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Home > Idaho > Nampa

Title Loans in Nampa , Idaho

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900
MC representative

Address

503 12th Ave S
Nampa
Idaho   83651

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Apply Online

3 Easy Steps to Get a Car Title Loan in Nampa

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Services

Title Loans

Cash Loans

Quick Loans

Same Day Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Nampa, Idaho

We’ve all found ourselves in situations where we’re struggling financially.

Sometimes circumstances beyond your control can bring you through hard times. If you’re strapped for cash, then a car title loan may be your saving grace.

If you need to learn more about car title loans and how to apply for them in Nampa, Idaho, then you’re in the right place!

After reading this article, you should have no problem understanding title loans and the application process.

What EXACTLY Is a Title Loan?

Car title loans, auto title loans, or title loans use your vehicle’s title as collateral. It’s a great way to get money quickly, as they have a pretty quick process in Nampa.

You don’t have to surrender your car because your lender just needs the title. So you’ll still be able to drive it while you have the loan.

Title loans typically DO NOT have pre-payment penalties, though there is no guarantee that all companies follow the standard.

Why Would I Ever NEED a Title Loan?

Same with any loan, you’d need cash during emergencies.

In the case that your savings aren’t enough to handle a medical emergency, family emergency, or any other type of emergency, then you may want to borrow money.

Title loans are a great way to borrow money and pay it back slowly, unlike with a payday loan where you’d have to pay it back during your next payday.

Usually, you wouldn’t get a loan to catch up on bills, though it can definitely be a reason. Though the reason you get one shouldn’t cause a huge problem with your application.

We suggest you weigh the pros and cons of getting an auto title loan before jumping on the boat.

If you apply for a regular bank loan, the process may take some time. Car title loans are usually much FASTER to process.

In addition, it’s a good second option in case you were already rejected from a bank.

What Is the Application Process for a Car Title Loan in Nampa, Idaho

Applying for title loans in Nampa is not a difficult process. Here are the steps on how to apply for title loans and get money immediately!

  1. Get Your Quote

Find your loan company, and fill out their form online. They will normally ask for the make and model of your car, as well as the year it was manufactured and mileage.

After that, fill in your PERSONAL DETAILS, including your name, phone number, and zip code. They should give you a call soon.

  1. Wait for Their Call

Make sure you prepare any questions you may have regarding the money lending process. Ask them when they call you, so you know what you’re getting into.

During this call, they should set up your appointment to visit their office. Some companies may perform their credit checks at this stage or when you visit their office.

  1. Make an Appointment to Visit Their Location

When you visit their office, make sure you prepare the proper documents.

  • The car title (no copies): Although they require your original title, we recommend you keep a photocopy for yourself.
  • The car: They will have to check your car for quality and any damages, so they determine the value it holds.
  • Your photo identification: A driver’s license will do this. You can even use your passport or any other government-issued idea.
  • Proof of address in Nampa: This is to prove that you are a resident of Nampa.
  • Pay stubs or bank statements for the past two months: This will help the lender determine your ability to pay back the loan.

If you are currently unemployed but can STILL manage to generate regular income such as child support, pension, or unemployment insurance, they may still consider your case.

If you don’t live in Nampa, we suggest you look for information about applying for title loans in your state.

  1. Get Your Money

After getting approval for your loan, you should be able to get your money!

Remember to ALWAYS pay on time so that what you owe doesn’t pile up. Remember, this is BORROWED money.

FAQs

Still have questions about Nampa title loans? Here are the answers to some frequently asked questions!

Are Auto Title Loans Legal in Nampa, Idaho?

Auto title loans are perfectly legal for residents of Nampa, ID. Do be mindful of what state you’re from because title loans are not legal everywhere.

So don’t worry too much! The law protects you and the lender. Just follow the rules, and you should be safe.

Borrowers have to be legal residents of Nampa, own a car title, and be at least 18 years of age.

Can Title Loan Companies Take My Vehicle?

As long as you make regular payments, a reputable company won’t take your vehicle. This will only happen if you miss a payment.

Some companies in Nampa are nice, so it’s possible to come to a compromise for your car title loans. They usually have some flexible payment terms, so be sure to ask.

Can I Apply With Bad Credit?

Bad credit isn’t always a hindrance when applying for title loans. But it’s important to note that lenders MAY perform a credit check. 

They can also reject your application for many reasons, and one of those might be your credit score.

Furthermore, those with better scores may get better loan amounts and interest rates.

What’s important is your ability to pay back the loan. And if they deem that you cannot, then they are likely to reject your application.

How Many Title Loans Am I Allowed to Have?

You can get as many title loans in Idaho as possible, though you will need to provide a different title per loan. You CAN’T apply for more than one title loan per vehicle.

For example, you’d need to own 5 cars to have 5 title loans.

Final Thoughts

Applying for title loans can be scary. Many people warn you AGAINST it.

But as long as you know what you’re getting into, you find a good company, and you make your regular payments, you should be fine. Money is important, and it’s important to be responsible for it.

While credit checks are not always done, do not be surprised if a lender checks yours.

Hopefully, you got to learn more about car title loans from this article and that you now know what to do to apply!

So, why wait? Apply for a title loan right now!

Related Locations

Meridian

601 S Meridian Rd., Meridian, Idaho 83642
View Location

Auburn

, Auburn, AL
View Location

Caldwell

, Caldwell, Idaho
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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