15 proven way to cut on expenses infographic

15 Money Saving Tips From Top Personal Finance Bloggers


  • Buy at garage sales and thrift shops
  • Buy online
  • Shop out of season
  • Buy your kids clothes a size bigger
  • Shop you closet and be creative

Your Monthly Saving: $121 


  • Use an HSA (Health Savings Account)
  • Ask the health care providers for a cost estimate
  • Always ask for a discount
  • Make sure the tests, prescriptions or procedures are really necessary
  • Maintain a healthy lifestyle

Your Monthly Saving: $490


  • Consider renting out a room
  • Don’t spend too much on a mortgage
  • Never buy without putting at least 20% down
  • Rent/buy only what you need
  • Keep your house properly maintained in order to reduce living costs

Your Monthly Saving: $755


  • Buy on bulk what you can
  • Don’t over shop. Always use a list
  • Don’t shop hungry
  • Shop around sales and use coupons
  • Buy ingredients in-season

Your Monthly Saving: $350

Personal Insurance:

  • Always compare prices
  • Don’t be shy – ask for a discount
  • Increase your deductibles
  • Get new car insurance quotes every renewal
  • Remember! Expensive car / home = expensive insurance

Your Monthly Saving: $122