Title Loans Online - Fast & Easy

3 easy steps to get your cash:

Sign up form

Keep the keys, get the cash!

Pay loan, get title back

How much cash can i get

Find out now. It's fast, secure & free!

trust icons
Home > Indiana > South Bend, IN

Title Loans in South Bend , IN

How much cash can i get

Find out now. It's fast, secure & free!

trust icons

Location Information:

(888)-700-8900

Address

259 Logan St
South Bend
IN   46615

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $20,000

Reviews

Montana Capital Car Title Loans Reviews

This loan company offers fast title loans for those in need. The application process was simple, and their team was responsive and attentive. Highly recommended!
Brandi R.
Brandi R.
1685444661
I needed money quickly, and Loan Company provided it. The application process was quite easy, and I received my loan in less than 24 hours. I would unquestionably suggest Loan Company to anyone in need of urgent funds.
Trudy M.
Trudy M.
1679741372
I found this loan company to be very helpful when I needed money for my car repairs. I didn't have great credit, but they were still able to give me an auto title loan with no credit check. The process was very quick and easy, and I was... able to get the money I needed right away.read more
Michael C.
Michael C.
1673353817
The team at this loan company was quick to process my loan and I had the money I needed in no time. Their rates were very competitive and the whole process was very transparent. I would definitely recommend them to anyone in need of a... title loan.read more
Rosie W.
Rosie W.
1671951139
I am extremely pleased with the service I received from this South Bend loan company for two emergency loans. The company gave me the money I required within a very short time. Additionally, the customer service representatives were very... professional and helpful.read more
Virginia M.
Virginia M.
1671801163
I'm very happy with Montana Capital Car Title Loans. I had an urgent need for a loan and the loan officer was so understanding of my situation and helped me clear my vehicle title loan I needed in no time. Very professional and efficient,... would definitely recommend to anyone looking for a vehicle title loan.read more
MATTEO S.
MATTEO S.
1670152697
js_loader

3 Easy Steps to Get a Car Title Loan in South Bend, IN

01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.

03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Title loans are a fast and hassle-free loan service that grants you instant approval more times than not!

You can definitely pursue title loans if you own an automobile or motorcycle and need money immediately.

South Bend has some of the best and most compassionate lenders who can figure out the best terms for a car title loan for all Indiana residents.

Let us walk you through the loan process.

Can I Use Any Vehicle to Apply for Title Loans in South Bend?

You can use your car, motorcycle, or other accepted vehicle. It doesn’t have to be the newest one to use your vehicle’s deed as collateral to borrow money and secure your title loan.

Creditors in South Bend have experts who will appraise your chosen vehicle and determine how much equity is in it. This equity will be the basis for the cash they will allow you to take out.

The loan proceeds will usually go for about 25% to 30% of the vehicle’s value.

Everything You Need to Know When Applying for Title Loans in South Bend, Indiana

Direct lenders in South Bend will provide you with auto title loans after you get approved. The exact cash amount depends on the value of your vehicle.

The Loan Application Process in South Bend

  1. Apply for any available title loans in the South bend area – This can be done either online, over the phone, or in person. We recommend that you apply online so you don’t waste too much time. Pre-approval in this stage usually takes a few minutes.
  2. Submit your documents – You have to submit the complete documents to your lender. This will allow them to evaluate if you’re a good candidate for a car title loan.
  3. Vehicle inspection – Some lenders in South Bend may require you to visit their actual store with your vehicle. They’ll inspect it to evaluate its condition, estimate its value, and take pictures.
  4. Get your money – Once you’ve been approved, you can get your money immediately through check or wire/online transfer.

What Information Do I Need to Provide?

If you want a smooth and hassle-free loan process, ready the following documents. Some lenders may require more or less, but here is a brief rundown of the common requirements.

  • Name
  • Age
  • Address
  • ID
  • Social security number
  • Vehicle ID, model
  • The year of manufacture
  • Title in your name

Some car title loans lenders in South Bend, Indiana, may also ask for pictures of your automobile or request the opinion of an automobile expert.

What Documents Do I Need to Get a Car Title Loan Approval in South Bend?

To get the best chances of securing title loans, you must submit everything the lender asks for. For instant approval, make sure to keep the following documents ready:

  1. Valid government-issued ID (driver’s license or state ID)
  2. Proof of residence (government ID or utility bill) – Only Indiana residents can obtain car title loans in the South Bend area.
  3. Your automobile – Lenders need to inspect your car to determine how much money they can lend you. If it’s damaged/not working, the lender will likely refuse to lend you money and reject your application.
  4. Valid vehicle title
  5. Insurance papers

Additional Paperwork SOME Lenders May Require

Some lenders may require you to submit additional documents to qualify for a title loan in South Bend.

Of course, this depends on the lender and the amount of money you’re borrowing. Their agents will inform you if they need:

  1. Photos of your car 
  2. Some lenders will ask you to submit or take the photos themselves during the inspection.
  3. This serves as photographic evidence of your car’s condition and may sometimes take the place of a manual inspection.
  1. Loan history (if they’re conducting a credit check).
  2. Bank account
  3. Proof of income 
  4. This is the best way to increase your chances of approval. This can come in the form of a payslip or a recent bank account statement, etc.
  5. You need to have ENOUGH income so that they can trust your ability to repay the loan.
  6. Try asking your lenders if you can pay in installment, especially if you’re borrowing a huge sum of money.

 

How Much Time Will It Take To Approve My Title Loan Application?

It’s so much faster to get a title loan in the South Bend area now more than ever.

With an online process, you can get your cash without waiting in long lines to get your loan approved. Some lenders also allow you to call their agents to apply for such loans.

If you prefer to apply for a loan manually (in-person), you can do that too.

Most title loans get approved quickly, with many guaranteeing same-day approval.

The best and fastest way to most loan amounts is to apply online, though a larger amount may require additional time or verification.

What’s the Effect on My Title Loans if I Have a Bad Credit Score?

Some car title loans don’t require credit checks. This means that you can get a loan even with a bad credit score/rating.

HOWEVER, this isn’t guaranteed for all lenders. 

Depending on your status, some lenders in Indiana MAY still perform credit score checks. What’s vital in title loans is your ability to pay for them.

Those who have serious financial issues will have a more difficult time getting their loan application approved.

Moreover, even if you get a car title loan approval despite your poor credit, you’ll likely receive a worse deal and higher interest than another borrower with better credit.

How to Increase Your Chances of Getting Title Loans

There are a few things you can do to increase the chances you’ll get approved for car title loans.

Make Sure Your Documents Are Complete and Truthful

Provide the loan officers with all the requisite documents, like identity proof, income proof, driver’s license, etc.

This will make the process faster and simpler. Moreover, they’re more likely to approve your application if you’re upfront about everything.

Submit a Proof of Income/Employment

While this isn’t mandatory for all lenders, it’s one of the best ways you can guarantee a loan deal. Moreover, it can help you get better title loans and more money.

That means lower interest rates and better terms.

Improve the Value of Your Vehicle to Secure Car Title Loans

You also need to ensure that your vehicle is in good shape because all loan amounts will be based on your vehicle’s value.

While most lenders choose to perform a manual inspection of the vehicle, some lenders may also ask for pictures to check your car preliminarily or substitute the manual inspection altogether.

  1. Are the electrical components of your vehicle in working condition?
  2. Are the radio and all the other components of the dashboard okay? If not, fix them if you can or take them to a mechanic.
  3. Wash your car  before the lending company does its own inspection to make your car look more presentable.
  4. Inspect your tires to see that they are well gauged and the rims are in good condition.
  5. Conduct a test drive.

Conclusion

Title loans may come with higher interest than normal, but lenders in South Bend are fantastic. If you’re in a pinch, consider getting an auto title loan!

The great news is that you already have all the documents you need. Good luck securing any of the available title loans!

So, why wait? Apply now for a car title loan in South Bend!

Related Locations

Mishawaka

905 E McKinley Ave, Mishawaka, Indiana 46545
View Location

Elkhart

56367 Tulip Tree Ln, Elkhart, Indiana 46516
View Location

Goshen

1100 Chicago Ave #19, Goshen, Indiana 46528
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Skip to content