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Title loans in Hialeah, FL

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Hialeah, FL

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

41st Street Auto Inc

394 E 41st St.

Hialeah

33013 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Hialeah

Are you curious about how you can get a title loan in Hialeah?

This guide leads you towards the loan basics, the application experience, and what to expect afterward. Let’s get started!

What Are Car Title Loans?

If you’ve ever pawned an item, you’d understand how auto title loans work.

People resort to selling high-end possessions – jewelry and gadgets, for example – but this can take longer to get money.

When you’re in a dire financial situation and need to pay the bills, you can resort to pawning these high-value items off instead.

The same goes for car title loans.

An auto title loan happens when a vehicle becomes a borrower’s collateral for a loan. If the borrower cannot repay the lender the money owed, the lender seizes the car instead.

Just because you give the lender the car title doesn’t mean you can no longer drive your car.

You can keep and drive your vehicle just as long as you repay the loan. After doing the latter, you can get your car title back.

Just make sure to ask your lender or loan company first if you can keep your vehicle.

How Do You Apply for a Car Title Loan?

The loan and approval process aren’t as complicated as people may think! As long as you have the proper application requirements, you can get money from the loan quickly.

#1 Get Requirements

Personal and Financial Information

Aside from your name and phone number, other personal information may include your address, proof of residency, and birthdate.

also helps with loans. Lenders require the latter to make sure all your documents are consistent.

As long as you have your driver’s license, passport, or other government IDs, you can go through the loan process.

Prepare proof of income as well. You can say you’ll keep your word to repay the title loan, but lenders think otherwise.

If you’re not employed, other documents may suffice. You could own a business or have income from side gigs.

Have ready proof of either one. As long as you provide proof that you can repay your loan, the loan process should be easy.

Car Details

First, you need to provide your vehicle title.

If you don’t have the title or it isn’t under your name, the lender can help.

Aside from your car title, lenders may ask for details about your vehicle. Be ready to provide the year and model of your car.

Mileage may also be a factor. In addition to these details, they may require pictures of your vehicle to evaluate its condition. We explain more of this below.

Car Equity

Have you ever wondered how much of your car you own? Your car equity measures that with monetary value.

If your remaining payments are worth more than your car’s value, then you are in a negative equity position.

Once you start repaying and the value becomes greater than the remaining loan payments, then you are in a positive equity position.

To get your equity value, subtract the amount you owe from its appraised value.

If you still have remaining payments on your car, it’s still possible for title loans to go through. Discuss your options!

Car Condition

The money you get out of a car title loan may depend on your car’s condition. With a car title loan, the first thing lenders may inspect is the brand of your car. Some names have more value than others!

As the vehicle owner, you want your car to have little to no damage in the exterior and the interior.

Scratches, ripped fabric, dents, and holes all factor into the car’s condition.

Added accessories, upgrades, and rare paint jobs positively factor into the car value! If you’ve had work done on the car, you may get more money out of the loan.

While it’s obvious that looks do matter, functionality gets in the way as well. Check your vehicle for mechanical damages.

What About Credit Criteria?

For most loans, traditional banks rely on your credit rating and history.

If a credit check makes you hesitate, don’t worry. Credit checks from auto title loans knock off points from your score, but they’re not as heavy or rigid as bank loans.

Lenders don’t run a credit check all the time, but it’s still a possibility that lenders will take into consideration your credit score.

This one factor is both good and bad. Title loans can be easier to qualify for than standard loans, but that doesn’t mean credit score or credit rating is out of the picture.

After all, how will loan companies gain assurance and safety you can pay for the loan, right?

#2 Call or Fill Out Necessary Information Online

For a faster and more secure loan process in Hialeah, consider going digital.

Most lending companies will have a number you can ring up or an online form to fill out. There’s no need for a store visit!

Avoid waiting in lines or dealing with the hassle of commuting. After all, online forms and calls are much more accessible for many applicants.

Of course, if for some reason you prefer to loan in physical stores, nothing’s stopping you.

Just remember you can process your title loans from the comfort of your own home, and with the how things are now, it’s safer online.

If all goes well, you can find yourself with an approved loan application! After, you can access the loan itself in cash or your bank account. Get your money and use it for whatever you may need.

Interest Regulation in Florida

The Florida Title Loan Act is one important element to note when applying for car title loans in Hialeah.

Before you can pledge your vehicle as collateral, there are several processes the Florida Title Loan covers.

First, all lenders in Hialeah – and all of Florida – must have a license under the Office of Financial Regulation.

If you don’t know if your lender has a license, you can double-check with the Florida Office of Financial Regulation.

Second, before you receive your loan, there must be a written agreement. This agreement gets business between you and the lender down on paper, securing each party involved.

Both of you must express that you understand the terms of the loan and agree to them.

Before going forward with an approved application, make sure you have read and agreed to the terms.

Kinder terms can have the lender notifying you when the car is due for repossession. You can choose to hand the car over to the lender instead of an agent removing it from your home.

Some terms may also include terms that allow you to pay back the loans despite the event of a repossessed car. As long as the lender hasn’t sold the vehicle, the owner can still pay off the loan and get their car back.

However, not all title loans have these terms. When in doubt, it’s best to read the fine print.

Will the lender notify you about possible selling? Is there still a way to pay off the loan amount? Are there any other fees? Is the interest rate what you agreed to?

Loans are risky for anyone involved. As a borrower, you have to get approved, agree to an interest rate, and make enough cash to pay off the entire loan amount within the set date.

Read up! The best solution when dealing with title loans is to be knowledgeable of every possibility and loophole.

Features and Benefits of Getting Car Title Loans in Hialeah

Access Money Quickly

Process auto title loans’ requirements, get on the phone, or fill out an online application. That’s it! You can get the cash you need right after. There’s no need to worry about banks, credit, and other baggage that other types of loans have.

Keep Your Car

With auto title loans, you merely sell the title, but not the vehicle. As you work towards paying off the auto title loan, you can still drive with your car. You don’t need to worry about additional expenses, public transportation, and wasted money on your vehicle.

As long as you repay the loan within the deadline, you get to keep your car.

Have A Secure Process

Unlike banks and other lending companies, you don’t have to show up in person to pledge away your title for a loan.

Stay at home. Call, fill out an online form, and wait.

Keep track of your application, process bills, and know your alternatives. After the lender gets back to you, you’re good to go! Get your money and focus on repayment.

You get to experience a secure, easy way to get title loans.

Repay Easily

You have several choices when paying off your title loans.

You can clear it with a single payment or choose to have an installment plan; however, most lending companies will only have a single payment plan available.

A single payment saves you from accumulated interest rates. However, an installment plan for any loan is much more accessible.

Whether you pay with a bank or in cash, what matters is that you can pay in small chunks until you pay off everything.

In Conclusion

We hope this guide to a car title loan in Hialeah helped you out! Title loans can be easy to process in Hialeah, Florida. Just follow the steps and make sure you’re ready.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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