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Title loans in Pembroke Pines

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Pembroke Pines

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

American Auto Tints

12604 Pines Blvd

Pembroke Pines

33027 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Pembroke Pines

You’ll never know what will happen next in life. Many things can happen, and you may face unexpected expenses because of it. In which case, you’d need some emergency cash.

Have you considered getting car title loans in Pembroke Pines, Florida? Car title loans may be the solution for your emergency needs.

It can be processed in a snap and with hardly any scrutiny for your credit history!

Is that something you need? If so, let us teach you about title loans in Pembroke Pines, Florida.

Car Title Loan: What’s It All About?

The natural question that would flow into your thoughts right now would be, “What are car title loans?”

To make things as easily digestible as we can, car title loans, also known as auto title loans or pink slip loans, provide secure funding where you use your car title as collateral in exchange for the loan.

In other words, your direct lender will, to a certain degree, own your car, and your car will serve as a sort of collateral for the loan you take out.

“Isn’t that just plain old pawning, though?” Well, not necessarily. There are certain ways that the two are different.

Availing for Title Loans

When availing of a car title loan, you can still use and drive your car even though you already have the emergency funding from the loan you took out.

You only suffer the loss of your vehicle if you can’t fully provide payment for your loan by the end of your term.

And in contrast to other types of loans, you would first need a car to get car title loans. It shouldn’t be said that a car is necessary to get a car title loan. It’s in the name.

What Makes a Car Title Loan Different?

There are many ways why you’d want to choose car title loans serviced by a lender over your traditional bank loans and payday loans.

For a resident of Pembroke Pines, FL, there are many places you can look at that can get some title loans serviced. It’s just a matter of choosing your preferred lenders. Do your research well.

There are also different positive points to choosing certain lenders; there might be more competitive interest rates, discounts, or promos.

Payday loans traditional loans possess their positive points; however, auto title loans also hold their own against these usual choices with their unique advantages.

Here are some reasons why you may want to avail of a title loan:

#1 Adjustability For Your Payment Plan

There may be times when you are faced with sudden immediate cash needs. Maybe you’re waiting for your first paycheck at a new job but need to pay for some expenses now.

Car title loans can be long-term. It can serve as short-term financing, or you can negotiate for a more long-term arrangement depending on your needs.

Got the means to pay early? Got funds earlier than you planned?

Pembroke Pines title loans can provide flexible repayment terms. There’s a lot of adjustability in these loans, and you can talk to your lender about how to properly take your financial stability into account.

You don’t need to worry about payment time much because you’ll have flexible loan terms when taking out auto title loans.

#2 Instant Funds for Whatever Your Needs Are

  • Are you in desperate need of some immediately available cash?
  • Do you need a loan that gives you an almost instantaneous direct deposit into your account?
  • Would you prefer submitting fewer basic documents when filing your loan application?

If you answered YES to all of the above, a title loan sounds perfect for your needs!

A car title loan can be processed in a blink of an eye. It’s perfect for urgent situations, unforeseen bills, and the like.

The final approval can take as fast as an instant, same-day green light!

There is no need to stand by for a business day or two or more. If ever you need funds on the SAME DAY as your application, consider title loans as a viable option.

#3 No Need to Be Scared of a Credit Check (For the Most Part)

Normally, a loan needs a good credit score to be approved.

BUT, when you come in to apply for an auto title loan, a good score isn’t an absolute necessity in the process.

Well, for the most part, at least.

Your credit score will not usually be inspected, given that you can deliver the other requirements properly.

But still, there are a few title loan lenders in Pembroke Pines, Florida, who will try to cover their bases and check your credit either way.

Credit Scores Still Matter, Even if Lenders Do Not Mind It

The usual process for an auto title loan allows the one lending to apply and still get a loan despite having poor credit.

Be that as it may, those looking to get a loan with a bad credit score are less likely to get offered better deals or a more competitive rate.

Contrary to those with bad credit scores, people with a better credit score are more likely to get special promos or lower interest rates.

For the most part, just about anyone can avail of an auto title loan regardless of their financial situation or history!

But on the other hand, customers with better credit more often than not have an easier time getting their loans approved.

Some lenders may carry out a credit check before approval. Car title loans are easier to apply for than your run-of-the-mill loan, but that doesn’t guarantee a for-sure approval.

Title loans are easier to apply for, but it’s not pre-approved or anything like that.

What Are the Requirements for Car Title Loans in Pembroke Pines?

The process doesn’t take a business day or three, the requirements, that is true. BUT, it is still important to be properly informed about the procedure and required documents.

The requirements may differ depending on the state you presently reside in.

The necessary items and paperwork for an application for a title loan could be different for Pembroke Pines, Florida, compared to another state, for example, Texas or Nebraska.

And even within a state, all the places that provide secure funding-backed title loans may have different, particular requirements for their title loans.

So it may be a good idea to contact the individual lender you are thinking of getting your loans from. Their customer service agents will surely have enough information to help you out.

But on the whole, the required documents for the residents of Pembroke Pines, FL, to apply for title loans are as follows:

1. We Are Going to Need to See Some Identification

The person who is applying needs to be at least 18 years old to avail of a title loan.

For the sake of establishing that you are aged 18 or up, ID proof is required before you can properly apply for a loan.

So keep in mind that you need a valid, government-issued ID. This form of identification can take the form of a driver’s license, passport, or any identification of the like when you come in to apply.

2. Prove That the Vehicle Is Yours

One of the most important parts of the title loan process is the vehicle title. Can’t have a title loan without a title.

If you need to take out a title loan in Pembroke Pines, Florida, you need some form of valid proof that you are indeed the owner of the vehicle that you’re trying to use as collateral for your loans.

So you would need a pink slip or a title certificate of some kind.

Other than the pink slip, some lenders may ask for your vehicle registration and insurance papers as well.

Just in case, it may be good to have these documents on hand when you come in for a loan application.

You may also want to be ready with the vehicle details and vehicle identification number outside of those documents.

3. You Need a Car for a Car Title Loan in Pembroke Pines, Florida

This is an important part of applying for a title loan. You guessed it; a car is necessary to avail Pembroke Pines title loans.

Some lenders out there may also ask to inspect the condition of your car. This is vital because some lenders also evaluate the car’s equity value.

There are some cases where you could get more money just because your car looks like it’s in tip-top shape.

For that purpose, you should try your best to make sure that your car is in the best condition it can be in before you come in and apply for a loan.

4. Proof of Your Income

You need to prove to your lender that you have some way to earn money.

A lender would prefer to lend to a person who can pay off the loan. So showing to them that you can get money is of utmost importance.

Some lenders will allow you a cash loan without any proof of income.

Nonetheless, you still have to prove that you have some way of paying off this loan. They deem you perfectly able to take out a loan.

Here are some substitute documents you can show to a lender if you don’t have any proof of income:

  • Bank account statements
  • Credit union statements
  • Retirement checks
  • Social security
  • Disability payments

 5. Proof That You Reside in Pembroke Pines, Florida

Here is the last thing you will need to present if you’re looking to take out a title loan.

You need to confirm that you reside in Pembroke Pines, Florida. There are a few states where car title loans are illegal, and your lender needs to know if you are legally entitled to a loan.

You might live in Pembroke Pines, Florida, nearby states for all the lenders know. Your lenders need to see if the zip code matches.

Listed below are a few ways you can show proof that you live in Pembroke Pines, Florida:

  • Lease agreement
  • Phone bill
  • Utility expenses documents

 How to Apply for Title Loans (Pembroke Pines): A Step by Step Procedure

Applying for title loans serviced in Pembroke Pines is sure to be an easy process! As long as you follow the instructions, you can get the cash you need in a blink of an eye!

We’ll guide you through the application process step-by-step below, so let us show you the right way to get title loans:

Step 1: Fill Out the Loan Documents

To start with, if you want to apply for a title loan, you need to provide your lender with the proper personal data they ask for.

It’s a simple step. Just fill in the necessary information on the forms.

Some places will have the option for you to apply online. If that option is more convenient for you, you should check to see if they offer it.

In this step, you can work out your loan terms.

You can talk to your lender about the loan amount, the interest rates, when you are comfortable with paying off the loan, and other details about the loan that may concern you.

Step 2: Submit Your Requirements to the Loan Officer

Let’s review the various requirements you need to have on-hand when you come in to apply for auto title loans (Pembroke Pines).

Make sure you have the following items:

  • Identification documents
  • Title for the vehicle
  • The vehicle itself
  • Proof of Income
  • Documents show valid proof of residence

 When you have handed over the required documents, you only need to wait for your loan approval.

The minimum loan amount you will pay will depend on the car’s equity value, what you discussed with your loan agent, and their evaluation of your capacity to make payments.

Once you have handed over the documents, you can proceed to the next procedure.

Step 3: The Moment You’ve Been Waiting for Cash

Here is everyone’s favorite part of getting a loan, getting your hands on some cold hard cash.

Your lender will give you the bright green light as long as everything goes as planned.

After that, all that’s left to do is collect your money.

Now you can use that money to pay for any expenses you may need to pay off. Business expenses, living expenses, fixing financial issues, it is up to you!

Things to Consider

A few reminders!

It is a loan, so it shouldn’t be said, but you need to pay off this loan at the end of the term. So we encourage consumers to pay according to your loan agreement.

The loan money is intended primarily for personal purposes. Most places offering title loans in Pembroke Pines don’t service student loans.

Use your newly acquired funds as wisely and as efficiently as you can!

Requirements for an Online Application in Pembroke Pines

These days everything is online. It’s quite unusual nowadays to have services that aren’t online. So there are lenders that provide the opportunity to apply online.

An online application procedure should make it easier to get a car title loan anywhere in Pembroke Pines and at any time.

Although, you may need to check with your specific lenders if they offer online title loans application services.

The requirements for online applications are mostly similar.

  • Car Title
  • Photos of the vehicle
  • Photo of ID: Government-issued IDs like a driver’s license, passport, etc.
  • Proof of income: Bank account statements, pay stubs, etc.
  • Proof of residence: Utility expenses, phone bill, house title, etc.
  • References: You’ll need a character reference which may be personal or professional

 It’s no doubt the most convenient path if you want fast cash.

They can direct deposit it to your bank account with online loan processing. If all goes well, it won’t even take a business day.

Frequently Asked Questions

You need to know many things about a car title loan in the Pembroke Pines FL application.

You may have other remaining questions about certain of the particular details of the loans.

So below, we’ve tried to anticipate some of the more frequently asked questions about the application process of car title loans in Pembroke Pines:

How Long Do I Have to Wait for a Title Loan to Process in Pembroke Pines?

For the most part, it would take about an hour to a few hours for the loan to be fully processed.

The time it takes to process would vary greatly depending on each customer’s situation, of course.

But if everything goes swimmingly and you followed all the instructions to a tee, you can expect to get your funds in about an hour or at the most within a day.

How Much Cash Can I Expect to Receive From a Title Loan?

How much money you are entitled to get is largely based on the value of the vehicle you want to use as collateral. So make sure that the car is in great condition.

But generally speaking, if you are approved for the loan, you are guaranteed a minimum cash amount of $2,500.

Some customers may be entitled to a larger loan amount. Other factors that affect how much money you receive are the terms you discussed with the lender and how good your credit is.

While a title loan may be good for those who aren’t in the best financial position, it pays to have better credit when you apply for one.

Are Other Vehicles Viable Collateral for a Title Loan?

Yes, you can use a different type of vehicle as collateral! Some prospective loan customers have tried to use their motorcycles as collateral for their title loans.

You may even have other vehicles in mind, such as boats, trucks, or maybe even an airplane! (that’s right, we’re being serious)

You can check with the lender you’re planning to take your loans out whether you’re providing acceptable property as your collateral.

Each lender has its policies for what is considered acceptable property, so it’s a good idea to double-check with them first before you fly a helicopter to your nearest lender.

How Many Auto Title Loans Can I Get?

It’s impossible to take more than one auto title loan using the same vehicle.

BUT, if you have another vehicle you’re willing to use as collateral, you can use that for a title loan instead.

However, you should think of this decision CAREFULLY. Do you want to risk TWO vehicles for a loan?

Two loans with interest stacking up and having the risk of losing two vehicles at the SAME TIME probably won’t be the best idea, even in an emergency.

What Hidden Costs Should I Look Out For?

It would be best if you kept an eye out for a few hidden fees when applying for a loan. Other than a prepayment penalty, you may want to check for other hidden fees.

Here are a few of those fees that you should look out for or talk to your lender about before you think of sealing the deal on a title loan.

  • Insurance fees
  • Late penalties
  • Transaction fees
  • Appraisal fees
  • Prepayment penalties
  • Transaction fees

 These are just a few of the fees you need to be careful of, so be careful when talking to your lender and read the fine print carefully before signing up for any loan.

Loans themselves are already quite expensive. Do your due diligence and make sure you know all of the parts of a loan processing so that you don’t get caught blindsided.

What Happens During a Repossession in Pembroke Pines?

If you can’t make the payments on your title loans, the lender will have to repossess your vehicle. They can also sell the said vehicle at an auction.

However, repossession doesn’t necessarily mean the end. You can still make a last-minute payment.

The lender should tell you when they repossess it and when they’re planning to sell it at an auction.

The lender should also notify you ten days before the sale to give you one last chance to pay back what you owe.

You Can Now Get a Title Loan in Pembroke Pines FL

You now know all about how to get title loans (Pembroke Pines Florid) now. Let’s review.

Remember to fill in the applications submit the required documents, and you should be on your way to getting some funds.

Remember to be mindful of where you put your loan proceeds. Pay on time and try not to lose your car!

The next time you need a loan to pay off some emergency bills or utility expenses, you know all you need to get a successful application!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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