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Title loans in Portland

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Portland

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Distinctive Sound

2240 SE 82nd Ave


97216 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Portland: A Quick Solution to Monetary Concerns

You’re considering getting a car title loan because you’re currently in a tight spot, aren’t you?

Well, have no fear, people. If you’re in Oregon, you can get car title loans in Portland.

We’ll show you how to get such cash loans in just 6 EASY steps! We’re also here to mention what you’ll get from it.

Make sure to pay attention to everything because you wouldn’t want to regret any actions at all!

Why Are We Encouraging You to Get an Auto Title Loan?

To start, the MAIN reason you would want to pick auto title loans (or pink slip loans) in the midst of a money crisis is that it is possible to get your requested money in Portland with no days of waiting!

Now you see why most people with emergency cash needs often reach for title loans.

But other than that, it is also because of the following benefits…

  • You can STILL drive your vehicle even while you’re paying the title loans.
  • A lender can be understanding regarding your situation (example: problems with documents, vehicle condition, payment issues).
  • It is possible to get car title loans completely online.
  • It doesn’t matter if the money is for household purposes or other things.

But Beware Of…

The title loan process can be effortless. But its interest rates are costly. And it poses a BIG risk, particularly when it comes to not meeting the payment terms. So watch out for:

  • The possibility of getting your car completely taken by the lender
  • Fees can be higher over time until you’ve paid the loan amount you’ve requested

The worst-case scenario is you lose a LOT more than what you have borrowed.

But there are still people out there who want to go on the run despite all the horrible consequences of failure.

So if you are 100% confident with your money status, we can get down to the application process for title loans next.

How Do I Obtain a Car Title Loan in Portland, Oregon?

We have laid down the procedures for obtaining a car loan in Portland, Oregon. Your very first step would be to prepare these documents.


To get title loans, the lender will typically search for…

  • Valid ID (such as Portland ID, Driver’s license, or passport)
  • Owned vehicle
  • Vehicle title (must be lien-free)
  • Any proof that you can pay car title loans (such as employment status or bank statements)

There are still more documents you might need to bring. Some lenders have different requirements, after all. Or you can use them as a backup if what you presented isn’t somehow valid.

 Better be prepared than going to your lender back and forth:

  • Copies of car keys
  • Car insurance
  • Photos of the vehicle
  • Vehicle registration under your name
  • Credit and bank account information
  • Proof of Oregon residence (such as utility bill or mails with your name on it)
  • References (with their mobile number and house address)

Apart from that, you should also be aware that some lenders MAY install a GPS tracker in your car while you are under a loan contract.

About what is not allowed, well…

  • Anyone aged 17 or below is not allowed to get car title loans.
  • You CANNOT get auto title loans from the same vehicle simultaneously.
  • You are NOT ALLOWED to borrow money that exceeds the retail value of your car.

Application Process

The application process in Portland is as easy as pie. Some lenders in Portland can actually hand in your requested loan amounts in just as short as 20 minutes or less. What you will only have to do is…

1.) Search For a Lender

Here are some of the best lenders you can find in Portland:

  • Oregon Title Loans, Inc.
  • Northwest Title Loans
  • Montana Capital Car Title Loans

What’s nice about these loan agencies in Portland is that some can actually operate online. To simply put, there are no store visits required.

You have the option to complete a loan transaction fully online or via phone call. 

2.) Submit the Filled Out Application Form and Other Required Documents

This is a rather simple step. Just answer every personal information asked. But take note of your car details too such as:

  • Make
  • Model
  • Style
  • Mileage
  • Year
  • Vehicle identification number (VIN)
  • License plate number

You can submit it then, along with the other required documents afterward.

Also, we want to highlight that lending your car title (and the copy of car keys) will also be a part of the loan process. 

But don’t worry!

You will get it back once you are done repaying the remaining loan amounts.

3.) Standby For the Approval

Of course, lenders will have to review your application first before you get approval. They have to ensure people will have no problem repaying for car title loans.

Inspecting the car itself (and possibly) your credit score history will also fall in this step.

4.) Double-Check the Terms and Conditions Before Applying for the Loan

You are almost done with the loan process. All you need to do is get to know how and when you will hand the money back. 

The do-and-don’ts that lenders require.

Don’t forget about the other stuff that goes on in the entire loan period.

5.) Get Your Money

And there it is! The money amount you’ve requested, which again, you can spend anywhere you want.

You can pick up the title loans at the store itself, have them delivered to your doorstep or request for a direct deposit into your bank account.

6.) Pay the Title Loans

This is when your loan proceeds to become something you have to pay for eventually.

Again, how and when you pay the loan depends on the lender. But you are always welcome to discuss another way that is both convenient to you and the lenders.

More Questions?

Are Car Title Loans Legal in Portland?

YES! Title loans are legal in Oregon.

The state has capped loan terms. And they also regulate what the title lenders can ONLY do. It is safe to borrow money as long as the lenders are abiding by the law.

How Much Money Can I Borrow With Title Loans?

What we honestly like in Portland is that the maximum loan you can get there is $50,000. And it is for real! Oregon actually supervised it. The minimum loan goes for AT LEAST $100.

What Is the Maximum Loan Term in Portland?

In Portland, you can only return the money you have borrowed within a maximum of 30 days. And there is no arguing over that.

Some lenders actually only have a 15-day rule too. So ask a representative away if you are worried about the loan term.

What if I Can’t Pay Enough Within 30 Days?

Paying 10% of the principal per month will be required to keep your vehicle. You will receive a 10-day notice to repair the loans.

You can also get a loan renewal as long as you haven’t made payments before the due date. And you will receive a notice too within 14 days when the title loans are renewed.

But if you CANNOT pay the title loans at all, lenders will have to sell your car. But they will return the extra money if your vehicle has been sold for more than what you have borrowed.

Am I Still Qualified Even if I Have a Bad Credit Score?

It is not impossible to get title loans in Portland, even if you have a negative credit story. 

Yes, you will still have greater chances of getting loans if you have positive credit.

That way, you can prove you can pay the loan. But if you have another way to prove that ability (example: proof of income), then lenders will give you an OK signal.

It still depends on what the lender MAINLY requires. Because some do not accept other proof aside from credit, and some don’t check credit scores.

So be fully aware of what your chosen lender requires before signing up the loan contract.


Indeed, the steps are simple enough. Even the gathering of documents is easy-peasy to do. And you can get your cash the same day!

With that in mind, it’s important to remember that it’ll still cost you more than what you’ve borrowed. That’s all thanks to extra charges.

Always keep in mind that this is just an easy way to attend to emergencies. In the end, you’d have to pay for everything.

Make sure you’ve planned how you’re going to repay the loan before you apply for one.

We’re telling you. It’s the WORST OF THE WORST to be highly indebted to agencies.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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