Title Loan Activity in the 32606 Area
4
Loans Funded
$2,383
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 4033 NW 97th Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2018 | Honda | Odyssey | 135,000 | $4,107 |
| 2006 | Toyota | Corolla | 158,644 | $925 |
| 2012 | Mazda | CX-9 | 230,000 | $2,575 |
| 2005 | Ford | Focus | 94,891 | $1,925 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,925 avg), Honda ($4,107 avg), Mazda ($2,575 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Gainesville
The smallest recent title loan near 32606 was $925 for a 2006 Toyota Corolla with 158,644 miles. Across 4 loans in this area, amounts start as low as $925. Your loan amount depends on your vehicle’s current market value.
Ford is the most common vehicle among title loan borrowers in the 32606 area, with 1 loans funded. The average loan amount for a Ford here is $1,925, with an average of 94,891 miles on the odometer.
There are no restrictions on how you spend the funds. That said, title loans carry higher interest rates, so they are best used for genuine emergencies such as overdue bills, medical expenses, or urgent repairs, not for regular expenses. Only borrow what you truly need and have a clear plan to repay.
Yes, title loans are fully legal in Florida. The Florida Title Loan Act (Chapter 537) governs how title loans are made, what lenders can charge, and what protections borrowers have. Lenders must be licensed and regulated by the Florida OFR. Verify any lender at flofr.gov before borrowing.