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Title loans in Plantation

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Sunday:

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Plantation

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

AA Service 4 U

747 N State Rd 7

Plantation

33317 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Plantation, Florida: A Walkthrough Guide

Financial struggle happens to the best of us.

Assuming that you’ve exhausted all your options, then applying for a loan is your LAST RESORT.

However, not all loans get you money fast. Take a bank loan, for example; it will take at least a whole week to get approved.

Fortunately, fast cash car title loans exist in Plantation, Florida.

Find out more about Plantation title loans and receive cash on the same day without a credit check!

What Is a Car Title Loan?

A title loan is a type of loan wherein you use vehicle collateral as a guarantee. This could be the title of your motorcycles, SUVs, or other automobiles.

A car title loan, a.k.a an auto title loan, is simply just using your car ownership for money.

Keep in mind that you’ll need a proper reason for incurring this loan.

The loan proceeds are intended primarily for household purposes like paying bills, medical emergencies, sudden repairs, and more.

Here’s a grade school explanation of how it works:

  • After your loan applications get approved, the cash lender becomes the legal owner of your vehicle.
  • They give you money, interest rates on your loan, and a deadline.
  • If you can’t meet your payment deadline, then the car title is theirs.

Is a Title Loan the Same as Selling Your Car for Cash?

Of course NOT!

Though the lenders become the legal owners, you will still be the registered owner of your car.

This means that you are still allowed to drive your vehicle even after the loan has been made.

Isn’t that convenient?

However, title loans are still loans, so just remember to pay your debt back!

NOTE: These lenders can help you register as the owner of your car at the DMV.

How Much Cash Can You Get From a Title Loan?

Before you get any money at all, the money lending company needs to estimate how eligible you are for their loans.

The loan amount is determined by your ability to pay them back and the condition of your vehicle.

Keep in mind these other factors that can affect the amount you can borrow:

  • The state law
  • The lender or provider you apply with

If you meet their requirements, then the minimum loan is at least $2500 and could be as high as $20,000.

Benefits of Car Title Loans, Plantation, Florida

Firstly, compared to loans offered by other financial institutions, a vehicle title loan application is QUICK and EASY — you can even apply online!

The loan processing period is also very efficient — you can get your cash on the same day.

Since auto title loans use the car as collateral, there are no credit checks. This type of loan is great for those with bad credit or a low credit score.

Worried about high-interest rates?

Plantation auto title loans offer competitive interest rates since the providers recognize that each person has a unique financial situation.

Furthermore, the rate is paired with very flexible and personal loan terms. Talk about customer-friendly.

Lastly, these loans are a great overall option for short-term loans in Plantation, Florida.

NOTE: Unlike small business loans, Plantation title loans do not have pre-payment penalties.

How to Apply for a Car Title Loan in Plantation, Florida

Applying for Plantation car title loans is quicker than waiting in line at an In-N-Out.

As mentioned earlier, you can apply online and get pre-approved for the loan without even leaving your bedroom free of charge.

To complete the application, you just have to fill up the necessary information required (more on this later).

Additionally, the websites are so user-friendly that they even have backup references just in case you’re having a problem with your screen reader.

If that’s not enough, you can even call their offices to inquire about the loan. You may also visit the lending branches to fill up and finalize your application.

Plantation, Florida has a lot of providers, so finding them will be pretty easy.

Do you need to have any specific qualifications?

As long as you have a car and a form of income, you are qualified for Plantation title loans!

Required Documents You Need for a Title Loan

Providing acceptable property as collateral is a MUST since credit score will not be the basis for this loan.

Nonetheless, you still need other documents to be approved for an auto title loan in Plantation, Florida.

Here is a list of those documents:

1. Personal Details

Your personal information is necessary for any application.

Don’t worry; these are just basic details. They won’t require the name of the place you grew up in or the name of your first pet.

Quick List of Details:

  • Name
  • Contact Information
  • Email
  • SSN (Social Security Number)
  • Date of Birth
  • Address or proof of residency
  • Bank Account (dependent on the provider)
  • Previous Bankruptcy (if applicable)

These will be used to contact you during the loan processing period.

2. Identification

A valid government-issued ID is required to cross-check if your personal information is consistent.

These include a driver’s license, passport, or a state-issued ID card.

They also need to determine your age since you need to be at least 18 to apply for an auto title loan in Plantation, Florida.

Furthermore, the ID will serve as proof of your identity and a countermeasure for con artists.

3. Car Details

As mentioned earlier, you need to have the complete car details to avail this loan.

With this in mind, you’ll need:

  • Lien-free car title
  • Milage
  • Year
  • Make
  • Model
  • Plate Number
  • Recent pictures of your car
  • Car insurance details

These details help the lender estimate how much money they can loan, and it will also ensure the quality of your collateral.

4. Income

How will they trust you to pay them back if they don’t know your income?

Proof of regular income is required for a customer to demonstrate ability to repay their debt.

In addition to this, you’ll need to have your employer’s details to prove that you are earning.

But what if I’m unemployed?

You can still avail of a title loan without a job; however, you’ll need to have some other form of income.

Proving your income when unemployed could be done through bank account statements, social security payments, and others.

5. References

You’ll need to have 2 professional references (employer included) and 3 personal references for this loan application.

State the following for each reference:

  • Name
  • Relation
  • Address
  • Phone number

The Title Loan Process

Loan Processing has never been this easy.

Once you’ve prepared all the documents mentioned above, it’s finally time to apply for car title loans, Plantation, Florida:

  1. For title loans serviced in Plantation, the first portion you’ll answer in the online application will ask you how much money you want. This is where you’ll put in your car’s details (year, make, etc.).
  2. The next portion is to submit personal details. Beyond the information above, most providers will also ask for the ZIP code of where you live.
  3. Lastly, they will require pictures of your vehicle and a copy of your title.
  4. After applying for the title loan and getting conditional approval, your application is now up for a pending review.
  5. This is where you submit the other information that these providers could require.
  6. During the pending review, a loan agent will thoroughly check your classic vehicle and loan amount calculations.
  7. After the final approval, you will then receive a loan offer with the terms you qualify for.

TAKE NOTE: The loan agent could do a credit check; however, it’s not required. Some providers might also require you to install GPS trackers on your car for the duration of the title loan.

Don’t worry. It’s free. This is just to ensure that you won’t drive off into the sunset.

The final step of the process is when you sign the contract, and voilà, here comes the quick cash!

Now you might be wondering — how will you get the money?

There are three ways to get the loan funding of title loans in Plantation, Florida, and all of them are done on the same day.

  • Your first option is to go to the branch office of your provider to get the money. You’ll receive a cheque for the amount agreed upon completion.
  • The second option is to go to a Money Gram machine. These machines are conveniently found in Walmart. Both of these options require you to go out of your home.
  • However, the last option is the most convenient. You can ask the provider to make a direct deposit to your debit card account.

Paying Them Back

The interest rates offered by title loans range from 1.5% to 2.5%. This is due to the state law in Florida.

These competitive rates are easily payable, but not being able to pay will risk your vehicle being taken away.

Luckily, there are several ways to pay back the debt.

You can make your payments through the phone or online.

The title loans serviced by providers in Plantation, Florida, also accept cash and cheque payments.

NOTE: The best title loans serviced in Plantation Florida have no pre-payment penalties or hidden fees.

Loan Closure

The end of your loan is signaled with the return of your car title.

When the lenders have confirmed your final repayments, you are essentially clear of your debt.

Your title will be given back lien-free, and you will be the legal owner of your car again!

If you were required to put a GPS on your car, then you can also get the GPS removed for free.

They will send you the removal address, and your vehicle is officially back to being yours. 

Frequently Asked Questions

This section is dedicated to answering questions you may have about car title loans.

Do Banks Offer Car Title Loans?

The quick answer is that most banks DO NOT offer car title loans.

However, they do service student loans, and short-term bank loans, among many others.

You can only receive a vehicle title loan from private providers or lenders that have their borrowing schemes.

Do You Need a Bank Account?

You don’t need to have a bank account to apply for car title loans Plantation.

Bank accounts are usually where the provider checks your ability to pay them back or where they can send the loan amount.

However, as mentioned earlier, there are options for offline cash claiming and other statements to prove your income.

You also don’t need to have an account to pay your debt back.

Can I Have Multiple Title Loans in Plantation, Florida?

No one is stopping you from having multiple title loans, but you’ll need to use a different car for another loan.

This is due to the lien-free title requirement for car title loans Plantation.

Once you use your car as collateral, it will have a lienholder which will automatically disqualify your next application.

However, you can only use the same vehicle when your previous loan is already finished.

Can I Get a Title Loan With a Salvaged Vehicle?

Providers of title loans find it very risky to accept a damaged car as collateral, which is why some of them will not allow it.

Don’t lose hope because some lenders are willing to grant you a loan with a salvaged vehicle. However, the loan process will be much more difficult.

It is important to let them know in advance that your car is salvaged.

Here are some of the extra requirements you’ll be needing:

  • Documentation of the damages and repairs done on the vehicle
  • Proof of car insurance is also required

Keep in mind that a reputable lender or provider SHOULD NOT charge a higher interest rate for salvaged vehicles.

Beware of those who will trap you!

Does This Loan Affect Your Credit?

As you know by now, your credit score is not a concern when applying for a vehicle title loan.

Nonetheless, much like any other loan, it can either positively or negatively affect your credit status.

Here’s how:

  • If you pay your debt back early, then it will be beneficial in improving your credit.
  • The opposite will happen if you do not meet your repayment deadline.

Are You Allowed to Refinance Your Vehicle Title Loan?

Refinancing your title loan is common practice if you have the following concerns:

  • High-Interest Rate
  • High Monthly Payments
  • Wanting to Change Lender/Provider

But what does refinancing your loan mean?

You can either renegotiate the current loan terms with your present provider or negotiate terms with a new lender.

The goal is to extend your loan time deadline and lower your interest rate!

Are Title Loans Legal Everywhere?

NO, THEY’RE NOT!

You’re lucky if you live in Plantation, Florida, because there are only 22 states that deem it legal.

These loans are not everywhere because not being able to pay back your loan could lead to a cycle of debt.

Don’t be too concerned because the state government of Florida has regulated title loans to mitigate this risk.

Do You Have to Go to the DMV?

In most cases, the providers will bring the documents to you.

This saves you the trouble of showing up and waiting in the queue at the DMV.

Conclusion: Are Car Title Loans Worth It?

The vehicle title loans in Plantation, Florida, are a great solution to your urgent need for cash.

It’s a LEGAL and RELIABLE way to get money with no discrimination towards bad credit.

Consider applying today if you appreciate:

  • Fast and convenient funding
  • Competitive interest
  • Flexible repayment terms
  • Accommodating loan agents

The bottom line is that title loans serviced in Plantation are definitely worth it!

However, no one is stopping you if you’d rather get a personal loan.

We hope you found this article about vehicle title loaning helpful, and get ready to say goodbye to unexpected bills, emergency payments, and more.

FINAL TIP: Always remember to fully read the contract, and beware of scammers.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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