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Home > Indiana > Richmond

Title Loans in Richmond , Indiana

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900
MC representative

Address

520 S 5th St
Richmond
Indiana   47374

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

When I needed immediate cash through vehicle title loans, Montana Capital Car Title Loans came through for me like there was no tomorrow. The application process is simple, the prices are reasonable, and the service is kind; I would... strongly suggest them to anyone who is in a bind.read more
Grant M.
Grant M.
1714554164
With their car title loans, this organization gave me the much-needed solution while I was in a hard place. The application process was simple, and the money quickly appeared in my account. I appreciate you being a trustworthy financial... partner!read more
Rebecca M.
Rebecca M.
1709007886
I had a fantastic experience with this loan service when I used my car title as collateral. Their seamless process and competitive rates provided the financial support I needed without any hassle, making them my top choice for car title... loans. Highly recommend for anyone seeking a reliable lending solution!read more
Anthony B.
Anthony B.
1707220201
I was in a tight spot, and this company provided the solution I needed with their vehicle title loans. The application was straightforward, and the funds were in my account in no time. Thank you for being a reliable financial partner!
Judy B.
Judy B.
1706525876
Despite my less-than-ideal credit score, this lending company granted me approval for a personal loan within Richmond. Their interest rates proved to be equitable, and their flexible repayment terms were a true lifeline. I'm genuinely... appreciative for the assistance I received in securing personal loans for bad credit in Richmond! Thank you Montana Capital Car Title Loans!read more
Sabrina A.
Sabrina A.
1698492072
I was skeptical about car title loans without income verification, but this company made it work. The process was efficient, and the team was professional. They truly understand the needs of their customers. Thank you so much!!
Bernice R.
Bernice R.
1696252174
I was hesitant about pawn shops that do title loans until I found this one. Their service was transparent, and they offered competitive rates. Definitely worth considering.
Lea T.
Lea T.
1696073589
I have terrible credit, but this loan firm still approved me for a personal loan in Richmond. Their interest rates were fair and their repayment terms were flexible. I'm so grateful for their help!
Terri D.
Terri D.
1694780674
I am extremely grateful to the team at this loan company for their exceptional assistance in facilitating a seamless process for obtaining an online same-day car title loan. They provided thorough guidance throughout every stage of the... process and promptly addressed all of my inquiries. The quick approval and stress-free attitude had a real impact on me.read more
Shauna E.
Shauna E.
1692348568
Getting easy title loans from this company was a breeze. Their streamlined application process and friendly staff made borrowing money stress-free.
Connie R.
Connie R.
1690460506
I was in urgent need of cash and found the best title loan company near me. Their title loans service was fast and efficient. I got my loan within hours and the process was hassle-free. Highly recommended for anyone looking for quick... financial assistance.read more
Becky O.
Becky O.
1688474308
This loan company provided me with the extra cash I needed during a financial crunch. Their swift service and fair terms made them my go-to option for quick funds.
Sylvia O.
Sylvia O.
1685085938
For people who require immediate cash, this loan provider's quick title loans are ideal. Their same-day payday loans are a fantastic alternative as well.
Opal P.
Opal P.
1679389587
I had gotten a title loan from this company, and my car broke down soon after. I was really struggling to make ends meet, and this company was a huge help. They were able to work with me to get me the money I needed to get my car fixed.
Dawn W.
Dawn W.
1674642988
José Luis D.
José Luis D.
1672506951
I’ve used this loan company a few times and they’ve always been professional. The title loan requirements for taking out a loan are clear and easy to understand. I’ve never had any problems with getting my loan or with repayment. I would... recommend this company to anyone who needs a loan.read more
Meredith P.
Meredith P.
1671948825
I am so glad I found this loan company! They were able to give me a quote for my title loan in just a few minutes. The process was quick and easy, and I got the money I needed in no time.
Lauren G.
Lauren G.
1670490233
I got a loan from this company and it was so easy! The process was fast and simple and the money was in my account the next day. I would definitely recommend them to anyone who needs a loan.
Cathy F.
Cathy F.
1667218239
When I went to Richmond to apply for my emergency loan, the staff was incredibly kind. They were really kind and supportive throughout the entire process, providing me with a wealth of knowledge regarding how to pay back the loan as well... as assistance with my inquiries. My auto title loan application just took a little over an hour, and I was immediately approved.read more
Candice L.
Candice L.
1667191118
I was looking for a reliable loan company online when a friend told me about this company and assured that I would get a title loan online . She was right. This company was very quick to assist me and they set up my loan. thank you to them... for their help.read more
Michelle S.
Michelle S.
1664175415
They were so professional and knew exactly what they were doing that I could not believe it. The car title loans process was quick, easy, and stress-free. Thanks a lot for making it possible.
Charlene S.
Charlene S.
1646736194
During the auto refinancing with bad credit process, they provided exceptionally helpful and responsive customer service. I thoroughly enjoyed working with them.
Kim L
Kim L
1641903543
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3 Easy Steps to Get a Car Title Loan in Richmond

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Is it Possible to Get the Loan Amount Within a Day?

Yes, just follow the 3 simple steps below by 2 PM on a business day, and you can usually get the loan amount from most lenders within a day:

Note: To have your loan request approved faster and without any hassle, keep all the required documents handy.

Some Indiana Title Loan Information 

Interest RateUp to 36%
Loan Amount$500
Loan Fee30%
Loan Duration14 Days

Source: Indiana General Assembly

Key Takeaways

  • You must have a lien-free title in your name to obtain a title loan.
  • You can get approved for a title loan even with bad credit.
  • You should only get a title loan in an emergency.
  • You can receive a loan amount of $500, which is repayable within 14 days.
  • Your loan amount is based on the vehicle value and ability to repay the loan.

Documents Required To Be Qualified for Auto Title Loans in Richmond

To qualify for title loans in Richmond, you need to provide the following documents:

  1. A lien-free Vehicle Title
  2. A Valid Identification
  3. Proof of Income 
  4. Proof of Residence
  5. Vehicle Registration/ Insurance

Benefits of Title Loans in Richmond, Indiana

Quick Application Process

One major benefit of vehicle title loans is their quick approval process. Unlike traditional bank loans, where you have to wait for days, with title loans, you may get funds the same day.

No Pre-payment Penalty

Another main advantage of a title loan is that if you want to pay off your loan early, you can do it without any additional charges or penalties. The majority of lenders encourage customers to pay off the loan early if possible and save on interest and fees.

Bad Credit is Accepted

If you have bad credit and are struggling to get traditional personal loans, you can apply for title loans. Since these loans are secured using your vehicle, your credit score is not the main criterion for your chances of approval. 

Though a credit check may be conducted, as long as you have a steady monthly income and enough equity in your vehicle, you can get a title loan.

I’m Unemployed! Can I Still Apply?

Certainly, if you don’t have a job, you can still request a title loan. In Richmond, Indiana, multiple lenders take into account different types of income proof. 

For instance, if you receive government assistance, make money from renting, have retirement savings, or have any other verifiable source of income, you might still be eligible for a title loan.

Accepting a Variety of Vehicles—Not Just Cars!

Title loans can be a helpful option for people who need financial assistance, and lenders often consider a wide range of vehicle titles as collateral. This includes cars, trucks, motorcycles, RVs, and even boats

Lenders understand that people have different preferences and circumstances, so they strive to create a flexible and accessible lending process. If you’re considering a title loan, rest assured that your vehicle will likely be eligible for a title loan, provided it has enough equity.

Do I Need a Bank Account To Be Approved For An Online Loan?

No, you do not need a bank account to get a title loan. When you apply for a title loan, the lender looks at the value of your car and your capacity to pay it back rather than your bank account.

Accessing Your Auto Title Loan Funds

Accessing your loan funds quickly is crucial for borrowers, and the process is both straightforward and rapid.

Here are various collection methods available to you once your loan is approved and your car title is submitted as confirmation:

  • Direct deposit
  • MoneyGram
  • Mailed check
  • Check pickup at a local branch
  • Prepaid or debit card

To determine the most suitable method for your specific situation, it’s advisable to consult with your lender.

Can I Get a Title Loan Without Bringing in My Car?

Yes, you can get a title loan without bringing in your car. Most lenders offer the convenience of online vehicle inspections and eliminate the need to visit a physical store. 

During the online inspection, all you need to do is send photos of your vehicle to the lender from each angle. Using the picture, the lender may determine the loan amount considering the make, model, and mileage of your vehicle.

Richmond Poverty By Race

RaceTotalIn Poverty
White27,1055,755
Black2,389793
Multiple1,829418
Hispanic1,507401
Other482241
Native18751
Asian43030

Source: World Population Review

Frequently Asked Questions

Can I Get a Title Loan with an Out-of-State Title?

Is There Any Charge To See If I Qualify for the Loan?

Is it Possible to Get a Title Loan on a Leased Car? 

Apply for Bad Credit Title Loans in Richmond, Indiana!

Experiencing financial problems? Obtaining a personal loan from a traditional bank might be difficult, especially if you have a bad credit score. However, there’s no need to be concerned. Title Loans provides fast financial assistance in Richmond, Indiana, even if you have a low credit score.

Our committed team is here to help you throughout the entire process. 

Feel free to request a loan today!

Related Locations

Muncie

602 W McGalliard Rd, Muncie, Indiana 47303
View Location

Anderson

312 E 29th St, Anderson, Indiana 46016
View Location

Greenwood, IN

1717 US-31, Greenwood, IN 46143
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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