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Home > Florida > North Miami Beach

Title Loans in North Miami Beach , Florida

How much cash can i get

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Location Information:

(888)-700-8900
MC representative

Address

700 NE 167th St
North Miami Beach
Florida   33162

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans is a lifesaver if you need cash fast without worrying about your credit score. They provided a car title loan with no credit check, and the whole process was smooth and stress-free. Highly recommend them for... anyone in a financial bind!read more
Blair P.
Blair P.
1714550953
Being a business owner, I needed capital quickly, and semi truck title loans proved to be the perfect solution. This loan company understood the unique needs of my business and provided a hassle-free lending experience.
Vanessa R.
Vanessa R.
1706707082
Being a business owner, I needed capital quickly, and semi truck title loans proved to be the perfect solution. This loan company understood the unique needs of my business and provided a hassle-free lending experience.
Vanessa R.
Vanessa R.
1706010555
Montana Capital Car Title Loans provided an excellent experience when I needed financial assistance and wanted to know how does registration loan work. Their knowledgeable staff, quick service, and clear explanations make them my top... choice for anyone seeking reliable financial assistance with a thorough understanding of the registration loan process.read more
Theresia S.
Theresia S.
1701497869
Montana Capital Car Title Loans provided me with a direct express card payday loan and a cash advance with assured approval. They clarified the steps I needed to take to apply for a registration loan without a bank account and addressed... any concerns I had.read more
Sheryl S.
Sheryl S.
1700576940
When I was in need of a fast loan, I relied on the services of Loans Against Car Title. This reputable loan company provided me with a straightforward and effective solution for obtaining the necessary funds by utilizing my car's title as... security.read more
Justin A. B.
Justin A. B.
1700457515
I was worried about my bad credit, but this company specializes in bad credit title loans. They helped me access the funds I needed while working to rebuild my credit.
Nora C.
Nora C.
1696417388
When I needed a quick loan, I turned to Loans Against Car Title. This loan company offered a simple and efficient way to get the cash I needed using my car's title as collateral.
Alberta M.
Alberta M.
1695961286
I was pleasantly impressed by how quickly the quick car title loans process went. I was able to obtain the money I required in no time. The crew was effective and supportive, which made the entire process stress-free.
Alice N.
Alice N.
1692613949
This loan company offering online title pawn was the best option. Their online process was user-friendly, and I received the funds I needed promptly.
Jean M.
Jean M.
1690365392
I had reservations about title loan repossession, but this company alleviated my worries. They supplied comprehensive information and assured me that they are committed to finding an amicable solution with their customers. I was highly... impressed by their professionalism and transparency.read more
Bernard K.
Bernard K.
1689598734
Look no farther than this loan provider for the greatest personal loans. The smooth borrowing process was made possible by their affordable rates and adaptable repayment alternatives.
Theresa E.
Theresa E.
1686040106
For the best personal loans, look no further than this loan company. Their competitive rates and flexible repayment options made it a hassle-free borrowing experience.
A Google U.
A Google U.
1685093058
Cash time title loans were a lifesaver when I needed funds to fix my car. The repayment process was flexible and manageable.
Ester F.
Ester F.
1677062569
I applied for a title loan at loan company and I was approved within minutes. I was able to get the cash I needed to pay my bills and avoid late fees. The process was quick and easy, and the customer service was great. I would definitely... recommend loan company if you are searching for "title loans near me".read more
Geraldine G.
Geraldine G.
1675080938
I was in urgent need of money and availing a cash title loan was the best option for me. The entire process was so simple and quick. I am really thankful to the loan firm for providing me with the loan on time.
Elena K.
Elena K.
1671951952
I availed of a quick title loan from this loan company as i needed quick cash. The process was quick and easy, and I was able to get the cash I needed within a day. I would definitely recommend this company to anyone in need of quick cash.
Steven A.
Steven A.
1670136300
This loan company's title loan lenders were a service I used. I was pleasantly impressed by the kind and efficient service. Additionally, the borrowing amount was extremely affordable. To anyone in need of a simple and quick loan, I would... without a doubt suggest this loan organisation.read more
Isabella C.
Isabella C.
1666245694
I had some financial troubles a few months ago and I needed to get a loan to cover some expenses. I was looking for a loan company that could help me get a loan despite my bad credit. That's when I found this loan company in North Miami... Beach. They were able to provide me with a bad credit loan service that helped me get the money I needed. I'm very grateful for their help and I would recommend them to anyone in a similar situation.read more
Gwendolyn L.
Gwendolyn L.
1666066769
In my opinion, this company is just ideal for anyone looking to get approval for quick vehicle title loans near me. I had great experience with this company. The process was very fast and I got my money on time as promised. I will... definitely recommend them to my friends because they are professional and they know what they do.read more
Floyd A.
Floyd A.
1663406670
The whole process was smooth; I need a loan and received it on the same day I needed it. I really needed money quickly and they helped me.
Jaime M.
Jaime M.
1629454760
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3 Easy Steps to Get a Car Title Loan in North Miami Beach

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Emergency Expenses in North Miami Beach? Try Auto Equity Loans!

Without any prior warning, we can come upon unexpected expenses that are difficult to fit into the regular monthly budget. What to do? How to cope? If you are the owner of a vehicle, you are welcome to apply for auto equity loans online. To apply will only require a few moments and if approved you could get the funds you need quickly to take care of your emergency.

How Do Title Loans Work in North Miami Beach, Florida?

It’s pretty simple really. You own a car with value. That value can be used to secure a fast loan for you. Without giving up your car, you could get a loan against my car in a matter of hours. Submit your car title as security, collect your money and use it as you need to.

Title Loans in North Miami Beach, Florida

Life in Florida isn’t always a walk in the park. Every day brings new challenges, and we often struggle to find the resources to tackle them head-on. Whether it’s an unexpected medical crisis, looming credit card debts, or any other unforeseen expense, financial emergencies can strike without warning. During this time, many of us are looking for a way to get emergency cash, and an online title loan can be the ultimate help.

Online Title Loans Benefits:

When you apply for Montana Capital Title Loans, you can enjoy the following benefits:

Quick Access to Cash

Car title loans offer a fast way to get funds, often within a day of applying.

Secured by Your Vehicle’s Title

Title loans are secured by the title of your vehicle, making them accessible even if you have poor credit.

Poor Credit is Accepted

Car title loans are typically available to individuals with poor credit histories.

Use Your Vehicle

You can keep using your car while paying back the loan, so you won’t lose access to your transportation.

How Much Cash Can I Get with Auto Title Loans?

When you apply for a title loan, the lender will evaluate your car’s value and your financial situation to determine how much they can lend you. However, there’s no set maximum amount you can borrow, based on title loan laws in Florida, the smallest amount you can borrow is $500 and you can repay the amount in 30 or more days.

Interest Rates on Title Loans in North Miami Beach, Florida

Title loans in North Miami Beach are regulated by the state government to ensure fairness for borrowers. Unlike some other states, where the APR is 300%, Florida enforces a strict limit, capping the maximum interest rate at 30% per annum. This measure is in place to protect consumers and promote responsible lending practices, making title loans a more reasonable financial option. 

Breakdown of Interest Rates of Title Loans in Florida

AmountInterest Rate (Per Annum)
2000$ or less30%
2000-3000$24%
3000$ or above18%

Suppose you decide to borrow $1,500 through a title loan, where the annual interest rate is set at 30%. Over the course of a year, you will accumulate $450 in interest on top of your initial loan amount of $1500. In total, your debt will amount to $1,950 after one year. It’s important to note that this 30% interest rate applies to loans of $2,000 or less in the state of Florida.

Get Online Title Loans in 3 Easy Steps

Unlike personal loans from a bank or credit union, online title loans are quicker and easier to get. The best thing is that if you are approved and signed the loan agreement before 2 p.m., you can get money the same day. Just follow the 3 quick steps mentioned below:

Step-1 Online Application

Start your title loan application by visiting our user-friendly website and completing our intuitive online application form. This streamlined form is designed for efficiency and typically takes no more than 5 minutes to fill out.

Step-2 Swift Approval

Once you’ve submitted your application, our dedicated team swings into action. Your designated lender will conduct a thorough review, assessing your eligibility, and determining the loan amount that best suits your needs.

Step-3 Funds at Your Fingertips

Upon approval, you’ll receive a comprehensive title loan agreement for your careful review. After you’ve reviewed and signed the agreement, you have the flexibility to choose how you’d like to receive your funds in your bank account, check, or in person.

Documents You’ll Need for Title Loans in Florida

When applying for a title loan, you’ll typically need to provide several documents. While specific requirements can vary by lender and location, here’s a list of common documents you may need:

Vehicle Title

The most important document required for a title loan is the vehicle title, which must be free of any liens or loans. The title should be in your name, and it should indicate that you are the legal owner of the vehicle.

Proof of Identification

Title loan lenders will require a valid government-issued photo ID, such as a driver’s license or passport, to verify your identity.

Proof of Residency

You may be asked to provide a utility bill, lease agreement, or another document that proves your current address. This is to confirm that you are a resident of the state where you’re applying for the title loan.

Vehicle Registration

You’ll typically need to provide your vehicle’s current registration documents to confirm that the car is registered in your name and is legally drivable.

Proof of Income

To demonstrate your ability to repay the loan, you might be required to provide proof of income. This can include recent pay stubs, bank statements, or other documents that show a stable source of income.

Are Title Loans Based on Credit?

Title loans offer a unique financing option for individuals who need quick access to cash but may not have the luxury of a strong credit history. Unlike traditional bank loans, which rely heavily on credit scores to determine eligibility, title loans are based on the value of your vehicle and your ability to repay the loan.

You Can Get a Title Loan Even With a Bad Credit

When you apply for a title loan, the lender will typically conduct a credit check to assess your financial situation, but it’s not the only factor that determines whether you’ll be approved. If you have a reliable source of income and a valuable vehicle, you may be able to secure a title loan even if you have a less-than-perfect credit score.

Florida Title Loan Act

The table below summarizes the important regulations outlined in the Florida Title Loan Act.  It serves as a convenient reference for understanding the fundamental elements of title loans in Florida.

Maturity DateLoan agreements have a set maturity date (30 days from execution).
Stolen/ Lost AgreementLost/ stolen loan agreements must be reported to the lender in writing.
Unable To RepayFailure to repay the loan may result in the lender taking possession and selling the vehicle.
Loan Agreement CopyThe lender must provide the borrower with a copy of the executed loan agreement at the time of the transaction.

Source:  State Legislature Florida 

Frequently Asked Questions

Different Ways to Pick Up Car Title Loan Money?

Benefits Of a Montana Capital Online Loan Application?

What Can be Used for Collateral?

Get Approved for a Title loan Today!

Is bad credit stopping you from getting a loan? Worry not! We are here to help you out. At Montana Capital Car Title Loans, our mission is to provide you with quick access to cash to meet your urgent financial needs. We go above and beyond to ensure you experience a smooth and quick process.

Looking for some quick cash? Apply today for a title loan and get approved in no time.

Related Locations

Miami Beach

7940 Abbott Ave Apt 2, Miami Beach, Florida 33141
View Location

Miramar

2212 S State Rd 7, Miramar, Florida 33023
View Location

Miami, FL

3030 NW 79th St, Miami, FL 33147
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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