Title Loan Activity in the 92234 Area
28
Loans Funded
$4,948
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 68435 Ramon Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2025 | Kia | K4 | 20,066 | $5,015 |
| 2015 | Chevrolet | Commercial Vans | 140,000 | $8,915 |
| 2015 | Husqvarna | FE 501S | 3,000 | $3,515 |
| 2018 | Honda | Odyssey | 65,950 | $2,525 |
| 2015 | Kia | Optima | 92,000 | $5,725 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Hyundai ($5,295 avg), Honda ($4,922 avg), Toyota ($3,270 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Cathedral City
The smallest recent title loan near 92234 was $2,525 for a 2016 Kia Forte with 92,000 miles. Across 28 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Hyundai is the most common vehicle among title loan borrowers in the 92234 area, with 5 loans funded. The average loan amount for a Hyundai here is $5,295, with an average of 66,600 miles on the odometer.
A lost title can be replaced through the California DMV. File Form REG 227, pay the fee, and allow a few weeks for processing. Once you have the duplicate in your name, you can proceed with a title loan application in Cathedral City.
Yes, the title loan process can be completed entirely online in Cathedral City. You can apply, upload documents, get a decision, and arrange funding without leaving home. Get a free estimate online to get started.
