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Title loans in Beaverton

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Beaverton

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Xtreme Auto LLC

16770 SW Shaw St Suite 1900

Beaverton

97007 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Beaverton, Oregon

Sometimes, life takes an unexpected turn, and suddenly, we are in the middle of tough times.

It’s okay, we understand. The right support is available for you for your medical bills or college payments.

Curious how car title loans can help you? Continue reading this article to find out!

Car Title Loans: Let’s Talk About Them

Title loans are a type of short-term borrowing where the vehicle acts as the collateral for the loan.

Auto title loans, as they are also called, are becoming known all over Beaverton for their flexibility in terms and conditions and the convenience of the approval process.

Car title loans are perfect for people who want to get money fast. This loan type is for those who would appreciate avoiding a mountain of paperwork before being allowed to loan. 

Car title loans are part of the BEST options in Beaverton, OR, if you want hassle-free, flexible loaning with immediate cash.

Why You Should Get a Title Loan

Here are more reasons why title loans are the BEST in getting you quick cash!

You Save a Lot of Waiting Time

Have you ever experienced applying for a loan in a bank or another credit union?

If you have, you’re most likely familiar with the feeling of having to wait a long time just for your loan to not get approved. 

Here in Beaverton title loans, we know that your financial needs are urgent. That’s why we work hard with you to simplify the application process.

Title loans are known for their speed. Once your vehicle qualifies for a loan, the proceeds will be sent to you as soon as possible.

No Strict Credit Requirements

Aside from being fast, title loans are highly tolerant of bad credit scores.

DISCLAIMER: Having a low credit score DOES NOT reject an applicant from title loans right away. However, those with good credit will secure better deals with their lenders. 

As long as you prove that you have the ability to pay off the loan, you’re good to go.

Low-Interest Rates

More often than not, lenders of title loans are willing to provide low rates to ease the loan process.

Although there will still be other factors to consider, such as the length of the loan, you can always negotiate these terms.

Note: Once you have agreed to the terms and conditions of the loan, make sure to follow them to avoid any misunderstandings in the future. 

Convenient Loan Application Process

For those who reside in Beaverton, OR, getting an auto title loan is easy as ABC!

Your application can be submitted via phone call, online application, or face-to-face.

However, given that the Delta variant is causing the spike in cases again, we advise you to apply online instead.

Here, we care for your health and safety.

If you can’t go around Beaverton to apply, a loan specialist will gladly assist you from the comfort of your home.

Four Easy Steps to Getting a Title Loan

1 – Complete the Online Application Form

Fill out the necessary details of your local car loaning service in Beaverton. The application form will only take up around five minutes.

Prepare all the requirements beforehand. This way, the process is much smoother.

Have some concerns you want to clarify? You don’t even need to go around Beaverton. A loan specialist will gladly guide you through the process over the phone.

2 – Verification of Important Requirements

After the application, the lender will double-check some information that you have submitted.

In this step, lenders will assess your car, and you will get an estimate of the loan amount from your vehicle’s equity value.

Here are the requirements that you will need:

Personal Details

For your personal information, a lender usually verifies your:

  • Name
  • Address
  • Zipcode
  • Phone number
  • Email address
  • Birthdate

Vehicle title loans can only be availed by those who are 18 years of age and above.

Supplementary documents such as a passport, a government-issued ID, or even utility bills might also be useful.

It confirms that you are one of the residents of Beaverton, OR, AND this also builds up your credibility with the lenders.

Vehicle Information

Of course, the main document is your car title.

Auto title loans require your car title to be lien-free. This means that there are no outstanding title loans or judgments against your car.

This is proof of your ability to repay the loan.

The title lender will assess the car’s equity value through the make, model, and year of your car.

Another factor in determining the equity value of your vehicle is the mileage and insurance.

Prepare your car’s insurance documents. This ensures that if you do run into an accident, the insurance will be covering the costs.

Lenders also assess if the car has extra features such as sunroofs and leather seats. Remember, the greater the car’s overall condition, the higher the possible money you can get.

Financial Information

An important requirement in getting approved for a car title loan is proof of income.

This can include your payslips or even a copy of your social security benefits to prove that you can make short-term payments for the loan.

NOTE: Full-time employment is not a requirement in title loans.

A bank account is also important.

Don’t worry! You don’t actually need to have money in your bank. What’s important is that the account is in your name to get money for your loan proceeds.

Your loan is most likely granted, so lenders may send your money through bank transfer.

3 – Signing of Loan Agreement

Your lender will notify you ​of the decision if you are qualified for a car equity loan.

Before you get your money, you must discuss a loan agreement with the lenders to lay down the terms and conditions of your car title loan.

The loan agreement will contain the payment terms, the loan amounts, and any other terms provided by the lender.

It will also mention if the lender will be accepting prepayments or a down payment.

Remember, if a provision in the agreement seems unfavorable to you, you can always negotiate with the lender.

As with any other loans, car title loans are also a business that has to make money.

A loan agreement is a written proof of what you and the lender agreed on if problems arise in the future.

4 – Receiving Your Loan AKA Collecting Your Money

And just like that, you get your cash!

All you have to do is make sure you comply to avoid any conflict and damage to your credibility with the lender.

FAQs

Do you still need a bit of help? Let’s guide you through any questions or concerns you have.

Are Car Title Loans Legal in Beaverton?

With the ease of the approval process, there might be doubts on your part if title loans are legitimate. We assure you that auto title loans are absolutely legal in Beaverton, Oregon.

The Oregon Title Loan Act governs all title loans in the State of Oregon. The Act requires all lenders to be licensed by the state before operating.

In Beaverton, the lenders are required to negotiate and agree to the interest and related fees that you will pay.

State regulations in Beaverton require the lender to disclose that there is a possibility of repossession.

Note: Repossession only happens when a title loan borrower defaults from their loan.

Lenders of title loans in Beaverton will mail a Notice to Cure Default, which gives the vehicle owner 10 days from the notice to solve the matter by paying the required amount.

To avoid a serious problem like this, stick religiously with the terms you and the title lenders have agreed upon.

Is There Really No Credit Check?

Like any institutions involved in loans, lenders of title loans in Beaverton use the credit score to gauge a borrower’s credibility.

BUT! Most lenders will only perform credit checks to assess that you have the resources to make the monthly payments.

Once you prove to the title lenders that you finished the terms of previous loans, there is a higher possibility your vehicle title loan will get approved, regardless of your credit score.

What if I Am Not a Resident of Beaverton?

Sadly, only a resident of the city of Beaverton will be allowed to apply for loans in Beaverton.

Just moved into Beaverton? You might be worried that you are not registered in the city yet.

Instead, you can show the utility receipts or a subscription you have paid for the last month or a couple of months to prove that you are indeed residing in Beaverton.

What Are the Disadvantages of Car Title Loans?

Despite all the ease and convenience, not all vehicles can qualify for title loans.

Lenders may not accept cars made on or before the year 2000. In some cases, cars with high mileage may be disqualified from loans because of their lowered equity value.

There is also a possibility of your vehicle being repossessed. Before applying for a title loan, determine first if you can meet the terms of the lenders.

We highly discourage you from signing a contract for title loans if you do not have the reliable means to get enough money for the monthly payments.

There is a high risk of losing your vehicle, and this won’t be easy if you use your car multiple times a week.

A competitive interest rate is another potential drawback. We encourage you to compare prices around the lending institutions in Beaverton before deciding to settle on a title loan.

Is It Possible to Reschedule Payments in Title Loans?

Although title loans usually have strict schedules, rescheduling is not out of the question.

However, it is not advisable for title loans. Your lenders may grant an extension for late payments, but they may ask you to pay more.

Instead of allotting the money for the next month, you would have spent more money on late fees.

What if I Lose My Car Title?

Here’s the secret! You can always get a duplicate copy of the vehicle’s title at the DMV office in Oregon.

You can either apply by mail, in-person and online. It will be delivered, and you can proceed with your application for title loans.

To Sum It Up

You need the right support to get through tough financial times. Applying for title loans in Beaverton might be the BEST step your business can take.

It’s the FASTEST way out there, and it’s safe to say the pros outweigh the cons.

So what are you waiting for? Go ahead and fill up our online form so you can get the money you need right away!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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