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Title loans in Gresham

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Gresham

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Briggs Auto Electric

1960 NW Burnside Rd

Gresham

97030 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

A Complete Guide To Car Title Loans In Gresham, Oregon

Wouldn’t it be great if you could loan some money without your credit history getting scrutinized?

Lucky for you, auto title loans in Gresham are just a few clicks away. With a quick and easy loan process, your application can be done online within minutes, all from the comforts of your own home!

If you want to know more about how a car title loan in Gresham can help you, keep reading.

Car Title Loans: What Exactly Are They?

Essentially, car title loans (a.k.a. pink slip loans) appeal to those who need money fast, whether for a medical emergency or a spontaneous trip with the family.

To avail of a car title loan, the borrower pledges the vehicle as collateral in exchange for the loan. 

The GOOD NEWS is you do not necessarily have to hand over your car (or any acceptable vehicle) to your lender when you get title loans.

You only surrender the vehicle title or car title – hence the name auto title loan. 

Unless you miss the payment, you still get to drive and enjoy all the benefits you get as a vehicle owner. Only then will your lender become the legal owner of your vehicle.

How Fast and Convenient Is It to Get Title Loans In Gresham?

Securing car title loans is as easy as driving on an empty freeway. Follow these few simple steps to get your cash in no time.

First: Get In Contact With a Title Lender

We know you’re in a rush to get money fast, but that doesn’t mean that you should skimp on research. You must find a lender you can address your needs promptly and fairly.

You want a lender who:

  • will still accept your application regardless of your current credit score,
  • has an easy approval process, and
  • contains flexible loan terms

Technicalities aside, it is best to go for lenders who can provide you with a genuinely concerned loan officer about your financial well-being.

This way, you have a point person who is readily available to answer your questions.

Second: Apply For a Car Title Loan Online Or In-person

There are numerous ways for you to formally begin your loan application in Gresham, Oregon. Go for the option that is most convenient for you. You can either:

  • Apply online through your lender’s website to begin the process right away.
  • Visit the lender’s office and speak to a loan officer personally.
  • Call and talk to a customer service representative.

Third: Gather Needed Documents for Funding

You will need to submit some documents to process your loan. It is advisable to have these files ready to expedite the loan process. You will need:

Your Car Title

This is undoubtedly the most important requirement for your application for title loans in Gresham.

This represents your car or vehicle as security for the loan.

The car title needs to be in your name, and it has to be free and clear. Meaning, the title should not have been subjected to other liens, like a mortgage.

What if the Title Has Someone Else’s Name Listed Apart From Your Own? Can You Still Apply?

Yes, you sure can! If you share the title over your vehicle with someone else, either of you can apply for title loans over that vehicle.

Though if you are applying for the loan on your own, some lenders in Gresham may require you to express your consent before you get approved.

How About if You Can’t Find Your Car Title? Is It the End of Your Application?

NO, IT’S NOT!

If you can’t find your car title, some lenders are more than willing to help you get a new copy. Plus, they can make the process a lot faster than when you’re doing it independently.

A Government-Issued ID

You can present any valid government-issued ID. Here are some options:

  • Driver’s license
  • Passport
  • Social security card
  • Other valid forms of identification

Proof of Residence

Any legitimate document stating your current address will do. These include:

  • Telephone bill
  • Electricity bill

Proof Of Income

This is another crucial requirement. Aside from the value of your vehicle, this is one other thing that lenders look at to determine loan amounts. 

The payslips from your current employer are the best evidence of income you can present to your lender.

TAKE NOTE: In some cases, lenders or credit arrangers may ask for a different set of requirements. Some lenders, for example, may ask for references and insurance. 

 Fourth: Determine Your Vehicle’s Equity Value

Loan amounts are likewise dependent on the value of the vehicle you are pledging. The vehicle’s value directly correlates with the amount of money you can get from your lender.

This is why vehicle evaluation is important.

Your car’s equity is determined by a few factors: its make, model, year, brand, and above all. Its condition.

The BETTER the condition of the car is, the HIGHER the value will be. The higher the value is, the bigger your loan amount can be.

Some lenders may ask you to take pictures of your car to show its condition and mileage. When asked to do this, take the pictures under natural lighting and avoid using filters.

This will help your car look its best.

Fifth: Sign Your Vehicle Title Loan

Now, don’t be hasty with this step. If there’s any step where you need to be extra careful, it’s this one.

Take time to study the contract and read the fine print. Ask questions and don’t be in too much of a hurry.

Signing a legal contract WITHOUT understanding the terms can leave you vulnerable to penalties and even fraud.

Don’t be hesitant to negotiate the terms of your contract even before you sign. This will make it easier for you to manage your credit.

Sixth: Receive Your Money

Gresham title loans have various methods of giving you your money. You can either have them give it to you in cold cash or through check.

Although, it is advisable to have the lender wire the amount to your bank account to transfer the money safely.

Seventh: Re-payment

So, now you have the money you so badly need. The story does not end there, though. It’s time to start paying back your debt. 

Stick to the payment terms and schedule stated in your loan agreement. Any belated (or even early payments) may get you a penalty.

FAQ

How Much Can You Get From Title Loans?

As discussed, the amount you can get from a title loan varies depending on factors like the value of your vehicle, ability to pay, credit scores, and loan regulations. 

Generally, though, Gresham title loans can get you as low as $200 to as much as $25,000!

Do I Need Proof Of Income For a Title Loan?

NOT NECESSARILY! 

You shouldn’t be too worried if you are currently unemployed.

Luckily, some title loans in Gresham accept any form of income, which shows that you have enough to pay back what you owe.

A few examples are:

  • Bank statements
  • Disability payments
  • Social security payments
  • Proof of any other benefits you receive

However, your lender might be more generous to those whose income appears to be stable and secure. They are either loaned more money or are charged lower interest rates and fees.

What Alternatives Are Available In Gresham?

Suppose title loans in Gresham aren’t for you. Instead, you can opt for other forms of financing, such as payday loans offered by a credit union. 

This type of loan might be as costly as title loans, but it is NOT as risky.

Payday loans are usually based on how much you earn, and you usually have to provide a payslip upon application.

You DON’T run the danger of losing your car to your lender when you fail to pay your loan. Instead, the principal loan will be taken from your next paycheck.

Let Title Loans Help You Today!

Why wallow in the financial struggle when you can so easily get the help you need?

Yes, getting title loans can be risky in most states – but so is every other loan! If you keep the information we shared in mind, you will have no reason to be afraid of getting a title loan.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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