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Title loans in Miami, FL

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Miami, FL

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Miami Car Accessories and Tint LLC

2040 NW 22nd Ave


33142 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Miami, Florida

Having trouble with your standard bank loan application? Worried you won’t be able to receive the emergency cash you need on time?

You’ve come to the right place.

Applying for a car title loan in Miami, Florida is a sound option to borrow money and secure your loan.

To help you get started, we’ve compiled a list of requirements to help you on your way! Additionally, we’ll share some tips on how to apply for title loans in Miami!

Requirements Needed to Apply for Title Loans in Miami, Florida

Residents of Miami, Florida will need the following requirements when applying for car title loans:

  • Proof of Income (bank statement, checking account statement, etc.)
  • Proof of Residency (Utility bills/payments, mortgage or lease statement, etc.)
  • Valid Government ID
  • Clean Vehicle Title
  • Vehicle photos (This will typically include your vehicle’s VIN, odometer, and photos of all 4 sides)
  • 2 references

Also, some lenders will require financial documents to determine the loan terms and amount of cash you’re eligible to borrow.

How Do Auto Title Loans in Miami Work?

Title loans are a short-term, secure loan that works by using your vehicle as collateral value for the loan.

Once you’ve applied for a loan, your lender will perform an inspection of your car. Once approved, this determines the loan amounts you can receive.

Auto title loans are also referred to as car title or pink slip loans.

A clean vehicle title that states you are the owner of the vehicle is a primary requirement; however, your credit score and income have a role to play (more on this later).

Are Title Loans for You?

Before applying for a title loan in Miami, let’s discuss the benefits and risks of applying for auto title loans.


Easier Qualification Process

Applying for auto title loans is easier than your standard bank loan.

There’s no need to wait for weeks or months just to get approved. Even better, the process is more lenient.

Flexible and Less Hassle

Don’t you just hate waiting in line?

Even waiting in line to get coffee can become a stressful part of your day.

This is what makes auto title loans stand out.

Since the qualification process is more lenient, you’ll find several loan options available to you, not to mention, a faster application to borrow the cash you need.

Longer Payment Terms

Although auto title loans are short-term loans, it’s possible to extend your loan repayment terms so you have more time to repay the loan amount borrowed.

Take note!

Extending your payment terms depends on your credit history too. This is a discussion you and your lender will have to work out should it be necessary.


Your Title Loan Needs to Have Sufficient Value

Well of course it does.

If your vehicle doesn’t have sufficient value, how can it be used as collateral in the first place, right?

So here’s the thing.

The loan amount you’re eligible to borrow depends on the value of your vehicle. The better its value, the more cash you can borrow.

Your Application May Be Denied

But wait just a minute. Didn’t you say, “Easier Qualification?”

Yes, we did.

However, easy doesn’t mean a 100% guarantee.

In fact, borrowers may believe credit history and credit score don’t apply when applying for auto title loans.

It does.

If you can’t assure a loan company/business you can make timely payments in a given timeframe, being in their shoes, would you be comfortable lending money? Such is the nature of life.

You Might Lose Your Car

You won’t lose your car right away.

This happens to individuals who make consistently failed payments. If you can’t make monthly payments on time, this may lead to repossession of your car.

Should You Get a Title Loan in Miami?

Don’t let us stop you from applying for car title loans.

If you are in dire need of cash and are a resident of Miami looking for alternative options, car title loans can be an excellent loan option.

Before you apply, be prepared for lenders to ask for certain financial documents and conduct a credit check. [R]

This is a necessary step to give you a better idea of how much money you can borrow from a lender. It’s not as simple as saying you want to borrow X amount of dollars.

3 Steps to Apply for Title Loans in Miami, Florida

Step 1: Send Your Application Online

Apply online using our online form through your desktop computer or smart device.

Step 2: Upload Documents

Submit all the documents needed or requested by your lender:

  • Proof of Residency
  • Vehicle Photos
  • Government-issued ID
  • Clean car title with the owner’s or borrower’s name on it (vehicle registration)
  • Proof of income
  • 2 references

Step 3: Collect Your Cash

After your lender has approved your application, you’ll be able to receive your cash right away!

There are various ways borrowers can collect money, such as:

  • MoneyGram
  • Issued Check
  • Electronic Deposit

Take note each situation is unique. Not all borrowers/residents of Miami will undergo the same process when applying for auto title loans.


Why Was My Auto Title Loan Denied?

There are several reasons why your car title loan in Miami was denied, such as:

  • Insufficient vehicle value
  • Issues with your credit check or history
  • Unstable proof of income
  • Your vehicle title has a lien on it or has no equity [R]

Now, this doesn’t mean you have zero chances of gaining approval from your lender.

It may help to talk to your lender about alternative solutions you can work with.

How Long Is the Repayment Period of a Title Loan?

The repayment period of a title loan is between 1 to 3 years. It’s also possible to customize auto title loans to suit your circumstances.

To set a different repayment period, talk to your lender before proceeding with your application.

Do I Need an Excellent Credit Score When Applying for an Auto Title Loan in Miami?

Not necessarily.

However, a high credit score increases the chances of your title loan approval. Also, you don’t need to be employed to secure a title loan.

What’s more important is having a steady or stable source of income to meet any due payments.

Tips When Applying for Title Loans in Miami, Florida

Read the Fine Print

The devil is in the details.

Don’t just sign and go. Check if there’s any prepayment penalty, interest rates, conditions & rate/s that may affect your interest, title loan terms, and how your interest is calculated.

Determine How Much Your Car Is Worth

This is one way you can use to determine how much cash you can borrow early on.

You’ll need the following information:

  • Mileage
  • Make
  • Model
  • Zipcode
  • Year model

Knowing how much your car is worth will also help determine the collateral of your car.

Let’s say your car is worth $4,000 with $200 pending dues and your lender offers you 25% percentage, then:

(Worth of your car) – (Dues/Fees) x percentage offered by lender = cash you’ll receive

$4,000 – $200 x 25% = $950

Take note, this is just an estimate. This site may be helpful.

Do Proper Research

Not all lenders in Miami will be the best solution for you.

You can’t just apply for a car title loan to any lender in Miami. This is why doing proper research and reading user reviews is a good way to get the best offer on car title loans.

Ask About the Preferred Type of Car

Since car title loans work by using your car as collateral, make sure to ask what type of car your lender prefers.

Some companies in Miami, Florida may not accept cars manufactured before 2000, which is why the make, model, mileage, etc are crucial determinants.

Final Words

Although auto title loans were intended for people with bad credit scores, don’t confuse this with an automatic approval.

Using your car as collateral still has risks, and even though title loans offer an appealing emergency cash fix, it’s only one out of the various options available [R] to you in life.

Then again, if you can afford the payments and interest rate/s associated with title loans, title loans are great short-term options for emergencies.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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