills and cover up all your expenses?

Fear not, for we are here to share with you all the information you need when applying for vehicle title loans in Gainesville, Florida.

Why go to the bank when you have car title loans to pick up the slack. Interested to know more about how to get much-needed money in Gainesville? Keep reading to know more.

Knowing the Basics of a Title Loan

Before we get down to the application process for car title loans all over Florida and Gainesville, you need to grasp better the definitions, general terms, and functions of a car title loan.

Basically, a title loan is a loan that provides a way to getting small sums of cash for a limited period. [R] This means that anyone can apply for car title loans as long they have ownership of their vehicle.

In some cases, title loans can be referred to as pink slip loans, car title loans, and auto title loans.

You may be asking, “Are title loans limited to cars only?” 

Fortunately, Gainesville and other Florida cities offer title loans for other assets like motorcycles, SUVs, trucks, and other vehicles.

This is something to consider if you don’t have a car or prefer to use another vehicle when applying for title loans.

With a title loan, your car or chosen vehicle becomes the collateral because title loans in Gainesville and nationwide allow you to capitalize on your car title and its equity value.

What Does a Title Loan Equity Mean?

If you want to maximize the value of your car when applying for a title loan, you need to be of the term “equity.”

Simply put, it refers to the financial value of any asset that you own. [R] In this case, owning a car can do so much more besides taking you around Gainesville and Florida.

You can find the equity value on the balance of a company or business. Indeed, it is one of the most vital pieces of information for lenders, borrowers, and everyone else in the world of finance.

Factors such as equity, market value, your current income, and revenue play significant roles when it comes to loan terms and amounts.

Understanding the Role of a Lender

The next term you need to pay close attention to is the lender. This group of people is vital if you want a successful car title loan process.

Besides the fact that they are the exact opposites of borrowers, lenders are individuals, groups, and institutions responsible for generating funds for people who need cash right away. [R]

Examples of such funds include vehicle or automobile title loans, small business loans, and home mortgages.

However, they set the condition that the borrowers need to pay back their respective Gainesville car title loans and some extra expenses if required.

“So how do they make loan decisions?” you may ask? Let’s go over two types of borrowers lenders work collaboratively with. [R]

Business Borrowers

Lenders such as private businesses, venture capitalists, and angel investors take on a more macro approach to making important decisions with a business borrower.

Each lender must consider that they must keep an eye on the company’s owner, purpose, and growth. They must also consider personal sales and location. 

To ensure the owners are not kept off the hook, company owners need to prove that they can repay the loan to the lender by providing them with balance sheets.

They show the company and owner’s assets, liabilities, and overall net worth.

Individual Borrowers

Switching to a more micro-level economic setting, we have the individual borrower.

In this model, a lender will determine whether the applicant is eligible for a loan application via the credit history.

The credit report contains the complete history because it lists down existing cash balances from other lenders, repayment history, and credit types.

Therefore, each lender needs to make sure they have their hands on the correct reports to determine the borrower’s comfort level when handling payments.

The borrower’s ability to repay the loan amount will depend solely on the total cash earned from employment.

What if I Have Bad Credit?

This is where the car title loan has the upper hand over the more traditional payday loan.

While your bank and other payday loans will most likely reject you for having bad credit, most auto title loans in Gainesville won’t base your eligibility based on credit score alone.

Most title loans in Gainesville and Florida will accept your application as long as your car or vehicle possesses sufficient equity value and can satisfy other criteria like your ability to repay the loan.

In short, your credit score or history should not be your primary basis as to whether or not you should apply for a title loan in Gainesville.

While both factors play a role in loan approval, these Gainesville loan companies will be more than happy to help you settle the bills, emergency money, and other financial concerns.

The Online Loan Application Process

I’m sure you may be overwhelmed with the different requirements and steps when it comes to applying for title loans in Gainesville.

However, it is not as difficult as it sounds. If anything, getting a car title loan has been made easier thanks to customer-friendly loan officers and lenders across Gainesville and Florida.

Indeed, you don’t need to fret because you will get the money you need in need. All you have to do are prepare your papers, keep your car in good shape, and follow these easy steps.


Before doing anything, your documents need to be on your side for a smooth

  • State-issued ID to prove you are 18+ and from Gainesville, Florida (driver’s license, US passport, etc.)
  • Proof of cash income
  • Pink slip, vehicle title, or car title
  • Car receipt from vehicle retailer/store
  • Car/vehicle registration files and insurance documents

Step-by-Step Loan Process

Call the Hotline or Fill up the Online Car Title Application Form

The first step involves contacting the loan dealer of your choice. You can do this by calling your chosen loan dealer’s hotline or filling out the online form.

The choice is yours with regards to how you want to get started with the loan application.

Once you have finished contacting the loan company, it will connect you to select loan officers and other point people.

Their help and additional inputs should be able to guide you one way or another.

Submit Your Papers

After coordinating with the officers, the next step involves turning over the documents that were listed above.

Since most Gainesville car title loans offer online applications, we highly suggest creating soft copies of your important papers.

If you want to get the money right away, you need to turn in your papers as soon as possible. The faster you turn over your documents, the less hassle it will be for both parties to reach a mutual agreement.

By accomplishing these steps, you will be on your way to a successful title loan application. If anything, you might even get the money you need in 15 minutes or less.

Why Should You Get a Car Title Loan in Gainesville?

Indeed, the cost of living in America is high, and Gainesville is no different. [R] Not a day goes without you needed to pay bills, taxes, and other financial spendings.

To make matters worse, you cannot predict unexpected disasters such as typhoons, earthquakes, and other natural calamities.

If you are an aspiring graduating student, the expenses spent on rent, tuition, and other miscellaneous fees are no joke.

Therefore, what better option to remedy these problems than by going for car title loans.  It is something you must at least consider if you are running on a tight budget.

The last thing Gainseville title loans will do is reject you right away after glancing through your history and loan information.

Rather, it is their job to make your life easier by guiding you throughout the application process.

They also put a premium on customer services, meaning they’ll help you overcome any difficulties and setbacks financially or logistics-wise. 


Going for title loans in Gainesville, Florida, ranges from a strong recommendation to a no-brainer.

If fast money is what you are looking for, you don’t need to look any further with such title loans.

So what are you waiting for? Go ahead and pick up the phone or hop on your laptop as soon as you’ve reached the end of the article.

For more questions or concerns, please feel free to inquire with us.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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