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Home > Oregon > Medford

Title Loans in Medford , Oregon

How much cash can i get

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Location Information:

(888)-700-8900
MC representative

Address

125 N Holly St
Medford
Oregon   97501

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

In need of quick cash, I opted for a pink slip loan with them.The process was straightforward, and I got the money I needed by exchanging my vehicle's title. The terms were fair, and the staff was helpful throughout
Ray Caposio
Ray Caposio
1705724118
Montana Capital Car Title Loans delivered exceptional service with their vehicle title loans, providing a quick and efficient solution during a financial crunch. The straightforward process and friendly staff made the experience smooth, and I highly recommend their services for anyone in need of fast and reliable financial assistance.
Dr. Oleta Schinner
Dr. Oleta Schinner
1701498394
My only option was to take out a loan against my car, but this loan provider made everything so simple. The interest rates were unexpectedly low, and they were friendly and professional. I really appreciate their assistance! Thanks!!!!!
Seibold Daniel
Seibold Daniel
1698733052
Their low-interest title loans completely transformed my financial situation. Not only did I secure the much-needed financial assistance, but the exceptionally affordable interest rates turned it into a remarkably hassle-free experience. It's evident that they hold their customers in high regard. Thanks a lot Montana Capital Car Title Loans!!
Shelia Simmons
Shelia Simmons
1698411615
Borrowing money against my car was a last resort, but this loan company made the process so easy. They were professional, kind, and the interest rates were surprisingly low. I'm so grateful for their help!
Cindy Nelson
Cindy Nelson
1696394152
Their low-interest title loans were a game-changer for me. Not only did I get the financial support I needed, but the manageable interest rates made it a stress-free experience. They truly value their customers.
Pamela Ellis
Pamela Ellis
1694779013
This lending provider surpassed my expectations when I searched for "title loans for cars near me." I received excellent help from their helpful and amiable staff throughout the entire procedure. The speed with which I received the money I required impressed me, and their professionalism made the process stress-free. dependable option for anyone looking for immediate financial assistance!
Joy Reed
Joy Reed
1692590739
When it comes to the best car title loans, this company exceeded my expectations. Their competitive rates and excellent customer service made them stand out from the rest.
Stephanie Murphy
Stephanie Murphy
1690459559
Obtaining out-of-state title loans from this company was a breeze. Their process was seamless, and the customer service was exceptional. They understood the unique challenges and requirements of my situation, and they provided me with the funds I needed quickly. Highly recommended for hassle-free out-of-state title loans!
Irene Bowman
Irene Bowman
1689654897
I was able to get a loan with my car title through this loan company. They accepted my vehicle as collateral, and the loan amount was based on its value.
Don Wilson
Don Wilson
1685347448
I was really struggling to make ends meet, and then I found out about auto title loans from this company. I was a little hesitant at first, but I decided to give it a try. I'm so glad I did! The process was super easy and fast, and I got the money I needed with no credit check
Hazel Schmidt
Hazel Schmidt
1678514461
I needed a title loan and found a great company that offered title loan places near me. The process was easy and the staff was friendly. I was able to get the money I needed and it was a great option for me.
Nichole Wallace
Nichole Wallace
1674815193
The company was very professional and helpful when I needed an emergency loan with bad credit. They provided me with the funds I needed quickly and without any hassle.
Brenda Elliott
Brenda Elliott
1673262118
I had an emergency and needed a loan, but I have bad credit. This company helped me out, and I really appreciate it.
Rebecca Willis
Rebecca Willis
1672483747
I needed some quick cash and this loan company was able to provide me with an auto title loan. The process was quick and easy and I was able to get the money I needed. I would recommend this loan company to anyone in need of quick cash.
Melody Bryant
Melody Bryant
1671281018
I was in a tough spot financially and needed some quick cash. Title cash loans from this loan firm were the perfect solution for me. They were quick and easy to apply for, and I received the money I needed within a few days. I would recommend their services to anyone in a similar situation.
Kathleen Bowman
Kathleen Bowman
1670663702
It is a pefect company for individuals looking for pink slip loans and I am sayng it because I took a loan from this company 3 month backand this company made the whole experience a positive event. Thank you so much.
Jayne Andrews
Jayne Andrews
1664176646
I was skeptical about the whole thing until I gave them a call. Many reviewers had claimed this company was perfect for emergency loan with bad credit. And they were right. I certainly rate this company very high.
Debra Dennis
Debra Dennis
1664015278
Thank you so much for getting me approved for a place a lien on your title loan quickly. We are really impressed by your quick service. 5 Stars!
Reto Schmid
Reto Schmid
1652103487
My bills needed to be covered and I had a problem that needed to be fixed at the moment. They provided me with an online bad credit loans immediately without much delay.
Patrick Williams
Patrick Williams
1637231036
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3 Easy Steps to Get a Car Title Loan in Medford

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Medford, Oregon

We’ve all found ourselves in situations where we’re struggling financially.

Sometimes circumstances beyond your control can bring you through hard times. If you’re strapped for cash, then a car title loan may be your saving grace.

If you need to learn more about car title loans and how to apply for them in Medford, Oregon, then you’re in the right place!

After reading this article, you should have no problem understanding title loans and the application process.

What EXACTLY Is a Title Loan?

Car title loans, auto title loans, or title loans use your vehicle’s title as collateral. It’s a great way to get money quickly, as they have a pretty quick process in Medford.

You don’t have to surrender your car because your lender just needs the title. So you’ll still be able to drive it while you have the loan.

Title loans typically DO NOT have pre-payment penalties, though there is no guarantee that all companies follow the standard.

Why Would I Ever NEED a Title Loan?

Same with any loan, you’d need cash during emergencies.

In the case that your savings aren’t enough to handle a medical emergency, family emergency, or any other type of emergency, then you may want to borrow money.

Title loans are a great way to borrow money and pay it back slowly, unlike with a payday loan where you’d have to pay it back during your next payday.

Usually, you wouldn’t get a loan to catch up on bills, though it can definitely be a reason. Though the reason you get one shouldn’t cause a huge problem with your application.

We suggest you weigh the pros and cons of getting an auto title loan before jumping on the boat.

If you apply for a regular bank loan, the process may take some time. Car title loans are usually much FASTER to process.

In addition, it’s a good second option in case you were already rejected from a bank.

What Is the Application Process for a Car Title Loan in Medford, Oregon

Applying for title loans in Medford is not a difficult process. Here are the steps on how to apply for title loans and get money immediately!

  • Get Your Quote

Find your loan company, and fill out their form online. They will normally ask for the make and model of your car, as well as the year it was manufactured and mileage.

After that, fill in your PERSONAL DETAILS, including your name, phone number, and zip code. They should give you a call soon.

  • Wait for Their Call

Make sure you prepare any questions you may have regarding the money lending process. Ask them when they call you, so you know what you’re getting into.

During this call, they should set up your appointment to visit their office. Some companies may perform their credit checks at this stage or when you visit their office.

  • Make an Appointment to Visit Their Location

When you visit their office, make sure you prepare the proper documents.

  • The car title (no copies): Although they require your original title, we recommend you keep a photocopy for yourself.
  • The car: They will have to check your car for quality and any damages, so they determine the value it holds.
  • Your photo identification: A driver’s license will do this. You can even use your passport or any other government-issued idea.
  • Proof of address in Medford: This is to prove that you are a resident of Medford.
  • Pay stubs or bank statements for the past two months: This will help the lender determine your ability to pay back the loan.

If you are currently unemployed but can STILL manage to generate regular income such as child support, pension, or unemployment insurance, they may still consider your case.

If you don’t live in Medford, we suggest you look for information about applying for title loans in your state.

  • Get Your Money

After getting approval for your loan, you should be able to get your money!

Remember to ALWAYS pay on time so that what you owe doesn’t pile up. Remember, this is BORROWED money.

FAQs

Still have questions about Medford title loans? Here are the answers to some frequently asked questions!

Are Auto Title Loans Legal in Medford, Oregon?

Auto title loans are perfectly legal for residents of Medford, OR. Do be mindful of what state you’re from because title loans are not legal everywhere.

So don’t worry too much! The law protects you and the lender. Just follow the rules, and you should be safe.

Borrowers have to be legal residents of Medford, own a car title, and be at least 18 years of age.

Can Title Loan Companies Take My Vehicle?

As long as you make regular payments, a reputable company won’t take your vehicle. This will only happen if you miss a payment.

Some companies in Medford are nice, so it’s possible to come to a compromise for your car title loans. They usually have some flexible payment terms, so be sure to ask.

Can I Apply With Bad Credit?

Bad credit isn’t always a hindrance when applying for title loans. But it’s important to note that lenders MAY perform a credit check. 

They can also reject your application for many reasons, and one of those might be your credit score.

Furthermore, those with better scores may get better loan amounts and interest rates.

What’s important is your ability to pay back the loan. And if they deem that you cannot, then they are likely to reject your application.

Are Title Loans a Good Idea in Medford, Oregon?

Auto title loans are a quick and effective way to gain control of your life. If you need cash for any unforeseen circumstances, it may be a good idea to get a loan.

While the interest rates can be pretty high, it’s easier to apply to than a bank loan. The process is also quicker, so if you need cash quickly, you could benefit from this.

They are completely legal in Medford, Oregon, so at least you’re protected with laws.

What Amount of Money Can I Get for Title Loan in Medford?

The loan amount you can get is solely based on the value of your car. You can usually get around 25% to 50% of the value of your vehicle.

Though many title loan places in Medford set a limit of what you can borrow, we’ve seen the max limit be as low as $5,000 in Medford.

How Many Title Loans Am I Allowed to Have?

You can get as many title loans in Oregon as possible, though you will need to provide a different title per loan. You CAN’T apply for more than one title loan per vehicle.

For example, you’d need to own 5 cars to have 5 title loans.

Final Thoughts

Applying for title loans can be scary. Many people warn you AGAINST it.

But as long as you know what you’re getting into, you find a good company, and you make your regular payments, you should be fine. Money is important, and it’s important to be responsible for it.

Remember to always stay away from loan sharks, check yelp for reviews on these companies, and hold up your end of the deal. 

While credit checks are not always done, do not be surprised if a lender checks yours.

Hopefully, you got to learn more about car title loans from this article and that you now know what to do to apply!

Related Locations

Medford

1313 Court St, Medford, Oregon 97501
View Location

Springfield

3816 Main St, Springfield, Oregon 97478
View Location

Eugene

929 W 7th Ave, Eugene, Oregon 97402
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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