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Title loans in Warren

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Open hours

Mon - Fri:

9am - 7pm
10am - 4pm


Auto & Truck Accessories

8154 E 14 Mile Rd


48093 Michigan

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


Our main

Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

How to Apply for Car Title Loans in Warren, Michigan

We’re excited for you to take this step in being financially prepared or for simply being able to loan and pay your debts.

Learn more so you don’t miss anything and commit any mistakes!

Warren Title Loans Process: How to Apply

Kicking it right off the bat, we don’t want to waste any more seconds. We’re here to let you get instant cash ASAP!

Here is the full-on loan application for applying for Warren title loans:

#1 Find a Lender or Car Title Loan, Agent

Car title loans in Warren, Michigan, or any state are not that complicated or strict.

Choosing a lender directly or a loan agent can be tough because many lenders are NOT licensed and claim to be.

You have to watch out for yourself and your money. The lender you choose must be licensed and can give you financial help.

The title loan process, terms, and conditions will depend on your lender.

Consider your lender has to be someone you trust with you on this journey.

#2 Apply and Submit a Title Loans Application

Hold on, and you don’t get instantly approved that fast without applying. Of course, submitting an application form is needed.

There are two ways of acquiring how to apply for title loans in Warren, Michigan:

  1. You can apply online through their website and fill up the application there.
  2. You can also visit the title loans company personally and sign up for an application.

At this point, you’re still not approved. It would be best to ensure that the details you put are all authentic and updated.

That way, your application gets processed faster because there are no complications and errors that would cause delays.

#3 Submit Car Title Loan Documents

This is what your loan approval will be based on and your eligibility!

The lender based these on the standard documents needed for car title loans, usually with fewer requirements.

However, it still varies because some car title loan companies and lenders have different requirements.

The important thing is that you give all the papers they ask for. Avoid incomplete requirements in this process.

The requirements you need are:

  • Vehicle title
  • A car or vehicle, as long as you’re providing acceptable property for collateral
  • A government-issued ID
  • Proof of Warren residency
  • Proof of vehicle insurance
  • Proof of vehicle registration
  • Proof of income
  • Photos of the car

That’s all you need to get a title loan in Warren, MI. These requirements could be tentative because lenders may have additional requirements.

#4 Contract Signing

All financial institutions must have a contract covering the deal, especially if it involves money.

This is intended primarily for transparency, security, and safety purposes. The details written here must be all about the car title loan.

You must read each written statement on the contract before placing your signature and committing to what’s negotiated.

The contract must contain:

  • Actual loan amount (aka loan proceeds)
  • Interest rates
  • Hidden fees
  • Options for payments
  • Repayment terms
  • Auto title loans period
  • Additional fees
  • Prepayment penalties

Your direct lender must be able to explain and clarify everything that’s confusing to you, and they should also make compromises if you want changes with the deal.

#5 Collect Funds

You can collect the funds on the same day you applied!

Aside from the same-day approval, the easy loan applications, and a few requirements, what else could borrowers like you want?

It’s time to deal with your money business and claim the money by:

  • Through a mailed check
  • Wire transfer
  • Claim it on the car title loans store
  • Direct deposit on your bank account

That’s it! That’s how you secure a title loan in Warren, Michigan!

What Are Car Title Loans?

Car title loans or auto title loans are short-term financing loans secured by a vehicle title as collateral.

Auto equity loans are among the most sought-after cash options in most states, including Warren, MI.

These title loans have a convenient procedure and flexible conditions for most borrowers.

It also has a short repayment period that catches people off guard and risks them losing their cars permanently.

Be careful! Title loans can taint your reputation if you become irresponsible.

Are Title Loans in Warren, Michigan Different?

In the state of Michigan, title pawns are illegal. See its legality status in Warren before applying.

If it’s illegal, some rules and regulations must be followed.

Those rules restrict the loan terms, but it won’t stop you from getting immediate assistance for your money business.

The rules are:

  • Maximum loan amount of $500
  • Maximum loan term of 14 days
  • Minimum loan amount of $100
  • Maximum annual percentage rate of 36.00%

The loan amounts and annual percentage rate could still be negotiated with the direct lender.

What Else Should You Know About Pink Slip Loans?

An auto title loan has perks and drawbacks, which are intended primarily for you to make a smart decision!

No Perfect Credit History Needed

Yup! Lenders don’t need to perform credit checks and require a good credit score and credit history.

This means that people with bad credit can be granted a pink slip loan in Warren, MI, although people with bad credit decisions won’t have the same benefits as those with good credit.

If you apply with bad credit, a skyrocketed interest rate would be added to your loan and make it harder for you to repay them.

Remember, when you apply with bad credit, it won’t mean that you will get approved instantly.

Your credit can affect your cash, the minimum loan amounts, and the deal.

Vehicle Value

A borrower can only be granted half of the fair market value of their car. A lender is not permitted to give more!

Yes, the actual loan amount cannot exceed more than half. If you want higher loan amounts or loan proceeds, make sure your car is in its best condition.

The minimum loan amounts and maximum will depend on some factors such as:

  • Vehicle condition
  • Vehicle year
  • Car model
  • Car make

Repay to Get Your Title Back

You can only claim your title back to repay your lenders within the title loans’ period.

It’s fair that you pay them back after giving you immediate assistance, lending you cash, and helping with household purposes and other bills.

Car title loans Warren can be the best title loans if you fulfill your commitment properly!

Short Repayment Terms

These loans have a short period for repaying the cash you borrowed. Our advice? Come up with a good schedule for making payments.

Car title loans Warren can be nice and lenient regarding credit scores, credit histories, cash claiming, etc.

But they are strict and tough when it’s time to return the cash you borrowed.


These loans cost a lot of money! Why? Because they can lend money to people within 24 hours and accept them even with bad credit.

They could be the only company capable of doing that when it comes to money. There are no more companies that can promise instant bank transfers!

Car title loans Warren or title pawns in any state are naturally expensive. But it’s worth it if it can give you exceptional services!

Frequently Asked Questions

Do you still have questions regarding the topic? Here is the most frequently asked questions article section!

How Much Cash Can I Get?

“How much cash can I get?” is the most common question applicants have.

The money you get to borrow is only half of your car value. But you’d be surprised that it could cover household purposes!

Are There Alternatives for Title Pawns?

Of course! Though these alternatives do not offer the same amount title pawns offer.

Alternatives like:

  • Personal loan
  • Service student loans
  • Payday loans
  • Credit unions

Service student loans are for becoming more organized with collecting money and tracking your payments for debts.

A personal loan consolidates credit card debt and puts funds on other expenses.

What Happens if I Don’t Repay the Loan?

You will permanently lose your mode of transportation and its title.

The lender can sell it to even out the loan you owe them!

Final Verdict

When we fall short on cash, it leads to personal problems and personal modes of fixing them.

If getting a title loan is your means of getting financial help, that’s great!

If you prefer other methods, that’s good too! Do what you must as long as you have enough cash to repay what you loaned.

Nonetheless, we wish you all the best!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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