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Title loans in South Bend, IN

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in South Bend, IN

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Stereo Specialist

259 Logan St

South Bend

46615 IN

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Title loans are a fast and hassle-free loan service that grants you instant approval more times than not!

You can definitely pursue title loans if you own an automobile or motorcycle and need money immediately.

South Bend has some of the best and most compassionate lenders who can figure out the best terms for a car title loan for all Indiana residents.

Let us walk you through the loan process.

Can I Use Any Vehicle to Apply for Title Loans in South Bend?

You can use your car, motorcycle, or other accepted vehicle. It doesn’t have to be the newest one to use your vehicle’s deed as collateral to borrow money and secure your title loan.

Creditors in South Bend have experts who will appraise your chosen vehicle and determine how much equity is in it. This equity will be the basis for the cash they will allow you to take out.

The loan proceeds will usually go for about 25% to 30% of the vehicle’s value.

Everything You Need to Know When Applying for Title Loans in South Bend, Indiana

Direct lenders in South Bend will provide you with auto title loans after you get approved. The exact cash amount depends on the value of your vehicle.

The Loan Application Process in South Bend

  1. Apply for any available title loans in the South bend area – This can be done either online, over the phone, or in person. We recommend that you apply online so you don’t waste too much time. Pre-approval in this stage usually takes a few minutes.
  2. Submit your documents – You have to submit the complete documents to your lender. This will allow them to evaluate if you’re a good candidate for a car title loan.
  3. Vehicle inspection – Some lenders in South Bend may require you to visit their actual store with your vehicle. They’ll inspect it to evaluate its condition, estimate its value, and take pictures.
  4. Get your money – Once you’ve been approved, you can get your money immediately through check or wire/online transfer.

What Information Do I Need to Provide?

If you want a smooth and hassle-free loan process, ready the following documents. Some lenders may require more or less, but here is a brief rundown of the common requirements.

  • Name
  • Age
  • Address
  • ID
  • Social security number
  • Vehicle ID, model
  • The year of manufacture
  • Title in your name

Some car title loans lenders in South Bend, Indiana, may also ask for pictures of your automobile or request the opinion of an automobile expert.

What Documents Do I Need to Get a Car Title Loan Approval in South Bend?

To get the best chances of securing title loans, you must submit everything the lender asks for. For instant approval, make sure to keep the following documents ready:

  1. Valid government-issued ID (driver’s license or state ID)
  2. Proof of residence (government ID or utility bill) – Only Indiana residents can obtain car title loans in the South Bend area.
  3. Your automobile – Lenders need to inspect your car to determine how much money they can lend you. If it’s damaged/not working, the lender will likely refuse to lend you money and reject your application.
  4. Valid vehicle title
  5. Insurance papers

Additional Paperwork SOME Lenders May Require

Some lenders may require you to submit additional documents to qualify for a title loan in South Bend.

Of course, this depends on the lender and the amount of money you’re borrowing. Their agents will inform you if they need:

  1. Photos of your car 
  2. Some lenders will ask you to submit or take the photos themselves during the inspection.
  3. This serves as photographic evidence of your car’s condition and may sometimes take the place of a manual inspection.
  1. Loan history (if they’re conducting a credit check).
  2. Bank account
  3. Proof of income 
  4. This is the best way to increase your chances of approval. This can come in the form of a payslip or a recent bank account statement, etc.
  5. You need to have ENOUGH income so that they can trust your ability to repay the loan.
  6. Try asking your lenders if you can pay in installment, especially if you’re borrowing a huge sum of money.

 

How Much Time Will It Take To Approve My Title Loan Application?

It’s so much faster to get a title loan in the South Bend area now more than ever.

With an online process, you can get your cash without waiting in long lines to get your loan approved. Some lenders also allow you to call their agents to apply for such loans.

If you prefer to apply for a loan manually (in-person), you can do that too.

Most title loans get approved quickly, with many guaranteeing same-day approval.

The best and fastest way to most loan amounts is to apply online, though a larger amount may require additional time or verification.

What’s the Effect on My Title Loans if I Have a Bad Credit Score?

Some car title loans don’t require credit checks. This means that you can get a loan even with a bad credit score/rating.

HOWEVER, this isn’t guaranteed for all lenders. 

Depending on your status, some lenders in Indiana MAY still perform credit score checks. What’s vital in title loans is your ability to pay for them.

Those who have serious financial issues will have a more difficult time getting their loan application approved.

Moreover, even if you get a car title loan approval despite your poor credit, you’ll likely receive a worse deal and higher interest than another borrower with better credit.

How to Increase Your Chances of Getting Title Loans

There are a few things you can do to increase the chances you’ll get approved for car title loans.

Make Sure Your Documents Are Complete and Truthful

Provide the loan officers with all the requisite documents, like identity proof, income proof, driver’s license, etc.

This will make the process faster and simpler. Moreover, they’re more likely to approve your application if you’re upfront about everything.

Submit a Proof of Income/Employment

While this isn’t mandatory for all lenders, it’s one of the best ways you can guarantee a loan deal. Moreover, it can help you get better title loans and more money.

That means lower interest rates and better terms.

Improve the Value of Your Vehicle to Secure Car Title Loans

You also need to ensure that your vehicle is in good shape because all loan amounts will be based on your vehicle’s value.

While most lenders choose to perform a manual inspection of the vehicle, some lenders may also ask for pictures to check your car preliminarily or substitute the manual inspection altogether.

  1. Are the electrical components of your vehicle in working condition?
  2. Are the radio and all the other components of the dashboard okay? If not, fix them if you can or take them to a mechanic.
  3. Wash your car  before the lending company does its own inspection to make your car look more presentable.
  4. Inspect your tires to see that they are well gauged and the rims are in good condition.
  5. Conduct a test drive.

Conclusion

Title loans may come with higher interest than normal, but lenders in South Bend are fantastic. If you’re in a pinch, consider getting an auto title loan!

The great news is that you already have all the documents you need. Good luck securing any of the available title loans!

So, why wait? Apply now for a car title loan in South Bend!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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