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Home > Florida > Tampa, FL

Title Loans in Tampa , FL

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


1412 W Waters Ave Suite 103
FL   33604

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Salvage title loans near me? Look no further than them! Their efficient service and understanding staff made the process smooth, and I got the funds I needed without any hassle.
Rejeesh P.
Rejeesh P.
Using this firm, I was able to unlock the worth of my car using its KBB value. Their impartial assessment and readiness to take into account my car's KBB value made the borrowing procedure clear-cut and comforting.
Kacey G.
Kacey G.
Using this firm, I was able to unlock the worth of my car using its KBB value. Their impartial assessment and readiness to take into account my car's KBB value made the borrowing procedure clear-cut and comforting.
Kacey G.
Kacey G.
Unlocking the value of my vehicle with KBB value became a reality through this company. Their fair evaluation and willingness to consider the KBB value of my car made the borrowing process transparent and reassuring.
Robby H.
Robby H.
Securing extra cash can be a game-changer, and this loan service made the process surprisingly simple. With a straightforward application and quick approval, they became my go-to choice when I needed that additional financial support.... Highly recommended for those seeking a reliable source of extra cash.read more
Mathew B.
Mathew B.
Since I've never been a fan of conventional bank loans, I chose to give auto title loans a shot when I needed some additional cash. This business made the whole procedure really easy and stress-free. Their interest rates were fair, and... they were quite transparent about the terms and conditions. They also provided excellent customer service, always being ready to address my queries and worries. I'm very happy I accompanied them! Thanks a lot Montana Capital Car Title Loans!!read more
Margaret K.
Margaret K.
When I found myself in need of additional funds, I opted for a car title loan instead of traditional bank loans. This decision turned out to be a great one as the company I chose made the entire process seamless and hassle-free. The terms... and conditions were clearly explained to me, and their interest rates were fair. On top of that, their customer service exceeded my expectations – they were consistently accessible and attentive to address any inquiries or apprehensions I had. Without a doubt, choosing them was a wise decision that I am incredibly grateful for!read more
Roberta M.
Roberta M.
Getting truck title loans here was a straightforward process. The staff, especially Manan and Paul, were friendly and accommodating. They simplified what could have been a complex procedure, and I'm grateful for their professionalism.
Traci A.
Traci A.
I've never been a fan of traditional bank loans, so when I needed some extra cash, I decided to try out a car title loan. This company made the entire process so simple and stress-free. They were very clear about the terms and conditions,... and their interest rates were reasonable. Plus, their customer service was amazing – they were always available to answer my questions and concerns. I'm so glad I went with them!read more
Agnes P.
Agnes P.
When I was trying to figure out my borrowing options, this loan company's title pawn calculator was super helpful. It helped me understand how much money I could borrow and how long it would take for me to pay it back. It made it a lot... easier for me to make smart choices about my financesread more
Vicki W.
Vicki W.
Dealing with a title loan with a lien was stress-free thanks to this loan company. Their expertise in handling such loans was evident. They provided a clear and transparent process, making it easy for me to secure the loan I needed. I'm... grateful for their professional service.read more
Stella T.
Stella T.
The loan company's expertise in long-term title loans was exactly what I was looking for. Their competitive rates and extended repayment options allowed me to comfortably manage my loan over an extended period.
Polly G.
Polly G.
If you have a title loan with a lien, this loan company can assist you in refinancing or resolving the lien. They provided me with options and helped me find a solution.
Marie H.
Marie H.
I had a great experience working with this loan company. I got a loan quickly and easily, and the process was very straightforward. I would definitely recommend this company to anyone looking for a car title loan.
Donald H. N.
Donald H. N.
I recently needed to borrow some money, and the option of using my vehicle as collateral made vehicle title loans the perfect solution for me. The process was quick and easy, and I was able to get the funds I needed to take care of my... expenses.read more
I am so glad I found this company! They were able to give me a neighborhood title loan when no one else would. The process was simple and easy to understand. I would recommend them to anyone in need of a loan.
Nicole G.
Nicole G.
Using this loan company to help secure my car title was a great experience. The process was quick and easy, and I felt confident that my car would be well-protected. I would definitely recommend this company to anyone looking for a... reliable and trustworthy loan service.read more
William P.
William P.
I've utilised this company's emergency loan service a few occasions in Tampa and have always been pleased with the rapid and courteous service. To make sure that I can get the money I need when I need it, the staff is always willing to... work with me. I would wholeheartedly advise anyone in need of urgent financial assistance to contact this company.read more
Dana W.
Dana W.
I've been looking for a car title loan for a while now, but couldn't find one that I liked. Then I saw a post on Facebook about truck title loans, and I jumped on it. The staff of the company, Montana Capital Car Title Loans, was very kind... and explained everything to me in detail. Also, to my surprise my loan got disbrsed the same day.read more
Hector T.
Hector T.
Thanks for the excellent advice you provided about personal loans for bad credit. It was a pleasure working with you.
Kim W.
Kim W.
Since you can get vehicle title loans even with a bad credit score, that's the way I usually get extra money when I need it.
Yvette D. M.
Yvette D. M.

3 Easy Steps to Get a Car Title Loan in Tampa, FL

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
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A few simple steps for a free quote

Select the amount of cash you want


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The vehicle’s title

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Tampa, Florida

If you’ve hit rock bottom, don’t give up.

Applying for a loan through a bank or credit union isn’t the only way to get cash.

Ever heard of car title loans? If you are a resident of Tampa, Florida, and own a car outright, you’re already halfway to getting your application approved.

Below, we’ll tell you all you need to know about car title loans in Tampa, Florida, how to apply for one, and tips to ensure your success.

Requirements Needed to Apply for a Car Title Loan in Tampa, Florida

The first step is to secure documents, such as:

  • Proof of Residency (Utility bills/payments, mortgage or lease statement, etc.)
  • Proof of Income (bank statement, Social Security statement, etc.)
  • Government-issued ID
  • Clean vehicle title (Must be the owner)
  • Vehicle photos (VIN, odometer, and photos of all 4 sides of your vehicle)
  • 4 References

If you’re able to fulfill these documents and are approved, you’ll be able to receive the emergency cash or money you need in less than a week’s time.

But first, understanding the loan process and your application is crucial to an approved loan. That’s what you’ll find below.

How Do Title Loans in Tampa, Florida Work?

A title loan is a short-term secure loan where a loan company evaluates or determines the value of your vehicle and lends you a percentage based on your car’s value.

Once you submit the title of your vehicle along with other title loan requirements, the loan company will use it as collateral value.

Evaluating your vehicle’s value depends on the make, model, year, and general condition, along with its mileage.

The information gained from the inspection will then determine the loan amount or money you will receive.

Most states accept a minimum vehicle value of $2,500 and $25,000 as the highest.

Are Car Title Loans for You?


Easier Qualification Process

Auto title loans offer a more lenient process compared to banks or credit unions.

As a result, you won’t be as anxious or hard-pressed when you apply for one. What’s more, is the loan process is simpler and faster than most loan applications you find nowadays.

Simple Cash Solution

If you’re looking for fast cash and need an emergency fix, auto title loans are known to help you gain quick access to money with minimum hassle.

Flexible and Less Hassle

Not all applicants will bear the same case.

With title loans, you’ll find several payment options available to you, depending on your lender and company.

Since the process is also more lenient, it becomes less of a hassle on your part.

Longer Payment Terms

If you don’t have the ability to pay the minimum loan back, it’s possible to extend your payment period granted you inform your lender beforehand.

However, this may depend on your credit score and credit history, so it’s important to bring this up during your loan agreement.


Your Title Loan Needs Sufficient Value

It’s only fair that the loan company requires sufficient value of your vehicle.

The better the value of your car, the more money you can borrow. However, this also depends on the percentage offered by the loan company.

If your car is worth less than $500, it would be difficult if you wanted to loan $2000 worth of money.

Your Application May Be Denied

Although title loans have an advantage over most standard loans, there’s still one thing or rather a few things to consider: credit score and if you can repay the loan on a timely basis.

This is not to say bad credit scores will automatically mean your loan isn’t approved. However, some lenders require this information to assure some safety on their part as well.

You Might Lose Your Car

Don’t freak out.

Losing your car is a risk and expense given you don’t meet timely payments consistently.

Before applying for title loans, borrowers must understand showing proof of stable income means you’ll be able to repay your loan.

Should You Get a Title Loan in Tampa?

You may have heard a friend or colleague say car title loans are a bad decision.

The truth is, title loans are a great option for people seeking financial help who are in desperate need or are looking for access to money fast.

Title loans come with risks, but they also come with benefits that may help stabilize your finances when necessary.

When funds are low due to debt or bills that have piled up, title loans may be a last resort or option to help people pull themselves out of the pit.

So, try it out yourself first. At least now, you’re aware of the risks and possible roadblocks you may bump into.

Overall, these will help you when you apply for title loans in Tampa.

3 Steps to Apply for Title Loans in Tampa, Florida

Step 1: Send Your Loan Application Online

Apply online using our online form through your desktop computer or smart device.

Step 2: Upload Documents

Submit all the documents requested by your lender:

  • Proof of Residency
  • Vehicle Photos
  • Government-issued ID
  • Clean car title (must be the owner)
  • Evidence of income
  • 4 references

Step 3: Collect Your Money

After your application is approved, you’ll be able to receive your money right away!

There are various ways you can collect money, such as:

  • MoneyGram
  • Issued Check
  • Electronic Deposit

Take note every situation is unique. Not all residents of Tampa will go through the same loan process when applying for title loans.


Why Was My Title Loan Denied?

There are a number of reasons why your title loan in Tampa was denied:

  • Insufficient car value
  • Your car title has a lien on it or has no equity
  • Issues with your credit check or history
  • Unstable evidence of income

In cases like these, it may help to talk to your loan agent about alternative solutions like refinancing your loan.

How Long Is the Repayment Period of a Title Loans?

The repayment period is typically between 1 to 3 years. It’s also possible to customize title loans to suit your circumstances.

To set a different repayment period, talk to your loan agent before applying.

Do I Need an Excellent Credit Score When Applying for Title Loans in Tampa?

Bad credit doesn’t mean you won’t be approved, however, it can be a factor.

Higher credit increases the chances of an approved loan. Also, you don’t have to be employed to secure a title loan.

However, it’s important to note having a steady source of income to meet any due payments is vital to approved title loans.

Tips When Applying for Title Loans in Tampa, Florida

Do Thorough Research

Choosing the best loan company is vital if you want the best offers and your best interests met.

Reading what customers have to say, their experiences, and proper research is essential to get the best deals and more importantly, to prevent fraud or scams.

Ask About Different Payment Options

A rigid payment system might make it difficult for you when you can’t pay for the minimum loan in a given timeframe.

Look for companies that offer flexible schedules and various options.

Determine the Value of Your Car

Knowing your car’s worth will help you determine an estimated value or money you’ll be able to receive.

Things like make, mileage, model, and year model can be useful.

Let’s say from all the information provided, your car’s worth is $4,000 with $300 pending dues and the company offers a 30% percentage, then:

(Worth of your car) – (Dues/Fees) x percentage offered = money you’ll receive

$4,000 – $300 x 30% = $1,110

You can use this site to help you.

Review the Fine Print

Don’t get all jumpy and excited you forget to look at what’s important.

Make sure to check the following:

  • Interest rates
  • How the interest rate was calculated
  • Prepayment penalty
  • Conditions that may affect your interest rates
  • Extra expense
  • Title loan conditions

Final Words

Before you apply, be sure to take note of the tips and risks we listed in this article. These are not meant to discourage you but rather, to guide you throughout your way.

Additionally, these alternatives may also help you.

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7279 Causeway Blvd, Tampa, FL 33619
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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