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Holiday Loans for Bad Credit: What Are Your Options?

Holiday-themed desktop scene with a wrapped gift, travel envelope, smartphone, calculator, wallet, and car key

Yes, you can get holiday financing with bad credit. Your options may include a car title loan, a bad-credit installment loan, a credit union small-dollar loan, or Buy Now, Pay Later for eligible purchases.  Which option makes sense depends …

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Can You File Bankruptcy on a Title Loan?

car between a vehicle title and bankruptcy petition

Yes, you can include a title loan when you file for bankruptcy, but because it’s secured by your car, the loan isn’t simply erased the way many unsecured debts can be.  You’ll generally need to decide how the vehicle …

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Can You Go to Jail for Not Paying a Title Loan?

a woman holding a credit card and smartphone checking her car title loan payments

No. You cannot go to jail for failing to pay a title loan. Title loan debt is a civil matter, not a criminal one.  Because title loans are usually used for short-term needs, including emergencies, missing payments can add …

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Can You Get a Title Loan With Expired Tags

a couple checking whether they can get a title loan with expired tags

In most cases, yes. Expired tags alone usually won’t disqualify you from a title loan, because it’s your vehicle’s title, not your registration status, that secures the loan.  If you’re covering an emergency expense like a medical bill or …

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How Fast Can You Get a Title Loan? Same-Day & Funding

a couple applying for a car title loan

Title loans can be funded in as little as a few hours on the same business day, though actual timing varies by lender, state, and how quickly documentation is reviewed and verified.  Same-day funding⁷ may be possible when you …

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