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Home > Florida > Fort Luaderdale

Title Loans in Fort Luaderdale , FL

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Location Information:

MC representative


1260 W Sunrise Blvd
Fort Luaderdale
FL   33311

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans was a game changer for me when I needed cash fast, and their service for cash for title loans near me was a lifesaver; the staff was super friendly and made the whole process a breeze. If you're in a pinch... and need quick cash, definitely give them a shot!read more
Madeline G.
Madeline G.
I was dubious when I learned about title loans without registering. But this company's clear-cut and transparent procedure disproved my assumptions. Rapid relief without the typical difficulties!
Kellie W.
Kellie W.
I was pleasantly surprised by the efficiency and speed of the same day auto title loans service. Their quick processing and same-day approval allowed me to access the funds I needed promptly, making them my go-to choice for urgent... financial assistance. Highly recommend for anyone in need of same-day auto title loans.read more
Ronnie E.
Ronnie E.
When I inquired about how much I can pawn my title for, Montana Capital Car Title Loans provided clear and fair guidance, ensuring a hassle-free experience. Their transparent communication and competitive rates make them my preferred... option for anyone considering title pawning.read more
Miss Elvera A.
Miss Elvera A.
Finding the nearest title loan place to me was made easy with this service. Their local accessibility, quick processing, and fair terms provided me with a reliable option for accessing funds when needed.
Felice R.
Felice R.
Opting for same day auto title loans through this service provided a remarkably efficient and positive experience. The quick approval process, fair terms, and immediate access to funds made it a reliable choice for obtaining the financial... assistance I needed against my vehicle title on the same day.read more
Jaylan S.
Jaylan S.
I was in a financial bind and needed a solution for my title loan. Thankfully, I came across companies that pay off title loans in Fort Lauderdale. The process was smooth, and they provided the relief I desperately needed.
Rosaria R.
Rosaria R.
I had an urgent need for funds, and the same day auto title loan service proved to be a lifesaver. Their quick approval process and efficient service truly delivered on the promise of same-day assistance, making them a reliable choice for... anyone in need of immediate financial support.read more
Genesis M.
Genesis M.
I was in urgent need of funds, and I'm glad I found the nearest title loan place to me with them. Their convenient location and quick service made the entire process easy and stress-free, providing the financial assistance I needed at the... right time.read more
Gino T.
Gino T.
Facing a financial crunch, I urgently needed cash, and this lending firm provided swift auto title loans in Fort Lauderdale. Their quick response and straightforward process made a substantial difference, seamlessly helping me navigate the... financial challenge.read more
Julia N.
Julia N.
Montana Capital Car Title Loans really helped me a lot with their financial assistance. They even explained me how much can i pawn my title for on a reasonable value. I'm really grateful for their assistance.
Frank M.
Frank M.
When I needed a large sum of money quickly, I considered pawn shops that do title loans. Luckily, this loan company had both options available. I ended up choosing their quick title loan, and let me tell you, it was a lifeline. Fast,... simple, and reliable – can't ask for much more!read more
Lisa B. H.
Lisa B. H.
Time was of the essence when I needed financial assistance, and this loan company's fast title loans truly saved the day. Their commitment to providing speedy service was evident from the moment I contacted them. The application process... was streamlined, and their team worked diligently to process my loan quickly.read more
Antonio M.
Antonio M.
Short on cash? You can get truck title loans today with no credit check and in a hurry. They genuinely helped us out and seemed to care about us as consumers.
David H.
David H.
If you need cash urgently, Montana capital car title loan is a good option. They make payday loan applications and approvals easy online. Plus i got my loan on the same day for my. Excellent beyond words for auto title loans
Fernando D.
Fernando D.
I was ensnared in a debt cycle until I learned about this company's strategy for settling title debts in Fort Lauderdale. Their guidance in debt consolidation and financial recovery was a game-changer. I am genuinely grateful for their... assistance!read more
Charlene H. B.
Charlene H. B.
In a financial bind, I required swift cash, and this lending company offered prompt auto title loans in Fort Lauderdale. Their rapid response and uncomplicated process truly made a significant impact, helping me bridge the financial gap... seamlessly.read more
Thomas A. S.
Thomas A. S.
Montana Capital Car Title Loans made securing a loan easy with clear 'One Main Financial title loan requirements.' The process was smooth, and the staff was helpful throughout. A hassle-free experience for anyone in need of a title loan.
Uwimana E.
Uwimana E.
I found myself in a tight spot and needed fast cash. This loan firm provided fast auto title loans that helped me bridge the gap. Their quick response and straightforward process made all the difference. Thank you so much!!
Lotte M.
Lotte M.
I was caught in a debt cycle until I learned about this company's method for paying off title debts. They assisted me in debt consolidation and financial recovery. So appreciative! Thank you Montana Capital Car Title Loans!
Irene P.
Irene P.
I was stuck in a cycle of debt until I found this firm's program that pays off title loans. They helped me consolidate my debt and get back on track financially. So grateful!
Beverly R.
Beverly R.
I found Montana Capital Car Title Loans in Fort Lauderdale during my search for "car title loans near my location." Their staff has been incredibly helpful ever since I contacted them regarding the loan I needed. The process was easy and... stress-free thanks to their attention and expertise.read more
Marie P.
Marie P.
This loan company's best title loans were a game-changer for me. The entire process was relaxed and stress-free because their crew was so supportive and considerate of my needs. Their expertise and attention to detail in making sure I got... the greatest offer amazed me.read more
Amber D.
Amber D.
When I needed a loan for my manufactured home, this loan company came through. They specialize in manufactured home title loans and provided me with a suitable loan option. The process was straightforward, and the team was supportive... throughout. I appreciate their expertise and highly recommend their services.read more
Beatrice W.
Beatrice W.
Despite having bad credit, I was able to secure an emergency loan through this loan company. They understood my situation and offered flexible terms that helped me during a tough time.
Mayra M.
Mayra M.
I was in Fort Lauderdale and needed a title loan. I was happy to find this company that offered title loans in the area. The process was quick and easy, and I was able to get the money I needed without any hassle. I would highly recommend.
Polina N.
Polina N.
The process was easy and fast. I got my title loan within a day. The loan company was very professional and they gave me a great deal. I would definitely recommend them to anyone who needs a title loan.
Cristina W.
Cristina W.
I needed extra cash for an emergency and the nearest title loan company was Montana Capital Car Title Loans. They were able to give me the money I needed very quickly and at a reasonable interest rate. I was very pleased with their service... and would recommend them to anyone in need of a title loan.read more
Natasha H.
Natasha H.
I found this loan company to be very professional. They were able to provide me with a loan without seeing my car. This was a great relief for me as I needed the money urgently. The process was very smooth and I would definitely recommend... their services to anyone in need of a loan.read more
Jorge G.
Jorge G.
We are so grateful to have found a loan company that is willing to work with us. We were in a tough spot and they were able to get us the money we needed quickly. They were very professional and courteous. We will definitely be using them... again in the future!read more
Lindsey S.
Lindsey S.
So I got laid off from my job and couldn't afford to keep up with my car payments, so I decided to check out one of these title loan places. I went to this one place and they were really nice and helpful, and they gave me a loan that I... could afford. Now I can keep my car and my stress levels are a lot lower. Thank you!read more
Dorothy D.
Dorothy D.
By far, the company is the easiest to work with. They made getting a loan so simple after checking my credit history. Highly recommended.
Kendra B.
Kendra B.
Thanks for quick approval to get a loan. It was easy to receive the loan and to speak with staff about the terms.
Kim C.
Kim C.

3 Easy Steps to Get a Car Title Loan in Fort Luaderdale

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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Car Title Loans

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The vehicle’s title

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Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

How to Get Car Title Loans in Fort Lauderdale, Florida

No money? No problem!

Fortunately, car title loans (a.k.a auto title loans or pink slip loans) can help you out when unexpected expenses come your way. It’s the easiest method to get fast cash without getting out of the comforts of your home!

And we’re not even at the best part. You can get your loan approved WITHIN ONE BUSINESS DAY!

If you’re from Fort Lauderdale, keep reading to know how you can apply for an auto title loan.

Title Loan: What is it?

Title loans are considered short-term financing.

It’s open to ANYONE who needs some emergency cash.

Whether you have bad credit or no credit history, you are still welcome to apply. What’s only required is providing the acceptable property with a CLEAN TITLE.

Usually, borrowers use their car as a guarantee (also known as an auto title loan).

So, how does the loan process work?

How Car Title Loans Work

Title loan lenders will assess your car value and make an offer. If you choose to accept their terms and submit all requirements, you can drive away with the money IMMEDIATELY.

You don’t even have to surrender your vehicle. Just make sure to give your car’s title to the auto loans provider. It will serve as your collateral IN CASE you default in payment.

So you must be making payments regularly. Otherwise, if you’re late on settling your car’s equity debt, the lending company has the right to take away your vehicle.

It’s undeniable that a title loan is heaven-sent to those with immediate cash needs. However, this form of financing may not be the right option for everyone.

How will you know if it’s right for you?

Fort Lauderdale Title Loans: What to Consider

If you’re living in Fort Lauderdale, Florida and are thinking of applying for auto equity loans, consider the following points first.

1. Company Reputation

Applying for fast title loans must not be treated lightly. After all, it’s a financial obligation.

While there are multiple lenders in the Fort Lauderdale area, opt for the most trusted and reliable lending company. These days, it’s easy to establish a business without an actual office (OH, SKETCHY!) 

Do intensive research.

It’s cozier to sleep at night knowing you’re in good hands.

2. Borrowing Percentage

Don’t think there’s no limit to how much money you can borrow. Loan amounts vary from one provider to another. But it mainly depends on:

  • Your location
  • Car’s condition

To make the most out of your title loan application, check every providers’ minimum loan amounts.

3. Interest Rate 

Some car title loan lenders offer extremely high-interest rates. We recommend avoiding these types of businesses AT ALL COST.

There’s nothing wrong with checking your area’s auto title loans regulation. It might be a drag to read legal documents, but knowing your rights can help you in the long run.

In Fort Lauderdale, title pawn lenders can only charge a maximum annual percentage rate of 30% for the first $2,000 borrowed. This means that if you borrowed $1,000, you’re required to pay back $1000 in principal PLUS $300 in interest over the year.

We suggest doing the math (even if you hate it) so you can anticipate how much interest you’re willing to take.

4. Convenience of Application

Traditional forms of financing (i.e., bank loans) can be a hassle because of the slooooow approval process and loooooong waiting line.

Don’t you just wish you could apply for a loan at home with the final approval issued within ONE BUSINESS DAY?

Luckily, providers of car title loans in Fort Lauderdale embrace the wonders of technology. More and more are opening their business for online application. So you can chill on your couch while doing your loan application.

5. Confidentiality of Information

Any information uploaded online can be hacked. And since car title loan requests are done over the net, you’re also vulnerable to this issue.

You need to make sure that your provider can secure your personal data.

Well, we’ve pretty much covered the main things you need to think about when applying for online title loans in Fort Lauderdale.

If this is the perfect move for you, check out their requirements!

Fort Lauderdale, Florida: What You Need to Bring

To make sure you have a fast and hassle-free application for a title loan in Fort Lauderdale, make sure you have these requirements!

1. The Car’s Title

Hopefully, you have this one at hand, or this whole thing wouldn’t be possible!

In Fort Lauderdale, you must present the original title showing you have SOLE ownership of the vehicle.

It must also be free and clean. In other words, you must prove that the vehicle is fully paid for and no other creditors have a claim for it.

2. The Car 

A title pawn lender needs to assess your car’s value. In case you’re curious, they would mostly look for the following:

  • Year
  • Maker
  • Interior
  • Model
  • Mileage
  • Other extras 

 By the way, since the application for a title loan in Fort Lauderdale is done online, verification of vehicle features is done the same way.

Just upload a photo of your car (in four different angles, of course!) and your odometer so they can properly check its condition.

This is so they can see you’re providing acceptable property.

TIP: It helps to know your Vehicle Identification Number (VIN), so the lending company can accurately get your car’s value and determine your possible loan amount.

3. Proof of Identification

Upon application, the direct lender must verify the personal information mentioned in your loan documents.

In this case, you must present a government-issued ID.

4. Car Insurance

For most states (except in Virginia and New Hampshire), you need to get your car insured. 

What if you were caught driving an uninsured car? UH OH. Expect some trouble! This could result in license suspension or payment of a fine.

Because it’s required by law for vehicles to have insurance coverage, it has also become one of the requirements for application in any car title loans. 

But frankly, whether or not you are applying for an auto title or secured loan, we believe it’s wise to get car insurance.


It’s a way to protect yourself. Without it, you’ll be stuck paying for any car accidents to which you’re liable (YIKES!).

5. Proof of Income

I know what you’re thinking: what if I am unemployed?

If you’re between jobs, you’re still eligible to apply for a title loan in Fort Lauderdale. For as long as you can prove you can repay the borrowed money. 

You can present the following instead of the proof of income:

  • Bank statement
  • Disability payments
  • Social security payments
  • Any other benefits that you receive

By the way, there’s a MISCONCEPTION that there are no lender’s credit criteria in Fort Lauderdale. Some think even people with a bad credit history are automatically accepted for a loan.

We hate to burst your bubble, but auto title loan providers MAY still require credit checks. After all, they want to make sure you can pay the loan.

Thus, people with good credit history have a higher chance of receiving BETTER DEALS and LOWER INTEREST RATES  than those with poor credit rating.

6. Car Keys

A working DUPLICATE of your car keys needs to be presented, too.

We suggest that you prepare this beforehand to avoid any inconvenience.

7. References

You need to submit at least two valid references, with their basic information, to your auto title loans provider. These people must NOT BE RELATED to you by blood and can vouch that you’re good for the money.

REMINDER: Before we end this part, add one more nugget of wisdom. After all, we don’t want you to come unprepared for your title loan application in Fort Lauderdale.

The thing is: don’t be shocked if your lender requires you to install a GPS tracking device in your vehicle.

What is that for?

Well, this comes in handy when lenders get the right to repossess your car, or they have to remotely disable it.

But don’t panic! They are not allowed to do this on a whim. This unfortunate situation can only happen if you fail to repay your car’s equity debt. For as long as you’re staying on top of your payments and making the right credit decisions, you can do your own thing.

Now that we got that out of our way, do you have everything needed?

Next stop: applying for an auto title loan in Fort Lauderdale.

Fort Lauderdale Title Loan: Process

We’re pretty sure you got to this part because you’re decided to apply for a car title loan.

Luckily, the loan process in Fort Lauderdale is EASY-PEASY.  

Everything can be accomplished ONLINE. You don’t even have to wait a long time for its approval! You can get the result within 24 HOURS.

TIP: Before even thinking about sending your application requirements, do your research first! We can’t emphasize this enough. 

Remember that title loans are short-term financing solutions that may come with high-interest rates. So, do the math and choose a provider with low monthly payments.

Enough with the chit-chat. Let’s do this!

Step 1: Apply Online

Again, most title loan lenders in Fort Lauderdale accept online applications. So you don’t have to bother getting out of the house. Such a relief, right?

But if you don’t have any net access, that’s fine. You can personally go to their shop fronts or give them a call.

If you already have a chosen lender in Fort Lauderdale, fill out their form with your basic information. Providers of title loans usually ask the following questions:

  • Personal information
  • Actual Loan amount
  • Vehicle details 

NOTE: While most title loan providers claim they accept individuals with poor credit score, others may still require a credit check. Our piece of advice: it pays to review your credit score. It will just make the whole loan process hassle-free.

Step 2: Get Pre-Approved

If you’re done with the first step, wait for your lender to contact you. Give them time to check your documents and appraise your car.

Sometimes, lenders grant conditional approval if the assessment part of your application takes time. But, it’s not a guarantee that you’ll be approved. There may be circumstances that can derail your request (e.g., incomplete documents, poor credit score, etc.)

The approval or denial of your request mostly depends on:

  • Validity of documents
  • Value of car
  • Credit check (optional)
  • Ability to repay the loan (very important!)

Step 3: Review the Terms and Conditions

If you got into this part, then congratulations!

You’re title loan application just got approved (WOOH!)

Read the loan agreement first before you get your stacks of $$$ bills and make it rain.

Don’t be hasty

Read all the provisions. If there are things, you don’t understand, better ask your lender or people you trust.

Spare a few minutes to think about:

  • Terms and conditions
  • Hidden fees
  • Interest rate
  • Penalties
  • Pay period

If you’re not satisfied with conditions, how about trying to haggle with your provider? There’s no harm in trying, right?

Don’t copy others who mindlessly sign their contracts. Without fully understanding it, going into any agreement can bite you in the back (OUCH!).

TIP: Familiarize yourself with regulations on American title loans–especially those relevant to Fort Lauderdale, Florida. Check your State’s repossession laws and consumer rights policies, too.

Step 4: Withdraw Your Money

Once you’ve agreed with your lender, the loan proceeds can now be released. You can get your money through a check, wire transfer, or hard cash.

At this point, it is important that you also surrender your car’s title and duplicate keys. You can recover your items once you have fully repaid the borrowed money.

Car Title Loans Fort Lauderdale, Florida: Pros and Cons

Do you still have reservations about going for an auto title loan?

That’s normal. It’s not for everybody, anyway.

Maybe, checking its benefits and drawbacks can help you.


1. Lenient credit check

Unlike large corporations (i.e., banks) in the country, lenders are more lenient with people with bad credit loans. They may still do some credit checks, but it doesn’t automatically disqualify you from borrowing some money (HALLELUJAH!).

There’s still a chance to get approved even with bad credit. But, again, borrowers with higher credit scores will receive better deals.

2. Quick approval

Title loans in Fort Lauderdale only take a few hours to get approved.

3. Fast cash

Because the approval of car title loans usually takes one business day only, this means you can get your money immediately. It’s also good that there are multiple ways to withdraw cash.


1. You can lose assets

If you are not regularly paying your dues, there’s a possibility that the lender will repossess your car. So, make sure you’re staying on top of your bills to avoid these messy situations.

2. High-interest rates

Short-term loans have steep but competitive interest rates. If you don’t manage your money well, this can result in financial ruin! We’re 100% sure you don’t want that.

Take your time and research the title loan companies in Fort Lauderdale before making any decision.

Fort Lauderdale Title Loan: Frequently Asked Questions

Here are some common queries when securing a title loan.

Can I Still Apply for Car Title Loans Even if I Don’t Have a Bank Account?

This mainly depends on your title lender. Others require it, while others don’t.

Our advice: it doesn’t hurt to have a bank account. It’s primarily for convenience. Borrowers usually receive their loan amount through bank accounts.

How Much Cash Can I Receive in Fort Lauderdale Title Loans?

Minimum loan amounts vary per area.

In Fort Lauderdale, they follow the cap set by Florida statute. According to their guidelines, title loans can only amount to 25% to 50% of the car’s value. 

TIP: It’s better to borrow the least amount of cash. In other words, if you’re living in Fort Lauderdale, pick the 25% option. That way, you can pay off your loan immediately and get your car title back as soon as possible.

Are There Additional Fees For Title Loans in Fort Lauderdale, Florida?

Unfortunately, there are extra fees you have to incur when applying for car title loans.

So when it’s time for repayment, DON’T FORGET about the additional costs.

In this case, you might pay for:

  • loan origination fees
  • document fees
  • processing fees

These extra fees must be included in the car title loans agreement.

By the way, there are situations where creditors place a penalty if you pay early. So, better talk to your lender if you have payment-related concerns.

How Can I Pay For My Car Title Loan in Fort Lauderdale, Florida?

There are multiple options to repay your loan, from wire transfers, phone payments, checks to hard cash. But in case of doubt, it would be best to reach out to the company’s customer service agents.

I Own Two Cars. Can I Get One Loan Based on Both? 

Unfortunately, no.

You can only use one car for one loan request. However, if you’re married and the title is under your name and spouse, each person can apply for a separate loan.

How Long Does it Take to Pay Title Loans in Fort Lauderdale, Florida?

A title loan is a short-term loan.

They require quick repayment and are usually due within 30 days.

Now, if you think you can’t repay all your dues within a month, it’s better to discuss with your title loans lender if there are other possible flexible arrangements.

TIP: Your lender might be open to compromise when you have issues if you pay your dues on time.

Can I Opt for a Buyout or Refinance My Title Loan?

Yes, it’s possible.

When we say refinancing, you have an existing title loan, but you decided to work with a different direct lender. In this case, your new lender will repay your remaining loan amount to your previous lender. Afterward, your new lender becomes your creditor.

NOTE: We recommend checking if there are prepayment penalties in the original agreement.

On the other hand, a buyout mostly comes with better terms and low monthly payments. It works similarly with refinancing a secured loan at competitive interest rates.

Therefore, you can get a buyout from a new lender or refinance your title loan to access better rates.

Are Title Loans Better Than Payday Loans?

Payday loans do not require collateral. What only binds the creditor and debtor is the agreement that the loan will be repaid once the borrower receives their next paycheck. Further, payment transfer can be done through a bank, credit union, or prepaid card account.

While this sounds tempting, it’s still easier to take a car title loan. It has a longer repayment period PLUS higher loan amounts. 


Finally! We’ve reached the end of this guide.

We hope you got all you needed to apply for a car title loan.

But before we end, allow us to leave a piece of advice: title loans are not a permanent solution to fixing financial issues.

Before rushing into anything, do proper research first. Identify if the option caters to what you need AND if you can shoulder the obligation.

Are you looking for auto title loans in Fort Lauderdale, Florida?

If you found this article helpful, feel free to share your thoughts below!

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