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Title loans in Davie

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Title loans in Davie

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Kovac Automotive

2770 Davie Rd


33314 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Davie, Florida: A Complete Guide

Looking for a solution to the seemingly never-ending fees and costs that are constantly piling up?

Or perhaps you require quick cash for unexpected expenses that popped out of nowhere?

Well then, look no further as car title loans offer a fast, convenient, and adaptable answer to whatever finances you need to sort out!

In this guide, we’ll tell you all you need to know (and more) about car title loans here in Davie, Florida, so read on to learn if the loan process might be applicable to you!

Car Title Loans: What Are They?

Before diving into the discussion of car title loans, it would be best to first define what exactly we’re talking about.


A car title loan is an example of short-term financing and falls under the category of short-term loans since it provides you with cash and has a brief loan term for paying it back.

The best part? Your credit history isn’t one of the main deciding factors for whether you pre-qualify or even qualify for a loan!

That’s right — you don’t need a shiny credit record for this title loan!

Just like with other loan types, the borrower can receive a certain sum of money in exchange for collateral (which acts as security for lenders).

Collateral & Ownership

In a car title loan, the collateral in question is the TITLE of one’s car, NOT the actual vehicle.

Still a little bit confused? Simply put, the title lender just gives the rights or the title of the car, but not the actual car itself.

So if you opt for such a title loan, you’ll still be able to use your beloved vehicle during the loan period, even while you make your monthly payments.

However, the ownership and title of your vehicle are placed in the hands of your loan lender until you fulfill your end of the loan process.

If all of this sounds familiar, then perhaps you’ve already come across car title loans through its other names, like “auto title loans,” “pink slip loans,” or “vehicle title loans.”

How Do Car Title Loans Work?

Similar to title pawns, car title loans work by surrendering a car’s title for a certain loan amount.

This is necessary so that the lender — who is giving out the money for the loan — can have some assurance that the borrower pays the loan proceeds back.

It’s too risky to simply loan money without any security (in case the borrower never returns the cash), so the car’s title is temporarily given up until the agreed payment terms are complete.

This means two things:

  • First, everything should be fine, given that you are on track with making payments (since your title will eventually be returned)
  • Second, there is a risk of repossession for your vehicle (if you fail to repay the loan).

As with all good things, there is indeed a great risk when it comes to something as quick and convenient as an auto title loan.

The Requirements to Apply for a Car Title Loan

Now that you know the basics, how can you be sure that you qualify or have the required documents to avail of a car title loan?

Well, for most title loans here in Davie, Florida, these are the things to keep on hand:

1. Car Title

One of the most important documents to present when submitting a car title loan application is a car title since this serves as the loan’s collateral.

The title should specify the vehicle that’s up for possible repossession, as well as the details indicating that you are the rightful owner of said car.

Think of the car title as the car registration, where all of the pertinent information on the vehicle can be found.

2. Vehicle

Though you should still be able to use your vehicle throughout the loan, some lenders may require a physical inspection of the vehicle for you to be pre-approved for the loan.

Sometimes, images of the vehicle would suffice.

It is also worth noting that the vehicle’s state could also affect the loan amount or how much money you receive.

3. Government-Issued ID

Rest assured that with trusted loan lenders, your private information is kept confidential and is only used to confirm that you are indeed the owner of the car title.

Examples of government-issued IDs are your driver’s license and passport.

TAKE NOTE: If you submit a driver’s license, it should be a valid driver’s license and not an old and expired one you have lying around!

Using these IDs (e.g., your driver’s license), the loan lender can verify the details on the car title and finalize the loan.

4. Bank Account/Checking Account

This is included in the basic information required by some lenders in Florida since they need to know where to deposit the money (if ever your agreement is not centered on cold hard cash). 

5. Proof of Income

For most lenders, proof of income is of top priority to ensure that you are indeed capable of making your repayments.

6. Proof of Residency

Given that we’re talking about a Davie title loan in Florida, some lenders may ask for proof of residency to confirm your address and verify that you reside in the state.

This could be used to get in touch with you later on regarding your loan.

How to Apply for Car Title Loans in Davie, Florida

Now that you know everything about title loans and how they work, let’s go through how to apply for them in 4 simple steps:

Step 1: Compare Different Creditors and Loan Lenders

Before pulling the trigger on title loans, it would be best to first assess what lenders are available in your area and what loan terms they may offer.

Not all loan agreements are made equal, and you could save big bucks just by reading the fine print.

It is also worth noting that though credit records are generally not considered for car title loan approval, some lenders may still opt to perform a credit check on applicants.

This is very important to remember!

Step 2: Fill Up Application Details

Prepare the necessary loan documents and other requirements to have your loan approved as soon as possible.

To save even more time, try to go for a lender where you can apply online from the comfort of your home!

Afterward, carefully fill up the loan application and make sure all the information is accurate with regards to your identity and the collateral.

We also recommend going through the loan’s details one more time before submitting it.

PRO TIP: Take a good look at the involved interest rates and what these rates pertain to. Are these referring to monthly or yearly rates? Do they increase over time, or does it stay constant?

Step 3: Have Your Vehicle Assessed and Verified

Though the loan may primarily involve your car’s title, the vehicle itself plays a big role in determining how much money you ultimately receive from the title loan.

The amount could be affected by your vehicle’s year, make, model, and overall state, which is why your lender may ask to physically see your vehicle.

An important concept to know for this step is the idea of your car’s equity. Basically, this is the difference between your vehicle’s value and the amount owed on the loan.

To illustrate this in an example, let’s say that your car is worth 2,000 dollars while you owe 500 dollars from your loan amount, then you essentially have 1,500 dollars in equity.

Step 4: Monitor the Inflow and Outflow of Cash

Now that you’re done with the application period, observe whether the cash that entered your bank account aligns with the agreed amount you settled with your lender.

Keep track of where you spend the loaned cash, and always remember to make your payments!

Whether it be for entertainment, business, or household purposes, do remember to keep track of your finances and to make wise credit decisions.

Last but not least, ensure that you constantly stay on top of your loan so that you never get blindsided and lose your collateral

PRO TIP: Try to automatically allocate a fraction of your income for repayment!

Auto Title Loans: The Good & the Bad

The Good

#1 Fast

Applications for car title loans are notoriously fast, quick, and speedy (you could even be done in 30 minutes or less!).

For this very reason, title loans are preferable when bills and payments are fast approaching since you can receive your money almost right away.

#2 You Can Use the Money From Davie Title Loans for Anything

Unlike other loan types with specific uses (for example, loans only for education or tuition fees), the cash received from a car title loan can be spent anywhere (within legal bounds of course).

This makes it applicable for whatever costs or expenses pop up in your daily life, whether medical fees, utility bills or whatnot.

#3 Short-Term

Having a short loan term might seem stressful to some, but for us, this just means that you won’t have to worry about your loan for long!

Wouldn’t you agree that a loan term lasting 30 days would be much easier to monitor compared to something that spans for several years?

The Bad

#1 Relatively High Interest Rates

Given that car title loans are short term loans, lenders tend to make up for this by utilizing high rates for interest.

Although we would love to give you a definite number to prepare you in advance, the interest rate ultimately depends on the lender.

But generally, they are on the HIGHER side, so do read the terms and conditions carefully!

#2 Many Risks Involved

As previously mentioned, everything should be fine as long as you make your payments on time to get your car title back ASAP.

However, one cannot ignore the possibility of vehicle repossession in the event that you fail to pay back the amount borrowed.

To tie it back to the relatively high interest rates mentioned above, there is also a risk of getting trapped in debt.

FAQs & Other Things You Should Know

Are Auto Title Loans Legal?

Though there is nothing inherently criminal or bad about car title loans, it is worth noting that some states deem it illegal.

To some, title loans may be seen as risky or something used to target vulnerable borrowers in need of financial assistance, especially when compared against more “secure” institutions one could turn to (like a credit union).

For Davie title loans, specific to the state of Florida, it is generally LEGAL, but there are many laws and regulations to read about which were put in place to protect the borrower from predatory lender practices.

How Much Cash Do You Usually Get From an Auto Title Loan?

So, how much money can you even get from auto title loans?

As a general rule of thumb (though this may vary per lender), you can usually receive about 25-50% of your car’s value.

This loan type isn’t necessarily known for crazy high lending amounts, but they are convenient since you can receive cash FAST.

And honestly, maybe it’s a good thing that the amount isn’t that high because this type of loan is known to have a short period (usually spanning 15 to 30 days, but may extend further).

Logically speaking, it would be easier to repay a smaller amount, especially if the due date is relatively near.

Are All Applications Accepted Regardless of Credit Score?

No, this is definitely not the case!

Considering that there is an application process to apply for title loans, the possibility of getting rejected is still present.

While it is true that car title loans are a strong option for those with a bad credit score, a credit check may still be performed should the lender choose to do so.

Is There a Fee to Apply for These Loans?

Given that Davie title loans are accessible even to those with not-so-great credit scores, is it safe to assume that there’s no fee to keep applying for them? Technically, no.

It ultimately depends on the title loan lender and their policies.

Fortunately, many lenders have no application fees, but we cannot stress enough that it varies per lender.

What’s the Difference Between an Auto Title Loan, Personal Loan, and Payday Loans?

We’ve already discussed what vehicle title loans are, so this section will be dedicated to differentiating them with the concept of a payday loan and personal loan:

  • Payday Loan – Much shorter than title loans, these loans often come with a repayment period of one to two weeks. So why is it called payday loans? Well, you eventually pay the lender back through a check (which could be from your well-earned pay from a tiring business day) or directly through your bank account. These loans are also known to have smaller loan amounts when compared to title loans.
  • Personal Loan – These types of loans normally have set terms (and interest rate). Additionally, the loan term is much longer than title loans. In fact, a personal loan may last anywhere between 24 to 60 months! Furthermore, your credit score could greatly affect the amount you can receive.

Other than this, the main difference between title loans and other types is that the former uses a title as collateral.

We recommend that you review other loan types before settling with title loans and really consider what kind of terms would best fit your needs.

You and Davie Title Loans: A Match Made in Heaven?

After reading all of this, only YOU can decide whether Davie title loans would be beneficial given your specific situation and context.

But here are some helpful questions worth asking yourself:

  • Did a bad business day lead you to look for extra cash outside of your job?
  • Do you have a bad credit history that might pose a problem for other loan types?
  • Are you aware of your car’s equity and value?
  • How much money do you need at the moment?

There is no clear-cut answer we can provide for whether or not you should pursue an auto title loan.

But one thing is for certain: You now know what to look out for and how to approach Davie title loans properly!

With this knowledge, not only can you make a well-founded decision for your finances, but you can also make the most out of the title loans in your area!

Whether you apply online for a Davie title loan or choose to take a step back and give it more thought, we wish you all the best.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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