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Home > Florida > Miami

Title Loans in Miami , FL

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


2040 NW 22nd Ave
FL   33142

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

My journey to secure a home title loan with this company was insightful. The transparent terms, fair interest rates, and the value of borrowing against my home title turned a financial decision into an educational experience. Thanks!
John D.
John D.
I've considered various choices for title loans, and this company stands out remarkably. I wholeheartedly recommend them for their committed team, equitable terms, and customer-focused approach. They are highly recommended, especially for... individuals in search of reputable title loan places in Miami.read more
Nikita L.
Nikita L.
I had a fantastic experience with Montana Capital Car Title Loans when I needed financial help. The discover process was smooth, and their team was genuinely supportive – a reliable choice for anyone seeking a title loan solution.
Clemente S.
Clemente S.
I've explored several title loan options, but this particular company truly distinguishes itself. I enthusiastically endorse them due to their dedicated team, fair terms, and customer-centric approach. They come highly recommended,... especially for those seeking reputable title loan places in Miami.read more
Dayana G.
Dayana G.
I've tried a lot of title loan companies, but this one really stands out. They come highly recommended by me because of their committed team, reasonable terms, and customer-focused approach. Thank you Montana Capital Car Title Loans!
Elsie J.
Elsie J.
Managing a business frequently demands financial assistance, and the commercial truck title loans provided invaluable support in sustaining my business during a challenging period. Thank you Montana Capital Car Title Loans!!
Susan T.
Susan T.
Financial support is frequently needed for corporate operations. During a difficult period, their commercial truck title loans helped me maintain the viability of my company.
Curtis T.
Curtis T.
Among all the title loan places I've tried, this one truly stands out. Their customer-focused approach, fair terms, and dedicated staff, especially Manan and Paul, make them my top recommendation.
Candice G.
Candice G.
Running a business often requires financial support. Their commercial truck title loans helped me keep my business afloat during a tough time.
Joy S.
Joy S.
Had an unexpected expense and needed quick cash. Their fast cash title pawn option was exactly what I needed. Friendly service and hassle-free process!
Ann P.
Ann P.
Needed cash urgently, but my bad credit history was a worry. Thankfully, this loan company saved the day with their payday loans for bad credit. No fuss, no judgment, just quick financial help. Grateful for their understanding and support!
Estelle D.
Estelle D.
When I needed extra cash, I discovered the option of payday loans using a car title. The loan company I found allowed me to leverage my car title for a payday loan. It was a convenient solution that helped me address my immediate financial... needs.read more
Wale de Y.
Wale de Y.
For commercial truck title loans, this loan company was the best choice. They specialized in providing loans specifically tailored to the needs of commercial truck owners.
Dwayne C.
Dwayne C.
I discovered Loan Company when searching for a loan provider who could assist me in obtaining a loan despite having bad credit. They guided me through the procedure and were very professional. I was given the money I required after being... approved for the best loan.read more
Tiffany A.
Tiffany A.
Even though I don't have proof of income, I was still able to get a title loan from this company. They were very professional and helped me through the entire process.
Trish G.
Trish G.
Applied for a collateral loan on my car title and was impressed with the amount I was able to borrow. The staff were great and the process was easy. Thanks for your help!
Gloria B.
Gloria B.
I needed a loan to cover some unexpected expenses, and this loan company was there to help me out. The process of the title loan was quick and easy, and I was able to get the money I needed right away.
Brian M.
Brian M.
I've been a customer of their loan lending agency for years and they have always been consistent in their service! I like that they are available 24/7 and their rates are genuine! They just check and approved my title loan with no issues!... I highly suggest them! Thanks!read more
Tanya P.
Tanya P.
I had a really good experience with their agents! I was looking for a title loans near me but I needed proof of income and they were able to find out who would work with my situation and told me how to get the best rate. Thanks!
Gordon W.
Gordon W.
I contacted this loan company when I had bad credit and they helped me out so much. They explained everything to me in detail and helped me get back on track. I definitely recommend them to anyone who is in a similar situation.
Charles P. H.
Charles P. H.
Montana Capital makes pink slip loans straightforward. No credit check or unnecessary documentation required. Despite my poor credit, I got approved for $400 loan in minute.
Heather J.
Heather J.
It was great to get an emergency loan with bad credit, but the amount of money I received against my damaged old car title was incredible. I have no reservations in recommending this company.
Jesus M.
Jesus M.

3 Easy Steps to Get a Car Title Loan in Miami

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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Car Title Loans

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The vehicle’s title

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Miami, Florida

Having trouble with your standard bank loan application? Worried you won’t be able to receive the emergency cash you need on time?

You’ve come to the right place.

Applying for a car title loan in Miami, Florida is a sound option to borrow money and secure your loan.

To help you get started, we’ve compiled a list of requirements to help you on your way! Additionally, we’ll share some tips on how to apply for title loans in Miami!

Requirements Needed to Apply for Title Loans in Miami, Florida

Residents of Miami, Florida will need the following requirements when applying for car title loans:

  • Proof of Income (bank statement, checking account statement, etc.)
  • Proof of Residency (Utility bills/payments, mortgage or lease statement, etc.)
  • Valid Government ID
  • Clean Vehicle Title
  • Vehicle photos (This will typically include your vehicle’s VIN, odometer, and photos of all 4 sides)
  • 2 references

Also, some lenders will require financial documents to determine the loan terms and amount of cash you’re eligible to borrow.

How Do Auto Title Loans in Miami Work?

Title loans are a short-term, secure loan that works by using your vehicle as collateral value for the loan.

Once you’ve applied for a loan, your lender will perform an inspection of your car. Once approved, this determines the loan amounts you can receive.

Auto title loans are also referred to as car title or pink slip loans.

A clean vehicle title that states you are the owner of the vehicle is a primary requirement; however, your credit score and income have a role to play (more on this later).

Are Title Loans for You?

Before applying for a title loan in Miami, let’s discuss the benefits and risks of applying for auto title loans.


Easier Qualification Process

Applying for auto title loans is easier than your standard bank loan.

There’s no need to wait for weeks or months just to get approved. Even better, the process is more lenient.

Flexible and Less Hassle

Don’t you just hate waiting in line?

Even waiting in line to get coffee can become a stressful part of your day.

This is what makes auto title loans stand out.

Since the qualification process is more lenient, you’ll find several loan options available to you, not to mention, a faster application to borrow the cash you need.

Longer Payment Terms

Although auto title loans are short-term loans, it’s possible to extend your loan repayment terms so you have more time to repay the loan amount borrowed.

Take note!

Extending your payment terms depends on your credit history too. This is a discussion you and your lender will have to work out should it be necessary.


Your Title Loan Needs to Have Sufficient Value

Well of course it does.

If your vehicle doesn’t have sufficient value, how can it be used as collateral in the first place, right?

So here’s the thing.

The loan amount you’re eligible to borrow depends on the value of your vehicle. The better its value, the more cash you can borrow.

Your Application May Be Denied

But wait just a minute. Didn’t you say, “Easier Qualification?”

Yes, we did.

However, easy doesn’t mean a 100% guarantee.

In fact, borrowers may believe credit history and credit score don’t apply when applying for auto title loans.

It does.

If you can’t assure a loan company/business you can make timely payments in a given timeframe, being in their shoes, would you be comfortable lending money? Such is the nature of life.

You Might Lose Your Car

You won’t lose your car right away.

This happens to individuals who make consistently failed payments. If you can’t make monthly payments on time, this may lead to repossession of your car.

Should You Get a Title Loan in Miami?

Don’t let us stop you from applying for car title loans.

If you are in dire need of cash and are a resident of Miami looking for alternative options, car title loans can be an excellent loan option.

Before you apply, be prepared for lenders to ask for certain financial documents and conduct a credit check. [R]

This is a necessary step to give you a better idea of how much money you can borrow from a lender. It’s not as simple as saying you want to borrow X amount of dollars.

3 Steps to Apply for Title Loans in Miami, Florida

Step 1: Send Your Application Online

Apply online using our online form through your desktop computer or smart device.

Step 2: Upload Documents

Submit all the documents needed or requested by your lender:

  • Proof of Residency
  • Vehicle Photos
  • Government-issued ID
  • Clean car title with the owner’s or borrower’s name on it (vehicle registration)
  • Proof of income
  • 2 references

Step 3: Collect Your Cash

After your lender has approved your application, you’ll be able to receive your cash right away!

There are various ways borrowers can collect money, such as:

  • MoneyGram
  • Issued Check
  • Electronic Deposit

Take note each situation is unique. Not all borrowers/residents of Miami will undergo the same process when applying for auto title loans.


Why Was My Auto Title Loan Denied?

There are several reasons why your car title loan in Miami was denied, such as:

  • Insufficient vehicle value
  • Issues with your credit check or history
  • Unstable proof of income
  • Your vehicle title has a lien on it or has no equity [R]

Now, this doesn’t mean you have zero chances of gaining approval from your lender.

It may help to talk to your lender about alternative solutions you can work with.

How Long Is the Repayment Period of a Title Loan?

The repayment period of a title loan is between 1 to 3 years. It’s also possible to customize auto title loans to suit your circumstances.

To set a different repayment period, talk to your lender before proceeding with your application.

Do I Need an Excellent Credit Score When Applying for an Auto Title Loan in Miami?

Not necessarily.

However, a high credit score increases the chances of your title loan approval. Also, you don’t need to be employed to secure a title loan.

What’s more important is having a steady or stable source of income to meet any due payments.

Tips When Applying for Title Loans in Miami, Florida

Read the Fine Print

The devil is in the details.

Don’t just sign and go. Check if there’s any prepayment penalty, interest rates, conditions & rate/s that may affect your interest, title loan terms, and how your interest is calculated.

Determine How Much Your Car Is Worth

This is one way you can use to determine how much cash you can borrow early on.

You’ll need the following information:

  • Mileage
  • Make
  • Model
  • Zipcode
  • Year model

Knowing how much your car is worth will also help determine the collateral of your car.

Let’s say your car is worth $4,000 with $200 pending dues and your lender offers you 25% percentage, then:

(Worth of your car) – (Dues/Fees) x percentage offered by lender = cash you’ll receive

$4,000 – $200 x 25% = $950

Take note, this is just an estimate. This site may be helpful.

Do Proper Research

Not all lenders in Miami will be the best solution for you.

You can’t just apply for a car title loan to any lender in Miami. This is why doing proper research and reading user reviews is a good way to get the best offer on car title loans.

Ask About the Preferred Type of Car

Since car title loans work by using your car as collateral, make sure to ask what type of car your lender prefers.

Some companies in Miami, Florida may not accept cars manufactured before 2000, which is why the make, model, mileage, etc are crucial determinants.

Final Words

Although auto title loans were intended for people with bad credit scores, don’t confuse this with an automatic approval.

Using your car as collateral still has risks, and even though title loans offer an appealing emergency cash fix, it’s only one out of the various options available [R] to you in life.

Then again, if you can afford the payments and interest rate/s associated with title loans, title loans are great short-term options for emergencies.

Related Locations

Miami, FL

340 NW 22nd Ave, Miami, FL 33125
View Location

Miami, FL

3030 NW 79th St, Miami, FL 33147
View Location

Hialeah, FL

394 E 41st St., Hialeah, FL 33013
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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