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Home > Oregon > Bend

Title Loans in Bend , Oregon

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



61550 American Ln #1
Oregon   97702

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

My credit score isn't the best, but this loan firm in Bend still approved me for a payday loan. It was a lifesaver! Now I can pay my bills on time and take care of my family.
Betty Watts
Betty Watts
The ease of their 24/7 title loans astounded me! Their constant accessibility made things exceedingly simple when I required urgent cash help. The application was simple, and the money was released right away.
Maryann Spencer
Maryann Spencer
In dire need of funds, I availed an emergency loan in Bend from this loan company, and I must say they were a lifesaver! The entire process was quick and hassle-free, and their team was incredibly helpful and understanding. I received the funds I needed within hours, allowing me to tackle the situation with peace of mind.
Lynda Cook
Lynda Cook
This loan company appreciates the worth of your vehicle, providing cash for car title loans. When I required financial aid, they offered a reasonable loan amount based on the value of my car. It was an efficient and dependable solution during a difficult period.
Peter Williams
Peter Williams
This lending institution provided assistance when people faced financial troubles. They treated me with empathy, which made me feel appreciated as a customer. For their great service, they come highly recommended.
Bryan Clark
Bryan Clark
I was in a tough spot financially and needed some quick cash. I went to one of the local car title loan places and they were able to help me out. I was able to get the money I needed and pay back the loan on time. Choose them for your search for "tittle loan near me".
Marcia Lawrence
Marcia Lawrence
I was in need of fast financial assistance and found the perfect solution with vehicle title loans. The process was simple and I was able to get the funds I needed within hours. I would highly recommend this option to anyone in need.
Rose Curtis
Rose Curtis
I was in need of an auto title loan and this loan company was able to help me out. They have title loan places all over the place, including near me, which made it easy to get the cash I needed quickly.
Thomas A. Burns
Thomas A. Burns
I needed some quick cash and decided to pawn my car title. I went to my local loan company and they were able to give me the cash I needed in a matter of minutes. I was really happy with the service and would definitely use them again in the future.
Marla Nelson
Marla Nelson
I was in a tough situation and needed money fast. This loan company was a lifesaver! They were able to give me a title loan without any registration, and the process was super simple and fast. I would highly recommend them to anyone in a similar situation.
Pam Hernandez
Pam Hernandez
I've been looking for a company that could help me borrow money for my car. I had heard about title loans and it sounded like an excellent idea. I was hesitant to do this, but the team at Montana Capital Car Title Loans was great and helped me through the process. You can't beat their customer service or the prices that they offer for loans.
I am a previous customer at their loan lending agency and I have to say that they are the best!. The process was very smooth and the interest rate was very low. I would recommend getting title loans from them even if you have a bad credit score!
Rachel Hayes
Rachel Hayes
I availed the title loan services from this loan company and I am very happy with the results. The team was very professional and helped me get the loan amount that I needed. The interest rate was also very reasonable. Overall, I am very satisfied with the loan company's services.
Linda Marciano
Linda Marciano
I availed of the auto refinancing services from this loan company and I am very satisfied with their services. They were very prompt and efficient in getting the process done. I would definitely recommend their services to anyone who is looking for a good loan company.
I've been a customer of this loan company for a few years now and I can say without a doubt that they are the best in the business. The process is easy and fast, and I always receive my money quickly.
Erika Thompson
Erika Thompson
As for your loan service, I will recommend your company to friends and family without hesitation. I am very glad I chose your company over the others. Thaks for the paycheck
Carol Chandler
Carol Chandler

3 Easy Steps to Get a Car Title Loan in Bend


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

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The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Applying for Car Title Loans in Bend, Oregon: Easiest Way to Get Cash Fast

Are you in the middle of a financial dilemma and have no idea where to get the money you need?

We totally get you. Financial troubles happen to the best of us.

That’s why we’re here. 

Do you want to know how Bend car title loans can help you? Continue reading to find out!

Let’s Introduce the Car Title Loan and What It Does

Simply put, a car title loan is a short-term loan that uses a vehicle as collateral. [R]

They are also called auto title loans or pink slip loans.

A vehicle title will be exchanged for a certain amount of money under a loan agreement between the borrower and the lender.

Think of car title loans as title pawns, where you’ll get your car title back after fully paying the loan amount.

How Do I Apply for a Car Title Loan in Bend, OR?

The loan application for title loans is SO EASY and SIMPLE. Follow these three steps, and you’ll be borrowing some cash in no time.

Step One: Fill Up the Online Application Form

You don’t even have to go out of your house for your loan application! Isn’t that very convenient?

Fill up the online form provided by the loan company to get started with your loan process.

We assure you that this will take less than 5 minutes to complete.

The application form is available 24/7, and you can answer it from the comfort of your home.

Have Some Questions or Concerns?

Feel free to call us or email us if you are having some trouble or want to clarify something.

One of our loan officers will contact and guide you through the loan process.

Step Two: Submit the Important Documents

After completing the application, the title lender will do verification by asking for some paperwork.

Note: This won’t take long as it sounds. Once the lender sees your car’s qualifications and some proof of identification, you’re good to go.

Here are the things you would need:

Your Vehicle Title

This is the most important document in car title loans.

The car title must be under your name. 

The lenders will check if the name you submitted in the form is the same as the owner on the car title.

Of course, you can’t exactly pawn a car title that isn’t yours, right?

Aside from that, make sure that you have no outstanding lien on your car. This means that there are no underlying debts on your auto.

This gives you more credibility as a borrower.

Your Car

The loan amount will be based on the classifications of your car.

You DON’T have to bring your actual car. Pictures of the car are enough as long as they are clear and show all four sides of the vehicle.

The title lender will typically inspect the following features:

  • Year
  • Make
  • Model
  • Mileage
  • Extras*

*Some accessories such as having a sunroof, leather seats, alloy wheels, and the like can increase your car’s equity value. [R]

A Valid ID

You can only qualify for a title loan in Bend, OR, if you are 18 years old and older.

Be sure to bring one of the following:

  • Passport
  • State-issued driver’s license/ID card
  • Social Security card
  • Birth certificate
  • REAL ID Act
  • Voter’s ID
  • Other identity documents

NOTE: We advise you to bring one supplementary identification document. While not strictly required, this will increase your credibility.

Proof of Residence

Of course, you have to be an official resident of Bend, OR, to qualify for a title loan.

You can prove this by showing a recognized ID that has your complete address. Utility bills that show your place of residence are also accepted too!

Proof of Income

We are not just talking about being full-time employees.

What’s amazing about a title loan in Bend is employment is not required.

Your sources of income could be from a side business, allowances, or even from social security benefits.

The borrowers will assess your ability to repay the loan amount.

As long as you can prove that you can pay back the loan, you are good to go.

Proof of Insurance

The insurance documents include the registration papers for your vehicle.

Insurance papers are important because they are your vehicle’s financial protection, no matter what happens. [R]

A Bank Account

Don’t worry! It doesn’t matter whether you have money in your bank account. Similar to your credit criteria, an account is for your loan proceeds.

Three References

Part of the approval process is submitting names of three references that aren’t related to you.

Make sure to choose people that can vouch for your ability to repay the loan, as this will increase your credibility with the title lender.

Step Three: Get Your Cash!

You have officially been approved for your application for a title loan!

All that’s left is for you to comply with the terms of your loan. Make sure that you understand ALL the conditions laid out by the lenders.

Here’s Why You Should Get an Auto Title Loan

#1 Title Loans Are So Convenient

Unlike getting loans from banks or another credit union, car title loans are SO SIMPLE.

Here, we understand that you need to get money fast. We streamline the process so you can get the cash that you need as soon as possible.

That’s why we skip the mountain of paperwork and the long waiting for the loan approval.

For those who are residents of Bend, applying for a title loan can be done in the comfort of your living room.

Follow the steps given above, and you have a HUGE chance of qualifying for a loan.

#2 No Strict Credit Requirements

Are you wondering why title loans are becoming quite popular in the United States? Check this out! 

Banks are known for conducting a rigorous credit check to a lender. Most of the time, the amount of the loan is dependent on one’s credit score.

What happens if you have bad credit? You’re automatically disqualified in banks.

Title loans are an exception, though. This type of loan has a high tolerance for bad credit.

You’ll still be able to qualify for a title loan even if you have a bad credit score.

NOTE: Lenders may still choose to perform a credit check to make sure that you have the ability to repay the loan. 

#3 Flexibility in Terms and Conditions

There are different types of loans for a reason. That’s because every borrower has their own unique financial situation.

Maybe you need a loan for a month, or maybe one that can extend up to a year or so.

Title loans are tailor-fitted to the needs of every loan applicant. You can always negotiate terms, such as the interest rate, with the lender to simplify the loan process.

#4 You Get to Keep Driving Your Vehicle Around

Honestly, this is the best thing about title loans. You don’t have to surrender your vehicle.

If you use your vehicle to go around Oregon, don’t worry! You will surrender ONLY the title to the lenders.

Make sure to abide by the loan agreement between you and your lenders to avoid ANY PROBLEMS!


How Much Money Can I Get On Title Loans?

Your loan amount will depend on the equity value of your vehicle.

Your lender will determine the value of your vehicle by checking its year, make, model, mileage, and other extras.

The lender will determine the loan amount depending on these factors.

The better the car’s condition is, the higher its equity value and amount of money you can get.

Are Title Loans Legal in Oregon?

Absolutely! Title loans are a legal option if you need to get cash fast.

Oregon is part of the 17 states in the US that legalized title loans.

The Oregon Title Loan Act regulates title loans.

To make sure that your title lender is legally registered, confirm with Consumer Financial Protection Bureau (CFPB).

Do I Need to Be a Resident of Bend to Qualify?


An important requirement to qualify for a loan in Bend is to be a registered and official resident. If you recently moved to Bend, the lender will check proof of residence and utility bills. 

Are Title Loans Different From Payday Loans?

Aside from both being short-term loans, payday loans have nothing in common with title loans.

Title loans use a vehicle as collateral in exchange for some quick cash.

Another key difference is payday loans have a high interest rate, while the rate in title loans varies depending on the loan agreement.

Apply Today

There are multiple loan types you can choose from, but title loans are the BEST option for you if you need some funds right away.

With a convenient application process and flexible terms, your financial state will be OK in no time, without letting go of your car.

Did you find this article helpful? If you are from Bend, OR, feel free to share your thoughts and experiences below!

Related Locations


142 NE Rever Ave, Bend, Oregon 97701
View Location


3816 Main St, Springfield, Oregon 97478
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929 W 7th Ave, Eugene, Oregon 97402
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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