Emergencies don’t always happen during regular business hours. Waiting for lenders to open to satisfy your emergency can be detrimental. Fortunately, there are some lenders who offer title loans on Sundays to handle your financial emergency.

Your best bet is to find title loan lenders with an online title loan process. With these lenders, you can apply online 24/7, even on Sunday. You may have to wait to talk to customer service representatives until Monday morning. But, your application will be first in the queue saving you a few hours.

After completing an application, you should know instantly how much you’re eligible to borrow. You’ll also know what documents you must upload. If you upload your documents online, you’ll have everything ready when the title loan companies open. This may help get the loan funded quickly, sometimes as soon as that day after final approval.

How Do Car Title Loans Work?

A title loan is a convenient solution when you need cash quickly. Unlike traditional loans, these offer flexibility, allowing you to borrow any day, even on weekends. You don’t have to settle for less just because many lending institutions are closed then.

With car title loans, you get fast cash by using your car’s title as collateral. This option requires that you own your car outright, without any existing loans against it. 

Title Loan Limits

These loans are perfect for urgent financial needs, letting you borrow between $500 and $50,000 based on your car’s value and your income, which you’ll need to demonstrate for approval.

Even if you have bad credit, you can access car title loans, but be aware they come with high interest rates and short repayment terms. They are particularly useful in emergencies when you have limited financial options. 

These loans are perfect for urgent financial needs, letting you borrow between $500 and $50,000 The loan limit is based on your car’s value and your income, which you’ll need to demonstrate for approval.

One of the biggest benefits of car title loans is the ability to keep using your car as usual while you have the loan. As long as you meet the repayment terms, your regular use of the car is not affected

How Can I Get a Car Title Loan on a Sunday?

If you need a car title loan on a Sunday, many lenders offer a quick and easy online process available 24/7. This helps in urgent situations occurring on the weekends. You can put in your request/application so it’s there for the lender when they open for business on Monday.

If your request is approved, you may get funds as soon as Monday morning. Unfortunately, banks can’t receive funds on Sundays. But getting your application in early gets you in line for processing first thing Monday morning.

What Documents Do I Need to Qualify for a Car Title Loan?

The key to getting your loan funded fast is to have your documents in order. Title loan lenders require the following to get approved:

  • Proof of income: Title loan lenders must determine if you can repay the loan. Proof of income may include income from employment, retirement, unemployment, or worker’s compensation.
  • Pictures of vehicle: Many lenders that offer an online application allow you to submit pictures of your vehicle for inspection and valuation. You must provide adequate pictures of the vehicle’s interior and exterior, plus the VIN.
  • Title in your name: Title loan places typically require a lien-free title. This means you own the car without any loans on it. In addition, your name must appear on the loan. If you own the car with anyone else and the title has an ‘and’ between your names, both parties must be on the loan.
  • Proof of identification: To get fast cash, you must provide government-issued ID, such as a driver’s license, state ID, or passport.

Title Loan Lenders Who Can Help You on Sundays

Check out our recommendations for top title loan companies available on the weekends. These lenders primarily offer online title loans, making them accessible to borrowers in states where title loans are permitted. You may receive your funds on Monday once the loan is approved, given all documentation and requirements are met.

Full Disclosure: All information is based on details from the companies’ websites.

1. Montana Capital Car Title Loans

We offer an online title loan process. This allows you to apply for title loans 24/7 when disaster strikes. You can complete the entire process online, including uploading your documents and pictures of your vehicle for inspection to determine your loan amount. We lend $500 to $50,000 and offers interest rates of 60% to 175%.

After applying online, you must get final approval from a loan agent, which will take place first thing Monday morning, and if you get approved, you may receive funds the same day


  • May lend as much as 70% of your vehicle’s value
  • May fund as soon as the same business day
  • Helps applicants in over 30 states

2. LoanMart

LoanMart offers an online application process, meaning you can apply for a title loan on Sunday. LoanMart works with borrowers with bad credit, and they don’t have any hidden fees or prepayment penalties. Their application process takes 30 minutes or less and they send your funds directly to your bank account for fast funding.

After you apply online and get an answer, you can upload your documents and review the loan contract with your loan agent the next business day. LoanMart works in over 30 states and has helped over 250,000 customers with their title loan needs.


  • Doesn’t charge a prepayment penalty
  • Offers same day funding on loans cleared by 2 PM
  • Receive money fast via direct deposit after approval

3. TitleMax

TitleMax is a large title loan lender with an online title loan process. This makes it easy to apply for a title loan on Sunday. Title Max offers same day cash, fast approvals, and offers competitive rates compared to other title loan lenders. 

TitleMax works in 14 states, and has over 900 locations. TitleMax funds loans in as little as 30 minutes in some cases. They also have a user-friendly website to make handling your account simple.


How Can I Contact Lenders To Inquire About Their Title Loans?

Most lenders offer the option to send an email, chat online, or call. Since not all lenders have weekend hours, including Sundays, you may have to wait until Monday for an answer, but can rest assured you’ll get your answer early on Monday.

Can I Apply for a Car Title Loan Online on a Sunday, or Do I Need To Visit a Physical Location?

Yes, you can apply for a title loan on Sundays by applying online. When you apply online you learn how much you can borrow and can gather your paperwork to complete the loan process. When the lender reviews your application and documentation on Monday, you’ll be closer to receiving your funds.

Is Title Loan Interest Rates Higher on Sundays Compared To Other Days of the Week?

No, it doesn’t matter what day of the week you apply for a title loan. Lenders don’t base your interest rate on the day you apply for the loan. Having the ability to apply for a loan on Sundays is a convenience title loan lenders offer without an extra charge.

Can I Get a Title Loan on a Sunday if I Have Bad Credit or a Low Credit Score?

Yes, you may get a title loan on a Sunday even if you have bad credit. This is because title loan lenders don’t focus only on your credit score. They may do a credit check, but your score isn’t always the primary factor in determining your eligibility.

If you prove you can repay the loan, your name is on the title, and your car has enough value, you may be on your way to securing the money you need in your bank account.

The Bottom Line

If you’re looking for a lender offering a title loan open on Sunday, it is best to find lenders who work online. You’ll be able to submit everything on the same day, even if it is Sunday and get the funds as early as Monday. 

Applying for a title loan online may provide peace of mind, knowing you have the steps to secure the financing. If you finalize everything before the title loan company opens on Monday, you can have your funds fast. This makes it an easy process to handle your emergency needs.

If you work with us, a title loan lender that offers instant approvals online, you can ensure you have everything they require to fund the loan. This allows you to get your money as quickly as possible.

Written by Samantha Hawrylack

Written by

Samantha Hawrylack

Samantha Hawrylack writes for our company and is an expert in personal finance. Sam received her Bachelors of Science in Finance and her Masters in Business Administration from West Chester University of Pennsylvania. She began her career in the financial services industry and shifted to an entrepreneurial role where she could directly impact clients. Sam has an impressive background in personal finance and business management.