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Title loans in Apopka

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Apopka

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Auto Point Car Care

1150 E Semoran Blvd suite a


32703 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Apopka, FL: A Great Way to Earn Quick Money!

Applying for loans can be a pain in the ass! It takes forever, and you waste a lot of time waiting and doing nothing.

However, that does NOT happen if you apply for Apopka Title Loans!

With title loans, all you need is a call or online application, and next thing you know, you have cash in your bank account!

Read more to learn about car title loans and how they function! 

How to Apply for Car Title Loans in Apopka, FL

First, you have to know how to apply for car title loans. It would be pointless to read about title loans without KNOWING how to apply for one.

So, here are the steps to apply for car title loans in Apopka, FL.

Don’t worry! The process is straightforward to understand! 

Step 1: Apply Online or Call the Lending Company

The first step in applying for car title loans is to reach out to your specified lending company.

You can either APPLY ONLINE or REACH OUT to the team by the telephone number provided by the company.

Before the pre-approval, you will discuss with the team the loan amount that will be agreed upon, the specifics of the vehicle, and your monthly payments and income.

Once the application and information are submitted, the team will assign a loan representative to help you out during the rest of the application process! 

Step 2: Wait for the Approval From the Company

The loan representative will discuss more things about the title loans.

However, the representative will discuss the QUALIFICATIONS and PRE-APPROVAL in this step. These determine if the applicant is qualified and entitled to the companies’ title loan services.

This step is ESSENTIAL whether the applicant will receive their funds or not, depending on what they’ve submitted.

Once the basic requirements are met, the company will search for the right lender for the applicant, and the title loan services can begin! 

Step 3: Have a Lender That Will Guide You and Get Your Money!

Once the lender is found, you can learn more about them, and if they turn out to be well suited for you, you can apply with an online application!

Once pre-approved with the suited lender by the lending company, the TITLE LOAN SERVICES BEGIN!

You will receive your funds as early as one business day or during the same day you applied!

The process shows that applying for Apopka title loans is easy and is a wonderful alternative to borrowing cash if you think a bank and a credit union are not good enough for you.

 What Are the Requirements for Applying for a Car Title Loan?

You need to submit the REQUIREMENTS before applying for a title loan, as with any other loan application. Here are the forms you need to submit to apply for a car title loan! 

Car Information

The car information should contain the following.

  • Car Year
  • Brand of the Car
  • Model of the Car
  • Style of the Car
  • Car Mileage

Usually, the car information lets many lenders find the RIGHT VALUE of the car as collateral.

Here, it determines how MUCH cash you will receive from your assigned lender. 

Your Information

Your information should contain the following.

  • First and Last Name
  • Zip Code
  • Email
  • Phone
  • Additional Phone Number
  • Monthly Income
  • If You Own the Vehicle for Collateral

As simple as this is, giving your personal information to your lending company ALLOWS it to know who the applicant is and how they earn their money.

The personal information is mainly for documentation purposes and knowing where the money will go from the lending company. 

After Pre-Approval

Once you’ve submitted both information on your car and yourself, your lender will REQUIRE you to submit some additional documents.

These are the documents usually asked from you to submit!

  • A Valid Government-Issued ID
  • A Lien-Free Title; your vehicle’s title should be clean
  • Proof of Income

Suppose the vehicle’s title is under another person’s name.

In that case, the actual owner must sign loan documents to showcase that the person owning the vehicle authorized their vehicle to be used as collateral. 

Other Documents

Some documents are not required by all states but are still essential if your lender needs additional confirmation. Here are those documents.

  • Proof of Insurance
  • Proof of Address
  • Proof of Registration

All these requirements are for your lender and the lending company to confirm whether or not you are clean and the business conducted between the parties is held in good faith.

Once negotiations and contracts have been agreed upon, terms and other things become NON-NEGOTIABLE between the two parties. 

What Factors Are Used When Determining the Value of Your Car?

When determining the value of your car, lenders prioritize certain factors that allow them to give the BEST VALUE of your car.

Part of those factors is the car information you give before applying for the title loan. Other than that, here are the factors that determine your car’s equity.

  • Vehicle modifications
  • Overall condition of the vehicle
  • Other details (ex. newly changed tires)

 The Importance of Identifying Your Car’s Equity

These factors show your CAR’S EQUITY and let the lenders know the best loan amount to give to the customer.

The estimated value of the loan amount can range from $200-$25,000.

If your car is in BAD condition, there is a high chance that the value of your car is low. Meanwhile, if your car is in GOOD condition, chances are the value of your car is high.

The loan amount will be given to you when the lender provides their FINAL APPROVAL on the value. 

Why Should I Apply for Apopka Title Loans?

Is getting a vehicle title loan in Apopka interesting for you, but isn’t enough for you to do it? Do you have no other option in getting fast money?

Wanna know the BENEFITS you get from applying for a car title loan? Here are the best reasons why you SHOULD apply for Apopka title loans! 

Get Your Cash Fast

The loan application process for Apopka Title Loans is FAST AND EFFICIENT!

The process is so fast that sometimes you can get your funds the same day you apply!

One of the most popular benefits of applying for auto title loans is that the lending company will give you your funds quickly once you apply for it!

Check your bank account or check via direct deposit, and you’ll see the money there! 

Keep Your Car During the Loan Term

You’re in luck! You can STILL USE your car during the loan term even if you used it as the loaning instrument!

However, keep in mind that while you can still use your car, the vehicle’s title belongs to the lender and the lending company while the loan is ongoing.

Don’t break the car during your loan term! It will only end terribly for you if you do so.

If you want your vehicle’s title back, you have to REPAY THE LOAN in full, including the interest. 

You Can Apply Even With a Bad Credit Score

Apopka lending companies do NOT REQUIRE a credit check, meaning they do not mind if you have a bad credit score when applying!

Lending companies do NOT treat bad credit as a major factor in accepting applicants for their services.

However, it does not mean that bad credit is taken for granted. These companies can still do a credit check to identify the interest rate the customer will have to pay.

Even if it’s not a major factor, overlooking a person with bad credit should never be done. 

Convenient and Negotiable Terms

Lenders will discuss with you how you can pay money through negotiation.

They will help you make plans that work best to repay the loan in full. 

The Loan Proceeds Can Be Used However You Want

Do you have medical bills to pay? Do you need help in short-term financing but do not have the money for it?

The loan proceeds you get from your lender can be used in whatever way you want!

You can use the money for personal uses or even the most essential bills to pay. It’s not limited to important expenses.

What matters is that the loan itself is PAID BACK IN FULL once the term ends and that you have the capabilities of doing so! 

What Should I Look Out for When Applying for Car Title Loans?

While having fast cash sounds AMAZING in hindsight, there are several repercussions that you need to practice while having an auto title loan.

Do you want to know the many RISKS AND INCONVENIENCES of applying for a car title loan? Here are things to be aware of when applying for car title loans!

  • Using Your Car as Collateral means you do not own the car’s title
  • A Car Title Loan Has Higher Interest Rates Than Your Traditional Bank Loans
  • Title Loan Services Are Not Legal in All States
  • Late Payments Result in Additional Fees and Interest Rates

Frequently Asked Questions (FAQs)

Here are the FAQs about the topic of a title loan. Are you still confused on the topic, and do you need more information! This section of the article will hopefully answer those questions! 

How Does One Pay Their Auto Title Loans?

The payment option DEPENDS on your lender.

While most lenders allow you to pay online or by phone, some may have preferred options in paying.

Some may want to do it in physical locations, while others want to get paid via direct deposit or money transfer services.

There’s no one way on how to pay! You have to discuss this with your lender! 

Is There a Loan-Process Fee When Applying?

No, there is no loan-process fee when applying for title loans.

The fees usually charged are when you FAIL to make the planned payments agreed upon between you and your lender or make any last-minute changes.

Again, this concern heavily depends on your lender and how they charge you.

In short, when applying, the process is free of charge. The fees are usually charged for late payments or last-minute changes! 

What Are Alternatives to an Auto Title Loan?

If you want to know alternatives to title loans and you want to widen your options, you’re in luck! Here are some of the BEST alternatives to a car title loan. 

Personal Loans

A personal loan is one of the best alternatives to title loans due to its UNSECURED NATURE.

The unsecured nature makes the risks of losing your car lower than a car title loan.

A personal loan has lower interest rates and fees than your average car title loan.

The time it takes to repay personal loans is MORE FLEXIBLE AND MANAGEABLE. Payment terms and your payment plan are easier to accomplish depending on the lender! 

Payday Loans

Payday loans are the most similar to title loans, wherein they both are a form of short-term loan, and they offer immediate loan funding.

It is also similar to how you should pay the two loans back. Both require HIGH APR and RATES to pay back.

The APR can reach from 300% to 500%!

While these loans offer competitive rates, they are challenging to pay back if you do not have a good source of income! Keep that in mind when applying for this alternative. 

Credit Card Cash Advance

Credit card cash advances are an excellent alternative if you ALREADY OWN A CREDIT CARD.

It would be best to get the advance from the nearest ATM or bank.

However, this involves using your credit score and credit history due to its credit nature. If the credit check shows that you have poor credit, the interest rate will likely be high to pay back that loan.

Credit decisions are a MAJOR FACTOR compared to title loans, so be wary of that. 


There you go! Now you know the ESSENTIAL parts of auto title loans in Apopka!

It is always important to be aware of the benefits AND risks of applying for title loans! Fast money, getting cash on the same day, is great, but there are fees that you need to pay to return the favor.

If you apply for a vehicle title loan, WE HOPE IT GOES WELL and never forget the essential information regarding the loan process!

Good luck!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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