Title Loan Activity in the 92231 Area
14
Loans Funded
$4,549
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 502 Grant St.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2020 | Ford | Mustang | 90,249 | $2,694 |
| 2011 | Ford | Commercial Vans | 97,000 | $6,029 |
| 2019 | INFINITI | QX60 | 70,000 | $3,115 |
| 2022 | Toyota | Camry | 52,186 | $3,042 |
| 2014 | Ford | Explorer | 125,000 | $4,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($4,246 avg), Chevrolet ($2,770 avg), Honda ($10,215 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Calexico
Yes. The average vehicle year among borrowers in the 92231 area is 2016. A 2013 Honda Civic with 140,000 miles recently qualified for $7,015 near Calexico. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 92231 was $2,525 for a 2015 Chevrolet Malibu with 136,000 miles. Across 14 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
The requirements for a title loan in Calexico are straightforward:
Car title in your name
Government-issued photo ID
Proof of income
Proof of California address
Social Security number
Your credit score is not the main factor. Approval is based on your vehicle’s value and ability to repay.
No, there is no penalty for paying off early. California law prohibits prepayment penalties on title loans. You can pay off your loan at any time and only pay interest for the time you actually hold it.
