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Home > Michigan > Troy

Title Loans in Troy , Michigan

How much cash can i get

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Location Information:

MC representative



Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

I chose to pawn my vehicle title with them, and the process went well. My car was fairly valued, and I had no trouble getting the loan amount. prompt and trustworthy service.
Robert R
Robert R
I opted to pawn my car title with them, and it was a seamless experience. The valuation of my car was fair, and I received the loan amount without any hassle. Quick and reliable service.
Calvin J. Baer
Calvin J. Baer
Montana Capital Car Title Loans provided me with a satisfactory service. The application procedure was quick, and their crew was courteous. The terms were reasonable, and I received the funds immediately.
Florence Honeycutt
Florence Honeycutt
This company exceeded my expectations when I needed salvage title loans near me. Their local presence, combined with reasonable conditions, makes the procedure simple and accessible for anyone looking for financial aid with a salvage title.
I found myself in desperate need of finances right away. Fortunately, this respectable loan company specialized in auto title loans and was able to quickly arrange the loan amount I needed by using my vehicle as collateral.
Steven Cadena
Steven Cadena
As someone with bad credit, finding a loan can be challenging, but this company made it possible. They offer the best loans for bad credit with fair terms and manageable interest rates. Grateful for the financial help!
Glory Shirima
Glory Shirima
I was initially concerned about title loan APR, but the loan service I chose had transparent terms and a reasonable rate. Their commitment to clarity and fair pricing eased my worries, making it a positive experience overall.
Kennedy Willms
Kennedy Willms
I had a positive experience with Montana Capital Car Title Loans. The application process was efficient, and their team was professional. The terms were reasonable, and I got the funds I needed quickly.
Angel Carter
Angel Carter
When I needed salvage title loans near me, this company exceeded expectations. Their local presence, coupled with fair terms, made the process convenient and accessible for anyone seeking financial assistance with a salvage title.
Andrew Porterfield
Andrew Porterfield
Fast Title Lenders provides Excellent support for hardship loans for bad credit, from Montana Capital Car Title Loans; I had a nice day. You may count on my support for my loved ones.
Alfred Hodge
Alfred Hodge
Finding the finest loans as someone with negative credit might be difficult. It was a game changer when I discovered this loan firm that specializes in negative credit loans. They were sympathetic and assisted me in obtaining a loan that met my requirements. Thanks a lot!!!!!
Wendell A. Shutt
Wendell A. Shutt
Montana Capital Car Title Loans is a well-known company in the market. Their reputation is well-deserved because they gave me a fair loan and good service. I'm a happy customer.
Caroline Murphy
Caroline Murphy
I was facing a difficult situation with my car, as it had a salvage title. So, in my search for "salvage title loans near me," I came across this reputable company. Not only did they approve my loan, but they also ensured that the entire process was smooth and trouble-free. Thank you so much!!
Frank H. Petersen
Frank H. Petersen
I needed rapid cash when unexpected expenses arose. This organization helped me find the best title loans around me. Their procedure was simple, and I had the assistance I required in no time. Really impressive! Thanks a lot Montana Capital Car Title Loans!!
In a time of urgency, I found myself in need of immediate funds. Luckily, this reputable loan company specializes in automobile title loans and was able to swiftly secure the loan amount I required by utilizing my vehicle as collateral. Thank you Montana Capital Car Title Loans!!
Clara Saldanha
Clara Saldanha
In a moment of urgency, I found myself in need of immediate funds for an unexpected emergency. Fortunately, I discovered a reputable loan company that specializes in automobile title loans. By utilizing my vehicle as collateral, they were able to swiftly provide me with the necessary loan amount.
Olive Wilson
Olive Wilson
As someone with bad credit, finding the best loans can be challenging. I discovered this loan company that specializes in loans for bad credit, and it was a game-changer. They were understanding and helped me secure a loan that suited my needs. Thanks a lot!
Aaron Boyd
Aaron Boyd
Montana Capital Car Title Loans is a trusted name in the industry. Their reputation is well-deserved, as they provided me with a fair loan and excellent service. I'm a satisfied customer. Thank you Montana Capital Car Title Loans!
Dora Hunter
Dora Hunter
🌟 I was in a tight spot, and my car had a salvage title. I searched for "salvage title loans near me" and found this company. They not only approved my loan but also made the process hassle-free. Thanks to them, I solved my financial crisis!
Jonathan Duffy
Jonathan Duffy
I was in a financial pinch, and these title pawn places were a lifesaver. They provided the funds I needed quickly and efficiently, making the process stress-free. Thank you so much!!!
Earl Arnold
Earl Arnold
When unexpected expenses hit, I needed quick cash. I found the best title loans near me through this company. Their process was straightforward, and I got the relief I needed in no time.🤗🤗
Jason Nelson
Jason Nelson
I was in a tight spot and needed quick funds for an emergency. Thankfully, this loan company specializes in automobile title loans. They were able to provide me with the loan amount I needed, using my vehicle as collateral.
Jessica Carpenter
Jessica Carpenter
With this loan organization, applying for a loan using my car title online was simple. They have an easy-to-use platform, which made the procedure quick and simple. How quickly everything moved along, from application to approval, astounded me.
Elizabeth Garrett
Elizabeth Garrett
I searched for 'auto title loans near me,' and this company turned out to be the most reliable choice. Their professional team made the entire process smooth and efficient.
Sue Chapman
Sue Chapman
I stumbled upon this loan firm while looking for "car title loans places near me." Their service exceeded my expectations. The application process was straightforward, and I received the funds I needed in no time. The staff was friendly and helpful, ensuring a smooth experience.
Angel Berry
Angel Berry
I came to this loan organization for a title and payday loan since I needed money right away. They quickly processed my application and quickly gave me the money I required.
Terry Burns
Terry Burns
I first learned about this business while I was having financial difficulty. At first, I had my doubts, yet they were able to obtain me a title loan without even having my car there. They were prompt, simple to work with, and very competent.
Clarence Hamilton
Clarence Hamilton
I was looking for a quick loan and found a great company that offered nearest title loans. The process was easy and the staff was friendly. I was able to get the money I needed and it was a great option for me.
Alice Ward
Alice Ward
I found the loan company to be extremely helpful when I was in a difficult financial situation. They provided me with a personal loan despite my bad credit, and I was able to get back on my feet. I would highly recommend their services to anyone in a similar situation.
Jason Chung
Jason Chung
I am so glad I found this loan company! They have really helped me out in a time of need. The process was quick and easy, and I was able to get the money I needed right away. I would definitely recommend this company to anyone who needs a title loan.
Dorothy King
Dorothy King
I found the loan company online and they were able to process my loan very quickly. I got the money I needed in a very timely manner and the process was very smooth. I would definitely recommend them to anyone in need of a fast title loan.
I am happy with this loan company. They were able to give me a title loan very quickly and efficiently. I would definitely recommend them to anyone in need of a loan.
Maureen Gardner
Maureen Gardner
I was in a tough spot and needed some quick cash. I went to this loan company and they helped me out by lending me money against my motorcycle title. The process was quick and easy, and I was able to get the money I needed in no time. I would definitely recommend this company to anyone in a similar situation.
Mandy Curtis
Mandy Curtis
It is the best place for me when I need a bad credit loan, and these people always impress me with their excellent customer service. I am confident that they will take care of me.
Larry Ray
Larry Ray

3 Easy Steps to Get a Car Title Loan in Troy

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Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

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The vehicle’s title

Personal details




Get up to $50,000

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Troy

Can you get title loans in Troy, MI?

YES! It’s legal and safe to apply for one in Michigan.

Why should you get title loans?

It’s one of the fastest ways to get immediate funds. All you need to do is lend your vehicle title, undergo verification, and voila — there’s your cash.

See how simple the approach is?

If you want to know more about its details, let’s not have you waiting any longer.

What I Will Get From Auto Title Loans

Did you know that you can get a title loan in just 30 minutes?

You heard that right! In less than an hour, you can already acquire your much-requested loan amount. However, that won’t be the main focus of our discussion.

You need to keep in mind that your automobile worth will mainly be the basis of the loan value.

You will mostly enjoy some BENEFITS when obtaining auto title loans in Troy, MI. But remember that there are DRAWBACKS with loans too…


  • Instant cash
  • Fast transaction
  • Easily obtainable requirements
  • Possibility of no credit check
  • Ability to still drive your automobile while undergoing loan payments


  • High-interest rates
  • Potential of car repossession if an auto title loan is not paid
  • Chances of falling into a financial hole if an auto title loan is not paid

Still ready to take the risk? Alright. Let’s move on to the next part.

Getting an Auto Title Loan in Troy

In this section, we’ll teach you everything you will need to do to get your loans in Troy, MI.

Please go through each requirement as thoroughly as possible to avoid any problems in the application process.

List of Things to Prepare

To obtain a car title loan, you have to prepare requirements such as…

  • Identification (state-issued ID, driver’s license, etc.)*
  • Clear car title*
  • Vehicle/s (note down the year, make, model, mileage, VIN, license plate)*
  • Proof of ability to pay the loan (payslip, tax return, etc.)*
  • Proof of residence (bank statements, lease contract, etc.)
  • Credit
  • Vehicle registration
  • Vehicle insurance
  • Vehicle key duplicate/s
  • At least two references (must include relationship, phone number, and address)

Application Procedure

Got your documents already? Here’s what you have to do next:

1.) Find a Loan Lender in Troy, Michigan

There are several reliable lenders you can find in Troy, Michigan.

2.) Complete an Application Form

You have to write down EVERYTHING in the application form!

This includes your personal information, car details, and any other necessary info (which should be written correctly).

All the data you input will help convince the lenders you are a qualified borrower.

3.) Submit the Required Documents

As listed above, you will have to provide everything the lender asked you to gather.

Not all lenders require the same documents. Some might require more paperwork than others and vice versa.

So make sure to inquire first before hurrying to the loaner.

4.) Prepare For a Background Check

Once you pass the verification phase, you will have to get ready for a background check which might involve reviewing your creditworthiness and the automobile’s equity value (EV).

5.) Wait For the Approval

You will have to undergo another waiting period and wait for their call. You can move on to the next step IF you have been approved.

Otherwise, it’s time to bid your application adieu.

6.) Discuss Important Matters

You can start negotiating with the moneylender here. ALL matters regarding payment options, loan amounts, and other title loan-related things go through here.

Your title will also be taken here. You will get it back after you complete your payments.

7.) Get Your Cash

Once you come into an agreement, you can finally get your cash.

It can be of any amount. But of course, not exceeding the maximum value that a loaner can provide you.

8.) Pay the Title Loans

REMEMBER: Loan payments REMAIN your obligation.

Don’t forget to brush up your knowledge on the interest rate and double-check ALL the documents you’ve gathered before turning over your payment. 

I Want to Know More About…

How High Interest Rates Are in Troy, MI

Title loans are costly. In Michigan state, there is a rate cap that loan companies can charge.

However, hidden and additional cash payments could also be requested a few days before the loan term ends. Just be aware of that before signing the contract.

IN OTHER CASES: If you can’t submit a title loan payment at all, the loan company will have you renew the loan. But there would be an additional rate at your next due date.

Loan companies might increase the percentage rate to about 5 percent or more if you fail to send the payment on time.

Chances of Obtaining a Loan With a Bad Credit

People with negative creditworthiness don’t have a zero percent chance of loans. It is still workable if you can present enough proof that you can make a loan payment.

When Can I Apply For Another Loan

As soon as you have finished your loan payment. There is no waiting period with title loans.

FRIENDLY REMINDER: You cannot simultaneously have 2 or more active loans on the same automobile.

However, if you have another automobile (and its title), you can approve the two ongoing loans from the same money lender.

Possibility of Getting Loan Approval When I’m Unemployed

It is still possible to get loans even without a job. Again, you can acquire one as long as you have the means to pay back the loaner.

Getting the Loan Without Bringing in My Vehicles

It’s also completely fine to receive the loan even if your vehicles are not present. The only requirements you will need to meet are:

  • You should own the automobile
  • It should have a lien-free title
  • You should have access to it

Though you will have to go through the online way completely.

Eligible Vehicles I Can Pledge

Vehicles such as motorcycles, trucks, vans, and any other types are alright. Just make sure it has a clean title.

It also pays to keep it in good condition for you to borrow a higher loan amount.

Final Thoughts

Is everything clear to you now?

As you have just seen, it only takes a quick and simple process to get instant cash.

This can be your go-to solution if you are in a pinch. However, you should also consider the drawbacks we have mentioned earlier.

It’s all good until you reach the payment stage. It will cost you more than what you’ve borrowed. So it’s better to ensure you have the capability to repay the loan before you drown in debt.

Think before you act.

Related Locations

Sterling Heights

42464 Mound Rd, Sterling Heights, Michigan 48314
View Location


8154 E 14 Mile Rd, Warren, Michigan 48093
View Location


28775 Van Dyke Ave,, Warren, Michigan 48093
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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