Title loans in Troy

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Open hours

Mon - Fri:

9am - 7pm
10am - 4pm


Revive Auto Repair

2888 E Maple Rd


48083 Michigan

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


Our main

Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Troy

Can you get title loans in Troy, MI?

YES! It’s legal and safe to apply for one in Michigan.

Why should you get title loans?

It’s one of the fastest ways to get immediate funds. All you need to do is lend your vehicle title, undergo verification, and voila — there’s your cash.

See how simple the approach is?

If you want to know more about its details, let’s not have you waiting any longer.

What I Will Get From Auto Title Loans

Did you know that you can get a title loan in just 30 minutes?

You heard that right! In less than an hour, you can already acquire your much-requested loan amount. However, that won’t be the main focus of our discussion.

You need to keep in mind that your automobile worth will mainly be the basis of the loan value.

You will mostly enjoy some BENEFITS when obtaining auto title loans in Troy, MI. But remember that there are DRAWBACKS with loans too…


  • Instant cash
  • Fast transaction
  • Easily obtainable requirements
  • Possibility of no credit check
  • Ability to still drive your automobile while undergoing loan payments


  • High-interest rates
  • Potential of car repossession if an auto title loan is not paid
  • Chances of falling into a financial hole if an auto title loan is not paid

Still ready to take the risk? Alright. Let’s move on to the next part.

Getting an Auto Title Loan in Troy

In this section, we’ll teach you everything you will need to do to get your loans in Troy, MI.

Please go through each requirement as thoroughly as possible to avoid any problems in the application process.

List of Things to Prepare

To obtain a car title loan, you have to prepare requirements such as…

  • Identification (state-issued ID, driver’s license, etc.)*
  • Clear car title*
  • Vehicle/s (note down the year, make, model, mileage, VIN, license plate)*
  • Proof of ability to pay the loan (payslip, tax return, etc.)*
  • Proof of residence (bank statements, lease contract, etc.)
  • Credit
  • Vehicle registration
  • Vehicle insurance
  • Vehicle key duplicate/s
  • At least two references (must include relationship, phone number, and address)

Application Procedure

Got your documents already? Here’s what you have to do next:

1.) Find a Loan Lender in Troy, Michigan

There are several reliable lenders you can find in Troy, Michigan.

2.) Complete an Application Form

You have to write down EVERYTHING in the application form!

This includes your personal information, car details, and any other necessary info (which should be written correctly).

All the data you input will help convince the lenders you are a qualified borrower.

3.) Submit the Required Documents

As listed above, you will have to provide everything the lender asked you to gather.

Not all lenders require the same documents. Some might require more paperwork than others and vice versa.

So make sure to inquire first before hurrying to the loaner.

4.) Prepare For a Background Check

Once you pass the verification phase, you will have to get ready for a background check which might involve reviewing your creditworthiness and the automobile’s equity value (EV).

5.) Wait For the Approval

You will have to undergo another waiting period and wait for their call. You can move on to the next step IF you have been approved.

Otherwise, it’s time to bid your application adieu.

6.) Discuss Important Matters

You can start negotiating with the moneylender here. ALL matters regarding payment options, loan amounts, and other title loan-related things go through here.

Your title will also be taken here. You will get it back after you complete your payments.

7.) Get Your Cash

Once you come into an agreement, you can finally get your cash.

It can be of any amount. But of course, not exceeding the maximum value that a loaner can provide you.

8.) Pay the Title Loans

REMEMBER: Loan payments REMAIN your obligation.

Don’t forget to brush up your knowledge on the interest rate and double-check ALL the documents you’ve gathered before turning over your payment. 

I Want to Know More About…

How High Interest Rates Are in Troy, MI

Title loans are costly. In Michigan state, there is a rate cap that loan companies can charge.

However, hidden and additional cash payments could also be requested a few days before the loan term ends. Just be aware of that before signing the contract.

IN OTHER CASES: If you can’t submit a title loan payment at all, the loan company will have you renew the loan. But there would be an additional rate at your next due date.

Loan companies might increase the percentage rate to about 5 percent or more if you fail to send the payment on time.

Chances of Obtaining a Loan With a Bad Credit

People with negative creditworthiness don’t have a zero percent chance of loans. It is still workable if you can present enough proof that you can make a loan payment.

When Can I Apply For Another Loan

As soon as you have finished your loan payment. There is no waiting period with title loans.

FRIENDLY REMINDER: You cannot simultaneously have 2 or more active loans on the same automobile.

However, if you have another automobile (and its title), you can approve the two ongoing loans from the same money lender.

Possibility of Getting Loan Approval When I’m Unemployed

It is still possible to get loans even without a job. Again, you can acquire one as long as you have the means to pay back the loaner.

Getting the Loan Without Bringing in My Vehicles

It’s also completely fine to receive the loan even if your vehicles are not present. The only requirements you will need to meet are:

  • You should own the automobile
  • It should have a lien-free title
  • You should have access to it

Though you will have to go through the online way completely.

Eligible Vehicles I Can Pledge

Vehicles such as motorcycles, trucks, vans, and any other types are alright. Just make sure it has a clean title.

It also pays to keep it in good condition for you to borrow a higher loan amount.

Final Thoughts

Is everything clear to you now?

As you have just seen, it only takes a quick and simple process to get instant cash.

This can be your go-to solution if you are in a pinch. However, you should also consider the drawbacks we have mentioned earlier.

It’s all good until you reach the payment stage. It will cost you more than what you’ve borrowed. So it’s better to ensure you have the capability to repay the loan before you drown in debt.

Think before you act.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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