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Title loans in Seattle, WA

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Seattle, WA

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Stereo Warehouse

13728 Aurora Ave N


98133 WA

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

A Guide to Car Title Loans in Seattle, WA

Do you live in SEATTLE?

Do you need QUICK CASH?

Do you own a CAR?

If your answers to all these questions are YES, keep reading to learn how to get an auto title loan to get money quickly!

Are Car Title Loans for Me?

Residents of Washington state like you might be doubting their decision to get car title loans so, is it really for you?

Here are some reasons why your title loans may be beneficial to you.

You Get To Keep Your Vehicle

If driving is an essential part of your life, taking out a title loan is a good option.

The lender WILL NOT be taking the car itself as collateral, just the title.

That means you get to keep driving your automobile, which may be important, especially if you use it for your job or use it daily.

Great Alternative to Payday Loans

Payday loans are another way to make cash quickly, and the process is relatively simple as well.

However, payday loans often have CUTTHROAT ANNUAL PERCENTAGE RATES that can overwhelm you if you want to pay the money back.

Title loans have a lower APR compared to payday loans which may make them more appealing.

Application Approval Rate is Good

If you’re worried about getting approved for a title loan, you don’t have to worry.

While there are cases when a lender denies an application, there are more chances of getting approved on the first go.

You can also work out details with the lender if you get denied, so you know how to fix your application.

How Much Can I Get With a Car Title Loan in Seattle, WA?

The answer to this question depends on the assessed value of your automobile and the laws of your state.

Getting title loans in Seattle, Washington means you can only get a MAXIMUM LOAN AMOUNT OF 1,000 USD.

You can get a minimum loan amount of $100 from the lenders based on the laws in Seattle.

However, another aspect factors into how much money you can get out of vehicle cash loans.

Setting Value to Your Car

When setting the value of the car you want to get a title loan over, there are three main things to consider.

The Car’s Equity

The equity of your car will also determine the amount of money you’ll get from the lender.

Equity value refers to the actual value of your vehicle after you deduct the amount of cash you still owe in payments.

For example, if your car is worth $26,000, but you still owe money to a lender worth $8000, then the car’s equity value is ONLY $18,000.

Condition of the Vehicle

Is your vehicle still in MINT CONDITION? Or does it look like it’s been in an accident or two?

Lenders will usually make experts assess your car to look if there are any scratches, dents, cracks in the glass, or broken lights.

If they spot a problem, the lenders will deduct the cost of the damages from the value of the vehicle.

Miles Driven

Not only will your car title loan amount depend on the value, equity, and condition of the car, but also the number of miles you’ve driven with the automobile.

You can easily find the total amount of miles you’ve driven in the odometer, which can usually be found below the speedometer.

Having LESS MILEAGE means your vehicle will get you a better deal with lenders when talking over your loan application.

However, it doesn’t necessarily mean you can’t get a car title loan in Washington.

You simply won’t be able to get the best deal in mind.

What Is the Auto Title Loan Process in Seattle, WA?

To apply for auto title loans in Seattle, you’ll need a few things to go through the application process.

  1. Government-issued ID
  2. Original copy of your car title
  3. Proof of income or employment
  4. Bank account details
  5. Proof of Washington residency

In the loan application, you can bring your car for the lenders to inspect or FOUR clear photos of your vehicle from 4 angles.

Once you have all the requirements, you can get an application form from the lender you wish to borrow money from.

During the approval process, you can begin to go through the loan terms with the lender.

This includes the loan’s interest rate, the duration of the loan, and any other things you want to bring up.

While the loan process is going on, they will also perform a credit check to look at your credit score to determine if you’re capable of paying the loan back or not.

Once they’re DONE looking through your application form and find you suitable to take out car title loans from Seattle, they’ll notify you and take the title of your automobile as collateral.

With that, they’ll send you the loan amounts to your bank account, and you can spend your money.

How Do I Pay Back my Title Loan in Seattle, Washington?

So you’ve got the quick cash you needed.

What now? Your top priority is to repay the loan in full to the lender.

That is, unless you want your car to be taken in as collateral.

You can do this by working on getting your paycheck or by working a part-time job for extra cash on top of your current employment.

Remind yourself when to pay back the lender ON TIME.

We suggest adding a reminder on your phone’s calendar or making an alarm, so you don’t accidentally miss the date of when you’re supposed to pay the lender back.

Frequently Asked Questions

Here are some of the most asked questions when talking about getting Title Loans, Seattle, WA.

Can I Sell My Car If It’s Under a Car Title Loan?

Yes, you can sell your automobile even if it’s under a title loan!

However, you’ll need to sell it to a private buyer who doesn’t mind taking on the loan themselves.

If you CAN’T find a buyer who is willing to pay off the remaining amount on your cash loan, then you’ll have to wait until you’re able to pay off the loan.

Can I Get Auto Title Loans With Bad Credit History?

Your credit score can indeed affect your chances of getting car title loans, but having a bad credit score DOES NOT MEAN it’s impossible.

Some lenders are willing to take on loans despite the person’s credit score, which is always a great thing for people who especially need the money.

However, the amount of money you can get out of title loans will decrease.

So be sure that you can pay off title loans, or the lender will take your automobile as collateral.

Are Car Title Loans Better than Bank Loans?

While bank loans allow you to borrow more money, the process to get one is far more complicated.

They’re also stricter when it comes to giving out loans which makes vehicle title loans an excellent alternative for people who can’t secure a loan from the bank.

Aside from that, the interest rates from a bank are far steeper compared to the interest rates from a lender who deals in title loans.

What Is the Difference Between a Vehicle Title Loan and an Auto Pawn Loan?

When talking about auto title loans and auto pawn loans, the main difference is that the former allows you to keep the car while under the loan.

A TITLE PAWN only takes the vehicle’s title, making the lenders the LEGAL OWNERS of said vehicle. However, that doesn’t mean you can’t use it.

That way, you can still use your automobile while paying off your title loans.

An AUTO PAWN LOAN means you have to surrender the automobile to the pawnbrokers for the duration of the loan.


With this guide, we hope you’re able to make a decision about getting a title loan in Seattle.

Whether your loan proceeds are for your rent, tuition, or anything else, title loans are a good option for those who need money quickly.

If you’re one of those people, drive down with your car and return with your vehicle and a pocket full of cash!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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