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Title loans in Springfield

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Springfield

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Brad's Car Tunes #2

3816 Main St


97478 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Springfield, OR

What do you do if you are looking for extra funds to address your emergency needs? Title loans are a fantastic solution for you!

Let’s discuss the loan process in Springfield, Oregon, so you can then pay it back once you’re back on your feet!

Why Should You Get Car Title Loans?

Title loans offer a fast and hassle-free loan service. You can even get instant approval!

You AREN’T guaranteed any of these advantages when applying for loans from banks and other financial institutions around Springfield, 

Title loans (aka pink slip loans or title pawns) are short-term collateral loans that will give borrowers like you a way to use your vehicle title as collateral in exchange for instant funds.

You can get loans from a direct lender by simply giving them a legal claim to your car’s ownership until you pay the loan off. Interest rates can get quite high, though.

The great news is that some of the best title loan creditors are in KS. Many are more than willing to lend you a helping hand if you ever need financial help.

Most, if not all, offer a fast online service to help you maximize yourself in this process.

Now you can easily get cash anytime you need it!

Title Loans vs. Payday Loans

These two loan types differ in several things:

  • Instead of issuing a check for payday loans, you use your vehicle as collateral for auto title loans.
  • You can borrow more cash with title loans. 
  • The interest rates for title loans are relatively lower compared to payday loans.

How Does Bad Credit Affect My Car Title Loan?

We know you’ve heard that you’re guaranteed a car title loan even if you have bad credit.

This isn’t the same for all lenders. 

Depending on your status, some lenders MAY still perform a credit check. What’s vital in title loans is your ability to pay for them.

This means that if you have serious financial issues, it will be more difficult for you to take out this loan IF the lender conducts a credit check.

Moreover, if you can apply for title loans despite your poor credit and get approval, know that you’ll likely receive a worse deal and higher interest compared to another borrower with better credit.

Loan Application Process in Springfield

If you need instant cash for any emergency, direct lenders will provide you with auto title loans after you get approved. The value of your vehicle will determine the EXACT AMOUNT you will get.

What Documents Do I Need to Get A Car Title Loan Approval in Springfield, OR?

If you want to get instant approval, make sure to keep the following documents ready:

  • Proof of Age
  • Proof of residence (i.e., ID with address): Only Oregon residents can obtain loans in Springfield. This will allow them to stay in touch with you. Moreover, it makes it easy to come and inspect the car’s condition before approving it as collateral.
  • Your car: lenders need to inspect your car to determine how much they can lend you. If it’s damaged/not working, the lender will likely refuse to lend you funds.
  • Social security number
  • Any valid state-issued proof of identity (government ID, such as your driver’s license).

Additional Requirements SOME Lenders May Require for a Title Loan in Springfield

Depending on the lender and the amount you’re borrowing, some lenders may require you to submit additional documents.

Be honest with any disclosure you’ll make to avoid complications.

  • Bank Account
  • Proof of income and employment (payslip, bank account statement, etc.)
  • NOT ALL providers require these documents, but submitting these will increase your chances of approval.
  • What’s essential is that your income is enough to make them believe you can pay the loan amount back.
  • You can also try to convince your lenders to allow you to pay in installments, especially if you’re loaning a big amount.
  • Proof of valid vehicle insurance
  • Credit checks 
  • Credit checks aren’t mandatory. Some guarantee that they won’t perform any credit checks.

What to Do Before Signing

Congratulations on getting to this step! All you have to do is receive your contract and sign it.

BUT there are a few things you need to remember in all that excitement. Make sure to double-check the contract BEFORE signing anything.

Read everything carefully, verify that the information is correct, then sign it.

NOTE: DO NOT sign the contract/agree to anything if:

  • The lender does not give you any contract
  • The contract does not contain the legal stamps required in Oregon
  • The contract contains the wrong information

At this step, some lenders may ask for more details from you. That’s normal. You need to fulfill any disclosure they’ll require.

In general, a lender needs additional documents if you’re taking out a lot of cash. Not all lenders will require MORE paperwork, but it pays to be prepared just in case.

If the loan amount is small (i.e., not exceeding $500), any additional verification is likely unnecessary.

How to Ensure Your Loan Gets Approved

With a nearly instant process, you can get a loan without any hassle and worry.

After calculating the number, the lender will typically issue your check on the same day. Just remember that you need to pay off the title pawn within the time limit set by them.

Getting cash loans approved is a straightforward task for nearly all Oregon residents. Just provide them with all the requisite documents like identity proof, income proof, driver’s license, etc.

You also need to ensure that your vehicle is working because all car title loans will be based on your vehicle’s value.

When Will I Get Approval for My Online Title Loan Application in Oregon?

Getting a loan now is easier than ever! Pre-approvals for title loans are instant. Most title loans get approved quickly, with many guaranteeing same-day approvals. 

Getting fully approved may take 24 hours. This is because lenders need time to:

  • Inspect your vehicle
  • Underwrite your loan
  • Verify your personal information.

Once you’re approved, you’ll get your loan funds as soon as possible. 

The best and fastest way to most loan amounts is to apply online, though a larger amount may require additional time or verification.

Many online title loan providers in Springfield offer quick applications that only take minutes to fill in! Oregon lenders use a variety of methods to get you your funds quickly.

Depending on your needs and how you choose to receive your loan amount, it can take your lender as little as a few minutes to a few business days. 

  • If you decide to accept a check, you will get your funds in minutes.
  • If you opt for an electronic deposit, you will get your money within 2 to 3 business days.
  • All other payment options usually take 3 business days or more.

Can I Do More Than One Title Loan Procedure in Springfield?


If you already have a previous title loan, some lenders can help you refinance your existing title loan and save you money.

Refinancing a title loan means you need to find a new lender who will pay off the amount you owe to an old lender (the previous loan).

The balance from the old one will then be transferred over by your lender to your new title loan with lower interest. 

Factors That Can Get Your Application Rejected

Insufficient Car Value

If the vehicle’s value is not enough to secure your loan, the lender may reject your application. In this case, it’s best to consider other alternatives for getting a loan.

If your vehicle title contains a lien or doesn’t have enough equity, you will likely be disqualified from getting the title loan.

However, some title loan lenders may be more relaxed with this requirement.

Wrong or Insufficient Documents

The accuracy of your documents is PARAMOUNT!

If you don’t submit the necessary information and documents your lender requires, you could jeopardize your application. 

Any forged/incorrect documents can also result in the rejection of your application.

Remember that your lender is looking to evaluate your ability to pay and the reliability of payment. Your documents are the only way they can check that.

Also, don’t forget that your car title has to be clear, meaning there are no liens or outstanding debts/judgments on it.

Are There Alternatives to Title Loans in Oregon?

While title loans are a hassle-free way to get cash, they can be risky if you fail to repay the loan amount on time. Remember that you can lose your vehicle if that happens.

Don’t lose hope!

Here are some affordable alternatives you might want to consider before making a decision.

Credit Card Counseling service

Contacting your local credit counseling service might help you sort out your finances, that too, at a reduced interest rate or even for free, depending on the circumstances.

Payment Plan

If you have pre-existing debts, it’s never a good idea to borrow additional cash to repay those old loans.

Having a payment plan and working it out with your creditors is always the first thing you should do if you’re having trouble paying them back.

Seek Help From Others

Borrowing from a person you trust, like friends or family, can be a difficult and embarrassing thing to do, but it’s worth a shot.

If you have someone who is in a position to lend you money without causing them any financial problems, try asking for help. However, we don’t recommend this for big amounts.

You can also look for financial help from a credit union, charity or government agency. Of course, this depends on whether they can accommodate you.

Tips to Making Your Vehicle Look Its Best to Secure Auto Title Loans

  • Make sure the electrical components of your car are fully stable and functional. [R]
  • Check the radio [R] and all the other components of the dashboard. If you discover any issues, fix them if you can or take them to a vehicle mechanic.
  • Wash your car [R] before the lending company checks it out. This helps make your car look more presentable.
  • Check your tires to see that they are well gauged and the rims are in good condition.
  • To be sure everything’s doing fine, do a test drive for your car.


Remember that if you don’t, any Springfield-based lender can repossess your vehicle then sell it to recover your loan.

Title pawns are a convenient way to meet your financial needs if anything comes up. The loan amount is flexible, and all you need is a car!

We hope this made getting the extra cash loan from your auto title loan lender in Springfield easier!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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