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Title loans in South Bend, IN

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Open hours

Mon - Fri:

9am - 7pm
10am - 4pm


Stereo Specialist

259 Logan St

South Bend

46615 IN

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Title loans are a fast and hassle-free loan service that grants you instant approval more times than not!

You can definitely pursue title loans if you own an automobile or motorcycle and need money immediately.

South Bend has some of the best and most compassionate lenders who can figure out the best terms for a car title loan for all Indiana residents.

Let us walk you through the loan process.

Can I Use Any Vehicle to Apply for Title Loans in South Bend?

You can use your car, motorcycle, or other accepted vehicle. It doesn’t have to be the newest one to use your vehicle’s deed as collateral to borrow money and secure your title loan.

Creditors in South Bend have experts who will appraise your chosen vehicle and determine how much equity is in it. This equity will be the basis for the cash they will allow you to take out.

The loan proceeds will usually go for about 25% to 30% of the vehicle’s value.

Everything You Need to Know When Applying for Title Loans in South Bend, Indiana

Direct lenders in South Bend will provide you with auto title loans after you get approved. The exact cash amount depends on the value of your vehicle.

The Loan Application Process in South Bend

  1. Apply for any available title loans in the South bend area – This can be done either online, over the phone, or in person. We recommend that you apply online so you don’t waste too much time. Pre-approval in this stage usually takes a few minutes.
  2. Submit your documents – You have to submit the complete documents to your lender. This will allow them to evaluate if you’re a good candidate for a car title loan.
  3. Vehicle inspection – Some lenders in South Bend may require you to visit their actual store with your vehicle. They’ll inspect it to evaluate its condition, estimate its value, and take pictures.
  4. Get your money – Once you’ve been approved, you can get your money immediately through check or wire/online transfer.

What Information Do I Need to Provide?

If you want a smooth and hassle-free loan process, ready the following documents. Some lenders may require more or less, but here is a brief rundown of the common requirements.

  • Name
  • Age
  • Address
  • ID
  • Social security number
  • Vehicle ID, model
  • The year of manufacture
  • Title in your name

Some car title loans lenders in South Bend, Indiana, may also ask for pictures of your automobile or request the opinion of an automobile expert.

What Documents Do I Need to Get a Car Title Loan Approval in South Bend?

To get the best chances of securing title loans, you must submit everything the lender asks for. For instant approval, make sure to keep the following documents ready:

  1. Valid government-issued ID (driver’s license or state ID)
  2. Proof of residence (government ID or utility bill) – Only Indiana residents can obtain car title loans in the South Bend area.
  3. Your automobile – Lenders need to inspect your car to determine how much money they can lend you. If it’s damaged/not working, the lender will likely refuse to lend you money and reject your application.
  4. Valid vehicle title
  5. Insurance papers

Additional Paperwork SOME Lenders May Require

Some lenders may require you to submit additional documents to qualify for a title loan in South Bend.

Of course, this depends on the lender and the amount of money you’re borrowing. Their agents will inform you if they need:

  1. Photos of your car 
  2. Some lenders will ask you to submit or take the photos themselves during the inspection.
  3. This serves as photographic evidence of your car’s condition and may sometimes take the place of a manual inspection.
  1. Loan history (if they’re conducting a credit check).
  2. Bank account
  3. Proof of income 
  4. This is the best way to increase your chances of approval. This can come in the form of a payslip or a recent bank account statement, etc.
  5. You need to have ENOUGH income so that they can trust your ability to repay the loan.
  6. Try asking your lenders if you can pay in installment, especially if you’re borrowing a huge sum of money.


How Much Time Will It Take To Approve My Title Loan Application?

It’s so much faster to get a title loan in the South Bend area now more than ever.

With an online process, you can get your cash without waiting in long lines to get your loan approved. Some lenders also allow you to call their agents to apply for such loans.

If you prefer to apply for a loan manually (in-person), you can do that too.

Most title loans get approved quickly, with many guaranteeing same-day approval.

The best and fastest way to most loan amounts is to apply online, though a larger amount may require additional time or verification.

What’s the Effect on My Title Loans if I Have a Bad Credit Score?

Some car title loans don’t require credit checks. This means that you can get a loan even with a bad credit score/rating.

HOWEVER, this isn’t guaranteed for all lenders. 

Depending on your status, some lenders in Indiana MAY still perform credit score checks. What’s vital in title loans is your ability to pay for them.

Those who have serious financial issues will have a more difficult time getting their loan application approved.

Moreover, even if you get a car title loan approval despite your poor credit, you’ll likely receive a worse deal and higher interest than another borrower with better credit.

How to Increase Your Chances of Getting Title Loans

There are a few things you can do to increase the chances you’ll get approved for car title loans.

Make Sure Your Documents Are Complete and Truthful

Provide the loan officers with all the requisite documents, like identity proof, income proof, driver’s license, etc.

This will make the process faster and simpler. Moreover, they’re more likely to approve your application if you’re upfront about everything.

Submit a Proof of Income/Employment

While this isn’t mandatory for all lenders, it’s one of the best ways you can guarantee a loan deal. Moreover, it can help you get better title loans and more money.

That means lower interest rates and better terms.

Improve the Value of Your Vehicle to Secure Car Title Loans

You also need to ensure that your vehicle is in good shape because all loan amounts will be based on your vehicle’s value.

While most lenders choose to perform a manual inspection of the vehicle, some lenders may also ask for pictures to check your car preliminarily or substitute the manual inspection altogether.

  1. Are the electrical components of your vehicle in working condition?
  2. Are the radio and all the other components of the dashboard okay? If not, fix them if you can or take them to a mechanic.
  3. Wash your car  before the lending company does its own inspection to make your car look more presentable.
  4. Inspect your tires to see that they are well gauged and the rims are in good condition.
  5. Conduct a test drive.


Title loans may come with higher interest than normal, but lenders in South Bend are fantastic. If you’re in a pinch, consider getting an auto title loan!

The great news is that you already have all the documents you need. Good luck securing any of the available title loans!

So, why wait? Apply now for a car title loan in South Bend!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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