Home > Locations > Oregon > Springfield

Title loans in Springfield

Fill in the online form


Call us now

Open hours

Mon - Fri:

9am - 7pm
10am - 4pm


Brad's Car Tunes #2

3816 Main St


97478 Oregon

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


Our main

Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

icon of service

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

icon of bag with dollar sign

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

icon of building

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

icon of bag with dollar sign

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

icon of dollar sign

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

icon of people and stars

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Springfield, OR

What do you do if you are looking for extra funds to address your emergency needs? Title loans are a fantastic solution for you!

Let’s discuss the loan process in Springfield, Oregon, so you can then pay it back once you’re back on your feet!

Why Should You Get Car Title Loans?

Title loans offer a fast and hassle-free loan service. You can even get instant approval!

You AREN’T guaranteed any of these advantages when applying for loans from banks and other financial institutions around Springfield, 

Title loans (aka pink slip loans or title pawns) are short-term collateral loans that will give borrowers like you a way to use your vehicle title as collateral in exchange for instant funds.

You can get loans from a direct lender by simply giving them a legal claim to your car’s ownership until you pay the loan off. Interest rates can get quite high, though.

The great news is that some of the best title loan creditors are in KS. Many are more than willing to lend you a helping hand if you ever need financial help.

Most, if not all, offer a fast online service to help you maximize yourself in this process.

Now you can easily get cash anytime you need it!

Title Loans vs. Payday Loans

These two loan types differ in several things:

  • Instead of issuing a check for payday loans, you use your vehicle as collateral for auto title loans.
  • You can borrow more cash with title loans. 
  • The interest rates for title loans are relatively lower compared to payday loans.

How Does Bad Credit Affect My Car Title Loan?

We know you’ve heard that you’re guaranteed a car title loan even if you have bad credit.

This isn’t the same for all lenders. 

Depending on your status, some lenders MAY still perform a credit check. What’s vital in title loans is your ability to pay for them.

This means that if you have serious financial issues, it will be more difficult for you to take out this loan IF the lender conducts a credit check.

Moreover, if you can apply for title loans despite your poor credit and get approval, know that you’ll likely receive a worse deal and higher interest compared to another borrower with better credit.

Loan Application Process in Springfield

If you need instant cash for any emergency, direct lenders will provide you with auto title loans after you get approved. The value of your vehicle will determine the EXACT AMOUNT you will get.

What Documents Do I Need to Get A Car Title Loan Approval in Springfield, OR?

If you want to get instant approval, make sure to keep the following documents ready:

  • Proof of Age
  • Proof of residence (i.e., ID with address): Only Oregon residents can obtain loans in Springfield. This will allow them to stay in touch with you. Moreover, it makes it easy to come and inspect the car’s condition before approving it as collateral.
  • Your car: lenders need to inspect your car to determine how much they can lend you. If it’s damaged/not working, the lender will likely refuse to lend you funds.
  • Social security number
  • Any valid state-issued proof of identity (government ID, such as your driver’s license).

Additional Requirements SOME Lenders May Require for a Title Loan in Springfield

Depending on the lender and the amount you’re borrowing, some lenders may require you to submit additional documents.

Be honest with any disclosure you’ll make to avoid complications.

  • Bank Account
  • Proof of income and employment (payslip, bank account statement, etc.)
  • NOT ALL providers require these documents, but submitting these will increase your chances of approval.
  • What’s essential is that your income is enough to make them believe you can pay the loan amount back.
  • You can also try to convince your lenders to allow you to pay in installments, especially if you’re loaning a big amount.
  • Proof of valid vehicle insurance
  • Credit checks 
  • Credit checks aren’t mandatory. Some guarantee that they won’t perform any credit checks.

What to Do Before Signing

Congratulations on getting to this step! All you have to do is receive your contract and sign it.

BUT there are a few things you need to remember in all that excitement. Make sure to double-check the contract BEFORE signing anything.

Read everything carefully, verify that the information is correct, then sign it.

NOTE: DO NOT sign the contract/agree to anything if:

  • The lender does not give you any contract
  • The contract does not contain the legal stamps required in Oregon
  • The contract contains the wrong information

At this step, some lenders may ask for more details from you. That’s normal. You need to fulfill any disclosure they’ll require.

In general, a lender needs additional documents if you’re taking out a lot of cash. Not all lenders will require MORE paperwork, but it pays to be prepared just in case.

If the loan amount is small (i.e., not exceeding $500), any additional verification is likely unnecessary.

How to Ensure Your Loan Gets Approved

With a nearly instant process, you can get a loan without any hassle and worry.

After calculating the number, the lender will typically issue your check on the same day. Just remember that you need to pay off the title pawn within the time limit set by them.

Getting cash loans approved is a straightforward task for nearly all Oregon residents. Just provide them with all the requisite documents like identity proof, income proof, driver’s license, etc.

You also need to ensure that your vehicle is working because all car title loans will be based on your vehicle’s value.

When Will I Get Approval for My Online Title Loan Application in Oregon?

Getting a loan now is easier than ever! Pre-approvals for title loans are instant. Most title loans get approved quickly, with many guaranteeing same-day approvals. 

Getting fully approved may take 24 hours. This is because lenders need time to:

  • Inspect your vehicle
  • Underwrite your loan
  • Verify your personal information.

Once you’re approved, you’ll get your loan funds as soon as possible. 

The best and fastest way to most loan amounts is to apply online, though a larger amount may require additional time or verification.

Many online title loan providers in Springfield offer quick applications that only take minutes to fill in! Oregon lenders use a variety of methods to get you your funds quickly.

Depending on your needs and how you choose to receive your loan amount, it can take your lender as little as a few minutes to a few business days. 

  • If you decide to accept a check, you will get your funds in minutes.
  • If you opt for an electronic deposit, you will get your money within 2 to 3 business days.
  • All other payment options usually take 3 business days or more.

Can I Do More Than One Title Loan Procedure in Springfield?


If you already have a previous title loan, some lenders can help you refinance your existing title loan and save you money.

Refinancing a title loan means you need to find a new lender who will pay off the amount you owe to an old lender (the previous loan).

The balance from the old one will then be transferred over by your lender to your new title loan with lower interest. 

Factors That Can Get Your Application Rejected

Insufficient Car Value

If the vehicle’s value is not enough to secure your loan, the lender may reject your application. In this case, it’s best to consider other alternatives for getting a loan.

If your vehicle title contains a lien or doesn’t have enough equity, you will likely be disqualified from getting the title loan.

However, some title loan lenders may be more relaxed with this requirement.

Wrong or Insufficient Documents

The accuracy of your documents is PARAMOUNT!

If you don’t submit the necessary information and documents your lender requires, you could jeopardize your application. 

Any forged/incorrect documents can also result in the rejection of your application.

Remember that your lender is looking to evaluate your ability to pay and the reliability of payment. Your documents are the only way they can check that.

Also, don’t forget that your car title has to be clear, meaning there are no liens or outstanding debts/judgments on it.

Are There Alternatives to Title Loans in Oregon?

While title loans are a hassle-free way to get cash, they can be risky if you fail to repay the loan amount on time. Remember that you can lose your vehicle if that happens.

Don’t lose hope!

Here are some affordable alternatives you might want to consider before making a decision.

Credit Card Counseling service

Contacting your local credit counseling service might help you sort out your finances, that too, at a reduced interest rate or even for free, depending on the circumstances.

Payment Plan

If you have pre-existing debts, it’s never a good idea to borrow additional cash to repay those old loans.

Having a payment plan and working it out with your creditors is always the first thing you should do if you’re having trouble paying them back.

Seek Help From Others

Borrowing from a person you trust, like friends or family, can be a difficult and embarrassing thing to do, but it’s worth a shot.

If you have someone who is in a position to lend you money without causing them any financial problems, try asking for help. However, we don’t recommend this for big amounts.

You can also look for financial help from a credit union, charity or government agency. Of course, this depends on whether they can accommodate you.

Tips to Making Your Vehicle Look Its Best to Secure Auto Title Loans

  • Make sure the electrical components of your car are fully stable and functional. [R]
  • Check the radio [R] and all the other components of the dashboard. If you discover any issues, fix them if you can or take them to a vehicle mechanic.
  • Wash your car [R] before the lending company checks it out. This helps make your car look more presentable.
  • Check your tires to see that they are well gauged and the rims are in good condition.
  • To be sure everything’s doing fine, do a test drive for your car.


Remember that if you don’t, any Springfield-based lender can repossess your vehicle then sell it to recover your loan.

Title pawns are a convenient way to meet your financial needs if anything comes up. The loan amount is flexible, and all you need is a car!

We hope this made getting the extra cash loan from your auto title loan lender in Springfield easier!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Skip to content