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Title loans in Eugene

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Eugene

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Brad's Car Tunes

929 W 7th Ave


97402 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Eugene, Oregon: Get Instant Money at Your Doorstep

If you’re stuck in the middle of an emergency with no other way to get some much-needed money, car title loans could be the best and easiest option for you!

Title loans are quick and simple, and compared to bank loans, they are as close to hassle-free as you can get!

Read on if you’re down to apply for a car title loan in Eugene, Oregon!

Car Title Loan: A Brief Gist

Car title loans/pink slip loans are loans wherein you give the right of a title as collateral to the lender for a loan.

Simply put, these loan terms state that you give up ownership of your car to the lender in exchange for cash – which you will then have to pay off to get back the title of your vehicle.

It’s as EASY as that.

Once your car gets approval, the title loan lender will check the value of your vehicle and finish any financial checks. 

Once they’ve done these, the money is now YOURS!

Why Get an Auto Title Loan in Eugene, Oregon?

Let’s say you’re in immediate need of cash. You have to pay the house bills, make a final downpayment, pay for an emergency, etc.

Whatever they may be, car title loans will likely be a BETTER option than bank loans for such situations.

We know we keep saying that it’s an easy way to get some cash fast but allow us to explain why!

Loan Term Flexibility

This is a big draw, but please note that some auto title loans in Eugene, OR, give a highly flexible time for repayment. (NOTE: ONLY SOME and NOTE ALL)

If you compare the sheer speed and amount of the loan you get from the lender to the time you have to pay it back – it’s a pretty good deal.

Most loan terms in Eugene, OR will allow borrowers to pay back the loan in 1 to 3 years.

This gives you a lot of time to save up or earn enough cash to repay the entirety of the loan.

REMEMBER: when applying for a car title loan, make sure you check all of the available repayment options and select the best one for you.

Don’t be afraid to ask your lender questions!

They may have a BETTER repayment plan than the one you saw first, but you’ll never know if you don’t ask.

Quick & Easy Application Process

Applications for car title loans are easy peasy!

Most, if not all, lenders in Eugene, OR, have an online application process.

It’s the simplest form, and it only asks for basic information, such as:

  • Vehicle model
  • Make
  • Year
  • Mileage

Applying will take literally minutes, and all you have to do is give ALL the necessary information and documents, then allow the experts to review your application and vehicle.

All of this will take less than a day, and some lenders in Eugene even boast not only application approval but full loan approval in just 15 minutes!

If that isn’t easy, we don’t know what is.

You Can Use Your Car

Now, many people think that giving up the car title in exchange for money means that they can’t use the car until they’ve paid back the loan.

That isn’t the case.

With an auto title loan, you can actually use your car while paying off your loan. The lender doesn’t actually take your car when they approve your loan.

So, while you’re paying for any emergencies, footing all the bills, you can still use your car!

The only time that the lender takes your vehicle away is if you do not pay the loan back within the agreed-upon time.

So, as long as you’re sure you can pay back your loan, there’s no need to worry about losing your vehicle!

Are There Any Downsides to Auto Title Loans?

As with anything in life, there are, of course, some risks involved, and that includes title loans.

We want to give you all the essential information about title loans to make the best-informed decision about whether or not this is the loan to choose.

Read on to find out what the downsides are with getting a car title loan!

Some Lenders Check Your Credit Score

If you don’t have a good or decent credit score, pay close attention.

Usually, when you apply for a payday loan in a bank or credit union, they perform a financial check, including a credit check.

So, if your credit score is NOT that good, say goodbye to your chances of borrowing cash.

The same applies to car title loans because some lenders will perform a credit check to go over your credit score. 

The only difference between payday loans and title loans is that you will NOT be rejected right away.

However, bear in mind that anyone with a higher credit score will secure BETTER deals.

Short Repayment Terms

We know that we mentioned earlier that SOME auto title loan lenders have flexible repayment options, but we also have to tell you that this isn’t the case for many lenders.

Usually, title loan lenders will give you 15 to 30 days to repay your loan, which is little to no time at all, seeing as you needed immediate money literally just 30 days ago.

So, keep this in mind. You already have your loan, but you’re still going to have to pay for it within a month.

High-Interest Rate

So, if you’ve ever heard rumors of title loans being difficult to pay off – this might be where it comes from.

Sure, you get your money super quickly, and yes, maybe some lenders will give you some time to pay but more often than not, you’ll come across this issue with most title loans.

When looking at the loan terms, you might find that the interest rate says 20%. Do not assume that this means the rate is annualized – i.e., interest over a year.

Given that we just said most title loans would give you only up to 30 days to complete your payments, then that means the 20% interest is actually 240%.

We know, yikes!

240% is actually a generous amount. Some title loan interest rates will even go up to 300%.

Those interest rates in that amount of time mean that you’re going to end up paying way more than the loan amount you borrowed.

You Could Lose Assets

Now that we have covered the financial risks, what if you can’t pay back the loan?

Well, because it was clearly stated that the car is the COLLATERAL, your title lender has the power to take away your car. 

Once you have the title loan, your lender owns your vehicle title. The entire time you are paying off the money given to you, technically, your car is on loan.

Technically, you’re using the company’s car.

So, if you can’t pay them back for using the money they gave you, they can repossess your vehicle.

How to Apply for a Car Title Loan in Eugene, Oregon?

Now that you have all the necessary information about car title loans – what are they, what are the benefits and the risks – and you’ve decided that you want to apply, here’s how!

Step 1: Choose Your Loan Provider

This is the MOST CRUCIAL STEP in the loan process, so please do not choose a random lender!

Do some research on vehicle title loan services in Coeur d Alene, ID, and you will easily find many options available to you.

Make sure to read through all of the information that their websites have to offer.

The BEST title loan lender is the one that suits your needs the most. 

We suggest doing a little crowdsourcing and checking out any of the previous customers’ reviews about the lender.

Remember to ask questions if you don’t understand what services they provide or if you want to know more about their business.

TIP: Good lenders ALWAYS clarify any confusions you may have.

As much as you need immediate money, it is still most important to make sure you are entering into a contract with lenders that you can trust.

Step 2: Fill Out Your Application

Once you’ve decided on your chosen lender, go ahead and fill out the application for a loan.

We mentioned before that filling out the application is really easy to do. There aren’t too many questions or overly complicated documents to fill out.

Make sure to review your application and state all your information as clearly and correctly as possible to avoid any problem during or later on in the process.

Step 3: Provide Your Documentation

At this point, lenders want the proper documentation to make sure that all your information is LEGITIMATE.

Title loan lenders in Coeur d Alene will usually ask for the following:

  • Vehicle title or pink slip
  • A Photo ID or government-issued ID
  • Proof of Income
  • Proof of Insurance
  • Proof of Address
  • Social Security Number
  • Photos of your vehicle (all 4 sides, including VIN and odometer)

Some may or may not ask for all these documents.

All these steps essentially follow in the same manner for every title loan process.

Step 4: Get Your Money!

Once the lenders have gotten your vehicle’s equity value, you can now read and review your loan documents before signing them.

Once signed, you will have your loan, and you can spend your cash on whatever it is you need to make payments for!

FAQs for Coeur d Alene Car Titles

Here are a few of the subjects that often come up when discussing car title loans in Coeur d Alene.

How Much Value Can I Get From a Car Title in Eugene?

For all car title loans, the loan amount you get will depend on the lender and the equity value they rate your vehicle.

Some lending companies have policies for a minimum value loan amount regardless of whether the vehicle passes the inspections.

Would I Ever Be Denied a Car Title in Eugene?

There is always a possibility of being denied.

You may not get title loans in the Coeur d Alene area if your car is too old or if it has racked up too much mileage.

Also, another factor that many deny your application is your ability to pay the loan, or lack thereof. 

Can I Still Apply for an Auto Title Loan Even if I Don’t Have a Bank Account?

Sure. It will depend on state rules and the lender, but a bank account isn’t necessary for car title loans. Some lenders will require it so that you can repay the money.

However, there are OTHER WAYS you can pay back the loan if you don’t have a bank account.

You can show the following:

  • Bank statements
  • Proof of income
  • Proof of business ownership
  • Proof of employment

Depending on the state of your financials, you may get a better or worse loan contract.

Remember that in all cases, you have to ask!

Do I Need to Be Employed to Qualify for a Car Title Loan?


The lender will likely check if you have other forms of income or business to ensure you can pay back the collateral.

You can even try out some part-time gigs or side projects to generate your own income.

The bottom line is for you to repay the loan amount, so go ahead and pursue whatever method works.

Are Auto Title Loans Payday Loans?

No, although they do have a lot of similarities.

For payday loans, you use a postdated check instead of your car title as collateral. It’s usually the value of the one you get on your next payday.

Apply for a Car Title Loan in Eugene, Oregon!

You can apply for many kinds of loans, but maybe the one that suits your situation the best is vehicle title loans!

We hope that we have given you everything you need to know about title loans in Eugene!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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