About This Location
The Paramount Blvd Montana Capital Car Title Loans in Downey Branch has been providing the residents of Downey, 90242 with title loans since December 2018. We rent a space in My Alpha Insurance. The store is located at 12047 Paramount Blvd near the intersection with Brunache St, on the other side of “Shakey’s”. If you live in Downey, 90242 and need fast cash loans, stop by the Paramount Blvd Montana Capital Car Title Loans in Downey Branch. We are obligated to provide all our customers with supreme customer service.
Fast Cash Loans in Downey
Have you tried looking at a credit report recently? It might be easier to learn Greek than fully understand all the information in a modern credit report, but when attempting to get a loan from a bank, a credit report will be closely examined, along with available collateral to determine eligibility for that loan.
However, life in Downey moves fast, and sometimes there are curveballs thrown our way that require extra financial resources. What options do southern California residents have when they need a loan without jumping through all the hoops of a traditional bank or credit union?
A car title loan can be a great tool in these situations.
Having the title to a vehicle means having instant collateral for a cash loan, just as long as you show the ability to repay the loan.
How Does a Title Loan Work in California?
A car title loan is a method of getting money for those unforeseen expenses without the need for extensive credit history. A title loan allows Downey residents to use their vehicle as collateral for the loan, as long as they meet the lender’s credit criteria and show the ability to pay back the loan.
For those who have a troubled credit history, a car title loan is an opportunity to take care of those unexpected expenses in a timely fashion. The best part is that the customer still gets to keep and drive their vehicle during the duration of the loan.
The terms of the title loan are determined by the amount of money needed by the customer, the value of their vehicle and the ability of the customer to comfortably repay the loan. Montana Capital Car Title Loans is all about superior customer service, and we’re uniquely qualified to help Downey residents from all occupations and levels of income
Check out this page on our website for a more detailed look at how car title loans in Downey work, but here’s a quick glance at the process.
Requirements For A Title Loan In Downey
- Personal Information – You’ll be asked to provide a name, phone number, and email
- Vehicle Details – The make, model, year, and mileage for the vehicle will be collected in order to assess the title loan value of the car. We’ll also need a few photographs to evaluate the condition.
- Car Title – A lien-free car title is required to secure a title loan. The title also must be under your name in order to use it as collateral for the loan. In some cases, we can help customers get their title from the DMV.
- Valid Identification – In California, title loan law states that customers must be 18 years old and a resident of the state.
- Proof of Regular Income – A monthly bank statement or social security payment will do in the absence of a paystub from a job.
*Disclaimer: More documents may be required based on personal situation
How Much Can I Get from A Car Title Loan?
That depends on how much is needed!
One of our friendly Downey agents can help with the process, but depending on the value of the vehicle, and the ability of the customer to repay the loan, amounts range at Montana Capital Car Title Loans starts at $2600 and goes up. If you want a loan of less than $2,600, you should consider whether another lender may offer such a loan to you.
Even with a bad credit rating, Montana Capital Car Title Loans can help! Get started by calling us or fill out the application form below.