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Home > Virginia > Danville

Title Loans in Danville , Virginia

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900
MC representative

Address

114 Nelson Ave
Danville
Virginia   24540

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

I had a fantastic experience with Montana Capital Car Title Loans! Their online auto title loan service online made the entire process smooth and hassle-free, allowing me to get the funds I needed quickly and easily. Highly recommend for... anyone looking for a convenient loan solution.read more
Vinod R.
Vinod R.
1714491751
I was happy with my decision to apply for a title loan online. The convenience with which I could apply from home, together with the rapid response and efficient processing, contributed to a smooth online title loan transaction.
Marion B.
Marion B.
1709549126
Facing a situation where I couldn't locate my vehicle title, I thought obtaining a loan was impossible. However, this company worked its title loan wizardry by offering a title loan without title.Their creative solution and understanding... team turned a potential roadblock into a smooth financial transaction.read more
Ruby L.
Ruby L.
1706793852
I opted to get a title loan online and was pleasantly surprised. The convenience of applying from the comfort of my home, coupled with the quick response and efficient processing, made the entire online title loan experience seamless.
Valerie G.
Valerie G.
1706699783
Navigating through the FAQ section was incredibly helpful. It provided concise and clear answers to all my queries. The information was well-organized, making it easy for me to find what I needed. Great resource for anyone seeking quick... and accurate information.read more
Lesley M. C.
Lesley M. C.
1701865018
The Frequently Asked Questions (FAQ) section was a game-changer, tackling every question I had about title loans. The detailed insights and clear explanations were exceptionally beneficial. Hats off to Montana Capital Car Title Loans for... delivering such an all-encompassing FAQ. It significantly enhanced my comprehension, and I'm sincerely thankful!read more
Nick S.
Nick S.
1701240054
Securing title loans for cars not paid off through this service was surprisingly easy and stress-free. The transparent process, fair terms, and quick approval made it a reliable choice for obtaining the financial assistance I needed by... leveraging the value of my vehicle.read more
Hertha F.
Hertha F.
1701182367
Even in the absence of my car title, this company went above and beyond to help me secure a loan. Their flexibility and understanding were truly impactful. I appreciate their efforts tremendously.
Christopher
Christopher
1700895556
The FAQ section proved to be an invaluable resource, addressing every query I had about title loans. I found the detailed information and clarity extremely helpful. Kudos to Montana Capital Car Title Loans for providing such a... comprehensive FAQ. It made a significant difference in my understanding. Much gratitude!read more
Brittany D. S.
Brittany D. S.
1700114179
Their FAQ section was incredibly helpful. It answered all my questions about title loans. The FAQ provided detailed information and clarity that I truly appreciated. Thanks a lot Montana Capital Car Title Loans!!!
Kyle L. E.
Kyle L. E.
1699614471
Their FAQ section was incredibly helpful. It answered all my questions about title loans. I appreciated the detailed information and clarity provided. Thank you!
Stacy R.
Stacy R.
1696418938
I didn't have my car title in hand, but this company helped me secure a loan anyway. Their flexibility and understanding made all the difference.
Denise W.
Denise W.
1695983455
I was pleasantly impressed to discover that this loan company allows you to use your financed car as collateral. This option provides a significant advantage for individuals seeking flexible financing solutions. The team at the company was... exceptionally knowledgeable in guiding me through the process, and their professionalism ensured a seamless experience. I highly recommend their services!read more
Ellen R.
Ellen R.
1692348719
Don't be concerned about having negative credit! I was able to get a car title loan from this firm when I was in dire need of money. The crew guided me through the entire procedure with such understanding. I quickly got the money I needed... without any problems. I am so grateful to them for their help. High fives!read more
Rachel H.
Rachel H.
1690980989
⭐⭐⭐⭐⭐ When I needed money fast, I discovered the convenience of cash for title online. This loan company I discovered offered an easy-to-use online platform that allowed me to apply for and obtain the... funds I required swiftly. It was a painless borrowing experience.read more
Clara P.
Clara P.
1689740950
Emergency loans in Danville from this loan company provided the financial relief I desperately needed. Their compassionate and understanding staff made the process smooth and hassle-free.
Maria R.
Maria R.
1684401200
The lending company was really helpful, in my opinion. They were able to secure me a loan with a fantastic interest rate despite my poor credit. The terms of repayment were likewise quite accommodating. They are someone I would advise to... anyone searching for a loan.read more
Michele P.
Michele P.
1679117064
This company was very helpful when I was in a tough financial spot. I was able to get a loan against my car title and it really helped me get back on my feet.
Heather F.
Heather F.
1676371260
I was in a tight spot and needed money fast. I searched for "pink slip loans near me" and this loan company came up. I was pleasantly surprised with the service I received. They were professional, fast and the loan process was simple. I... would definitely use them again.read more
Anne L.
Anne L.
1675168651
The team at loan company made the process of taking out a title loan easy and stress-free. They were professional and efficient, and I felt confident that I was getting the best possible deal. I would recommend loan company to anyone in... need of quick cash.read more
Sylvie F.
Sylvie F.
1671451883
This company is amazing! I needed money fast and they gave me a loan with no problems. I would definitely recommend them to anyone in need of quick cash.
Debbie M.
Debbie M.
1666956171
No longer in business all title loan business’s have been banned in VirginiaStore location now is Mike’s performance audio and nothing more
Christian P.
Christian P.
1666714422
Pawn shop title loans were provided by this loan company. The terms and conditions of the loan were very favorable, and the company was able to get the loan processed and approved quickly. The funds were deposited into my account within a... few days, and I was able to use them to pay off my outstanding debts.read more
Eloise G.
Eloise G.
1665741747
I was stressing out because I needed an unsecured loan to help me out with rent this month. A friend recommended this company and so far no complaints I'm really satisfied with them.
Jamie R.
Jamie R.
1641186777
I have been using your service for a bit over a year now and it's always a pleasant experience calling you guys. Not only is the staff very professional and friendly they always make sure to make me feel good. Will continue to do business... with you guys and refer people looking for car title loans here in Danville.read more
Freya J.
Freya J.
1641035946
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3 Easy Steps to Get a Car Title Loan in Danville

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Get the Funds You Need Today with Danville Car Title Loans

Danville is a lively city that has lots to offer. You can check out old places, join cultural festivals, eat delicious food, and enjoy the arts. But sometimes, not having enough money can stop you from trying everything. 

But you don’t have to limit yourself since you can use your vehicle title to borrow money instantly. The best thing is that you don’t need a perfect credit score to qualify for a title loan in Danville, Virginia.

If you ever find yourself in dire need of money, you can opt for a car title loan and get up to 50% of the fair market value of your vehicle in Danville.

Are Interest Rates on Title Loans Too High?

The interest rate on title loans is solely based on the loan amount and the lender you choose. While it might appear higher for some, it’s probably still lower than most payday loans available in Virginia. The breakdown of car title loan interest rates as per the state corporation commission is mentioned below:

  1. Up to $700: Lenders are allowed to charge a maximum of 22% interest per month on the part of the loan balance that’s up to $700.
  2. From $701 to $1,400: If your outstanding balance falls between $701 and $1,400, the maximum interest rate that lenders can charge drops to 18% per month.
  3. Above $1,400: For balances exceeding $1,400, the maximum interest rate is further lowered to 15% per month.
Title Loan Amount50% of the fair market value
Monthly Interest RateUp to 22%
Loan Duration120 days to 12 months
FeesN/D

Disclaimer:  This table is for reference only. Title loan laws change frequently, so consult a financial or legal advisor before making decisions based on this information.


How to Get an Auto Title Loan in Danville, Virginia?

Unlike Traditional bank loans, a title loan is hassle-free and can be approved within a business day. All you need to do is follow these 3 easy steps:

  1. Fill out the Online Application Form
    Begin your car title loan application by completing a straightforward online form and filling out essential details.
  2. Get Approved
    Lenders will access your application and determine the car title loan amount and Annual Percentage Rate.
  3. Receive Funds
    Upon approval, a title loan agreement is presented, outlining clear terms and conditions. Once you accept and sign the agreement, you can receive funds as fast as the same day.

Qualifying Requirements for Car Title Loan Approval

The qualifying requirements for a title loan in Danville, VA are pretty simple. All the documents you need to provide to the title lenders are mentioned below:

  1. A Lien-free Title
  2. Any Proof of Income:
  • Pay Stubs
  • Recent Bank Statements 
  • Tax Returns
  • Government Assistance
  • Rental Income or Alimony
    And various other
  1. Address Proof:
  • Lease Agreement
  • Utility Bills
  1. A valid Id:
  • Social security Card
  • Passport
  • Driving License
  1. Vehicle Registration and Insurance

Benefits of Car Title Loans in Danville, Virginia

In addition to providing immediate financial help, title loans come with various other advantages.

What are Title Loans Based On?

Title loans are a type of short-term lending where a borrower uses the title of their vehicle as collateral in exchange for a loan amount. The loan amount provided by the lender is typically based on two main factors:

Ability to Repay the Loan

This involves evaluating the borrower’s income, employment status, and financial stability. Lenders may request proof of income to ensure that the borrower has a steady source of funds to cover the loan payments. This assessment is crucial to ensuring that the borrower has the means to repay the loan amount within the agreed-upon terms.

Your Car’s Market Value

The other key determinant of the loan amount in a title loan is the market value of the borrower’s vehicle. The Car title lender typically conducts an appraisal or assessment of the car’s value. This assessment considers factors such as the make, model, year, mileage, condition, and any modifications made to the vehicle.

Besides picking the right lender, borrowers should thoroughly understand the terms, including the interest rate, repayment schedule, and consequences of nonpayment.

What If I Fail To Repay The Loan Amount?

If you can’t pay back your car title loan as agreed, the lender might take back and sell your car to get the money you owe them. This is because they used your car’s title as security for the loan.

If they decide to take your car in Virginia state, they must give you a written notice at least 15 days before selling it. This gives you some time to figure out a solution or make arrangements before your car is sold. It’s important to understand your loan agreement and explore your options if you’re having trouble repaying the loan on time.

Auto Title Loans or Payday Loans

Though both auto title loans and payday loans offer quick access to money and come with a monthly finance charge, they have distinct differences in terms of collateral and repayment. Auto title loans use the title of your car as collateral, enabling you to continue using your car. The loan amount is determined mostly by your car’s value and your ability to repay the loan.

On the other hand, payday loans don’t require collateral but come with high-interest rates and a short repayment period. It’s important to make a thoughtful decision, only borrowing what you’re confident you can repay. If you’re unsure, seeking advice from a credit counselor is a wise step to take.


Some Basic Information About Households in Danville

Population42,229
Total Number of Households18590
Median Household Income$38,904
Average Household Income$55,357
Per Capita Income$24,535
Person Per Household2.21

Source: The Census Bureau, Point2Homes

Frequently Asked Questions

What Can be Used for Collateral?

How Do I Know If My Title is “Free and Clear”?

Apply For Title Loans in Danville, Virginia

Tired of rejections for a personal loan from a bank or credit union? Seek Title Loans in Danville and get much-needed financial help in no time. Title Loans make borrowing money quick and hassle-free and can be an excellent alternative to personal loans during emergencies.

So, don’t let anything stop you. Apply for a title loan today!

Related Locations

Lynchburg

1057 Duke Ln, Lynchburg, Virginia 24502
View Location

Roanake

3645 Williamson Rd, Roanoke, Virginia 24012
View Location

Petersburg

34 S Crater Rd, Petersburg, Virginia 23803
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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