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Title loans in Tallahassee

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Sunday:

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Tallahassee

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Audio Addictions

1937 S Monroe St

Tallahassee

32301 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Know-It-All: Car Title Loans in Tallahassee, Florida

Car title loans can be one’s saving grace.

It is UTTERLY SCARY to miss important bills or have nothing in our pockets to pay medical fees.

You don’t have to be crippled by fear with the right information!

BE PROACTIVE by learning all you can about title loans in Tallahassee, Florida. You don’t need to worry about getting money for household purposes.

Head on to this article to be an expert in auto equity loans.

Best Title Loan Companies in Tallahassee, Florida

Looking for reliable title loan providers in Tallahassee, Florida, is NOT THAT EASY.

Online providers are everywhere, and the options are limitless. This means you’ll have a lot of options to choose from.

But, it also means there is more room for error.

Who knew that accessibility could also be a disadvantage?

There is NO FORMULA for knowing the best title loan company. It all depends on your PERSONAL PREFERENCE and your UNIQUE SITUATION.

Criteria For Choosing Car Title Loan Companies

No matter how much you are in a rush, you can’t be sloppy in choosing your lender.

SLOPPY ACTIONS will lead to A LOT OF MISTAKES.

We don’t want that.

Here are some of the questions you can ask to help you with the decision process:

  • Does the company have a license to operate in Tallahassee, Florida?
  • What is the company’s estimated time of fund release?
  • How much are the interest rates? Do they offer competitive interest rates?
  • Can I get an instant quote through their website?
  • How much can this title loans company lend me?
  • How is their customer service? How about their reputation?

There are a lot of other factors to consider in making your decision. But, asking the right questions will nudge you in the RIGHT DIRECTION.

Introduction to Car Title Loans

Car title loans are short-term loans that Tallahassee car-owners can enjoy!

These are POPULAR options for those with immediate cash needs. The fast approval process and minimal required documents encourage consumers to apply.

Let’s dissect car title loans into digestible pieces.

Short-Term Loans

What does the term “short” refer to in car title loans?

Like payday loans, auto title loans are usually repaid in 30 days. The fast turnaround allows loan applications to be processed swiftly.

Although lenders can stretch out car title loans to as far as a year, it still is a type of short-term financing.

The loan application and period are comparatively shorter than traditional loans.

Get cash quickly = Pay debt quickly.

It’s advantageous if you’re having TEMPORARY financial difficulties. You can easily pocket some emergency money!

But, it’s NOT THE BEST CHOICE for a long-term solution.

Secured Loan

A car title loan is also called a title loan, a vehicle title loan, an auto title loan, and a pink slip loan. Secured loans, like pink slip loans, are ADVANTAGEOUS TO BOTH PARTIES.

Essentially, a secured loan is a loan that uses collateral. Lenders do not need to worry about losses.

  • If you don’t pay your debt on time, they can sell your car to recover their money!

On the other hand, borrowers do not need to suffer from extremely high-interest rates.

  • The insanely steep rate of unsecured loans is because of the HIGHER RISK lenders have to assume.
  • Without collateral, borrowers are more likely to run from them.

In a way, secured loans make the loan process FAIR AND SQUARE FOR ALL!

Title Loans Requirements

A title loan online can be accomplished WITHIN ONE BUSINESS DAY.

Make a few calls, submit the requirements, and wait!

Ace your application for title loans in Tallahassee, Florida, by preparing these documents ahead of time.

  • Valid government-issued ID: Driver’s license, passport, national health card, etc.
  • Vehicle details: Identification number, odometer reading, make, model, year and mileage
  • Personal information: Complete name, present address, permanent address, contact information
  • Residence details: Proof of citizenship, proof of residence in Tallahassee (Florida)
  • Proof of income or Proof of employment

You can apply online as early as possible with the necessary documents on hand.

You will get a call from your agent once your lenders have pre-approved you. The loan amounts will be transferred to your bank account as soon as final approval is given.

Cashing Out

The BEST PART (for all borrowers) of a title loan in Tallahassee is when you FINALLY get the money you need.

If you apply early in the day, the money might be yours to claim come afternoon!

Here are the possible ways you can get your cash:

  • In check form
  • In your bank account (wire transfer, deposit)
  • Cash on hand

The Drawbacks: Why You Should Steer Clear From Title Loans

Title loans in Tallahassee have A GREAT REPUTATION.

Because title loans require collateral, most lenders and borrowers are encouraged to follow the agreed-upon terms and agreements.

But, there will still be multiple lenders who will try to take advantage of your grim finances.

If you’re not careful, the saving grace you’re hoping for might be your worst decision.

Hidden Fees

One of the biggest disadvantages of title loans is the multiple sources of hidden fees.

Lenders here and there can easily slip in extra fees to INFLATE THE LOAN AMOUNT. Some will say you have to be careful.

But, it still is a BIG RISK.

Make yourself familiar with the most common hidden fees to avoid additional finance charges:

  • Pre-payment penalties
  • Lenders’ cut/fee
  • Transaction fees
  • Late payment fees
  • Loan extensions fees
  • Convenience fees

With unregulated fees, the loan amounts can easily blow up to an impossible amount to repay in a short timeframe.

DO NOT AGREE to any terms until you are sure no added fees slipped your eyes.

Loan Limits

Tallahassee title loans are WIDE-RANGING.

As long as you have your car title, you can negotiate how much cash to get and how long the repayment terms are.

That is true, to some extent.

Your lender in Tallahassee will probably offer you as little as $1,000 or as big as $40,000.

But, the real limitation here is your CAR’S EQUITY.

It does not matter how much cash your lender can let you borrow if your car has a lot of damage. How much money you will get is always based on your car’s value.

You can increase the value by preparing the car beforehand, but it can only do so much.

Be aware of the MONETARY LIMITS of this loan type.

The Benefits in a Nutshell

A title loan in Tallahassee is one of the most preferred loan types.

Why?

Title loans remain popular because they are ideal for urgent needs. The credit history is also not given as much importance.

Detailed below are some of the advantages you can make use of.

Extensions

If you think you won’t be able to repay your debt in time, you can contact your lender and request an extension.

Once your lender agrees, a new contract is signed and notarized.

An extension can last anywhere from 30 days to a few months. It all depends on the lender you choose.

Making payments is easier than ever with this option in mind. You can even request another extension after an earlier extension is already granted!

Remember that the lender makes the credit decisions and can choose not to grant your request.

Florida Title Loan Laws

A title loan in Tallahassee, Florida, is protected under Florida laws.

Governed by state law, lenders cannot increase the interest rate unfairly. Here is a FAIR RATES GUIDE you can refer to:

  • First $2,000 – 30% per annum
  • $4,000 to $5,000 – 25% per annum
  • Greater than $5,000 – 18% per annum

If you spot rates higher than these, REPORT THEM.

Lenders proven guilty of unlawful charging will be punished by law.

  • Their practice or licenses can be revoked
  • Any repossessed vehicles can be taken away
  • Collected money (principal) will be returned

Option to Pay Early

The feeling of being in debt will NEVER be good. Even if it gives you relief to pay unexpected expenses, debt can be HEAVY TO CARRY.

When you have enough money to repay your debt, you should be able to.

Most lenders in Tallahassee DO NOT charge prepayment penalties. The option to pay early gives you more control of your money.

MORE CONTROL = BETTER FINANCES

Do I Have Another Choice Aside From a Title Loan?

When car title loans don’t seem to fit your situation, please don’t force it!

There are many alternatives you can consider. Take time to jot down the pertinent positives and negatives of every option.

Personal Loans

Personal loans are best for you if you want lower and more competitive rates.

They have a bit more requirements. But, you will have the option of getting either a short-term or a long-term loan.

You get a personal loan from any credit union or bank!

A personal loan is NO LONGER AS POPULAR as it used to be. You have to maintain a good credit score to apply for this loan.

Payday Loans

A payday loan is like a car title loan without collateral. The interest rates are high, and you’ll get the quick cash you need.

But because payday loans are unsecured, the rates are even HIGHER.

Most borrowers prefer cash title loans to payday loans, especially if they have a fully paid car.

Cash Advance Loans

Cash advances in Tallahassee, Florida, do not require any form of collateral.

They are also unsecured, so you should expect high-interest rates to quickly ramp up the loan amount you have to repay.

The interest rates are STEEP, but loan experts find that the rate of cash advance loans can be lower than that of title loans.

Lenders and borrowers, however, prefer title loans. Tallahassee title loans are more secure and flexible.

Car Pawn Loans

A car pawn loan is also a secured, short-term loan.

You get the cash in your bank account fairly quickly, like car title loans online.

But, THE PROBLEM with car pawn loans is that you won’t get to drive your car before full repayment of the loan.

Once the loan proceeds, your car will temporarily be with your lender.

Tallahassee residents prefer auto title loans to car pawn loans because it is hard to give up driving a vehicle you worked so hard to pay for.

Why give up driving your car when you have an option not to?

Concluding Words

Bad credit used to be very scary. Having bad credit can stop you from getting the financial assistance you need once in a while.

But that DOES NOT have to be the case anymore.

A title loan in Tallahassee can accommodate your fast cash needs no matter your situation. No more discrimination!

We hope this article helped you determine if title loans are the best loan type for your needs!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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