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Title loans in Miramar

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Miramar

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.đź‘Ťđź‘Ť
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.đź‘Ť
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Unique Window Tints Stereo

2212 S State Rd 7

Miramar

33023 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Fast Funds With Car Title Loans in Miramar

Everything costs money these days.

Even getting too deep in online shopping can easily drain your bank accounts.

It is worse when it is not just a series of bad monetary decisions. Sudden medical bills can easily screw up your monthly budget.

We understand how hard it is to make ends meet.

If you own a car, you can get pre-approved for a title loan THE SAME DAY you apply. You can get quick cash within the same business day.

You no longer need to worry about not meeting your financial deadlines.

Read the details below to know HOW TO SUCCEED in getting a title loan in Miramar.

How to Get a Car Title Loan in Miramar

Getting your loan is ONLY A FEW STEPS AWAY!

Car title loans (Miramar) can help you get out of financial horrors. With a few know-how’s, you can easily get the money you need.

You DO NOT NEED to sell precious things or belongings.

Selling your belongings is difficult. It takes time and forces you to get rid of things you need. It forces you to sell things that are meaningful to you.

Miramar title loans let you keep important memories while saving you from financial troubles.

Continue living your days with this guide on how to qualify for Miramar auto title loans. The process is SHORT, EFFICIENT, AND TRULY REWARDING.

Review the step-by-step process before you apply online.

Loan Process Steps

The steps of the loan process are simple and easy.

You just have to be ready to commit to an auto title loans application. Next thing you know, the process is over, and you have the cash you need.

Just GO THROUGH THESE STEPS carefully:

  1. Find reputable lenders and financial institutions
  2. Pool the requirements
  3. Submit the documents and application forms
  4. Wait for the approval of your loan application
  5. Get the loan amount (a.k.a your money)
  6. Prepare for repayment

Miramar Title Loans Requirements

The beauty of Miramar car title loans is that there are NOT MANY REQUIREMENTS to prepare.

There are just some basic documents that will be asked in order to verify your identity as the borrower.

Some documentation of your vehicle will also be checked for valuation purposes.

These are the required documents you have to provide AS THE BORROWER:

  • Any valid government-issued ID
  • Proof of employment (or proof of income)
  • Proof of an existing bank account
  • Proof of residency in Miramar, Florida
  • Copy of the borrower’s driver’s license
  • Three separate character references
  • Social security card number

Your car also has to have specific documents for you to qualify for a car title loan. Make sure you have the following:

  • Original copy of the vehicle’s title or pink slip (that’s why title loans are also called pink slip loans)
  • Your vehicle registration papers
  • Proof of insurance
  • Vehicle odometer details
  • Photos of the vehicle on all sides

Loan Process Guidelines

The six-step process of an auto title loan is clear. Each step is short and hassle-free.

BUT, that does not mean that errors can’t happen.

Check the following guidelines to help you ace your online title loans application.

Finding Lenders

No matter how urgent you think, your need for cash is, DO NOT GLOSS OVER THIS STEP.

Finding a trustworthy lender is a crucial part of this process. You can’t endanger yourself by giving out your personal information to just anyone.

Finding a lender you can trust also makes sure you get the best deal.

Normally, the loan amount you can get is about 25% to 50% of your car’s equity. But, a good lender can get you even up to 75% of the market value of your vehicle.

Credible lenders also won’t charge you any of the scary hidden fees.

You don’t want to end up with a loan that you can’t repay because of the additional fees and penalties you incurred.

Don’t lose your car over faulty lenders!

Accomplishing the Application Form

The application form is usually just a measly requirement. There’s not much to it really.

But!

When you’re in a hurry to get fast cash, accomplishing even the simplest parts matter, don’t let a piece of document delay your application.

BE THOROUGH with every field.

Your personal information speaks about your credibility as the borrower. Be TRUTHFUL AND METICULOUS in every detail.

A properly accomplished form will get you pre-approved faster.

Faster pre-approval = Same day release of money

Application Proper

Car title loans are about the easiest loans you can get. You can apply online!

Applying online will even let you get a loan within hours. But, the easiest way is NOT ALWAYS the best way.

If you’re more meticulous, you can opt to APPLY PHYSICALLY in an office in Miramar, Fl. This will let you double-check every move.

You don’t want to rush too much that you fail to notice anything wrong.

Before you sign any of the terms in the contract, check every stipulation to avoid problems later on. Check if you have every one of these details right:

  • Realistic payment scheme
  • Fair interest rates
  • Reasonable loan period
  • Absence of hidden fees and penalties

The fast processing WILL ONLY TAKE A DAY in Miramar, Fl.

Cash will be received in your bank account for important needs such as tuition fees or medical bills.

Money Matters

Now, let’s talk about the matters related to the money you get.

After getting the full and final approval, you will be advised to claim your money fast on any of these platforms.

  • Money transfer to a chosen bank account
  • Direct deposit on account of your choice
  • Physical cash in the Miramar (Florida) office
  • Check

But it doesn’t end there.

The more important part of matters related to money is HOW YOU PLAN TO REPAY IT AFTER.

The loan you get can help you with immediate cash needs. But, failing to repay it can bring more financial disaster to you.

MANAGE THE MONEY WELL to avoid falling into more debt.

Loan Types

Debt is still debt, no matter the loan type we choose.

But, the truth is, they can’t all be just the same.

The interest rates, loan period, and loan amounts differ too. The terms and processes are different as well. That is why it is crucial to choose the right one.

  • Are you okay with short-term financing?
  • How about steep interest rates?
  • Do credit checks worry you?

Ask yourself what type of loan you can realistically pay back in time. This is the first step in making sure you don’t lose your precious car.

We made the research to help you find the best loan type in Miramar, Florida.

Car Title Loans

  • Type of loan: Short-term
  • Loan period: 15-30 days (can extend to months)
  • Loan amount: $1,000 – $40,000
  • Interest rate: 18% – 33%
  • Collateral: Car (through the vehicle’s title)
  • Credit score: Done, but not vital

A car title loan is a type of loan that car-owners can use for any emergency.

It is sometimes called title pawn. But, it should not be confused with pawning your car for cash. Title loans lenders will ONLY hold your car title and not the car itself.

Title loans are EXPENSIVE, but they can get you the money you need within the same day.

Credit history is not very important in title loans. It’s a sigh of relief if you have bad credit.

Many lenders are also very flexible when it comes to credit decisions and payment terms. Add this to the benefit of being able to apply without leaving your house.

It’s a great choice. Just make sure to repay it to avoid losing your car.

Payday Loans

  • Type of loan: Short-term
  • Loan period: 15-30 days
  • Loan amount: $200 – $500
  • Interest rate: 25% – 50%
  • Collateral: None needed
  • Credit check: Credit score is not important

A payday loan can be very similar to car title loans. They are both expensive loan types and must be repaid within weeks.

A payday loan is popular because of its accessibility and ease of application.

You don’t have to worry about having poor credit, either. A low credit score will not get in the way of your application.

You can get the money you need in no time.

However, you can only get payday loans amounting to $500. If you need more, you might want to consider other loan options.

Personal Loans

  • Type of loan: Long-term
  • Loan period: Months to years
  • Loan amount: $1,000 – $80,000
  • Interest rate: 3% – 10%
  • Collateral: None needed
  • Credit check: Very important

A personal loan is a type of traditional loan. Compared to easy title loans, these tend to be MORE RIGOROUS.

Personal loans include bank loans and credit union loans.

It is a lump-sum loan that offers one of the lowest rates in terms of interest. The loan is then repaid in fixed monthly payments.

Ask yourself how much money you need. Personal loans can usually get you a BIGGER AMOUNT OF MONEY than short-term options.

If you don’t want to put anything for collateral, this is a perfect loan option.

You will have to make sure you have a good credit history to get this type of loan. Poor credit ratings usually disqualify borrowers.

Car Loans

  • Type of loan: Short-term pawn
  • Loan period: 15-30 days (can extend to months)
  • Loan amount: $1,000 – $40,000
  • Interest rate: 20% – 45%
  • Collateral: Car
  • Credit score: Done, but not vital

Car loans are frequently mistaken for title loans. You should not!

The interest rates, loan value, and loan period might be similar. But, the very big difference is in the collateral.

In a car loan, you are PAWNING your vehicle.

You will NOT be able to keep driving your car during the loan period.

Experts will advise against getting a car loan, especially when a car title loan is an option. You can even get higher equity on a title loan.

But!

Car loans are popular options if you don’t have your car title with you.

Are Car Title Loans Better Than Other Loans?

Having a debt can be scary.

But, life happens and tragedies come. Here are some tips to alleviate the burdens of getting a loan.

  • You should make sure to get the right type of loan for your needs.
  • Analyze the pros and cons of every loan type
  • Borrow only what you need
  • Make sure to check the state law in Miramar, Fl

Auto title loans are popular for their secure but efficient loan process.

You might already have decided to apply for a title loan. A friendly tip! Quickly check these other loan types to make sure you made the right choice.

Head on to the details below and MATCH them to your need.

What Makes Car Title Loans Better?

The best car title loans will offer you a personalized service to your need.

Just indicate your needs on the loan application, and lenders will try to get it done. Auto title loans are perfect because of their FLEXIBILITY

Title loans are better than more traditional loan types if you fall under any of these categories:

  • You have bad credit
  • You need the funds fast
  • You want flexible lenders
  • You own a fully-paid car
  • The minimum loan you need is within your car’s value

Title loans in Miramar (Florida) also do not charge prepayment penalties.

You will be free to return how much cash you can as soon as you are able to. After all, how much money do you end up paying more the longer you let it gain interest?

Reasons Why You Should Not Get a Title Loan

The best title loans in Fort Lauderdale or University Dr can be offered to you. But, you have to MAKE SURE YOU ARE ELIGIBLE.

Aside from eligibility issues, there is a number of reasons an auto title loan might not be the best option for you.

If you don’t think you can repay the loan in a short amount of time, bank loans might work better for you.

To be honest, the very high interest rates will make it hard to repay the same-day cash you get from a title loan.

A title loan or a payday loan is NOT FOR YOU if you prefer a low interest rate.

Problems in your vehicle title might warrant you to check out other loan types too. Payday loans, service student loans, and personal loans do not require one.

Lastly, title loans are not for you if YOU CANNOT RISK losing your car.

Frequently Asked Questions

You now have an idea of how loan proceeds in Miramar, Fl.

But, it can still get cloudy and confusing.

Here are some of the most frequently asked questions that you can refer to. We hope this helps you learn more about title loans.

How Can I Estimate My Car’s Equity Value?

How much money you get from an auto title loan DEPENDS ON YOUR CAR’S MARKET VALUE.

Lenders usually hire expert evaluators to check your car. The value they come up with is used for two reasons.

  • Decides how much money they can offer you
  • Estimates how much they can sell your car for (in case you fail to repay your loan)

The market value of your auto is dictated by the same factors a normal item will.

Take note of HOW OLD your vehicle is already. Your car depreciates in value every year that passes.

The model, popularity, and make of your car is also very important. Any signs of usage like damages and scratches will lower the value.

Take note of these factors and manage your expectations.

Are There Any Other Limitations I Should Be Aware Of?

Car title loans (Miramar) offer very flexible terms.

But, there are also limits to how much you can customize it to your needs.

There is usually no problem if you own a regular car or SUV. If you own these other vehicles, check with your lenders first.

  • Motorcycle
  • RV
  • Truck
  • Commercial Vehicle
  • Bus

You can also ONLY APPLY FOR ONE TITLE LOAN AT A TIME.

You won’t be allowed to apply for a second title loan even if you have another car. If you need more cash, other loan types might suit you more.

Can I Get Title Loans (Miramar) If I Don’t Have a Job?

Lenders usually require proof of employment from every borrower.

Not having a job might cause your application to fall through. However, there are some possible solutions to this problem.

If you cannot provide proof of employment, any proof of a steady source of funds can work.

You can approach any lender to ask for help regarding your personal situation. But, here is a list of possible fund sources that may fit you.

  • Retirement fund
  • Self-employment certificates
  • Pension grant

Every case is different.

Finding a lender you can trust might help you find the best workaround for you.

Can I Be Given Extra Days to Pay My Car Title Loans (Miramar)?

If you have extreme situations, extensions can usually be requested.

In title loans (Miramar), loan extensions can last for at least 30 days more. You can request an extension MORE THAN ONCE too.

But, every extension should be covered by a completely separate contract.

The state law will recognize the extension legal once the lender and the borrower sign the new papers.

Extensions are great in accommodating the worst possible outcomes. But, do not put all your hopes up on this slim chance.

Extensions are not guaranteed.

Lenders can opt to repossess your car once the deadline has passed. It’s not a risk you should be taking!

What Happens if I Fail to Repay My Loan?

Failure to pay your debt can cause you to lose your vehicle.

Let’s say that the agreed-upon deadline for title loans is over. Your auto will not immediately be possessed by your lender.

But, it is technically not yours anymore either.

The law will require your lender to wait for 30 more days before legal repossession occurs. This is time given to you to try to pay up.

After the 30-day waiting period, your vehicle will truly belong to your creditor.

Creditors usually find a buyer for repossessed cars. But, they can also choose to keep it. Either way, you will have legally lost your vehicle.

Don’t let this happen. Make sure to pay your debt on time (even earlier, if possible)!

Last Words

Find out how much money you truly need before committing to a title loans application.

How does this help? You will get better control of your finances. Plus, it will boost your reputation with your lenders too.

The next time you find yourself in need of cash, you’ll be able to borrow again with no problems.

We hope this article helped you understand when and why you should get title loans in Miramar. If you have any questions, don’t hesitate to reach out.

Now, drive your car while putting your car title to good use!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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