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Home > Florida > Ocala

Title Loans in Ocala , Florida

How much cash can i get

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Location Information:

MC representative


525 SW 10th St Suite C
Florida   34471

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

An easy to understand title loan quote was given to me by Montana Capital Car Title Loans. I would suggest them to anyone in need of a title loan because they were easy to work with and I received my money the very same day.
Alexa Hopkins
Alexa Hopkins
Montana Capital Car Title Loans in Ocala provided exceptional service when I needed financial assistance. Their convenient location, efficient process, and friendly staff made securing the loan quick and stress-free, ensuring I received the funds I needed promptly. Highly recommend their services for anyone in [City Name] seeking reliable lending solutions.
John Heflin
John Heflin
I recently got the best title loan from a reliable loan company. The process was swift, and they offered me an excellent loan amount.
Thomas Arce
Thomas Arce
They gave me a loan even though I didn't have a title. Their adaptability and readiness to work with a variety of conditions make them a dependable option for people looking for title loans. My experience with their service was positive.
Amanda Robinson
Amanda Robinson
Montana Capital Car Title Loans in Ocala provided excellent service when I needed a car title loan. Their efficient process and friendly staff made the experience smooth and stress-free, making them a reliable choice for anyone in Ocala seeking financial assistance.
Simone Rossi
Simone Rossi
Facing financial challenges with poor credit can be disheartening. However, this direct lender didn't allow my credit history to dictate my worth. They approved the loan I needed, considering my current situation rather than dwelling on my credit past. I'm grateful for their nonjudgmental approach and understanding attitude.
Velma Morgan
Velma Morgan
They provided me with a loan even without requiring a title. Their flexibility and willingness to work with various situations make them a reliable choice for those seeking loans without title. I had a positive experience with their service.
Gene M. Odell
Gene M. Odell
It might be demoralizing to have poor credit when looking for financial aid. This direct lender, though, refused to let my credit past define who I am. They gave me the loan I required after taking my present circumstances into account. I appreciate their nonjudgmental attitude. Thank you so much!!
Joseph C. King
Joseph C. King
I found myself in a situation where I urgently needed a loan, but my car title was unavailable. Fortunately, this company provided alternatives that didn't necessitate a title. Their adaptability made all the difference. Really impressive! Thanks a lot Montana Capital Car Title Loans!!
Jennie Cunningham
Jennie Cunningham
When looking for financial aid, owning an old car can be difficult, but one lending firm was more than happy to assist. The loan representatives provided me with a loan amount that satisfied my needs because they recognized the value of my old car. They understood that a vehicle's age doesn't always indicate how much it is worth. They made the entire procedure simple and stress-free by being accommodating and tolerant of my older car.
Frances Johnston
Frances Johnston
I had an urgent need for a loan, but my car title was tied up. Thankfully, this company had solutions that didn't require a title. Their flexibility was a game-changer.
Carolyn Jenkins
Carolyn Jenkins
Having bad credit can be discouraging when seeking financial assistance. However, this direct lender didn't let my credit history define me. They considered my current situation and provided the loan I needed. I'm grateful for their non-judgmental approach.
Diane Pena
Diane Pena
Owning an older vehicle often poses challenges when seeking financial assistance, but this loan company was more than willing to help. The loan officials understood the value of my old car and offered a loan amount that met my requirements. They recognized that one's vehicle's age doesn't necessarily reflect its worth. Their understanding and willingness to work with me despite having an older car made the entire process smooth and stress-free.
Kimberly Harris
Kimberly Harris
I was in urgent need of cash for titles, and this loan company near me provided the perfect solution. Their convenient location and excellent service made the entire process effortless.
Pamela Hoffman
Pamela Hoffman
This company lets you loan money and continue driving your car. Hassle-free process and great customer support.
Kay Lopez
Kay Lopez
In a bind and without the title in your possession? Not to worry! This lending institution provides title loans without requesting the actual title upfront. They simplified and made the process convenient.
Grace Evans
Grace Evans
In a pinch and without the title in hand? No worries! This loan company offers title loans without requiring the physical title upfront. They made the process convenient and hassle-free.
Lori Ward
Lori Ward
When my credit was bad, this lending company gave me the financial support I required. They processed my loan quickly, and I received the money I required within a week. Anyone in a comparable position should contact this business, in my opinion.
Whitney Cook
Whitney Cook
I was in a tight spot and needed cash loans on car titles fast. I found a great company that was able to provide me with the money I needed and it was such a relief. I appreciate the fast and efficient service I received.
Anthony Miller
Anthony Miller
I found this loan company after I was in a sticky situation. I was in a need of title loan against my salvage car. The process was so easy and the staff was incredibly helpful. I feel so relieved and thankful to have found a company that cares about my needs.
Thelma Hamilton
Thelma Hamilton
I’ve dealt with loan companies on quite a few occasions and found them useful every single time. You can apply for a loan regardless of the time since they offer loans 24/7. I’d suggest them to anyone looking for easy loans.
Julia Adams
Julia Adams
My payday loan arrived as quickly as possible. I appreciate their excellent customer service and the low interest rate I receive from them.
Gina Rogers
Gina Rogers
Montana Capital is the place to go for fast personal loans if you have bad credit. They specialize in assisting those with low credit scores to improve their financial situations. I had a similar problem and they were able to assist me.
Bernice Rice
Bernice Rice
It is one of the best car title loan place in the city, without a shadow of a doubt. I thank you for your help and I will continue to use your services. Your professionalism and courtesy were very much appreciated.
Ralph Gonzales
Ralph Gonzales
I got a title loan from this company and it was the best experience I ever had with a loan company. They were very professional and helped me every step of the way. I would recommend them to anyone in need of a title loan.
Jessica Torres
Jessica Torres

3 Easy Steps to Get a Car Title Loan in Ocala

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Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
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A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

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The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Ocala, FL: The Application Process

Need some financial help? If you have a car, then car title loans may just be the answer for you.

Don’t know anything about them? Don’t worry, because we’ve got you covered!

Make better credit decisions today and read more about what Ocala title loans can offer you today!

What Is a Car Title Loan?

Car title loans are short-term cash loans that use your VEHICLE as collateral.

They are simple and secured loans that provide you with INSTANT CASH.

You might know them as any of these terms:

  • Vehicle title loans
  • Pink slip loans
  • Title pawns
  • Auto title loans
  • Auto equity loans

What happens is that lenders loan the money to a consumer SECURED by a bailment of the actual car title.

As a personal loan in Ocala, Florida, car title loans usually have a short repayment period compared to payday loans and a traditional bank loan.

A Step-by-Step Guide for the Car Title Loan Process in Ocala, FL

The loan process in Ocala, FL, is QUICK and EASY — you can get your loan within hours on the same business day!

Strong loan applicants can also get pre-approved in just under 15 minutes.

To achieve this, here are the 3 steps that you should follow:

Step 1: Fill Out an Application Form

There are two ways to go about this step. You may either:

  • Give your lender a call, or
  • Access the loan company’s website to apply online

Whenever possible, it will ALWAYS be best to clarify with your lender any requirements that they may require.

A reliable lender will always make this information public, but lenders vary based on how comprehensive their forms can get.

Regardless, you should generally EXPECT to provide the following information when applying in Ocala, FL:

  • Personal Information
  • Vehicle Information
  • Loan Amount and Loan Terms

If done right, you can accomplish your forms in less than 10 minutes.

The EVEN BETTER news — you can get pre-approved in less than 15 minutes!

Make your application AS TRANSPARENT AS POSSIBLE, especially when you apply online.

This will make your loan application easier to assess.

Step 2: Submit Important Documents

Title loan companies will reach out to you to inform you about your pre-approval status.

This is the GO SIGNAL for you to submit the following required documents:

  • Vehicle Title (under your name)
  • Vehicle Registration Papers
  • Valid Government-Issued ID
  • Proof of Residence in Florida
  • Proof of Income

Your car title will be used to determine the loan amount to be approved.

The IDs and papers should all show that YOU own the vehicle being submitted as collateral.

Likewise, you need to show that you LIVE in Ocala, Florida.

Other title loan places might require the following supporting documents too:

  • Photos of Vehicle
  • Bank Account Details
  • Income Statement
  • Character References

In some circumstances, faxing may be required for INSTANT pre-approval of your application.

REMEMBER: The quicker you can turn in your papers, the faster you’ll be able to get your money!

But the most important tip of all would be to clarify ALL requirements with your lender directly.

Step 3: Receive Money

Once you’ve done your part, the loan company will then work to assess your eligibility and ability to repay the loaned money fast.

You’ll be able to receive your fast cash after that.

But of course, you should negotiate the payment channel with your lender beforehand:

  • In-Person
  • By Mail
  • Electronically By Wire (Bank Account or Credit Union)

And the title loan guarantee?

You can receive your money in just under a few hours on the same day!

If the company needs more time, the money can be transferred to your specified channels within a week after approval.

And that’s it! A simple process for your immediate cash needs.

So you have now received your loan… now what?

Well, you should NEVER forget to follow through with your Ocala title loan.

Step 4: Settle Loans Within the Payment Terms

This is, unfortunately, an often forgotten step when applying for car title loans.

Here are some important details to always remember:

  • Negotiate your terms and loan period with your chosen car title loan company in Ocala, FL
  • Specify repayment terms that you can fulfill
  • ALWAYS pay on time to avoid pre-payment penalties.

For reference, short-term financing will REQUIRE you to repay within 30 days.

Simply finish all these steps, and you can finally consider your Ocala title loan PAID.

Things to Know About Car Title Loans in Ocala, FL

To settle any debates on legality, lenders are officially licensed under Florida Statute 516.

This means that title loans in Ocala, FL, REGULATE offers and loan amounts based on the state regulations in Florida.

Some basic questions will be answered in this section:

How Much Money Can Be Borrowed in Ocala, FL?

Title loan laws in Florida have a definitive range of interest rates:

  • Loan amount less than $2,000: maximum 30% per annum interest
  • Loan amounts from $2,000 to $3,000: maximum 24% per annum interest
  • Loan amounts exceeding $3,000: 18% per annum interest

Ocala title loans get generally approved for a minimum amount of $200.

And depending on your qualifications, you can get a loan amounting to around $30,000.

How Is the Loan Amount Determined?

This will, of course, be compliant with the car title loans regulatory agencies in the state of Florida.

Generally, how much money to be granted will be determined by these TWO PRIMARY FACTORS:

  1. Your ability to repay the title loan loan
  2. Your vehicle’s current market value

More specifically, your lenders will INSPECT your vehicle to determine its vehicle equity.

Vehicle details they will specifically look for include the following:

  • Vehicle Year
  • Vehicle Make
  • Vehicle Model
  • Mileage and Overall Condition

Modifications such as interior and exterior movements will also affect this car valuation process.

However, vehicle inspections are NOT ALWAYS required in Ocala, Florida.

Online applications, for example, will depend on the documents you submit to them.

How Do You Get the Best Deal in Ocala, FL?

Not all lenders can give the offer that is best for YOU.

This is why it’s important to find lenders that practice responsible lending and marketing practices.

To guide you better, these are some of the factors that you should look out for:

  • Competitive rates and terms
  • Testimonials from clients
  • Company registration and legal status

REMEMBER: You should ONLY accept offers that you can repay. It’s also important to do your research and avoid hidden fees.

How Will My Eligibility Be Verified?

Your eligibility will solely depend on whether you fall within the JURISDICTION OF THE STATE and the VALUE OF YOUR COLLATERAL.

  • You need to be a resident in Ocala, Florida.
  • You need to be the legal owner of your car.

Car title loans will simply determine your vehicle’s value by looking at these factors:

  • Car Mileage
  • Car Condition
  • Brand and Make
  • Year of Manufacture

Following this, negotiations between you and your lender should transpire.

Fair judgments and decisions from both parties should be expected.

Why Apply for Title Loans in Ocala, FL?

You’ve made it this far in the article. Let this section be the final push you need to get Ocala title loans.

Quite frankly, there are quite a LOT of reasons why you should apply for a title loan in Ocala, FL.

Here are some of them:

1. Quick and Easy Process

You can get your loan proceeds after accomplishing just three easy steps.

This is also because the loan value is DEPENDENT on the collateral value.

The better the equity value of your car, the EASIER your application process will be!

2. No Credit Checks

Title loans in Ocala, FL, will not always require a good credit score for your instant pre-approval.

Instead, what’s more important is your assurance of making payments steadily:

  • Based on your financial capability
  • Based on the vehicle’s value after repossession

That said, your car title loans payment capability does not SOLELY depend on your credit score.

However, some WILL lend money directly if you show them a good credit score.

These lenders are more comparable with traditional bank loans that will have you worrying about having the following:

  • Bad Credit Scores
  • Credit Card Debt
  • Poor Credit History
  • Poor Payment History

However, this is not always the case, so you have NOTHING TO WORRY ABOUT.

The general rule of thumb is that credit scores aren’t vital to your auto title loan applications.

But it will always be best to do your research beforehand.

3. Lower Interest Rates

All lenders are responsible for their own interest rates and payment terms.

It’s up to YOU to decide on these two factors:

  • How much money you need from the loan
  • How much money you can repay — this will, of course, come with added interest

But the good news is that Ocala title loans will almost always offer lower rates than other short-term loans.

There are also MULTIPLE LENDERS across the state to choose from. With more options, you can definitely find the loan perfect for you.

4. Multiple Auto Title Loan Applications

You heard that right! You CAN apply for multiple car title loans at the same time.

Just make sure that you have multiple vehicles that you can register.

For a STRONGER application, here are some tips that you can follow:

  • Maintain the quality of your vehicle
  • Prepare your vehicle titles beforehand
  • Distinguish between your applications well

REMEMBER: Loan companies follow a ONE VEHICLE PER TITLE LOAN policy.

That said, you should manage your loans well.

Only apply for a number of car title loans that you can repay.

5. Flexible Modes of Payment

Online title loans can be received and paid for in a variety of ways:

  • Cash
  • Cashier’s Check
  • Money Orders
  • Debit and Credit Cards
  • Wired
  • Mail

In contrast with traditional bank loans, car title loans have now been made MORE ACCESSIBLE to the borrower.

Just always DOUBLE CHECK with your lender as some companies may ask for processing fees.

THE BOTTOM LINE: Ocala title loans offer a CONVENIENT way to get cash instantly.

Frequently Asked Questions

Still have things about title loans that confuse you?

Here are some more clarifying questions about title loans that might interest you:

Where Can I Use Auto Title Loans?

You can use your cash loans to settle ANY of your financial needs.

The cash advance from these title loans are intended primarily for the following:

  • Emergency cash
  • House and utility expenses
  • Hospital bills
  • Credit card payment
  • Car loans payment
  • School tuition settlement

REMEMBER: The cash you get from an auto title loan is NOT a long-term solution.

However, title loans are a GREAT start to alleviate your momentary financial rut.

This is especially true if the lender meets ALL of your personal requirements.

Can I Use My Car During the Duration of the Title Loans?


In Ocala, you can drive around even while your loan is still pending.

From the name itself, car title loans only give lenders authority over your car’s title.

That is, for the meantime — remember that your vehicle’s purpose is being collateral for your auto title loan.

Can I Apply With Bad Credit?

YES, a bad credit will NOT define your application for car title loans.

SOME lenders may look at it the way small business loans do.

However, you can rest assured that it’s your car’s value that they’ll look at more.

Choose a lender based on the details most important to you.

Apply for Car Title Loans Now!

In Ocala, FL, title loans are so efficient that you can RECEIVE CASH within the same day of sending your application.

All you have to do is follow these THREE SIMPLE STEPS:

  1. Fill out an application form
  2. Submit the required documents
  3. Receive your money

All of these on the same day!

Just don’t forget to repay your loans with how much cash you decide together with your lender.

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1254 Upsala Rd, Sanford, Florida 32771
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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