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Title loans in Troy

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Open hours

Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
Closed

All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Troy

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Revive Auto Repair

2888 E Maple Rd

Troy

48083 Michigan

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Troy

Can you get title loans in Troy, MI?

YES! It’s legal and safe to apply for one in Michigan.

Why should you get title loans?

It’s one of the fastest ways to get immediate funds. All you need to do is lend your vehicle title, undergo verification, and voila — there’s your cash.

See how simple the approach is?

If you want to know more about its details, let’s not have you waiting any longer.

What I Will Get From Auto Title Loans

Did you know that you can get a title loan in just 30 minutes?

You heard that right! In less than an hour, you can already acquire your much-requested loan amount. However, that won’t be the main focus of our discussion.

You need to keep in mind that your automobile worth will mainly be the basis of the loan value.

You will mostly enjoy some BENEFITS when obtaining auto title loans in Troy, MI. But remember that there are DRAWBACKS with loans too…

Pros

  • Instant cash
  • Fast transaction
  • Easily obtainable requirements
  • Possibility of no credit check
  • Ability to still drive your automobile while undergoing loan payments

Cons

  • High-interest rates
  • Potential of car repossession if an auto title loan is not paid
  • Chances of falling into a financial hole if an auto title loan is not paid

Still ready to take the risk? Alright. Let’s move on to the next part.

Getting an Auto Title Loan in Troy

In this section, we’ll teach you everything you will need to do to get your loans in Troy, MI.

Please go through each requirement as thoroughly as possible to avoid any problems in the application process.

List of Things to Prepare

To obtain a car title loan, you have to prepare requirements such as…

  • Identification (state-issued ID, driver’s license, etc.)*
  • Clear car title*
  • Vehicle/s (note down the year, make, model, mileage, VIN, license plate)*
  • Proof of ability to pay the loan (payslip, tax return, etc.)*
  • Proof of residence (bank statements, lease contract, etc.)
  • Credit
  • Vehicle registration
  • Vehicle insurance
  • Vehicle key duplicate/s
  • At least two references (must include relationship, phone number, and address)

Application Procedure

Got your documents already? Here’s what you have to do next:

1.) Find a Loan Lender in Troy, Michigan

There are several reliable lenders you can find in Troy, Michigan.

2.) Complete an Application Form

You have to write down EVERYTHING in the application form!

This includes your personal information, car details, and any other necessary info (which should be written correctly).

All the data you input will help convince the lenders you are a qualified borrower.

3.) Submit the Required Documents

As listed above, you will have to provide everything the lender asked you to gather.

Not all lenders require the same documents. Some might require more paperwork than others and vice versa.

So make sure to inquire first before hurrying to the loaner.

4.) Prepare For a Background Check

Once you pass the verification phase, you will have to get ready for a background check which might involve reviewing your creditworthiness and the automobile’s equity value (EV).

5.) Wait For the Approval

You will have to undergo another waiting period and wait for their call. You can move on to the next step IF you have been approved.

Otherwise, it’s time to bid your application adieu.

6.) Discuss Important Matters

You can start negotiating with the moneylender here. ALL matters regarding payment options, loan amounts, and other title loan-related things go through here.

Your title will also be taken here. You will get it back after you complete your payments.

7.) Get Your Cash

Once you come into an agreement, you can finally get your cash.

It can be of any amount. But of course, not exceeding the maximum value that a loaner can provide you.

8.) Pay the Title Loans

REMEMBER: Loan payments REMAIN your obligation.

Don’t forget to brush up your knowledge on the interest rate and double-check ALL the documents you’ve gathered before turning over your payment. 

I Want to Know More About…

How High Interest Rates Are in Troy, MI

Title loans are costly. In Michigan state, there is a rate cap that loan companies can charge.

However, hidden and additional cash payments could also be requested a few days before the loan term ends. Just be aware of that before signing the contract.

IN OTHER CASES: If you can’t submit a title loan payment at all, the loan company will have you renew the loan. But there would be an additional rate at your next due date.

Loan companies might increase the percentage rate to about 5 percent or more if you fail to send the payment on time.

Chances of Obtaining a Loan With a Bad Credit

People with negative creditworthiness don’t have a zero percent chance of loans. It is still workable if you can present enough proof that you can make a loan payment.

When Can I Apply For Another Loan

As soon as you have finished your loan payment. There is no waiting period with title loans.

FRIENDLY REMINDER: You cannot simultaneously have 2 or more active loans on the same automobile.

However, if you have another automobile (and its title), you can approve the two ongoing loans from the same money lender.

Possibility of Getting Loan Approval When I’m Unemployed

It is still possible to get loans even without a job. Again, you can acquire one as long as you have the means to pay back the loaner.

Getting the Loan Without Bringing in My Vehicles

It’s also completely fine to receive the loan even if your vehicles are not present. The only requirements you will need to meet are:

  • You should own the automobile
  • It should have a lien-free title
  • You should have access to it

Though you will have to go through the online way completely.

Eligible Vehicles I Can Pledge

Vehicles such as motorcycles, trucks, vans, and any other types are alright. Just make sure it has a clean title.

It also pays to keep it in good condition for you to borrow a higher loan amount.

Final Thoughts

Is everything clear to you now?

As you have just seen, it only takes a quick and simple process to get instant cash.

This can be your go-to solution if you are in a pinch. However, you should also consider the drawbacks we have mentioned earlier.

It’s all good until you reach the payment stage. It will cost you more than what you’ve borrowed. So it’s better to ensure you have the capability to repay the loan before you drown in debt.

Think before you act.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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