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Title loans in Bend

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Bend

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Audiowerks

61550 American Ln #1

Bend

97702 Oregon

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Applying for Car Title Loans in Bend, Oregon: Easiest Way to Get Cash Fast

Are you in the middle of a financial dilemma and have no idea where to get the money you need?

We totally get you. Financial troubles happen to the best of us.

That’s why we’re here. 

Do you want to know how Bend car title loans can help you? Continue reading to find out!

Let’s Introduce the Car Title Loan and What It Does

Simply put, a car title loan is a short-term loan that uses a vehicle as collateral. [R]

They are also called auto title loans or pink slip loans.

A vehicle title will be exchanged for a certain amount of money under a loan agreement between the borrower and the lender.

Think of car title loans as title pawns, where you’ll get your car title back after fully paying the loan amount.

How Do I Apply for a Car Title Loan in Bend, OR?

The loan application for title loans is SO EASY and SIMPLE. Follow these three steps, and you’ll be borrowing some cash in no time.

Step One: Fill Up the Online Application Form

You don’t even have to go out of your house for your loan application! Isn’t that very convenient?

Fill up the online form provided by the loan company to get started with your loan process.

We assure you that this will take less than 5 minutes to complete.

The application form is available 24/7, and you can answer it from the comfort of your home.

Have Some Questions or Concerns?

Feel free to call us or email us if you are having some trouble or want to clarify something.

One of our loan officers will contact and guide you through the loan process.

Step Two: Submit the Important Documents

After completing the application, the title lender will do verification by asking for some paperwork.

Note: This won’t take long as it sounds. Once the lender sees your car’s qualifications and some proof of identification, you’re good to go.

Here are the things you would need:

Your Vehicle Title

This is the most important document in car title loans.

The car title must be under your name. 

The lenders will check if the name you submitted in the form is the same as the owner on the car title.

Of course, you can’t exactly pawn a car title that isn’t yours, right?

Aside from that, make sure that you have no outstanding lien on your car. This means that there are no underlying debts on your auto.

This gives you more credibility as a borrower.

Your Car

The loan amount will be based on the classifications of your car.

You DON’T have to bring your actual car. Pictures of the car are enough as long as they are clear and show all four sides of the vehicle.

The title lender will typically inspect the following features:

  • Year
  • Make
  • Model
  • Mileage
  • Extras*

*Some accessories such as having a sunroof, leather seats, alloy wheels, and the like can increase your car’s equity value. [R]

A Valid ID

You can only qualify for a title loan in Bend, OR, if you are 18 years old and older.

Be sure to bring one of the following:

  • Passport
  • State-issued driver’s license/ID card
  • Social Security card
  • Birth certificate
  • REAL ID Act
  • Voter’s ID
  • Other identity documents

NOTE: We advise you to bring one supplementary identification document. While not strictly required, this will increase your credibility.

Proof of Residence

Of course, you have to be an official resident of Bend, OR, to qualify for a title loan.

You can prove this by showing a recognized ID that has your complete address. Utility bills that show your place of residence are also accepted too!

Proof of Income

We are not just talking about being full-time employees.

What’s amazing about a title loan in Bend is employment is not required.

Your sources of income could be from a side business, allowances, or even from social security benefits.

The borrowers will assess your ability to repay the loan amount.

As long as you can prove that you can pay back the loan, you are good to go.

Proof of Insurance

The insurance documents include the registration papers for your vehicle.

Insurance papers are important because they are your vehicle’s financial protection, no matter what happens. [R]

A Bank Account

Don’t worry! It doesn’t matter whether you have money in your bank account. Similar to your credit criteria, an account is for your loan proceeds.

Three References

Part of the approval process is submitting names of three references that aren’t related to you.

Make sure to choose people that can vouch for your ability to repay the loan, as this will increase your credibility with the title lender.

Step Three: Get Your Cash!

You have officially been approved for your application for a title loan!

All that’s left is for you to comply with the terms of your loan. Make sure that you understand ALL the conditions laid out by the lenders.

Here’s Why You Should Get an Auto Title Loan

#1 Title Loans Are So Convenient

Unlike getting loans from banks or another credit union, car title loans are SO SIMPLE.

Here, we understand that you need to get money fast. We streamline the process so you can get the cash that you need as soon as possible.

That’s why we skip the mountain of paperwork and the long waiting for the loan approval.

For those who are residents of Bend, applying for a title loan can be done in the comfort of your living room.

Follow the steps given above, and you have a HUGE chance of qualifying for a loan.

#2 No Strict Credit Requirements

Are you wondering why title loans are becoming quite popular in the United States? Check this out! 

Banks are known for conducting a rigorous credit check to a lender. Most of the time, the amount of the loan is dependent on one’s credit score.

What happens if you have bad credit? You’re automatically disqualified in banks.

Title loans are an exception, though. This type of loan has a high tolerance for bad credit.

You’ll still be able to qualify for a title loan even if you have a bad credit score.

NOTE: Lenders may still choose to perform a credit check to make sure that you have the ability to repay the loan. 

#3 Flexibility in Terms and Conditions

There are different types of loans for a reason. That’s because every borrower has their own unique financial situation.

Maybe you need a loan for a month, or maybe one that can extend up to a year or so.

Title loans are tailor-fitted to the needs of every loan applicant. You can always negotiate terms, such as the interest rate, with the lender to simplify the loan process.

#4 You Get to Keep Driving Your Vehicle Around

Honestly, this is the best thing about title loans. You don’t have to surrender your vehicle.

If you use your vehicle to go around Oregon, don’t worry! You will surrender ONLY the title to the lenders.

Make sure to abide by the loan agreement between you and your lenders to avoid ANY PROBLEMS!

FAQs

How Much Money Can I Get On Title Loans?

Your loan amount will depend on the equity value of your vehicle.

Your lender will determine the value of your vehicle by checking its year, make, model, mileage, and other extras.

The lender will determine the loan amount depending on these factors.

The better the car’s condition is, the higher its equity value and amount of money you can get.

Are Title Loans Legal in Oregon?

Absolutely! Title loans are a legal option if you need to get cash fast.

Oregon is part of the 17 states in the US that legalized title loans.

The Oregon Title Loan Act regulates title loans.

To make sure that your title lender is legally registered, confirm with Consumer Financial Protection Bureau (CFPB).

Do I Need to Be a Resident of Bend to Qualify?

Yes!

An important requirement to qualify for a loan in Bend is to be a registered and official resident. If you recently moved to Bend, the lender will check proof of residence and utility bills. 

Are Title Loans Different From Payday Loans?

Aside from both being short-term loans, payday loans have nothing in common with title loans.

Title loans use a vehicle as collateral in exchange for some quick cash.

Another key difference is payday loans have a high interest rate, while the rate in title loans varies depending on the loan agreement.

Apply Today

There are multiple loan types you can choose from, but title loans are the BEST option for you if you need some funds right away.

With a convenient application process and flexible terms, your financial state will be OK in no time, without letting go of your car.

Did you find this article helpful? If you are from Bend, OR, feel free to share your thoughts and experiences below!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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