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Home > Indiana > Elkhart

Title Loans in Elkhart , Indiana

How much cash can i get

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Location Information:



56367 Tulip Tree Ln
Indiana   46516

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

I was in a tight spot and needed fast loans in Elkhart. A friend recommended this company as the best place to get a title loan. They were absolutely right! This company was a life-saver, and their speedy service got me out of a financial jam.
Gareth Berwart
Gareth Berwart
Securing a loan against a mobile home can be challenging, but this loan company in Elkhart specializes in mobile home title loans. They recognized the value of my mobile home and were able to offer me a loan amount that met my financial needs.
Christine Little
Christine Little
I contacted this lending organization when I needed a quick title loan, and I'm very glad I did. They processed my application and distributed the money really quickly. The experience was stress-free thanks to the professionalism and assistance of their team
Kathleen Lopez
Kathleen Lopez
I pawned my car with this loan firm and had a great experience. They offered prompt and efficient service, ensuring a successful transaction. Highly recommended for anyone looking for a dependable loan solution.
Cynthia Foster
Cynthia Foster
Borrowing money against my car was made easy with this loan company. They offered flexible terms and a fair interest rate.
Wada Tahir Musa
Wada Tahir Musa
I recently used a loan company for auto refinancing and was impressed by the low APR they offered. The process was quick and easy, and I'm now saving money on my car loan each month. Highly recommend!
Paula Stephens
Paula Stephens
I was in need of a quick loan and found out about getting a title loan online. The process was easy and I was able to get the money I needed quickly. I would recommend this service to anyone in need of emergency funds.
Charlene White
Charlene White
I availed the 24-hour title loan from this loan firm and I am highly satisfied with their services. The professionalism of the staff, the speedy loan processing, and the competitive interest rates were the main reasons for my choosing this firm. I will definitely recommend this firm to others who are in need of quick loans.
Daniel M
Daniel M
I got my car title loan from this company, which was a great experience. The loan amount was just what I needed, and the process was quick and easy.
Patty Jones
Patty Jones
This loan company has been extremely helpful in getting me the money I need fast. The process is so simple and straightforward, and the staff is very professional. I would definitely recommend this company to anyone in need of a loan.
Sue Flores
Sue Flores
When I first heard about their car title loans in Elkhart, I didn't really know what to think. But when I started looking around and doing my research, it turned out that they were one of the most efficient ways to get quick and easy money. For me, the decision was an easy one and I would highly recommend them to anyone who needs a financial boost in their life.
Eula West
Eula West
I had an emergency with my car, and I needed to pay a mechanic in order to fix it. I didn't have any money, so I decided to go online and look for a title loan company that could help me. When I came across this site, I filled out the simple form and was approved for cash title loans in 15 minutes! Superb service.
Erika Warren
Erika Warren

3 Easy Steps to Get a Car Title Loan in Elkhart


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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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Car Title Loans

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The vehicle’s title

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Get up to $20,000

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  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
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Title Loan in Elkhart, IN

Did you know that Indiana ranked 37th in the happiness index among all 50 U.S. states? Within this state lies the city of “Elkhart,” facing financial challenges as its median household income barely reaches half of the national average. But there’s good news, Title Loans are here to assist you during financial emergencies.

These are short-term loans that offer quick cash, even with bad credit. Unlike traditional loans, they’re approved quickly, often in just one business day. If you’re in Elkhart and need money fast, you must consider car title loans.

Car Title Loans Fees, Loan Amount, and Interest Rates

In Indiana, car title loans are subject to regulations that set maximum loan amounts and interest rates by state legislators. Though the numbers can vary from lender to lender:

Interest RateUp to 36%
Loan Amount$500
Finance Fees36%
Loan Duration14 Days

Disclaimer: The information provided in the table above is for reference purposes only. As the terms of title loans are subject to change, it’s recommended to seek guidance from a financial advisor before making any decisions.

Get Title Loans In 3 Easy Steps!

When unexpected expenses arise, the last thing you need is a complicated loan application process. That’s where title loans come in to provide you with swift and hassle-free financial help. With just three simple steps, you can regain control over your finances:

Step 1: Effortless Online Form Submission

Begin your journey by filling out a user-friendly online form. This step is designed to be quick and convenient, allowing you to provide the necessary information from the comfort of your own home.

Step 2: Swift Approval for Financial Peace of Mind

Our streamlined process ensures that once your online form is submitted, our team quickly reviews your application. Based on your application, lenders decide the loan amount, annual percentage rate, and other loan terms.

Step 3: Access Your Funds Without Delay

Once approved and after signing the loan agreement, you can expect to receive your funds in a timely manner, enabling you to address your financial needs without delay.

What are the Auto Title Loan Requirements?

When you apply for auto title loans in Elkhart, Indiana, you must provide a few essential documents to be approved:

  1. A Lien-free Title
  2. Proof of Income
  3. Proof of Identity
  4. Valid Identification
  5. Vehicle Insurance & Registration

Who Keeps My Car While I’m Paying Back the Loan?

When you take out a car title loan, the lender typically holds onto the title of your vehicle while you’re paying back the loan. The title serves as collateral for the loan, giving the lender the right to repossess the vehicle if you fail to make the required payments.

This means that during the loan repayment period, you can continue to use your car as long as you comply with the loan agreement and make the required payments on time. Once you’ve fully repaid the loan, the lender will release the lien on the title, and you’ll regain full ownership of your vehicle without any hassle.

Can I get a Car Title Loan Without Bringing in my Car?

In most cases, the majority of title lenders offer the convenience of obtaining loan approval without requiring you to bring your vehicle in person. You can send pictures of your vehicle from all angles, including the odometer and VIN, to provide the necessary information for assessment. 

This approach not only saves time but also provides greater flexibility for borrowers. Through this online inspection, lenders can assess the condition and value of the vehicle remotely, streamlining the loan approval process. 

Title Loans Without Proof of Income Possible?

No, having a steady source of income is mandatory for title loan approval, as it shows you can pay back the loan. Even if you don’t have a regular job, you must prove you have money to cover the loan. 

Not having a job doesn’t mean you don’t get money from other places. If you can show you have enough money to pay back the loan, you might still qualify for a title loan without a job in Elkhart. You can use various documents as proof of income, like bank statements, pay stubs, or other sources of income.

Can I Still Apply If I Have Bad Credit?

Yes, you can often still apply for a car title loan even if you have bad credit. In contrast to personal loans from credit unions, car title loans are typically secured by the value of your vehicle rather than solely relying on your credit score. This means that if your vehicle has enough equity and you can prove your ability to repay the loan, you can get a title loan with ease.

Before applying for a car title loan with bad credit, make sure to research the title loan company, understand its terms and conditions, and consider whether the loan is manageable within your financial situation.

What Can Funds From a Title Loan Be Used For?

Funding obtained from a title loan can generally be used for various purposes, as the use of the funds is often not restricted by the lender. Generally, borrowers use the title loan amount for:

Emergency Expenses

Title loans are sometimes used to cover unexpected medical bills, home repairs, or other urgent expenses.

Debt Consolidation

Borrowers might use the funds to consolidate higher-interest debts, which can potentially lead to lower overall interest payments.

Bills and Utility

Title loans could be used to pay off overdue bills or utilities to prevent service disconnections.

Vehicle Repairs

Since your car’s title is used as collateral, using the loan to repair or maintain your vehicle can make sense, as maintaining its value is important for the loan.

Education Costs

The funds might be used to cover educational expenses, such as tuition fees or school supplies.

Business Expenses

Small business owners might use title loan proceeds to manage cash flow or invest in their businesses.

Personal Needs

Funds can be used for personal reasons like a special event, travel, or purchasing a necessary item.


Some individuals use title loan proceeds for planned vacations or trips.

Moving Costs

If you’re relocating, the funds could help cover moving expenses.

Other Financial Needs

Any situation that requires immediate access to funds might be a reason to consider a title loan.

Indiana Motor Vehicle Registration- 2021

Vehicle TypePrivate and CommercialPublicly Owned
Buses 7,22713,498
Total Vehicles6,143,61126,423

Source: Federal Highway Administration (FHWA)    

Frequently Asked Questions

Yes, it is possible to get a loan on a car with a salvage title, but the availability of loans and the terms can vary. Salvage titles indicate that the car has been previously damaged and repaired. 

Some lenders may be willing to offer  loans on salvage title vehicles, but you might encounter stricter requirements, higher interest rates, and lower loan amounts compared to loans on vehicles with clear titles.

In many cases, lenders do not charge a fee to determine whether you qualify for a loan. The process of checking your eligibility, usually referred to as pre-qualification or pre-approval, is often free.

It involves the lender evaluating your basic financial information, such as credit score, income, and sometimes other factors, to determine if you meet their initial criteria for a loan.

Title loans may be preferable as they often offer higher loan amounts and longer repayment periods compared to payday loans. 

While payday loans are unsecured loans, title loans are secured by the title of the vehicle, which means you can lose your car if you can’t repay your loan.

However, both title and payday loan options have risks due to high-interest rates. 

Apply for Car Title Loans in Elkhart, IN Today!

Ready to secure quick cash loans? Apply for car title loans today and leverage the value of your vehicle. Enjoy a straightforward process and access the cash you need based on your car’s worth.

Don’t wait – Apply today and take the first step towards financial ease now.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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