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Title loans in Livonia

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Livonia

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

The Livonia Garage (Auto Repair & Tires)

15140 Middlebelt Rd

Livonia

48154 Michigan

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Livonia, MI

Are you in the critical moment of your life right now? Do you need emergency cash? Well, honestly, it doesn’t really matter where you’ll use it…

There are SEVERAL lenders in Livonia, MI that offer fast car title loans. Here, we’ll teach you how to get one. We’ll also answer ALL your related questions. You’ll be cleared of doubt once you’ve been guided!

So what are you waiting for? Let’s dive in now! 

What Do You Need to Know About Car Title Loans?

Car title loans (or auto title loans) are loans lenders provide you in exchange for pledging your vehicle title as collateral. You have to OWN at least one present vehicle to get an auto title loan.

Lenders will give you a certain amount of time to repay them. And you’re WELCOME to get another title loan right away once you’ve paid off your remaining balance in your previous loan application.

It’s an EXTRA easy way to get urgent cash, regardless of where you’ll spend it. We’ve provided everything you need to know to successfully acquire an auto title loan in Livonia, MI.

Requirements for Obtaining a Car Title Loan in Livonia, MI

To get auto title loans in Michigan state, you need to satisfy the following conditions and bring the following papers…

  • 18 years and older
  • Present a government-issued ID
  • Carry proof of income (recent pay stubs or other proof of loan repayment ability)
  • Show proof of residence (utility bills, lease, etc.)
  • Get AT LEAST two valid references (with their phone numbers and addresses)
  • Have insurance
  • Prepare your credit (preferably with great scores)
  • Possess an actual vehicle and spare keys (no year or mileage limit)
  • Be aware that there could be a requirement for GPS tracker installation
  • Own a car title
  • An automobile that has your name registered on it

How to Apply for Car Title Loans: 7 Easy Steps

Here’s the process you’ll need to follow to obtain an auto title loan. But first, we’d like you to know that there are TWO ways to acquire one: online and personal application.

But generally, what you’d have to do are the following.

Step 1: Prepare Your Lien-Free Title

Since you’re in Michigan, you should already have a title within 15 days of your car purchase.

You can CHECK Michigan’s Department of Motor Vehicles website if you have a more complicated situation regarding vehicle ownership.

Step 2: Fill Up the Application Form Provided by Your Lender

This is fairly easy to do. Just make sure ALL information you write there is accurate regardless of where you’re applying — online or personal.

Step 3: Provide Other Necessary (and Additional) Requirements

This typically involves a photo ID, proof of income, insurance, and other important documents listed above.

Remember that some lenders in Livonia CHECK credit, and some not. So still, PREPARE YOUR CREDIT in case there’s a sudden credit check.

In cases of online applications, well, all you’ll need to do is upload them.

Step 4: Wait For the Lender to Review Your Application

The lenders will contact you afterward to verify your loan application.

There could also be an in-person appraisal. So be READY if they require you to present your automobile in front of an auto loan officer.

Step 5: Read the Contract and Sign Them

You’ll have to hand over the title in this step which they’ll HOLD onto until you’ve paid the loans. All you’ll need to do after is wait for the approval.

Step 6: Get the Loan

If approved, you’ll get your cash (finally!). It can also be directly wired to your bank account, depending on what you and the lender have agreed with.

Step 7: Pay

Then all you’ll need to do is pay your auto title loans until you’ve cleared off your balance. Get your title back as well as the spare keys (or get the GPS tracker removed if it’s installed). 

FAQs

How Much Can I Borrow With Car Title Loans?

The loan amount DEPENDS on the value of your vehicle.

Don’t worry though if your car or automobile doesn’t have a high value. You can also request more additional cash if you badly need to borrow a higher loan amount.

It really depends on what one business can offer.

Can I Get a Loan Even if I Have a Bad Credit?

Yes, it’s possible. Some lenders in Livonia, MI, don’t check credits.

But they’ll do a background check on you to ensure you have the ABILITY to repay the loan. Try to apply with good credit to avoid any problems throughout the procedure.

Does a Car Title Loan Affect My Credit Score?

Most of the time, no. Expect that this MIGHT get reported to the credit bureau UNLESS you’ve paid off your loan late or had some serious payment issues.

Though few companies report ALL loan installments — positive and negative. If you’re worried about this, make sure to inquire to your lender before you pledge your title.

How Long Do Loan Terms Last?

It depends on the lender, as some require you to make lump sum payments within 15 or 30 days of the loan approval.

But it can ALSO last up to several months.

What Vehicles Qualify For a Title Loan?

ANY vehicle can do —truck, motorcycle, etc.— as long as it’s lien-free. 

Some lenders in Livonia, Michigan, don’t check the automobile’s mileage or age. But if they do, prepare any additional paperwork they might require you to present.

Where Can I Apply?

Several lenders offer COMPLETE online auto title loan business transactions in 

There are other auto title loan lenders in Livonia that allow walk-in through storefronts for direct and easier communication with officers:

What to Remember…

Applying for auto title loans in the state of Michigan spell the best way to obtain finances QUICKLY. And the process is relatively simple to do as well.

But this can be quite risky, especially if you rushed in WITHOUT considering what you could get in return.

Remember that auto title loans can have INCREDIBLY high interest rates, regardless of the state.

It’s even WORSE for people who can’t pay within the loan terms — there would be a cycle of debt coming for them.

So before you get all excited with this convenient loan acquisition, RESEARCH EVERYTHING first!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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