Title Loan Activity in the 92647 Area
19
Loans Funded
$5,652
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 17111 Beach Blvd #103
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Toyota | Camry | 91,000 | $3,043 |
| 2019 | Ford | Ranger | 69,000 | $8,015 |
| 2004 | Toyota | 4Runner | 190,000 | $2,593 |
| 2020 | Nissan | Altima | 60,000 | $11,077 |
| 2021 | Mercedes-Benz | GLA | 26,000 | $9,500 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($3,550 avg), GMC ($5,889 avg), Ford ($5,673 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Huntington Beach
In the 92647 area, title loans have ranged from $500 to $14,643, with an average of $5,652 across 19 loans funded. The largest recent loan was $14,643 for a 2017 GMC Acadia. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 92647, a 2004 Toyota 4Runner with 190,000 miles on it was approved for $2,593. The average mileage among borrowers in this area is 73,394 miles.
In Huntington Beach, Montana Capital aims to move fast. The online application takes a few minutes. Many customers receive approval the same day. Funding follows once your documents are verified. Get a free estimate online to see how quickly you can get started.
Yes, you keep your car throughout the loan. The title is used as collateral, not the vehicle itself. You continue driving as normal until the loan is fully repaid and the lien is released.
