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Home > Michigan > Ann Arbor

Title Loans in Ann Arbor , Michigan

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



2237 W Liberty Rd
Ann Arbor
Michigan   48103

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

I found reliable title loan lenders through this company. They offered competitive rates and a hassle-free process. Highly recommended for anyone in need of extra cash.
Terry K.
Terry K.
I am so grateful to have found this loan company! They have the best title loan terms and interest rates around, and their customer service is super friendly. I would highly recommend them to anyone in need of quick cash.
Beulah W.
Beulah W.
I was in a tough spot when my car broke down and I needed money for repairs. I remembered seeing a title loan place nearby and decided to check it out. I was so glad I did! The process was quick and easy, and I had the money I needed in no... time. I would definitely recommend this company to anyone in a similar situation.read more
Jennifer S
Jennifer S
This is a great service for people who need quick cash. I applied for a title loan with lien and was able to borrow $6,000 in a matter of hours. I was able to use the money to fix up my car, which meant that I would be able to save money... in the long run! I would recommend this service to anyone who needs money fast!read more
Jodi W.
Jodi W.
I have been working with Montana Capital Car Title Loans for over 3 years now and can confidently say that they are the best in the industry. What I like about them is that they always have borrowers' best interests in mind and work hard... to ensure that their clients get a loan at a competitive rate. The way I see it, if you gave up searching on “auto title loans near me “ then you should definitely go with this company!read more
Marilyn C.
Marilyn C.
I needed immediate cash for my emergency situation and I am really thankful that I found this loan firm that provided me with the cash I needed in a matter of hours. They were very professional and helped me understand the terms and... conditions of the car title loan. I would definitely recommend their services to anyone in need of quick cash.read more
Joanne P.
Joanne P.
I was in a pinch. I had a few problems with my credit and needed to get a car title loan but had a bad credit score. I found this site and was able to qualify for a poor credit car loan with a very good interest rate. The website was very... easy to navigate and I was able to get my loan completed in a pretty short time.read more
Villemo L.
Villemo L.

3 Easy Steps to Get a Car Title Loan in Ann Arbor


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Ann Arbor: Ready to Get Some Quick Cash?

Let’s be real! No one wants to go bankrupt or have an empty bank account on their hands.

Fortunately, title loans are here to save you and your wallet! We’ll show you all the necessary steps and other essential information to ensure you get your money SEAMLESSLY!

Shall we get into the easy money that everyone loves?

Title Loans: What Are They

We’re certain you’ve heard of them before. Or at least the concept behind them.

Title loans allow you to get money in exchange for someone to borrow your title! But only legally.

Indeed, that means you’re now able to pay your student loans and other responsibilities, which require money just by lending your car title. THIS is the power of title loans.

Looking for quick cash? Title loans it is!

Why Get a Car Title Loan in Ann Arbor MI: The Basics

Aside from the fact that car title loans allow you to receive cash just by lending the title of your collateral, there are a few reasons why you should apply for one in Ann Arbor, Michigan!

Let’s go through every single one!

Fast and Straightforward

Lending the title of your car may sound a little bit complex. Well, of course, anything that requires law must have its complications.

But not car title loans!

The concept is exactly what it sounds like.

You have someone take the title, and on paper, they’ll be the legal owner. And you get money for it.

That’s it? Yes. Car title loans are absolutely easier than you think!

Drive Your Vehicle

One of the few reasons people tend to hesitate about filing a loan application is their worry about losing their automobile.

Well, here’s the thing. While you’re paying back the money the lender has given you, you’re able to drive LIMITLESSLY.

BUT, if you fail to pay the loan amounts during the loan process and terms that you and your loan lender have agreed upon, your collateral will end up in the hands of your lender.

Basically, pay your loan right away!

No Hidden Charges

One of the great things about the loan proceeds from car title loans is that there are no hidden charges! All the money that will be involved during the loan process is discussed during your application.

This way, you know you can get your money rightfully.

Will there be interest rates? Of course! This is business, after all. BUT rest assured that they will be negotiated before you officially lend the title of your vehicle.

Loan Application in Ann Arbor

Have we convinced you to apply for car title loans yet?

If that’s the case, allow us to guide you through the entire process of car title loans!

Car Title Loan in Ann Arbor: The Application Process, Apply Online

One of the best things about getting car title loans at Ann Arbor, MI, is that you can APPLY ONLINE without a single hassle in place.

We present to you the power of the ONLINE LOAN PROCESS!

Find a Lender: Get a Title Loan

You’ll need to do some research to find a lender that you like. And you’ll definitely have to talk to a few people to figure out which loans are best for you, but once you find it, it’s a GOLD MINE!

Click and head over to the website of the online title loans you like, and click APPLY.

Now follow the specified instructions on the screen, and your vehicle loan is good to go!

Car Title Loan in Ann Arbor: The Requirements


There are some documents that you have to submit to get your loans processed.

They’re pretty easy to collect, but there ARE quite a lot of them. So let’s get into this part of the application!

Proof of Income

You’ll find this out later, but SPOILER ALERT: your proof of income is single-handedly the biggest factor you should take into account before you apply online for car title loans.

That is, your entire chance of being approved for some cash in exchange for your title is your ability to pay back the loan. Once again, you have to remind yourself that this is business.

That said, lenders who will allow you to loan WILL check if you’re able to attend to the terms of a vehicle title loan.

Heads up: Will they check your bank account? Not necessarily.

Will they take your credit check into account? We’ll talk about that later.

Government-Issued ID

This one’s pretty easy. Like any other business that requires some cash, you need a form of identification, usually in the form of a government-issued ID.

You can use your driver’s license or some other form of official identification.

Vehicle Title

Signing up for title loans and don’t have the vehicle title with you?

You’re most definitely NOT ELIGIBLE for auto title loans. We mean, how could you not have the one thing you’re letting someone borrow?

On the serious side, you DO need to have your vehicle title ready. After all, this one title is all you need to get your money.

In other words, having this is the bare minimum for any loan amounts.

The Vehicle Must Be In Good Condition

Again, one of the minimum requirements when applying for a loan is the vehicle must be in good condition.

Most lenders of loans will go through a vehicle inspection (even if you supply photos), and so it’s one of the deciding factors for whether you’re eligible for a loan than not.

And typically, the better the condition, the more loans you’ll be able to take!

So make way for the shiniest and smoothest riding cars in Michigan for some money, alright?

Some factors to take note of:
  • The model
  • Any damages
  • The age of the vehicle
  • Overall performance

Photos of the Car

As we’ve said earlier, there WILL be a car inspection.

But if you’re doing the loans process online, you’ll have to provide some clear pictures so lenders can see the condition of your car.

Don’t forget that there will be an inspection, so it’d be in your best interest if they could see what they will get.

Play fair business to get the most out of your loans!

Proof of Residence

Before you can get your money, the last document is proof of residence that you’re actually from MI.

This can be as simple as providing utility bills under your name.

How to Get Approval for Your Title Loan?

Have you gotten all of those documents checked in? It’s now time to get your loan amount then!

But first, here’s how to get approved for your loan request.

The Only Factor You Should Be Concerned About: Your Ability to Pay Back the Loan

We’ve already mentioned earlier that you have to be concerned about your income. Well, that’s because the entire business relies on whether you can pay it back or not.

And spoiler alert! Your car’s permanent home also depends on how well and on time you can pay back your loan.

When you apply for a loan, you want to make sure that you can pay it back. There will be terms discussed to you by the lender during the meeting, and you’ll most definitely be allowed to negotiate.

Use that to your advantage, and remember that communication is key.

We want the best for you, but you have to make it happen! Remember not to commit to an agreement that you’re not entirely sure you can make up for, and you’ll be fine.

Credit Score

When money is on the line, people worry about their credit score.

So the big question is: Can you apply for a title loan with a bad credit score? Sure! But with reservations.

Again, the biggest factor lenders will take into account is your ability to pay. If your credit score ISN’T too well, the lenders WILL think twice.

Most likely, you’ll be given a cheaper offer compared to those with better credit scores. Or you won’t be on the priority list for title loans at all.

Not all lenders do this, but you shouldn’t be all too confident about applying for title loans with a poor score, either.

Title Loans in Ann Arbor MI: The Real Reasons to Get One

You’ve reached this part of the article? Great! Here are our reasons for why getting title loans is WORTH IT:

Keep Driving Your Car

Even if your car is set as collateral in the loan agreement, you can still keep it with you and drive it through the desires of your heart!

Flexibility of Terms

Another good thing about auto title loans is that there MAY be some flexibility with the terms!

Need a little more time to pay it back? Just communicate it, and let the magic happen.


As you can see, title loans at Ann Arbor are great options to take when you lack funds.

Just remember that there may be reservations and responsibilities that come with the contract, and you should be good to go!

Related Locations

Ann Arbor, MI

5060 Jackson Rd suite p, Ann Arbor, MI 48103
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1685 S Venoy Rd, Westland, Michigan 48186
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15140 Middlebelt Rd, Livonia, Michigan 48154
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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