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Home > Oregon > Gresham

Title Loans in Gresham , Oregon

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



1960 NW Burnside Rd
Oregon   97030

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

3 Easy Steps to Get a Car Title Loan in Gresham


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

A Complete Guide To Car Title Loans In Gresham, Oregon

Wouldn’t it be great if you could loan some money without your credit history getting scrutinized?

Lucky for you, auto title loans in Gresham are just a few clicks away. With a quick and easy loan process, your application can be done online within minutes, all from the comforts of your own home!

If you want to know more about how a car title loan in Gresham can help you, keep reading.

Car Title Loans: What Exactly Are They?

Essentially, car title loans (a.k.a. pink slip loans) appeal to those who need money fast, whether for a medical emergency or a spontaneous trip with the family.

To avail of a car title loan, the borrower pledges the vehicle as collateral in exchange for the loan. 

The GOOD NEWS is you do not necessarily have to hand over your car (or any acceptable vehicle) to your lender when you get title loans.

You only surrender the vehicle title or car title – hence the name auto title loan. 

Unless you miss the payment, you still get to drive and enjoy all the benefits you get as a vehicle owner. Only then will your lender become the legal owner of your vehicle.

How Fast and Convenient Is It to Get Title Loans In Gresham?

Securing car title loans is as easy as driving on an empty freeway. Follow these few simple steps to get your cash in no time.

First: Get In Contact With a Title Lender

We know you’re in a rush to get money fast, but that doesn’t mean that you should skimp on research. You must find a lender you can address your needs promptly and fairly.

You want a lender who:

  • will still accept your application regardless of your current credit score,
  • has an easy approval process, and
  • contains flexible loan terms

Technicalities aside, it is best to go for lenders who can provide you with a genuinely concerned loan officer about your financial well-being.

This way, you have a point person who is readily available to answer your questions.

Second: Apply For a Car Title Loan Online Or In-person

There are numerous ways for you to formally begin your loan application in Gresham, Oregon. Go for the option that is most convenient for you. You can either:

  • Apply online through your lender’s website to begin the process right away.
  • Visit the lender’s office and speak to a loan officer personally.
  • Call and talk to a customer service representative.

Third: Gather Needed Documents for Funding

You will need to submit some documents to process your loan. It is advisable to have these files ready to expedite the loan process. You will need:

Your Car Title

This is undoubtedly the most important requirement for your application for title loans in Gresham.

This represents your car or vehicle as security for the loan.

The car title needs to be in your name, and it has to be free and clear. Meaning, the title should not have been subjected to other liens, like a mortgage.

What if the Title Has Someone Else’s Name Listed Apart From Your Own? Can You Still Apply?

Yes, you sure can! If you share the title over your vehicle with someone else, either of you can apply for title loans over that vehicle.

Though if you are applying for the loan on your own, some lenders in Gresham may require you to express your consent before you get approved.

How About if You Can’t Find Your Car Title? Is It the End of Your Application?


If you can’t find your car title, some lenders are more than willing to help you get a new copy. Plus, they can make the process a lot faster than when you’re doing it independently.

A Government-Issued ID

You can present any valid government-issued ID. Here are some options:

  • Driver’s license
  • Passport
  • Social security card
  • Other valid forms of identification

Proof of Residence

Any legitimate document stating your current address will do. These include:

  • Telephone bill
  • Electricity bill

Proof Of Income

This is another crucial requirement. Aside from the value of your vehicle, this is one other thing that lenders look at to determine loan amounts. 

The payslips from your current employer are the best evidence of income you can present to your lender.

TAKE NOTE: In some cases, lenders or credit arrangers may ask for a different set of requirements. Some lenders, for example, may ask for references and insurance. 

 Fourth: Determine Your Vehicle’s Equity Value

Loan amounts are likewise dependent on the value of the vehicle you are pledging. The vehicle’s value directly correlates with the amount of money you can get from your lender.

This is why vehicle evaluation is important.

Your car’s equity is determined by a few factors: its make, model, year, brand, and above all. Its condition.

The BETTER the condition of the car is, the HIGHER the value will be. The higher the value is, the bigger your loan amount can be.

Some lenders may ask you to take pictures of your car to show its condition and mileage. When asked to do this, take the pictures under natural lighting and avoid using filters.

This will help your car look its best.

Fifth: Sign Your Vehicle Title Loan

Now, don’t be hasty with this step. If there’s any step where you need to be extra careful, it’s this one.

Take time to study the contract and read the fine print. Ask questions and don’t be in too much of a hurry.

Signing a legal contract WITHOUT understanding the terms can leave you vulnerable to penalties and even fraud.

Don’t be hesitant to negotiate the terms of your contract even before you sign. This will make it easier for you to manage your credit.

Sixth: Receive Your Money

Gresham title loans have various methods of giving you your money. You can either have them give it to you in cold cash or through check.

Although, it is advisable to have the lender wire the amount to your bank account to transfer the money safely.

Seventh: Re-payment

So, now you have the money you so badly need. The story does not end there, though. It’s time to start paying back your debt. 

Stick to the payment terms and schedule stated in your loan agreement. Any belated (or even early payments) may get you a penalty.


How Much Can You Get From Title Loans?

As discussed, the amount you can get from a title loan varies depending on factors like the value of your vehicle, ability to pay, credit scores, and loan regulations. 

Generally, though, Gresham title loans can get you as low as $200 to as much as $25,000!

Do I Need Proof Of Income For a Title Loan?


You shouldn’t be too worried if you are currently unemployed.

Luckily, some title loans in Gresham accept any form of income, which shows that you have enough to pay back what you owe.

A few examples are:

  • Bank statements
  • Disability payments
  • Social security payments
  • Proof of any other benefits you receive

However, your lender might be more generous to those whose income appears to be stable and secure. They are either loaned more money or are charged lower interest rates and fees.

What Alternatives Are Available In Gresham?

Suppose title loans in Gresham aren’t for you. Instead, you can opt for other forms of financing, such as payday loans offered by a credit union. 

This type of loan might be as costly as title loans, but it is NOT as risky.

Payday loans are usually based on how much you earn, and you usually have to provide a payslip upon application.

You DON’T run the danger of losing your car to your lender when you fail to pay your loan. Instead, the principal loan will be taken from your next paycheck.

Let Title Loans Help You Today!

Why wallow in the financial struggle when you can so easily get the help you need?

Yes, getting title loans can be risky in most states – but so is every other loan! If you keep the information we shared in mind, you will have no reason to be afraid of getting a title loan.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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