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Home > Oregon > Springfield

Title Loans in Springfield , Oregon

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


3816 Main St
Oregon   97478

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans, a direct lender that specialized in bad credit, salvaged my financial position by providing me with a short-term loan. The application process was simple, and the approval process happened very quickly.
Arthur A. Drake
Arthur A. Drake
Montana Capital Car Title Loans proved to provide best loans for bad credit, offering fair terms and excellent customer support. Their understanding approach & efficient process made it easy for me to secure the funds I needed, making them my top choice for anyone facing similar credit challenges.
Rosalyn Sawayn
Rosalyn Sawayn
Montana Capital Car Title Loans proved to provide best loans for bad credit, offering fair terms and excellent customer support. Their understanding approach and efficient process made it easy for me to secure the funds I needed, making them my top choice for anyone facing similar credit challenges.
Rosalyn Sawayn
Rosalyn Sawayn
Montana Capital Car Title Loans stands out for providing the best loans for bad credit, offering a lifeline when traditional options seemed unavailable. Their understanding team and reasonable terms made the entire process surprisingly accessible, turning a challenging situation into a positive financial solution.
Alessio Grasso
Alessio Grasso
During a challenging financial phase, I found the perfect solution in title loans with monthly payments. This lender provided me with adaptable payment schedules and competitive interest rates, significantly simplifying my financial management. Thanks a lot!!
Jan Meyer
Jan Meyer
Title loans with monthly payments were exactly what I needed to get through a difficult financial period. This company offered flexible payment plans and competitive rates, which made it easier for me to manage my expenses.
Maggie Fernandez
Maggie Fernandez
I discovered this loan provider while looking for nearby online car title loans, and it has truly saved my life. It was really convenient to apply for a loan thanks to their user-friendly online application process. I was delighted by the team's quick response time and effective management of the entire process.
Maxim Berezin
Maxim Berezin
I was in a tough financial situation and worried about my bad credit when I came across this loan company offering car title loans for bad credit. I decided to give it a try, and I am so glad I did! I got the money I needed and worked towards improving my credit score at the same time.
Sandy Simpson
Sandy Simpson
I was in need of some quick cash, and borrowing money against my car title was the perfect solution. This loan company made the process simple and hassle-free. They provided clear terms and excellent customer service. I was able to get the funds I needed without any complications. Highly recommended for car title loans!
Arlene Henderson
Arlene Henderson
I was hesitant about title loans without seeing the car, but this company made the process easy and convenient. They evaluated my vehicle remotely and provided the loan quickly.
Ian Jennings
Ian Jennings
This business is fantastic! Without my car being there, I was able to obtain a title loan. They assisted me throughout the entire procedure and were very professional. They are a company I wholeheartedly endorse to anyone in need of a loan.
Bernice Cooper
Bernice Cooper
If you're in Springfield and in need of a loan, I highly recommend checking out the options with this loan firm. I found the loan process to be quick and straightforward, and I was able to get the funds I needed to take care of my expenses. Thank you for the help!
James Grier
James Grier
I was in need of some quick cash and found a company that offered vehicle title loans near me. The process was easy and the staff was friendly. I was able to get the money I needed and it was a great option for me.
Jacqueline Ryan
Jacqueline Ryan
I had an emergency and needed a loan, but I have bad credit so I was worried I wouldn't be able to get one. But this company was really helpful and gave me the loan I needed. I'm really grateful for their help.
Alicia Jensen
Alicia Jensen
I had a very poor credit score and was looking for a loan company that could help me out. I found this company online and they were able to help me get a loan with a very reasonable interest rate. I would definitely recommend them to anyone with poor credit.
Jason Nelson
Jason Nelson
When I was looking for a loan to purchase my semi truck, I found this company and they were able to help me out. I was a little worried at first, but they explained the process and it was simple. I would recommend them to anyone in a similar situation.
Lana Wood
Lana Wood
I am very pleased with the service I received from this loan company. The process was very straightforward and the requirements were clearly explained. I would definitely recommend this company to anyone in need of a loan.
Brandon Walters
Brandon Walters
These guys will be unforgettable for me. My circumstances were very poor and credit rating were so bad that no company was willing to give me loan. But thankfully, I got this company's contact and my loan was approved in just 2 hours. Thanks.
Johnnie Schmitz
Johnnie Schmitz
I never expected my experience to be so perfect. From inquiry to reimbursement of my car title loan, everything was top notch. It is really a high quality service among all companies that pay off title loans nearby my location.
Olga Wheeler
Olga Wheeler
I took out a loan with Montana Capital Car Title Loans and they quickly responded. They were fast, efficient, reliable and easy to contact. Their customer service is excellent. Their interest rates are the lowest in the business.
Alicia Snyder
Alicia Snyder

3 Easy Steps to Get a Car Title Loan in Springfield

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Springfield, OR

What do you do if you are looking for extra funds to address your emergency needs? Title loans are a fantastic solution for you!

Let’s discuss the loan process in Springfield, Oregon, so you can then pay it back once you’re back on your feet!

Why Should You Get Car Title Loans?

Title loans offer a fast and hassle-free loan service. You can even get instant approval!

You AREN’T guaranteed any of these advantages when applying for loans from banks and other financial institutions around Springfield, 

Title loans (aka pink slip loans or title pawns) are short-term collateral loans that will give borrowers like you a way to use your vehicle title as collateral in exchange for instant funds.

You can get loans from a direct lender by simply giving them a legal claim to your car’s ownership until you pay the loan off. Interest rates can get quite high, though.

The great news is that some of the best title loan creditors are in KS. Many are more than willing to lend you a helping hand if you ever need financial help.

Most, if not all, offer a fast online service to help you maximize yourself in this process.

Now you can easily get cash anytime you need it!

Title Loans vs. Payday Loans

These two loan types differ in several things:

  • Instead of issuing a check for payday loans, you use your vehicle as collateral for auto title loans.
  • You can borrow more cash with title loans. 
  • The interest rates for title loans are relatively lower compared to payday loans.

How Does Bad Credit Affect My Car Title Loan?

We know you’ve heard that you’re guaranteed a car title loan even if you have bad credit.

This isn’t the same for all lenders. 

Depending on your status, some lenders MAY still perform a credit check. What’s vital in title loans is your ability to pay for them.

This means that if you have serious financial issues, it will be more difficult for you to take out this loan IF the lender conducts a credit check.

Moreover, if you can apply for title loans despite your poor credit and get approval, know that you’ll likely receive a worse deal and higher interest compared to another borrower with better credit.

Loan Application Process in Springfield

If you need instant cash for any emergency, direct lenders will provide you with auto title loans after you get approved. The value of your vehicle will determine the EXACT AMOUNT you will get.

What Documents Do I Need to Get A Car Title Loan Approval in Springfield, OR?

If you want to get instant approval, make sure to keep the following documents ready:

  • Proof of Age
  • Proof of residence (i.e., ID with address): Only Oregon residents can obtain loans in Springfield. This will allow them to stay in touch with you. Moreover, it makes it easy to come and inspect the car’s condition before approving it as collateral.
  • Your car: lenders need to inspect your car to determine how much they can lend you. If it’s damaged/not working, the lender will likely refuse to lend you funds.
  • Social security number
  • Any valid state-issued proof of identity (government ID, such as your driver’s license).

Additional Requirements SOME Lenders May Require for a Title Loan in Springfield

Depending on the lender and the amount you’re borrowing, some lenders may require you to submit additional documents.

Be honest with any disclosure you’ll make to avoid complications.

  • Bank Account
  • Proof of income and employment (payslip, bank account statement, etc.)
  • NOT ALL providers require these documents, but submitting these will increase your chances of approval.
  • What’s essential is that your income is enough to make them believe you can pay the loan amount back.
  • You can also try to convince your lenders to allow you to pay in installments, especially if you’re loaning a big amount.
  • Proof of valid vehicle insurance
  • Credit checks 
  • Credit checks aren’t mandatory. Some guarantee that they won’t perform any credit checks.

What to Do Before Signing

Congratulations on getting to this step! All you have to do is receive your contract and sign it.

BUT there are a few things you need to remember in all that excitement. Make sure to double-check the contract BEFORE signing anything.

Read everything carefully, verify that the information is correct, then sign it.

NOTE: DO NOT sign the contract/agree to anything if:

  • The lender does not give you any contract
  • The contract does not contain the legal stamps required in Oregon
  • The contract contains the wrong information

At this step, some lenders may ask for more details from you. That’s normal. You need to fulfill any disclosure they’ll require.

In general, a lender needs additional documents if you’re taking out a lot of cash. Not all lenders will require MORE paperwork, but it pays to be prepared just in case.

If the loan amount is small (i.e., not exceeding $500), any additional verification is likely unnecessary.

How to Ensure Your Loan Gets Approved

With a nearly instant process, you can get a loan without any hassle and worry.

After calculating the number, the lender will typically issue your check on the same day. Just remember that you need to pay off the title pawn within the time limit set by them.

Getting cash loans approved is a straightforward task for nearly all Oregon residents. Just provide them with all the requisite documents like identity proof, income proof, driver’s license, etc.

You also need to ensure that your vehicle is working because all car title loans will be based on your vehicle’s value.

When Will I Get Approval for My Online Title Loan Application in Oregon?

Getting a loan now is easier than ever! Pre-approvals for title loans are instant. Most title loans get approved quickly, with many guaranteeing same-day approvals. 

Getting fully approved may take 24 hours. This is because lenders need time to:

  • Inspect your vehicle
  • Underwrite your loan
  • Verify your personal information.

Once you’re approved, you’ll get your loan funds as soon as possible. 

The best and fastest way to most loan amounts is to apply online, though a larger amount may require additional time or verification.

Many online title loan providers in Springfield offer quick applications that only take minutes to fill in! Oregon lenders use a variety of methods to get you your funds quickly.

Depending on your needs and how you choose to receive your loan amount, it can take your lender as little as a few minutes to a few business days. 

  • If you decide to accept a check, you will get your funds in minutes.
  • If you opt for an electronic deposit, you will get your money within 2 to 3 business days.
  • All other payment options usually take 3 business days or more.

Can I Do More Than One Title Loan Procedure in Springfield?


If you already have a previous title loan, some lenders can help you refinance your existing title loan and save you money.

Refinancing a title loan means you need to find a new lender who will pay off the amount you owe to an old lender (the previous loan).

The balance from the old one will then be transferred over by your lender to your new title loan with lower interest. 

Factors That Can Get Your Application Rejected

Insufficient Car Value

If the vehicle’s value is not enough to secure your loan, the lender may reject your application. In this case, it’s best to consider other alternatives for getting a loan.

If your vehicle title contains a lien or doesn’t have enough equity, you will likely be disqualified from getting the title loan.

However, some title loan lenders may be more relaxed with this requirement.

Wrong or Insufficient Documents

The accuracy of your documents is PARAMOUNT!

If you don’t submit the necessary information and documents your lender requires, you could jeopardize your application. 

Any forged/incorrect documents can also result in the rejection of your application.

Remember that your lender is looking to evaluate your ability to pay and the reliability of payment. Your documents are the only way they can check that.

Also, don’t forget that your car title has to be clear, meaning there are no liens or outstanding debts/judgments on it.

Are There Alternatives to Title Loans in Oregon?

While title loans are a hassle-free way to get cash, they can be risky if you fail to repay the loan amount on time. Remember that you can lose your vehicle if that happens.

Don’t lose hope!

Here are some affordable alternatives you might want to consider before making a decision.

Credit Card Counseling service

Contacting your local credit counseling service might help you sort out your finances, that too, at a reduced interest rate or even for free, depending on the circumstances.

Payment Plan

If you have pre-existing debts, it’s never a good idea to borrow additional cash to repay those old loans.

Having a payment plan and working it out with your creditors is always the first thing you should do if you’re having trouble paying them back.

Seek Help From Others

Borrowing from a person you trust, like friends or family, can be a difficult and embarrassing thing to do, but it’s worth a shot.

If you have someone who is in a position to lend you money without causing them any financial problems, try asking for help. However, we don’t recommend this for big amounts.

You can also look for financial help from a credit union, charity or government agency. Of course, this depends on whether they can accommodate you.

Tips to Making Your Vehicle Look Its Best to Secure Auto Title Loans

  • Make sure the electrical components of your car are fully stable and functional. [R]
  • Check the radio [R] and all the other components of the dashboard. If you discover any issues, fix them if you can or take them to a vehicle mechanic.
  • Wash your car [R] before the lending company checks it out. This helps make your car look more presentable.
  • Check your tires to see that they are well gauged and the rims are in good condition.
  • To be sure everything’s doing fine, do a test drive for your car.


Remember that if you don’t, any Springfield-based lender can repossess your vehicle then sell it to recover your loan.

Title pawns are a convenient way to meet your financial needs if anything comes up. The loan amount is flexible, and all you need is a car!

We hope this made getting the extra cash loan from your auto title loan lender in Springfield easier!

Related Locations


929 W 7th Ave, Eugene, Oregon 97402
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730 Conger St Suite #5, Eugene, Oregon 97402
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3480 Earl Ave NE, Albany, Oregon 97322
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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