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Title loans in Medford

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Sunday:

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Medford

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

LA Automotive

125 N Holly St

Medford

97501 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Medford, Oregon

We’ve all found ourselves in situations where we’re struggling financially.

Sometimes circumstances beyond your control can bring you through hard times. If you’re strapped for cash, then a car title loan may be your saving grace.

If you need to learn more about car title loans and how to apply for them in Medford, Oregon, then you’re in the right place!

After reading this article, you should have no problem understanding title loans and the application process.

What EXACTLY Is a Title Loan?

Car title loans, auto title loans, or title loans use your vehicle’s title as collateral. It’s a great way to get money quickly, as they have a pretty quick process in Medford.

You don’t have to surrender your car because your lender just needs the title. So you’ll still be able to drive it while you have the loan.

Title loans typically DO NOT have pre-payment penalties, though there is no guarantee that all companies follow the standard.

Why Would I Ever NEED a Title Loan?

Same with any loan, you’d need cash during emergencies.

In the case that your savings aren’t enough to handle a medical emergency, family emergency, or any other type of emergency, then you may want to borrow money.

Title loans are a great way to borrow money and pay it back slowly, unlike with a payday loan where you’d have to pay it back during your next payday.

Usually, you wouldn’t get a loan to catch up on bills, though it can definitely be a reason. Though the reason you get one shouldn’t cause a huge problem with your application.

We suggest you weigh the pros and cons of getting an auto title loan before jumping on the boat.

If you apply for a regular bank loan, the process may take some time. Car title loans are usually much FASTER to process.

In addition, it’s a good second option in case you were already rejected from a bank.

What Is the Application Process for a Car Title Loan in Medford, Oregon

Applying for title loans in Medford is not a difficult process. Here are the steps on how to apply for title loans and get money immediately!

  • Get Your Quote

Find your loan company, and fill out their form online. They will normally ask for the make and model of your car, as well as the year it was manufactured and mileage.

After that, fill in your PERSONAL DETAILS, including your name, phone number, and zip code. They should give you a call soon.

  • Wait for Their Call

Make sure you prepare any questions you may have regarding the money lending process. Ask them when they call you, so you know what you’re getting into.

During this call, they should set up your appointment to visit their office. Some companies may perform their credit checks at this stage or when you visit their office.

  • Make an Appointment to Visit Their Location

When you visit their office, make sure you prepare the proper documents.

  • The car title (no copies): Although they require your original title, we recommend you keep a photocopy for yourself.
  • The car: They will have to check your car for quality and any damages, so they determine the value it holds.
  • Your photo identification: A driver’s license will do this. You can even use your passport or any other government-issued idea.
  • Proof of address in Medford: This is to prove that you are a resident of Medford.
  • Pay stubs or bank statements for the past two months: This will help the lender determine your ability to pay back the loan.

If you are currently unemployed but can STILL manage to generate regular income such as child support, pension, or unemployment insurance, they may still consider your case.

If you don’t live in Medford, we suggest you look for information about applying for title loans in your state.

  • Get Your Money

After getting approval for your loan, you should be able to get your money!

Remember to ALWAYS pay on time so that what you owe doesn’t pile up. Remember, this is BORROWED money.

FAQs

Still have questions about Medford title loans? Here are the answers to some frequently asked questions!

Are Auto Title Loans Legal in Medford, Oregon?

Auto title loans are perfectly legal for residents of Medford, OR. Do be mindful of what state you’re from because title loans are not legal everywhere.

So don’t worry too much! The law protects you and the lender. Just follow the rules, and you should be safe.

Borrowers have to be legal residents of Medford, own a car title, and be at least 18 years of age.

Can Title Loan Companies Take My Vehicle?

As long as you make regular payments, a reputable company won’t take your vehicle. This will only happen if you miss a payment.

Some companies in Medford are nice, so it’s possible to come to a compromise for your car title loans. They usually have some flexible payment terms, so be sure to ask.

Can I Apply With Bad Credit?

Bad credit isn’t always a hindrance when applying for title loans. But it’s important to note that lenders MAY perform a credit check. 

They can also reject your application for many reasons, and one of those might be your credit score.

Furthermore, those with better scores may get better loan amounts and interest rates.

What’s important is your ability to pay back the loan. And if they deem that you cannot, then they are likely to reject your application.

Are Title Loans a Good Idea in Medford, Oregon?

Auto title loans are a quick and effective way to gain control of your life. If you need cash for any unforeseen circumstances, it may be a good idea to get a loan.

While the interest rates can be pretty high, it’s easier to apply to than a bank loan. The process is also quicker, so if you need cash quickly, you could benefit from this.

They are completely legal in Medford, Oregon, so at least you’re protected with laws.

What Amount of Money Can I Get for Title Loan in Medford?

The loan amount you can get is solely based on the value of your car. You can usually get around 25% to 50% of the value of your vehicle.

Though many title loan places in Medford set a limit of what you can borrow, we’ve seen the max limit be as low as $5,000 in Medford.

How Many Title Loans Am I Allowed to Have?

You can get as many title loans in Oregon as possible, though you will need to provide a different title per loan. You CAN’T apply for more than one title loan per vehicle.

For example, you’d need to own 5 cars to have 5 title loans.

Final Thoughts

Applying for title loans can be scary. Many people warn you AGAINST it.

But as long as you know what you’re getting into, you find a good company, and you make your regular payments, you should be fine. Money is important, and it’s important to be responsible for it.

Remember to always stay away from loan sharks, check yelp for reviews on these companies, and hold up your end of the deal. 

While credit checks are not always done, do not be surprised if a lender checks yours.

Hopefully, you got to learn more about car title loans from this article and that you now know what to do to apply!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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