Title Loan Statistics in Miami, FL
$4,064
Average Title Loan in Miami
$9,347
Average Vehicle Value
17
Loans Funded in 2025
43.5%
Average Loan-to-Value
Based on 17 title loans funded in 2025
Most Common Vehicles for Title Loans in Miami, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Ford | 2011 | 149,750 mi | 4 |
| Chevrolet | 2012 | 128,887 mi | 3 |
| Land Rover | 2018 | 66,000 mi | 2 |
| Hyundai | 2011 | 108,000 mi | 2 |
| Dodge | 2021 | 42,000 mi | 2 |
Recent Title Loans Funded in Miami, FL
The table below shows actual title loans funded in Miami, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Jeep | Cherokee | 47,000 | $4,107 |
| 2006 | Chevrolet | Monte Carlo | 121,060 | $1,425 |
| 2019 | Land Rover | Range Rover Evoque | 49,000 | $8,824 |
| 2014 | Ford | F150 | 133,000 | $6,114 |
| 2023 | Dodge | Challenger | 12,000 | $3,856 |
| 2022 | Mazda | CX-5 | 52,000 | $14,092 |
| 2019 | Dodge | Charger | 72,000 | $3,075 |
Frequently Asked Questions About Title Loans in Miami, FL
Yes. We offer service in Spanish by phone, online, and through montanacapital.com/es. Florida does not have a translated-contract statute, so the practical safeguard is making sure you fully understand every term before signing.
Review the Florida disclosures the Office of Financial Regulation requires: amount financed, finance charge, APR, and total due at the 30-day maturity, along with what happens if you miss it. If a bilingual family member is helping, have them review those figures with you, and ask us in advance what language support is available.
Gig, rideshare, delivery, and self-employed income all count for our ability-to-repay review with documentation that shows a realistic monthly figure. Useful records include 60 to 90 days of bank statements showing deposits, your platform earnings summaries, prior-year tax returns, and any 1099s.
Because gig income can swing week to week, we look at a sustainable monthly average rather than your best stretch, and you should size the loan so the 30-day payment survives a slower period. Keeping your earnings flowing through one bank account makes the income far easier to document.
The loan continues regardless of flooding, so the protection that matters is comprehensive auto coverage, which generally covers flood and storm-surge damage; a home flood policy does not cover your car. Confirm you carry comprehensive and check your hurricane or named-storm deductible.
If your vehicle is totaled, the settlement goes first to us as lienholder up to the balance, with any surplus to you. If a storm disrupts your income, contact us before a payment is missed, since the 30-day extension option and partial-payment requirement give room to work with only when you reach out early.
