Title Loan Activity in the 93638 Area
14
Loans Funded
$3,994
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 113 E Yosemite Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Chevrolet | Silverado 1500 | 120,000 | $3,445 |
| 2018 | Chevrolet | Camaro | 54,000 | $5,029 |
| 2016 | Ford | F150 | 230,000 | $2,525 |
| 2016 | Honda | Pilot | 106,000 | $2,525 |
| 2007 | Lexus | IS 350 | 189,000 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($2,525 avg), Chevrolet ($4,237 avg), Honda ($4,998 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Madera
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 93638, a 2017 Chevrolet Silverado 1500 with 120,000 miles was approved for $3,445. Bring your truck or SUV title to get a free estimate.
In the 93638 area, title loans have ranged from $2,525 to $9,995, with an average of $3,994 across 14 loans funded. The largest recent loan was $9,995 for a 2017 Toyota Sienna. Your amount depends on your vehicle’s value and ability to repay.
Income verification is a standard part of the title loan process in Madera, but it does not require a paycheck. The goal is simply to show you can make monthly payments. Accepted alternatives include:
Bank statements showing regular deposits
Social Security or disability award letters
Pension or retirement statements
Tax returns for self-employed applicants
Yes. Your loan amount depends on your vehicle’s value. This is typically estimated using guides like Kelley Blue Book, considering factors such as:
Year, make, and model
Mileage
Overall vehicle condition
Accident history
In many cases, borrowers may qualify for up to about 50% of the vehicle’s estimated value.
