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Home > Florida > Tallahassee

Title Loans in Tallahassee , Florida

How much cash can i get

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Location Information:

MC representative


1937 S Monroe St
Florida   32301

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

I was looking for "fast title loans near me," and this company proved to be a lifesaver in a financial crisis. Because of the loan company's local proximity and great customer service, the entire borrowing process was quick and simple.
Jillian L.
Jillian L.
Fast title loans near me proved to be a local savior in a financial emergency. Because of the loan company's close proximity and excellent customer service, the entire borrowing process was quick and easy.
Cody T.
Cody T.
Montana Capital Car Title Loans provided exceptional service with their commercial truck title loans. Their specialized approach, competitive rates, and efficient processing made securing a loan for my commercial truck both convenient and... reliable, showcasing their expertise in catering to diverse financial needs.read more
Issac G.
Issac G.
I was on the hunt for the optimal location to secure a title loan nearby, and I'm ecstatic to share that my quest ended with them. Their localized service, coupled with the outstanding assistance from their team, rendered the entire... process remarkably seamless and stress-free.read more
Rishabh A.
Rishabh A.
Montana Capital Car Title Loans stood out with their exceptional service when I needed a commercial truck title loan. The efficient process and accommodating approach made obtaining financial assistance for my business a positive and... straightforward experience. Highly recommend their commercial truck title loan services!read more
Aloisio B.
Aloisio B.
They accommodated my situation, providing a title loan even with a lien in Tallahassee. Their flexibility and willingness to work with customers set them apart.
Michelle C
Michelle C
I had been searching for the best place to get a title loan near me, and I'm thrilled to say that I found it with them. The localized service they offer, combined with the excellent support from their staff, made the entire process... exceptionally smooth and stress-free.read more
Hong A. O.
Hong A. O.
I had been on the lookout for the ideal place to secure a title loan nearby, and my search ended with them. Their localized service and the support of their staff made the entire process incredibly straightforward and hassle-free. Thank... you so much!!read more
Dolores J.
Dolores J.
Although I was apprehensive about obtaining a title loan with a lien in Tallahassee, this firm made the procedure incredibly easy. Their pricing was unexpectedly affordable, and their customer service was excellent. I'm very happy I chose... them!read more
Naomi T.
Naomi T.
I was searching for the best place to get a title loan near me, and I found it with them. Their local service and helpful staff made the process a breeze.
Jesus M.
Jesus M.
I was hesitant to take out a title loan with lien in Tallahassee, but this company made the process so smooth and straightforward. Their customer service was top-notch and the rates were surprisingly reasonable. I'm so glad I went with... them!read more
Doris R.
Doris R.
I was in a tight spot financially and needed cash quickly. That's when I discovered this firm. They offered me an instant title loan and I was able to get the money I needed within hours. Their process was simple and straightforward, and... their customer service was top-notch.read more
Amanda M.
Amanda M.
I contacted this loan company as I was new to title loans and wanted to understand the eligibility criteria. The representative was very patient and took out time to explain everything I needed to know - the documents required, interest... rates calculation, repayment tenure etc. All my queries were answered satisfactorily. I felt more confident in applying for a loan after speaking to them. They provided me with clear details which simplified the process. Thank you for your support!read more
Vickie W.
Vickie W.
This organization recently provided me with a commercial vehicle title loan, and I have to admit that they well above my expectations. Their crew helped me through the procedure and was receptive and understanding. I now have the money to... grow my company and cover unforeseen costs. Overall a wonderful experience!read more
Dolores B.
Dolores B.
I was in a unique situation where I needed a title loan with a bill of sale. Thankfully, the loan company I chose understood my circumstances and provided me with a loan based on the bill of sale. It was a relief to find a company that... accommodated my needs.👍👍read more
Francisco C.
Francisco C.
Despite my poor credit, this loan organization was willing to assist me. They supplied a solution specific to my needs while also assisting me in rebuilding my credit.
Doris W.
Doris W.
I was hesitant to pawn my car title, but this loan company made the process simple and straightforward. The customer service was excellent, and I was able to get the cash I needed without any hassle. I highly recommend this loan company to... anyone in need of a car title loan.read more
Miranda G.
Miranda G.
Despite my initial hesitations about taking out a payday title loan, the experience with this company was nothing but positive. They were very professional and explained the process clearly. I was able to get my loan quickly and easily,... and it was a lifesaver in a tough situation.read more
Gwendolyn R.
Gwendolyn R.
I used the loan company to get cash for my car title. They were very professional and helped me get the money I needed quickly. I would recommend them to anyone in need of title loans.
Marta M.
Marta M.
The loan company provided me with the funds I needed to get my business off the ground. They were quick, easy to work with, and very professional. I would recommend them to anyone in need of a loan.
Muriel M.
Muriel M.
I needed some quick cash and was worried about my car loan, but the team at this loan company put my mind at ease. They explained the process and got me the money I needed in no time. I would definitely recommend them to anyone in need of... a title loan on financed cars.read more
Geneva W.
Geneva W.
This lending company provided me with same-day payday loans to meet my immediate financial needs. I needed money right now, and this business made it simple and quick to get it. I didn't have to be concerned that my credit score would... prevent me from getting the money I needed at a great interest rate.read more
Isabel S.
Isabel S.
I am very happy with the loan company. They were able to provide me with the cash I needed very quickly. The process was very easy and I would recommend them to anyone who needs a title loan.
William W.
William W.
The only thing good about this lender is that they approved my same day cash loans on time. Also, the customer service is excellent. And thirdly, their professionalism is outstanding.
Rebecca H.
Rebecca H.
A company helped me obtain a loan quickly after I applied. This company was helpful and got me the loan I wanted. One of the best place for cash for titles near me
Ryan L.
Ryan L.
The staff was very helpful and made the cash process completely seamless. The facility was clean and nice✌ . I was very welcomed.
Terese B. W.
Terese B. W.

3 Easy Steps to Get a Car Title Loan in Tallahassee

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

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The vehicle’s title

Personal details




Get up to $50,000

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Know-It-All: Car Title Loans in Tallahassee, Florida

Car title loans can be one’s saving grace.

It is UTTERLY SCARY to miss important bills or have nothing in our pockets to pay medical fees.

You don’t have to be crippled by fear with the right information!

BE PROACTIVE by learning all you can about title loans in Tallahassee, Florida. You don’t need to worry about getting money for household purposes.

Head on to this article to be an expert in auto equity loans.

Best Title Loan Companies in Tallahassee, Florida

Looking for reliable title loan providers in Tallahassee, Florida, is NOT THAT EASY.

Online providers are everywhere, and the options are limitless. This means you’ll have a lot of options to choose from.

But, it also means there is more room for error.

Who knew that accessibility could also be a disadvantage?

There is NO FORMULA for knowing the best title loan company. It all depends on your PERSONAL PREFERENCE and your UNIQUE SITUATION.

Criteria For Choosing Car Title Loan Companies

No matter how much you are in a rush, you can’t be sloppy in choosing your lender.


We don’t want that.

Here are some of the questions you can ask to help you with the decision process:

  • Does the company have a license to operate in Tallahassee, Florida?
  • What is the company’s estimated time of fund release?
  • How much are the interest rates? Do they offer competitive interest rates?
  • Can I get an instant quote through their website?
  • How much can this title loans company lend me?
  • How is their customer service? How about their reputation?

There are a lot of other factors to consider in making your decision. But, asking the right questions will nudge you in the RIGHT DIRECTION.

Introduction to Car Title Loans

Car title loans are short-term loans that Tallahassee car-owners can enjoy!

These are POPULAR options for those with immediate cash needs. The fast approval process and minimal required documents encourage consumers to apply.

Let’s dissect car title loans into digestible pieces.

Short-Term Loans

What does the term “short” refer to in car title loans?

Like payday loans, auto title loans are usually repaid in 30 days. The fast turnaround allows loan applications to be processed swiftly.

Although lenders can stretch out car title loans to as far as a year, it still is a type of short-term financing.

The loan application and period are comparatively shorter than traditional loans.

Get cash quickly = Pay debt quickly.

It’s advantageous if you’re having TEMPORARY financial difficulties. You can easily pocket some emergency money!

But, it’s NOT THE BEST CHOICE for a long-term solution.

Secured Loan

A car title loan is also called a title loan, a vehicle title loan, an auto title loan, and a pink slip loan. Secured loans, like pink slip loans, are ADVANTAGEOUS TO BOTH PARTIES.

Essentially, a secured loan is a loan that uses collateral. Lenders do not need to worry about losses.

  • If you don’t pay your debt on time, they can sell your car to recover their money!

On the other hand, borrowers do not need to suffer from extremely high-interest rates.

  • The insanely steep rate of unsecured loans is because of the HIGHER RISK lenders have to assume.
  • Without collateral, borrowers are more likely to run from them.

In a way, secured loans make the loan process FAIR AND SQUARE FOR ALL!

Title Loans Requirements

A title loan online can be accomplished WITHIN ONE BUSINESS DAY.

Make a few calls, submit the requirements, and wait!

Ace your application for title loans in Tallahassee, Florida, by preparing these documents ahead of time.

  • Valid government-issued ID: Driver’s license, passport, national health card, etc.
  • Vehicle details: Identification number, odometer reading, make, model, year and mileage
  • Personal information: Complete name, present address, permanent address, contact information
  • Residence details: Proof of citizenship, proof of residence in Tallahassee (Florida)
  • Proof of income or Proof of employment

You can apply online as early as possible with the necessary documents on hand.

You will get a call from your agent once your lenders have pre-approved you. The loan amounts will be transferred to your bank account as soon as final approval is given.

Cashing Out

The BEST PART (for all borrowers) of a title loan in Tallahassee is when you FINALLY get the money you need.

If you apply early in the day, the money might be yours to claim come afternoon!

Here are the possible ways you can get your cash:

  • In check form
  • In your bank account (wire transfer, deposit)
  • Cash on hand

The Drawbacks: Why You Should Steer Clear From Title Loans

Title loans in Tallahassee have A GREAT REPUTATION.

Because title loans require collateral, most lenders and borrowers are encouraged to follow the agreed-upon terms and agreements.

But, there will still be multiple lenders who will try to take advantage of your grim finances.

If you’re not careful, the saving grace you’re hoping for might be your worst decision.

Hidden Fees

One of the biggest disadvantages of title loans is the multiple sources of hidden fees.

Lenders here and there can easily slip in extra fees to INFLATE THE LOAN AMOUNT. Some will say you have to be careful.

But, it still is a BIG RISK.

Make yourself familiar with the most common hidden fees to avoid additional finance charges:

  • Pre-payment penalties
  • Lenders’ cut/fee
  • Transaction fees
  • Late payment fees
  • Loan extensions fees
  • Convenience fees

With unregulated fees, the loan amounts can easily blow up to an impossible amount to repay in a short timeframe.

DO NOT AGREE to any terms until you are sure no added fees slipped your eyes.

Loan Limits

Tallahassee title loans are WIDE-RANGING.

As long as you have your car title, you can negotiate how much cash to get and how long the repayment terms are.

That is true, to some extent.

Your lender in Tallahassee will probably offer you as little as $1,000 or as big as $40,000.

But, the real limitation here is your CAR’S EQUITY.

It does not matter how much cash your lender can let you borrow if your car has a lot of damage. How much money you will get is always based on your car’s value.

You can increase the value by preparing the car beforehand, but it can only do so much.

Be aware of the MONETARY LIMITS of this loan type.

The Benefits in a Nutshell

A title loan in Tallahassee is one of the most preferred loan types.


Title loans remain popular because they are ideal for urgent needs. The credit history is also not given as much importance.

Detailed below are some of the advantages you can make use of.


If you think you won’t be able to repay your debt in time, you can contact your lender and request an extension.

Once your lender agrees, a new contract is signed and notarized.

An extension can last anywhere from 30 days to a few months. It all depends on the lender you choose.

Making payments is easier than ever with this option in mind. You can even request another extension after an earlier extension is already granted!

Remember that the lender makes the credit decisions and can choose not to grant your request.

Florida Title Loan Laws

A title loan in Tallahassee, Florida, is protected under Florida laws.

Governed by state law, lenders cannot increase the interest rate unfairly. Here is a FAIR RATES GUIDE you can refer to:

  • First $2,000 – 30% per annum
  • $4,000 to $5,000 – 25% per annum
  • Greater than $5,000 – 18% per annum

If you spot rates higher than these, REPORT THEM.

Lenders proven guilty of unlawful charging will be punished by law.

  • Their practice or licenses can be revoked
  • Any repossessed vehicles can be taken away
  • Collected money (principal) will be returned

Option to Pay Early

The feeling of being in debt will NEVER be good. Even if it gives you relief to pay unexpected expenses, debt can be HEAVY TO CARRY.

When you have enough money to repay your debt, you should be able to.

Most lenders in Tallahassee DO NOT charge prepayment penalties. The option to pay early gives you more control of your money.


Do I Have Another Choice Aside From a Title Loan?

When car title loans don’t seem to fit your situation, please don’t force it!

There are many alternatives you can consider. Take time to jot down the pertinent positives and negatives of every option.

Personal Loans

Personal loans are best for you if you want lower and more competitive rates.

They have a bit more requirements. But, you will have the option of getting either a short-term or a long-term loan.

You get a personal loan from any credit union or bank!

A personal loan is NO LONGER AS POPULAR as it used to be. You have to maintain a good credit score to apply for this loan.

Payday Loans

A payday loan is like a car title loan without collateral. The interest rates are high, and you’ll get the quick cash you need.

But because payday loans are unsecured, the rates are even HIGHER.

Most borrowers prefer cash title loans to payday loans, especially if they have a fully paid car.

Cash Advance Loans

Cash advances in Tallahassee, Florida, do not require any form of collateral.

They are also unsecured, so you should expect high-interest rates to quickly ramp up the loan amount you have to repay.

The interest rates are STEEP, but loan experts find that the rate of cash advance loans can be lower than that of title loans.

Lenders and borrowers, however, prefer title loans. Tallahassee title loans are more secure and flexible.

Car Pawn Loans

A car pawn loan is also a secured, short-term loan.

You get the cash in your bank account fairly quickly, like car title loans online.

But, THE PROBLEM with car pawn loans is that you won’t get to drive your car before full repayment of the loan.

Once the loan proceeds, your car will temporarily be with your lender.

Tallahassee residents prefer auto title loans to car pawn loans because it is hard to give up driving a vehicle you worked so hard to pay for.

Why give up driving your car when you have an option not to?

Concluding Words

Bad credit used to be very scary. Having bad credit can stop you from getting the financial assistance you need once in a while.

But that DOES NOT have to be the case anymore.

A title loan in Tallahassee can accommodate your fast cash needs no matter your situation. No more discrimination!

We hope this article helped you determine if title loans are the best loan type for your needs!

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531 Cassat Ave, Jacksonville, FL 32254
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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