Title Loan Activity in the 92503 Area
39
Loans Funded
$5,340
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 6200 Pegasus Drive, Suite #1
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2006 | Acura | TSX | 152,000 | $2,715 |
| 2016 | Dodge | Charger | 157,000 | $3,881 |
| 2016 | Chrysler | Town & Country | 208,961 | $12,015 |
| 2012 | Toyota | Avalon | 180,686 | $2,525 |
| 2016 | Ram | 1500 | 130,000 | $3,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($7,333 avg), Honda ($4,829 avg), Chevrolet ($5,510 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Riverside
Yes. The average vehicle year among borrowers in the 92503 area is 2015. A 2004 Toyota Tundra with 163,000 miles recently qualified for $5,015 near Riverside. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 92503 was $2,525 for a 2018 Kia Sorento with 165,000 miles. Across 39 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Under California law, if you miss a payment on your title loan in Riverside:
A late fee of 0 to 5 may be charged (one fee per missed payment)
The lender may repossess your vehicle without advance warning
You will be notified before any sale and can reclaim the car by paying the balance owed
A car title loan uses your vehicle as collateral rather than relying mainly on your credit score. The process typically works as follows:
2. Provide proof of income and basic documents
3. Your vehicle is evaluated to determine its value
4. If approved, a lien is placed on your title and funds are issued
5. You repay the loan over a set term (12 to 60 months in California)
6. Once paid in full, the lien is released and your title is returned
In California, the process is regulated by the Department of Financial Protection and Innovation under the California Finance Lenders Law.